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    <title>Insurers, Reinsurers Tally Maria, Irma, Harvey and Other Disaster Losses</title>

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    <h1>Insurers, Reinsurers Tally Maria, Irma, Harvey and Other Disaster Losses</h1>
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                                <span class="the-date">October 10, 2017</span>    </div>
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        <p class="reuters">Losses from Hurricane Maria and other recent natural disasters, including hurricanes Irma and Harvey, the Mexico City earthquake and other events, have led global insurers and reinsurers to issue profi warnings.t</p>
<p>Below are statements from insurers and reinsurers in the wake of the catastrophes (in alphabetical order):</p><div class="bzn bzn-intext">
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<p><strong>AIG</strong> American International Group Inc. said it expected to book pre-tax catastrophe losses of about $3 billion in the third quarter mainly related to hurricanes Harvey, Irma and Maria. The company estimated pre-tax losses of about $1 billion each from Harvey and Irma, up to $700 million from Maria and additional catastrophe losses, including earthquakes in Mexico, of about $150 million.</p>
<p><strong>ALLSTATE</strong> Allstate Corp., the second-largest U.S. homeowners&#8217; insurer based on premiums collected, estimated pre-tax catastrophe losses of $593 million, net of reinsurance recoveries, for August.</p>
<p><strong>BEAZLEY</strong> Lloyd&#8217;s of London insurer Beazley said losses from hurricanes Harvey, Irma and Maria and a series of earthquakes in Mexico would reduce its 2017 earnings by about $150 million.</p>
<p><strong>CHUBB</strong> U.S. property and casualty insurer Chubb Ltd. estimated after-tax losses of up to $1.28 billion from hurricanes Harvey and Irma. It expects insured losses of about $520 million from Harvey and $640 million to $760 million from Irma after tax. The world&#8217;s largest listed property and casualty insurer estimated the maximum net insurance and net reinsurance losses related to Hurricane Maria would be about $200 million after tax for the third quarter.</p>
<p><strong>HANNOVER RE</strong> German reinsurer Hannover Re said it could miss its 2017 profit target because of claims from the natural disasters, its first such warning since the 2008 financial crisis.</p>
<p><strong>HCI GROUP</strong> HCI Group&#8217;s principal operating subsidiary, Homeowners Choice Property &amp; Casualty Insurance, a provider of home insurance in Florida, issued a preliminary estimate indicating its losses related to Hurricane Irma would be $100-$300 million.</p><div class="bzn bzn-intext-2">
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<p><strong>HISCOX</strong> Lloyd&#8217;s of London underwriter Hiscox Ltd. estimated it would face net claims totalling about $225 million from Harvey and Irma.</p>
<p><strong>LANCASHIRE</strong> Lancashire Holdings said it estimated that its losses from hurricanes in the Caribbean and southern United States and earthquakes in Mexico would be between $106 million and $212 million.</p>
<p><strong>LLOYD&#8217;S OF LONDON</strong> Lloyd&#8217;s of London expects net losses of $4.5 billion from hurricanes Harvey and Irma, which analysts said would eat into the insurer&#8217;s capital and hit its profitability. Lloyd&#8217;s 80-plus syndicates have already paid out more than $160 million in claims from Harvey and more than $240 million from Irma.</p>
<p><strong>MAIDEN HOLDINGS</strong> Maiden Holdings Ltd. said it expected a net impact from Harvey on its third-quarter results of $6-$18 million and $2-$13 million from Irma.</p>
<p><strong>MAPFRE</strong> Spain&#8217;s Mapfre SA said the size and frequency of hurricanes in the Caribbean and earthquakes in Mexico would imply a net cost of between 150-200 million euros on its attributable result for the year.</p>
<p><strong>MS&amp;AD INSURANCE</strong> Japan&#8217;s MS&amp;AD Insurance Group Holdings Inc. estimated up to 110 billion yen ($977 million) in incurred losses related to the hurricanes and earthquakes in the Americas and said it was reviewing its FY2017/18 earnings forecasts.</p>
<p><strong>MUNICH RE</strong> Germany&#8217;s Munich Re warned it could miss its profit target this year, the first major reinsurer to flag a hit to earnings from damage caused by hurricanes Harvey and Irma.</p>
<p><strong>PROASSURANCE CORP</strong>. Proassurance Corp. estimated net pretax losses from hurricanes Harvey, Irma and Maria to be about $7.5 million.</p>
<p><strong>QBE INSURANCE GROUP</strong> Australia&#8217;s biggest insurer, QBE Insurance Group, revealed a $600 million earnings hit on its business from hurricanes in the Atlantic and earthquakes in Mexico.</p>
<p><strong>RENAISSANCERE</strong> RenaissanceRe Holdings Ltd. said its initial estimates pointed to $625 million of &#8220;net negative impact&#8221; from hurricanes Harvey, Irma and Maria and the Mexico City earthquake.</p>
<p><strong>RLI CORP.</strong> Specialty insurer RLI Corp. said it expects third-quarter pretax losses of $30-$40 million from Harvey and Irma, net of reinsurance.</p>
<p><strong>RSA INSURANCE</strong> British motor and home insurer RSA said its UK business would see catastrophe losses from the U.S., Caribbean and Mexico, impacting September results in the marine and international portfolios.</p>
<p><strong>SCOR</strong> French reinsurer Scor estimated a 430 million-euro ($505 million) impact from hurricanes Harvey, Irma and Maria and the Mexico earthquake. Scor had said earlier that hurricanes Harvey and Irma were expected to count as an earnings event rather than a capital event in the third quarter.​</p>
<p><strong>TALANX</strong> German insurer Talanx warned it may miss its profit target for 2017 as its reinsurer Hannover Re is being hit by major claims from a series of hurricanes and an earthquake in Mexico.</p>
<p><strong>VALIDUS</strong> Insurer and reinsurer Validus Holdings Ltd. estimated net losses from hurricanes Harvey, Irma and Maria and the Mexico City earthquake of $412.7 million.</p>
<p><strong>ZURICH INSURANCE GROUP</strong> Zurich Insurance Group said that Farmers Re faced a hit of no more than $20 million in the second half from catastrophes such as hurricanes Irma and Harvey. ($1 = 0.8516 euros) ($1 = 112.6200 yen)</p>
<p><em>(Compiled by Noor Zainab Hussain in Bengaluru; Editing by Jason Neely, Greg Mahlich)</em></p>
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                                    October 13, 2017 at 8:58 am                                            </div>
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                <img alt='' src='https://secure.gravatar.com/avatar/1599ef7d99866d836d210db16f84fcac?s=40&#038;d=mm&#038;r=g' srcset='https://secure.gravatar.com/avatar/1599ef7d99866d836d210db16f84fcac?s=80&#038;d=mm&#038;r=g 2x' class='avatar avatar-40 photo' height='40' width='40' />                <cite class="fn">Tennisman555</cite> <span class="says">says:</span>            </div>
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                <div class="CommentRating">Like or Dislike:<div class="left"><img style="padding: 0px; margin: 0px; border: none; cursor: pointer;" id="up-4644390" src="https://www.insurancejournal.com/app/plugins/comment-rating-pro/images/1_16_up.png" alt="Thumb up" onclick="javascript:ckratingKarma('4644390', 'add', 'www.insurancejournal.com/app/plugins/comment-rating-pro/', '1_16_');" title="Thumb up" /> <span id="karma-4644390-up" style="font-size:12px; color:#009933;">6</span><div class="right"><img style="padding: 0px; margin: 0px; border: none; cursor: pointer;" id="down-4644390" src="https://www.insurancejournal.com/app/plugins/comment-rating-pro/images/1_16_down.png" alt="Thumb down" onclick="javascript:ckratingKarma('4644390', 'subtract', 'www.insurancejournal.com/app/plugins/comment-rating-pro/', '1_16_')" title="Thumb down" /> <span id="karma-4644390-down" style="font-size:12px; color:#990033;">0</span></div></div></div><p>direct pool (Citizens, etc.) is for homeowner policies.  Industrial losses paid by insurers and reinsurers</p>
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                                    October 19, 2017 at 4:58 pm                                            </div>
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                <img alt='' src='https://secure.gravatar.com/avatar/3e7916f87f1f4412e80bdd704c290e9e?s=40&#038;d=mm&#038;r=g' srcset='https://secure.gravatar.com/avatar/3e7916f87f1f4412e80bdd704c290e9e?s=80&#038;d=mm&#038;r=g 2x' class='avatar avatar-40 photo' height='40' width='40' />                <cite class="fn">Observor</cite> <span class="says">says:</span>            </div>
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                These numbers probably do not include the October Santa Rosa - Napa fires. They would be 4th quarter events. Not worried about reinsurers as much as the regional companies in ... <a href="/news/national/2017/10/10/466826.htm?utm_content=buffer4e291&utm_medium=social&utm_source=twitter.com&utm_campaign=buffer?comments#comment-4655662">read more</a>            </div>

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                                    October 19, 2017 at 4:48 pm                                            </div>
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                <img alt='' src='https://secure.gravatar.com/avatar/c58565317db7abc8c7298cf6d08d7e73?s=40&#038;d=mm&#038;r=g' srcset='https://secure.gravatar.com/avatar/c58565317db7abc8c7298cf6d08d7e73?s=80&#038;d=mm&#038;r=g 2x' class='avatar avatar-40 photo' height='40' width='40' />                <cite class="fn">Crapastrophic</cite> <span class="says">says:</span>            </div>
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                I forecast hefty rate increases in the near future for these companies. The cost to purchase additional reinsurance after these losses will not be cheap, especially for coasta... <a href="/news/national/2017/10/10/466826.htm?utm_content=buffer4e291&utm_medium=social&utm_source=twitter.com&utm_campaign=buffer?comments#comment-4655658">read more</a>            </div>

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                                    October 15, 2017 at 4:40 pm                                            </div>
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                <img alt='' src='https://secure.gravatar.com/avatar/1599ef7d99866d836d210db16f84fcac?s=40&#038;d=mm&#038;r=g' srcset='https://secure.gravatar.com/avatar/1599ef7d99866d836d210db16f84fcac?s=80&#038;d=mm&#038;r=g 2x' class='avatar avatar-40 photo' height='40' width='40' />                <cite class="fn">Tennisman555</cite> <span class="says">says:</span>            </div>
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                Munich RE gets hit on direct side and reinsurance side.  Reinsurance hit will be greater.  Reinsurers typically take a hit on Large CAT years, though some of the treaties have... <a href="/news/national/2017/10/10/466826.htm?utm_content=buffer4e291&utm_medium=social&utm_source=twitter.com&utm_campaign=buffer?comments#comment-4651138">read more</a>            </div>

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