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d="M-354.5,292H-366c-0.6,0-1,0.4-1,1v11.6c0,0.5,0.4,1,1,1h1v2.4l3.3-2.4h7.3c0.6,0,1-0.4,1-1V293C-353.5,292.5-353.9,292-354.5,292"/><path id="Fill-10" sketch:type="MSShapeGroup" fill="#FFFFFF" d="M-364,293.9c0.6,0,1.2,0.5,1.2,1.2c0,0.6-0.5,1.2-1.2,1.2c-0.6,0-1.2-0.5-1.2-1.2C-365.2,294.4-364.6,293.9-364,293.9L-364,293.9z M-365,297.1h2v6.5h-2V297.1z"/><path id="Fill-11" sketch:type="MSShapeGroup" fill="#FFFFFF" d="M-361.7,297.1h1.9v0.9h0c0.3-0.5,0.9-1,1.9-1c2,0,2.4,1.3,2.4,3.1v3.5h-2v-3.1c0-0.8,0-1.7-1-1.7c-1,0-1.2,0.8-1.2,1.7v3.2h-2V297.1"/></g></g></g></defs></svg><script src="https://static.licdn.com/sc/h/crx5tg5tyogf7bjjdp00oo1wf" async></script><div id="content-banner"></div><div id="content-main" tabindex="0"><div id="pulse-article-wrapper" class="content-wrapper ssr-wrapper" data-ssr="true"><div id="actions-header-article" class="actions-header slider has-offset"></div><div id="share-prompt"></div><article id="pulse-article-content" class="pulse-article" itemtype="http://schema.org/NewsArticle" itemscope tabindex="-1" data-li-main-content><header id="article-header" role="banner"><figure role="presentation" class="article-banner-image-wrapper" itemprop="image" itemscope itemtype="http://schema.org/ImageObject"><div class="article-banner-slate"><img src="https://media.licdn.com/mpr/mpr/AAEAAQAAAAAAAAxqAAAAJGI3NDM1ZmQ4LWJjZTEtNDJjNC05ZWVlLWY5NjBhNjY4ZDMxNA.jpg" alt="" class="article-banner-image" itemprop="contentUrl"></div></figure><h1 class="article-title" itemprop="headline">Giving to Charity: A Private Donor/Volunteer/CFP®’s Reflection</h1><ul class="article-meta"><li>Published on <time itemprop="datePublished" datetime="2017-09-11">September 11, 2017</time></li></ul><div class="article-author-wrapper"><section id="social-stats"></section><figure class="entity-image entity-image-user"><a href="https://www.linkedin.com/in/jimvandelogt" rel="author"><img src="https://media.licdn.com/mpr/mpr/shrink_200_200/AAEAAQAAAAAAAAlIAAAAJDJjYzU3OThjLWRhN2MtNDM3Yi05Yzk2LTQ5ZjBlZTk1MWQzYQ.jpg" alt="Jim Vande Logt CLU, ChFC, CFP®"></a></figure><div class="entity-content"><h2 class="entity-name" itemprop="author creator" itemscope itemtype="http://schema.org/Person"><a href="https://www.linkedin.com/in/jimvandelogt" rel="author"><span itemprop="name">Jim Vande Logt CLU, ChFC, CFP®</span></a><span class="follow-action"><div class="tooltip-wrapper"><button class="button-follow button-link  tooltip-trigger"><span class="text text-default">Follow</span><span class="text text-active">Following</span><span class="text text-active-hover">Unfollow</span><span class="accessible-text">Jim Vande Logt CLU, ChFC, CFP®</span></button><p class="tooltip tooltip-follow" role="tooltip">Sign in to follow this author</p></div></span></h2></div></div></header><div class="prose" itemprop="articleBody"><p>I’ve had the rough draft of this article sitting on my desktop for some time now. In the literal wake of Hurricane Harvey and Irma, I thought it would be timely to publish it. As polarized a nation as we can seem, times of disaster tend to show how generous and united we truly are.</p> 
<p>I’m going to approach this topic from three different points of view: (1) Financial Planner, (2) Parish Finance Council Member, (3) Personal Donor. I’ve been blessed to wear these three hats and I would like to share some of my experiences and best practices so hopefully you can apply an idea or two to your own planned giving.</p> 
<p><strong>Financial Planner:</strong></p> 
<p>Our clients range from people who give very little to people who gift 10% of their incomes, sometimes more. Two questions I often get are:</p> 
<p>•Is giving a smart financial decision?</p> 
<p>•How much should I give?</p> 
<p>Speaking <u>purely from a dollars and cents standpoint</u>, the answer to the first question is “maybe”. When it comes to how much someone should give, if we are <u>only looking at the monetary benefit of the gift</u>, it’s really going to depend on income. First and foremost, we believe that giving should be part of a greater financial plan and is an essential topic for discussion with a qualified financial planner.</p> 
<p>The giving away of one’s assets rarely if ever puts the person in a stronger financial position than prior to the gift being made. Unless we are talking about the ultra-wealthy who are using giving as an estate planning/estate-tax-reduction tactic. So, why do it?</p> 
<p>Usually it comes down to taxes. Over 68% of Americans take the standard deduction [1], currently $6,350 for single filers and $12,700 for married couples filing jointly. The deduction for charitable contributions only applies if you itemize deductions, so most people don’t actually receive a tax benefit through charitable gifting. Remember though, the size of the gift itself could cause total itemized deductions to exceed the standard deduction, therefore providing a meaningful charitable tax deduction.</p> 
<p>For those who are currently subject to the much-despised Alternative Minimum Tax “AMT”, additional giving can help reduce this tax since charitable giving is not considered an “add-back item” for purposes of calculating AMT.</p> 
<p><strong>Parish Finance Council Member:</strong></p> 
<p>It’s been a privilege to serve and learn from so many great financial and spiritual minds during my tenure on our parish’s finance council. As stewards of the church’s monetary assets, anything from turning on the lights to approving major maintenance and expansion projects, it is the job of the council to approve such spending measures. Just like you and me, churches and charitable organizations rely on consistent cash flow to pay their bills.</p> 
<p>Also, just like you and me, some charities are better than others when it comes to managing finances. If you are going to make the decision to support a charity, be sure to conduct your own due diligence as to how the money will be used and what percentage goes to administrative costs. Also, consider giving electronically instead of cash or check. Today, where virtually everything can be done online, the same goes for charitable giving.</p> 
<p>Recurring (i.e. monthly) e-giving promotes cash-flow consistency for charities. It allows them to budget and forecast more accurately. Just as most people prefer to get paid every two weeks instead of once per month, charities also strive for predictable cash flow. This especially helps churches in the summer months where weekly attendance tends to drop due to vacations and other parishioner summer activities.</p> 
<p>“Passing the plates” at church is a tradition that continues today, and people can feel awkward not putting something into the plate for fear of being judged. If this sounds familiar, ask your parish to create laminated “electronic giving” cards for e-donors to place in the plates. This is also a subtle way of promoting e-giving to other members. Electronic donating saves on time and overhead of having to count the collections, storing it in a vault and bringing it to the bank. It saves on paper, both in envelopes, stamps, checks and it reduces the risk of theft.</p> 
<p>Electronic giving is also less “painful” than giving with cash and it creates an instant record for tax purposes. Numerous studies have been conducted, including this one through MIT:</p> 
<p>http://spectrum.mit.edu/winter-1999/the-psychology-of-spending/</p> 
<p>It has been shown that using credit cards causes less mental anguish than paying with cash. While I certainly do not condone paying bills with a credit card to avoid the pain of spending (pain can be good in this case), I can support the idea of giving to charity through an electronic means if it helps overcome the “mental hurdles” of giving.</p> 
<p><strong>As a donor:</strong></p> 
<p>All I can share is how I personally feel when it comes to giving, which I understand may not resonate with the next person. My wife and I give because we want to. We feel tremendously blessed and giving back helps us sleep better at night. We try to give of our time when we can, but giving monetarily allows our dollars to reach others in need where we physically would otherwise not be able to help. Hurricane Harvey is a good example of this.</p> 
<p>We feel an obligation to give, but it’s not an obligation like paying taxes. It’s an act that pays “mental dividends” in the sense that we feel better as a couple that we are helping others less fortunate. </p> 
<p>Few people take pleasure in paying taxes. I know this to be fact because how many people can say that they willingly send extra money to the US Department of Treasury? You can do this by the way; the IRS will gladly accept your donation. While taxes go to fund many important things, we as taxpayers cannot control where our tax dollars go. We are also forced to pay taxes, which is an act that in itself reduces or eliminates the personal satisfaction element. Charitable giving comes from the heart and it gives us the ability to direct our money towards causes we believe in.</p> 
<p>Regardless of the charitable cause or the donor motives, let’s all reflect on our blessings, as many in Houston and Florida have lost everything. $5, 10, $100, will we feel better having had that extra latte or cash wash, or seeing it go to help a fellow human being in need?</p> 
<p>[1] https://www.irs.gov/uac/soi-tax-stats-individual-income-tax-returns-publication-1304-complete-report</p> 
<p>Securities offered through ValMark Securities, Inc. Member FINRA, SIPC. Investment Advisory Services offered through ValMark Advisers, Inc. a SEC Registered Investment Advisor. 130 Springside Drive, Suite 300 Akron, Ohio 44333-2431. 1-800-765-5201. The EFG Companies, a division of A.K.J., Ltd. and EFG Advisors, LLC are separate entities from ValMark Securities, Inc. and ValMark Advisers, Inc.</p></div><div id="floating-share-button"></div><div class="article-content-footer"><div id="social-actions"></div></div><footer id="article-footer" role="contentinfo" class="article-author-wrapper article-author-footer"><div class="entity-actions" id="entity-actions-footer"><div class="tooltip-wrapper"><button class="button-follow button-secondary-medium  tooltip-trigger"><span class="text text-default">Follow</span><span class="text text-active">Following</span><span class="text text-active-hover">Unfollow</span><span class="accessible-text">Jim Vande Logt CLU, ChFC, CFP®</span></button><p class="tooltip tooltip-follow" role="tooltip">Sign in to follow this author</p></div></div><figure class="entity-image entity-image-user"><a href="https://www.linkedin.com/in/jimvandelogt" ><img src="https://media.licdn.com/mpr/mpr/shrink_200_200/AAEAAQAAAAAAAAlIAAAAJDJjYzU3OThjLWRhN2MtNDM3Yi05Yzk2LTQ5ZjBlZTk1MWQzYQ.jpg" alt="Jim Vande Logt CLU, ChFC, CFP®"></a></figure><div class="entity-content"><h2 class="entity-name" ><a href="https://www.linkedin.com/in/jimvandelogt" >Jim Vande Logt CLU, ChFC, CFP®</a></h2><ul class="entity-counts"><li><a href="/today/author/jimvandelogt"><span class="count">6</span> articles</a></li></ul></div></footer><section id="related-content-vertical-list"></section><section id="comments"></section><section id="related-content-horizontal-images"></section><section id="top-content"></section><section class="article-end"><h3>Looking for more of the latest headlines on LinkedIn?</h3><a href="/" class="button-primary-medium">Discover more stories</a></section></article></div></div><div id="content-modal"></div><footer id="content-footer"></footer><code id="embedded-article-json" style="display: none;"><!--{"author":{"name":"Jim Vande Logt CLU, ChFC, CFP®","totalDrafts":0,"image":{"width":200,"url":"https://media.licdn.com/mpr/mpr/shrink_200_200/AAEAAQAAAAAAAAlIAAAAJDJjYzU3OThjLWRhN2MtNDM3Yi05Yzk2LTQ5ZjBlZTk1MWQzYQ.jpg","height":200},"isInfluencer":false,"pivotUrl":"https://www.linkedin.com/pulse-fe/api/v1/pivot?memberToken=CwEAAAFhqKVbdbsnpwh7iEzGrjdn3y51R1pl0LbBKDYz4hKzK_HNks_FvfEB","totalFollowings":0,"publicProfileUrl":"https://www.linkedin.com/in/jimvandelogt","totalConnections":985,"industryUrn":"urn:li:industry:43","totalFollowers":0,"lastName":"Vande Logt CLU, ChFC, CFP®","firstName":"Jim","followableEntityUrl":"https://www.linkedin.com/pulse-fe/api/v1/followableEntity?vanityName=jimvandelogt","entityType":"MEMBER","urn":"urn:li:member:6227642","vanityName":"jimvandelogt","isFollowing":false,"totalPosts":6,"canFollow":true,"memberToken":"CwEAAAFhqKVbdbsnpwh7iEzGrjdn3y51R1pl0LbBKDYz4hKzK_HNks_FvfEB","hasProfileImage":true},"pubArticleUrn":"urn:li:linkedInArticle:6313075707387924480","permalink":"giving-charity-private-donorvolunteercfps-reflection-jim","ampUrl":"","url":"https://www.linkedin.com/pulse/giving-charity-private-donorvolunteercfps-reflection-jim","isLowQuality":false,"domain":"linkedin.com","isDraft":false,"commentsState":"OPEN","isCrawler":false,"articleContent":"\u003cp\u003eI’ve had the rough draft of this article sitting on my desktop for some time now. In the literal wake of Hurricane Harvey and Irma, I thought it would be timely to publish it. As polarized a nation as we can seem, times of disaster tend to show how generous and united we truly are.\u003c/p\u003e \n\u003cp\u003eI’m going to approach this topic from three different points of view: (1) Financial Planner, (2) Parish Finance Council Member, (3) Personal Donor. I’ve been blessed to wear these three hats and I would like to share some of my experiences and best practices so hopefully you can apply an idea or two to your own planned giving.\u003c/p\u003e \n\u003cp\u003e\u003cstrong\u003eFinancial Planner:\u003c/strong\u003e\u003c/p\u003e \n\u003cp\u003eOur clients range from people who give very little to people who gift 10% of their incomes, sometimes more. Two questions I often get are:\u003c/p\u003e \n\u003cp\u003e•Is giving a smart financial decision?\u003c/p\u003e \n\u003cp\u003e•How much should I give?\u003c/p\u003e \n\u003cp\u003eSpeaking \u003cu\u003epurely from a dollars and cents standpoint\u003c/u\u003e, the answer to the first question is “maybe”. When it comes to how much someone should give, if we are \u003cu\u003eonly looking at the monetary benefit of the gift\u003c/u\u003e, it’s really going to depend on income. First and foremost, we believe that giving should be part of a greater financial plan and is an essential topic for discussion with a qualified financial planner.\u003c/p\u003e \n\u003cp\u003eThe giving away of one’s assets rarely if ever puts the person in a stronger financial position than prior to the gift being made. Unless we are talking about the ultra-wealthy who are using giving as an estate planning/estate-tax-reduction tactic. So, why do it?\u003c/p\u003e \n\u003cp\u003eUsually it comes down to taxes. Over 68% of Americans take the standard deduction [1], currently $6,350 for single filers and $12,700 for married couples filing jointly. The deduction for charitable contributions only applies if you itemize deductions, so most people don’t actually receive a tax benefit through charitable gifting. Remember though, the size of the gift itself could cause total itemized deductions to exceed the standard deduction, therefore providing a meaningful charitable tax deduction.\u003c/p\u003e \n\u003cp\u003eFor those who are currently subject to the much-despised Alternative Minimum Tax “AMT”, additional giving can help reduce this tax since charitable giving is not considered an “add-back item” for purposes of calculating AMT.\u003c/p\u003e \n\u003cp\u003e\u003cstrong\u003eParish Finance Council Member:\u003c/strong\u003e\u003c/p\u003e \n\u003cp\u003eIt’s been a privilege to serve and learn from so many great financial and spiritual minds during my tenure on our parish’s finance council. As stewards of the church’s monetary assets, anything from turning on the lights to approving major maintenance and expansion projects, it is the job of the council to approve such spending measures. Just like you and me, churches and charitable organizations rely on consistent cash flow to pay their bills.\u003c/p\u003e \n\u003cp\u003eAlso, just like you and me, some charities are better than others when it comes to managing finances. If you are going to make the decision to support a charity, be sure to conduct your own due diligence as to how the money will be used and what percentage goes to administrative costs. Also, consider giving electronically instead of cash or check. Today, where virtually everything can be done online, the same goes for charitable giving.\u003c/p\u003e \n\u003cp\u003eRecurring (i.e. monthly) e-giving promotes cash-flow consistency for charities. It allows them to budget and forecast more accurately. Just as most people prefer to get paid every two weeks instead of once per month, charities also strive for predictable cash flow. This especially helps churches in the summer months where weekly attendance tends to drop due to vacations and other parishioner summer activities.\u003c/p\u003e \n\u003cp\u003e“Passing the plates” at church is a tradition that continues today, and people can feel awkward not putting something into the plate for fear of being judged. If this sounds familiar, ask your parish to create laminated “electronic giving” cards for e-donors to place in the plates. This is also a subtle way of promoting e-giving to other members. Electronic donating saves on time and overhead of having to count the collections, storing it in a vault and bringing it to the bank. It saves on paper, both in envelopes, stamps, checks and it reduces the risk of theft.\u003c/p\u003e \n\u003cp\u003eElectronic giving is also less “painful” than giving with cash and it creates an instant record for tax purposes. Numerous studies have been conducted, including this one through MIT:\u003c/p\u003e \n\u003cp\u003ehttp://spectrum.mit.edu/winter-1999/the-psychology-of-spending/\u003c/p\u003e \n\u003cp\u003eIt has been shown that using credit cards causes less mental anguish than paying with cash. While I certainly do not condone paying bills with a credit card to avoid the pain of spending (pain can be good in this case), I can support the idea of giving to charity through an electronic means if it helps overcome the “mental hurdles” of giving.\u003c/p\u003e \n\u003cp\u003e\u003cstrong\u003eAs a donor:\u003c/strong\u003e\u003c/p\u003e \n\u003cp\u003eAll I can share is how I personally feel when it comes to giving, which I understand may not resonate with the next person. My wife and I give because we want to. We feel tremendously blessed and giving back helps us sleep better at night. We try to give of our time when we can, but giving monetarily allows our dollars to reach others in need where we physically would otherwise not be able to help. Hurricane Harvey is a good example of this.\u003c/p\u003e \n\u003cp\u003eWe feel an obligation to give, but it’s not an obligation like paying taxes. It’s an act that pays “mental dividends” in the sense that we feel better as a couple that we are helping others less fortunate. \u003c/p\u003e \n\u003cp\u003eFew people take pleasure in paying taxes. I know this to be fact because how many people can say that they willingly send extra money to the US Department of Treasury? You can do this by the way; the IRS will gladly accept your donation. While taxes go to fund many important things, we as taxpayers cannot control where our tax dollars go. We are also forced to pay taxes, which is an act that in itself reduces or eliminates the personal satisfaction element. Charitable giving comes from the heart and it gives us the ability to direct our money towards causes we believe in.\u003c/p\u003e \n\u003cp\u003eRegardless of the charitable cause or the donor motives, let’s all reflect on our blessings, as many in Houston and Florida have lost everything. $5, 10, $100, will we feel better having had that extra latte or cash wash, or seeing it go to help a fellow human being in need?\u003c/p\u003e \n\u003cp\u003e[1] https://www.irs.gov/uac/soi-tax-stats-individual-income-tax-returns-publication-1304-complete-report\u003c/p\u003e \n\u003cp\u003eSecurities offered through ValMark Securities, Inc. Member FINRA, SIPC. Investment Advisory Services offered through ValMark Advisers, Inc. a SEC Registered Investment Advisor. 130 Springside Drive, Suite 300 Akron, Ohio 44333-2431. 1-800-765-5201. The EFG Companies, a division of A.K.J., Ltd. and EFG Advisors, LLC are separate entities from ValMark Securities, Inc. and ValMark Advisers, Inc.\u003c/p\u003e","commentingDisabled":false,"editor":false,"canShowParsedContent":true,"saved":false,"fullTextWithMarkup":"\u003cp\u003eI’ve had the rough draft of this article sitting on my desktop for some time now. In the literal wake of Hurricane Harvey and Irma, I thought it would be timely to publish it. As polarized a nation as we can seem, times of disaster tend to show how generous and united we truly are.\u003c/p\u003e \n\u003cp\u003eI’m going to approach this topic from three different points of view: (1) Financial Planner, (2) Parish Finance Council Member, (3) Personal Donor. I’ve been blessed to wear these three hats and I would like to share some of my experiences and best practices so hopefully you can apply an idea or two to your own planned giving.\u003c/p\u003e \n\u003cp\u003e\u003cstrong\u003eFinancial Planner:\u003c/strong\u003e\u003c/p\u003e \n\u003cp\u003eOur clients range from people who give very little to people who gift 10% of their incomes, sometimes more. Two questions I often get are:\u003c/p\u003e \n\u003cp\u003e•Is giving a smart financial decision?\u003c/p\u003e \n\u003cp\u003e•How much should I give?\u003c/p\u003e \n\u003cp\u003eSpeaking \u003cu\u003epurely from a dollars and cents standpoint\u003c/u\u003e, the answer to the first question is “maybe”. When it comes to how much someone should give, if we are \u003cu\u003eonly looking at the monetary benefit of the gift\u003c/u\u003e, it’s really going to depend on income. First and foremost, we believe that giving should be part of a greater financial plan and is an essential topic for discussion with a qualified financial planner.\u003c/p\u003e \n\u003cp\u003eThe giving away of one’s assets rarely if ever puts the person in a stronger financial position than prior to the gift being made. Unless we are talking about the ultra-wealthy who are using giving as an estate planning/estate-tax-reduction tactic. So, why do it?\u003c/p\u003e \n\u003cp\u003eUsually it comes down to taxes. Over 68% of Americans take the standard deduction [1], currently $6,350 for single filers and $12,700 for married couples filing jointly. The deduction for charitable contributions only applies if you itemize deductions, so most people don’t actually receive a tax benefit through charitable gifting. Remember though, the size of the gift itself could cause total itemized deductions to exceed the standard deduction, therefore providing a meaningful charitable tax deduction.\u003c/p\u003e \n\u003cp\u003eFor those who are currently subject to the much-despised Alternative Minimum Tax “AMT”, additional giving can help reduce this tax since charitable giving is not considered an “add-back item” for purposes of calculating AMT.\u003c/p\u003e \n\u003cp\u003e\u003cstrong\u003eParish Finance Council Member:\u003c/strong\u003e\u003c/p\u003e \n\u003cp\u003eIt’s been a privilege to serve and learn from so many great financial and spiritual minds during my tenure on our parish’s finance council. As stewards of the church’s monetary assets, anything from turning on the lights to approving major maintenance and expansion projects, it is the job of the council to approve such spending measures. Just like you and me, churches and charitable organizations rely on consistent cash flow to pay their bills.\u003c/p\u003e \n\u003cp\u003eAlso, just like you and me, some charities are better than others when it comes to managing finances. If you are going to make the decision to support a charity, be sure to conduct your own due diligence as to how the money will be used and what percentage goes to administrative costs. Also, consider giving electronically instead of cash or check. Today, where virtually everything can be done online, the same goes for charitable giving.\u003c/p\u003e \n\u003cp\u003eRecurring (i.e. monthly) e-giving promotes cash-flow consistency for charities. It allows them to budget and forecast more accurately. Just as most people prefer to get paid every two weeks instead of once per month, charities also strive for predictable cash flow. This especially helps churches in the summer months where weekly attendance tends to drop due to vacations and other parishioner summer activities.\u003c/p\u003e \n\u003cp\u003e“Passing the plates” at church is a tradition that continues today, and people can feel awkward not putting something into the plate for fear of being judged. If this sounds familiar, ask your parish to create laminated “electronic giving” cards for e-donors to place in the plates. This is also a subtle way of promoting e-giving to other members. Electronic donating saves on time and overhead of having to count the collections, storing it in a vault and bringing it to the bank. It saves on paper, both in envelopes, stamps, checks and it reduces the risk of theft.\u003c/p\u003e \n\u003cp\u003eElectronic giving is also less “painful” than giving with cash and it creates an instant record for tax purposes. Numerous studies have been conducted, including this one through MIT:\u003c/p\u003e \n\u003cp\u003ehttp://spectrum.mit.edu/winter-1999/the-psychology-of-spending/\u003c/p\u003e \n\u003cp\u003eIt has been shown that using credit cards causes less mental anguish than paying with cash. While I certainly do not condone paying bills with a credit card to avoid the pain of spending (pain can be good in this case), I can support the idea of giving to charity through an electronic means if it helps overcome the “mental hurdles” of giving.\u003c/p\u003e \n\u003cp\u003e\u003cstrong\u003eAs a donor:\u003c/strong\u003e\u003c/p\u003e \n\u003cp\u003eAll I can share is how I personally feel when it comes to giving, which I understand may not resonate with the next person. My wife and I give because we want to. We feel tremendously blessed and giving back helps us sleep better at night. We try to give of our time when we can, but giving monetarily allows our dollars to reach others in need where we physically would otherwise not be able to help. Hurricane Harvey is a good example of this.\u003c/p\u003e \n\u003cp\u003eWe feel an obligation to give, but it’s not an obligation like paying taxes. It’s an act that pays “mental dividends” in the sense that we feel better as a couple that we are helping others less fortunate. \u003c/p\u003e \n\u003cp\u003eFew people take pleasure in paying taxes. I know this to be fact because how many people can say that they willingly send extra money to the US Department of Treasury? You can do this by the way; the IRS will gladly accept your donation. While taxes go to fund many important things, we as taxpayers cannot control where our tax dollars go. We are also forced to pay taxes, which is an act that in itself reduces or eliminates the personal satisfaction element. Charitable giving comes from the heart and it gives us the ability to direct our money towards causes we believe in.\u003c/p\u003e \n\u003cp\u003eRegardless of the charitable cause or the donor motives, let’s all reflect on our blessings, as many in Houston and Florida have lost everything. $5, 10, $100, will we feel better having had that extra latte or cash wash, or seeing it go to help a fellow human being in need?\u003c/p\u003e \n\u003cp\u003e[1] https://www.irs.gov/uac/soi-tax-stats-individual-income-tax-returns-publication-1304-complete-report\u003c/p\u003e \n\u003cp\u003eSecurities offered through ValMark Securities, Inc. Member FINRA, SIPC. Investment Advisory Services offered through ValMark Advisers, Inc. a SEC Registered Investment Advisor. 130 Springside Drive, Suite 300 Akron, Ohio 44333-2431. 1-800-765-5201. The EFG Companies, a division of A.K.J., Ltd. and EFG Advisors, LLC are separate entities from ValMark Securities, Inc. and ValMark Advisers, Inc.\u003c/p\u003e","authorTwitterHandle":"jimvandelogt","originalAuthor":false,"entityType":"ARTICLE","canonicalUrl":"https://www.linkedin.com/pulse/giving-charity-private-donorvolunteercfps-reflection-jim","urn":"urn:li:article:7129139071709758973","publishedDate":1505156974000,"canonical":"https://www.linkedin.com/pulse/giving-charity-private-donorvolunteercfps-reflection-jim","title":"Giving to Charity: A Private Donor/Volunteer/CFP®’s Reflection","articleId":"7129139071709758973","noDisplayImage":"https://static.licdn.com/sc/p/com.linkedin.pulse-web%3Apulse-web-static-content%2B0.2.160/f/%2Fpulse-web-frontend%2Fimages%2Fwalter%2Farticle%2Fpublished_on_linkedin.png","isGuest":true,"images":[{"width":744,"caption":"","url":"https://media.licdn.com/mpr/mpr/AAEAAQAAAAAAAAxqAAAAJGI3NDM1ZmQ4LWJjZTEtNDJjNC05ZWVlLWY5NjBhNjY4ZDMxNA.jpg","height":400}],"updatedDate":1505156974000,"summary":"I’ve had the rough draft of this article sitting on my desktop for some time now. In the literal wake of Hurricane Harvey and Irma, I thought it would","displayImage":{"url":"https://media.licdn.com/mpr/mpr/shrinknp_400_400/AAEAAQAAAAAAAAxqAAAAJGI3NDM1ZmQ4LWJjZTEtNDJjNC05ZWVlLWY5NjBhNjY4ZDMxNA.jpg"},"lq":false}--></code>
      
    
        
            




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