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      RMS Estimates Hurricane Harvey Insured Losses from Wind, Storm Surge and Inland Flood Damage will be Between USD $25 and $35 Billion
    
  
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                         <p class="b-press-title font-18">RMS Estimates Hurricane Harvey Insured Losses from Wind, Storm Surge and Inland Flood Damage will be Between USD $25 and $35 Billion</p>
                         
                         <p><i>The insured losses for the industry are only a fraction of the total economic losses which are estimated to be $70 to $90 billion</i></p>
                         
                         <ul class="press-intro-paragraph">
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                               <strong>
                               NEWARK, Calif. -
                               September 09, 2017 -
                               </strong>
                            </li>
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                               <p>RMS has estimated that the insured loss from Hurricane Harvey will be between $25 to $35 billion, with an upper bound of $40 billion.&nbsp;This RMS estimate represents the insured losses associated with wind, storm surge, and inland flood damage, across Texas and Louisiana only. The estimate also includes gross losses accrued to the National Flood Insurance Program of $7 to $10 billion.</p>
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                         <div class="press-data">
                           
                           <p><strong>RMS Best Industry Loss Estimate Ranges by Peril and U.S. State, in US$ Billions</strong>
</p><table width="85%" border="1" bordercolor="#cccccc" cellspacing="0" cellpadding="0">
<tbody>
<tr>
	<td style="text-align: left;"><span style="color: rgb(0, 0, 0);"><strong>Region</strong>
	</span></td>
	<td style="text-align: center;"><strong><span style="color: rgb(0, 0, 0);">Wind
	</span></strong></td>
	<td style="text-align: center;"><strong><span style="color: rgb(0, 0, 0);">Storm Surge
	</span></strong></td>
	<td style="text-align: center;"><strong><span style="color: rgb(0, 0, 0);">Inland Flood
	</span></strong></td>
	<td style="text-align: center;"><strong><span style="color: rgb(0, 0, 0);">Total</span></strong>
	</td>
</tr>
<tr>
	<td style="text-align: left;"><strong><span style="color: rgb(0, 0, 0);"></span><span style="color: rgb(0, 0, 0);"></span>Texas</strong>
	</td>
	<td style="text-align: center;">2 - 3
	</td>
	<td style="text-align: center;">&lt; 0.1
	</td>
	<td style="text-align: center;">20 - 35
	</td>
	<td style="text-align: center;">22 - 38
	</td>
</tr>
<tr>
	<td style="text-align: left;"><strong><span style="color: rgb(0, 0, 0);"></span>Louisiana</strong>
	</td>
	<td style="text-align: center;">-
	</td>
	<td style="text-align: center;">-
	</td>
	<td style="text-align: center;">1 - 2
	</td>
	<td style="text-align: center;">1 - 2
	</td>
</tr>
<tr>
	<td style="text-align: left;"><span style="color: rgb(0, 0, 0);"><strong>Total</strong>
	</span></td>
	<td style="text-align: center;">2 - 3
	</td>
	<td style="text-align: center;">&lt; 0.1
	</td>
	<td style="text-align: center;">21 - 37
	</td>
	<td style="text-align: center;">22 - 40
	</td>
</tr>
</tbody>
</table><p><br>
</p>
                           
                           <p>“Although Harvey was a category four storm at landfall, the point of landfall along the coastline of Texas is less densely populated than other coastline areas, which has limited the magnitude of the overall total wind and surge related losses,” said <strong>Michael Young, head of U.S. climates modeling at RMS.</strong>
</p>
                           
                           <p>While wind and storm surge losses appear modest for a landfalling category four hurricane, RMS expects that significant losses associated with rainfall-driven flooding will drive total economic and insured losses in excess of those experienced from Superstorm Sandy in 2012.&nbsp;</p>
                           
                           <p>Major Hurricane Harvey caused catastrophic and unprecedented inland flooding across southeast Texas and parts of southern Louisiana. Most of the Houston metropolitan area (pop. ~6.3 million) was significantly impacted. Flood depths in the Houston metropolitan area reached up to 12ft (3.66m) in some places. </p>
                           
                           <p><img src='/assets/blt6c3086da2e9cbf20/Hurricane Harvey Map.png' style="background-color: initial;" data-sys-asset-uid="blt6c3086da2e9cbf20" alt="Hurricane Harvey Map.png"></p>
                           
                           <p>“The behavior of the storm is almost without precedent, and Harvey has already broken all U.S. records for tropical cyclone-driven extreme rainfall. Harvey's observed cumulative rainfall of 51in (129cm) far exceeds that of Allison in 200, Claudette in 1979, or Amelia in 1978, not only in volume but also in regional extent," said Young.</p>
                           
                           <p>RMS ran the upcoming RMS U.S. Inland Flood HD Model in real-time to simulate the precipitation, run-off, and pluvial and fluvial flows across the Texas and Louisiana domain, to create a series of high-fidelity flood maps for clients to use to estimate expected flood losses.</p>
                           
                           <p>The model was used to evaluate all sources of coastal and inland flood hazard, including: tropical and non-tropical cyclone precipitation, major and minor river fluvial flooding, and pluvial flooding – flash flooding and surface flooding. </p>
                           
                           <p>The model’s ability to examine both defended and un-defended flood situations enabled RMS to assess where local levees may be overwhelmed. For Harvey, RMS considers that many of the local flood defenses were exceeded in the Houston area where the rainfall was most intense.</p>
                           
                           <p>The RMS estimate is based on analysis of RMS ensemble footprints, hazard reconstructions of Harvey’s wind field and storm surge, using version 17.0 of the RMS North Atlantic Hurricane Models and RMS U.S. Inland Flood Model.</p>
                            
                          </div>
                         <br><br>
                         <p><b>About RMS<b></p>
                         <p>RMS solutions help insurers, financial markets, corporations, and public agencies evaluate and manage catastrophe risks throughout the world. We lead an industry that we helped to pioneer—catastrophe risk modeling—and are delivering models, data, and risk management solutions on the RMS(one)® platform to transform the world’s understanding and quantification of risk through open, real-time exposure and risk management.
</p><p>More than 400 insurers, reinsurers, trading companies, and other financial institutions trust RMS solutions to better understand and manage the risks of natural and human-made catastrophes, including hurricanes, earthquakes, floods, terrorism, and pandemics.
</p><p>Visit <a href="http://www.rms.com" target="_blank">RMS.com</a> to learn more and follow <a href="https://twitter.com/RMS" target="_blank">@RMS</a>.</p>
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