<!-- hearst/home/commentsInit.tpl -->

<!-- e hearst/home/commentsInit.tpl -->

<!DOCTYPE html>

<!-- hearst/article/premium_article_header.tpl -->
<html>
    <head><!-- eid:article.12184375 -->    <!--[if IE 8]><meta http-equiv="x-ua-compatible" content="IE=7"><![endif]-->
        <meta http-equiv="content-type" content="text/html; charset=utf-8" />
        <meta http-equiv="X-UA-Compatible" content="IE=edge,chrome=1" />
        <meta name="ispremium" content="0" />
        <meta name="article:published_time" content="2017-09-09 00:05:00" />        <meta name="article:modified_time" content="2017-09-09 00:26:53" />                <meta name="viewport" content="width=device-width, initial-scale=1.0" />
        <!-- generated at 2018-02-19 11:01:06 on p-pwcm7 running vr9.14.0.6 -->
        <!-- hearst/common/hdn_datalayer_header.tpl -->
<script type="text/javascript">
    // <![CDATA[

        var HDN = HDN || {};
        HDN.dataLayer = HDN.dataLayer || {};

        // HDN.dataLayer object for content and href data
        HDN.dataLayer.content = HDN.dataLayer.content || {};
        HDN.dataLayer.href = HDN.dataLayer.href || {};

    
        
            HDN.dataLayer.content.title = "Auto insurance harder to buy after Harvey";
                HDN.dataLayer.content.subtitle = "";
        HDN.dataLayer.content.objectId = "12184375";
        
        HDN.dataLayer.content.objectType = "article";
        HDN.dataLayer.content.sectionPath = ['business'];
        HDN.dataLayer.content.pubDate = "2017-09-09 00:05:00";
        HDN.dataLayer.content.lastModifiedDate = "2017-09-09 00:26:53";
        HDN.dataLayer.content.wordCount = 847;
        HDN.dataLayer.content.keywords = [];
        HDN.dataLayer.content.keySubjects = ['Business Insurance'];
        HDN.dataLayer.content.keyPersons = [];
        HDN.dataLayer.content.keyOrganizations = [];
        HDN.dataLayer.content.keyConcepts = [];
        HDN.dataLayer.content.keyCategories = [];
        HDN.dataLayer.content.keyPlaces = [];
        HDN.dataLayer.content.keyNlpPerson = ['Hurricane Harvey',' Mark Hanna',' Dan Cummings',' Roberto DeLeon',' Rick Maroney',' Joe Matetich',' Jerry Hagins'];
        HDN.dataLayer.content.keyNlpLocation = ['Texas',' North Houston',' Harris County',' Illinois',' Interstate 45'];
        HDN.dataLayer.content.keyNlpOrganization = ['American Access Casualty Company',' Allstate',' Insurance Council',' Texas Department of Insurance',' State Farm',' Office of Public Insurance Counsel',' Global Ratings',' Houston Independent Automobile Dealers Association'];
        HDN.dataLayer.content.keyNlpEvent = [];
        HDN.dataLayer.content.keyNlpWorkOfArt = [];
        HDN.dataLayer.content.keyNlpConsumerGood = [];
        HDN.dataLayer.content.keyNlpOther = ['S&amp;P'];
        HDN.dataLayer.content.keyNlpUnknown = [];

        // HDN.dataLayer object for source information
        HDN.dataLayer.source = HDN.dataLayer.source || {};

        HDN.dataLayer.source.authorName = "By Katherine Blunt";
        HDN.dataLayer.source.authorTitle = "";
        HDN.dataLayer.source.originalSourceSite = "HC";
        HDN.dataLayer.source.publishingSite = "premiumchron";
        HDN.dataLayer.source.sourceSite = "chron";
        

                    
                // HDN.dataLayer object for sharing information
        HDN.dataLayer.sharing = HDN.dataLayer.sharing || {};

        HDN.dataLayer.sharing.openGraphUrl = "https://www.houstonchronicle.com/business/article/Auto-insurance-harder-to-buy-after-Harvey-12184375.php";
        HDN.dataLayer.sharing.openGraphType = "article";


        HDN.dataLayer.href.pageUrl = "https://www.houstonchronicle.com/business/article/Auto-insurance-harder-to-buy-after-Harvey-12184375.php";
        HDN.dataLayer.href.canonicalUrl = "https://www.chron.com/business/article/Auto-insurance-harder-to-buy-after-Harvey-12184375.php";
        HDN.dataLayer.href.pageUrlPath = window.location.pathname;
        HDN.dataLayer.href.pageUrlPathFolders = window.location.pathname.replace(/[A-Za-z0-9-_.]+$/, '');
        HDN.dataLayer.href.pageUrlQueryParams = window.location.search.replace(/^\?/, '');
        HDN.dataLayer.href.pageUrlHash = window.location.hash;

        // HDN.dataLayer object for presentation information
        HDN.dataLayer.presentation = HDN.dataLayer.presentation || {};

        
        HDN.dataLayer.presentation.hasSlideshow = true;
        HDN.dataLayer.presentation.hasSlideshowListView = false;
        HDN.dataLayer.presentation.hasVideo = false;
        HDN.dataLayer.presentation.hasInteractive = false;

        // HDN.dataLayer object for paywall information
        HDN.dataLayer.paywall = HDN.dataLayer.paywall || {};

                HDN.dataLayer.paywall.premiumStatus = "free";
        HDN.dataLayer.paywall.premiumEndDate = "2017-09-10 00:05:00";
        HDN.dataLayer.content.displayTemplate = "";
        
    
    // ]]>
</script>
<!-- e hearst/common/hdn_datalayer_header.tpl -->
        <!-- Hotfix Top freeform -->
        
        <!-- hearst/item/standalone.tpl -->
<!-- mid:freeform.79557 -->
<script type="text/javascript">
// WCM-2600: Make Juice see "s." URLs as "www." URLs (or remove "s." in non-prod envs)
if ( location.href.indexOf('https://s.') !== -1 ) {
    APSpageUrl = location.href.replace('https://s.', 'www.');
} else if ( location.href.indexOf('.s.') !== -1 ) {
    APSpageUrl = location.href.replace('.s.', '.').replace('https://', '');
}
</script>
                    <link rel="stylesheet" type="text/css" href="/external/css/global.article_global.r9.14.0.6.css" media="all" />
            <link rel="stylesheet" type="text/css" href="/external/css/global.article_local.r9.14.0.6.css" media="all" />
            <link rel="stylesheet" type="text/css" href="/external/css/global.ie8.r9.14.0.6.css" media="all" />
            <link rel="stylesheet" type="text/css" href="/external/css/global.article_print.r9.14.0.6.css" media="all" />
            
                        
        <script type="text/javascript" src="/js/hdn/utils/jquery-1.11.1.min.js"></script>
                                    <script type='text/javascript'>console.log('Custom Header CSS must be loaded from the hearstnews repository.')</script>
                                                        <script type='text/javascript'>console.log('Custom Header JS must be loaded from the hearstnews repository.')</script>
                    
                    <!-- hmb:isa_header  include static asset for group js header  -->
                            <script type="text/javascript" src="/external/js/global.header.r9.14.0.6.js"></script>
                <script type="text/javascript" src="/external/js/global.article.r9.14.0.6.js"></script>
                                <!-- includeCssJsFromFileObject no file object with code: specialproject/js/article/ in siteId: 33 -->
                            <script type="text/javascript" src="//treg.hearstnp.com/treg.js"></script>
        <!-- hearst/common/omniture.tpl -->
<script type="text/javascript">
    // <![CDATA[
    // document.domain = "hearstnp.com";
    var requestTime = new Date(1519059666 * 1000);

                                
                    
                    
        
        // bizobject variables
        
        var omni_channelPath = "Business";
        
                var omni_title = "Auto insurance harder to buy after Harvey";
                var omni_bizObjectId = "12184375";
        var omni_className = "article";
        var omni_publicationDate = "2017-09-09 00:05:00";
        var omni_sourceSite="chron";

                            // article specific variables
            var omni_authorName = "By Katherine Blunt";
            var omni_authorTitle = "";
            var omni_pageNumber = "0";
            var omni_breakingNewsFlag = "";
            var omni_localNewsFlag = "1";
            var omni_premiumStatus = "free";
            var omni_premiumEndDate = "2017-09-10 00:05:00";
            var omni_originalSource = "HC";
            var omni_isListView = "0";
                    
        var omni_paywallSite = "1";

        // ]]>
</script>

<!--[if IE 6]><script type="text/javascript" src="/js/hdn/utils/DD_belatedPNG_0.0.8a-min.js"></script><![endif]-->
<!-- e hearst/common/omniture.tpl -->                <script type="text/javascript" src="/js/hdn/unification/modules/adTools.js"></script>
        <!-- Fix for ad blocker plus - needs to be placed before include of juice -->
        <script type="text/javascript">function hearstPlaceAd(){}</script>
                                    <!-- hmb:jsadPositionManager js for adPositionManager (loadAds.js) -->
                <script type="text/javascript" id="adPositionManagerScriptTag" src="https://aps.hearstnp.com/Scripts/loadAds.js"></script>
                    
        
            <!--[if lt IE 9]><script src="/js/respond.min.js"></script><![endif]-->
        
                        <!-- Bing Webmaster Tools verification -->
        <meta name="msvalidate.01" content="9451CA04ABC9D1D5C6419C73B4C4F7B7" />
        <meta property="fb:admins" content="100006394927810"/>
        <meta property="fb:pages" content="105702905593,307851324523,12852567813,480760515417232,288240529145,316774245761,984197758297116,7457442370,207033189701,207346283795,222959748728,207042068180,72983690774,339413234035,343689323559,345828366626,234821559861394,335699426867,10150105039485602,338983127562,364516539001,337922332042,115637335153191,372011535931,333376634908,127590790608884,141923885872653,655037391286291,320774811368833,1740489152861748,469700473093040,386754203367,556449374478585,340999853450,350771491032,1120648627959218,342017778245,338463361591,138772706196968,1641688532739111,326312697536,353120110016,343366744658,335009494554,347261603104,350924013892,257724773860,361203926417,367174215398,284154645394,334501182354,350279743224,154340691263654,147848678611852" />
        <title>Auto insurance harder to buy after Harvey - Houston Chronicle</title>
        <link rel="SHORTCUT ICON" href="/favicon.ico?v=3" />
        <link rel="apple-touch-icon" href="/apple-touch-icon-precomposed.png"/>
        <link rel="apple-touch-icon" sizes="72x72" href="/apple-touch-icon-72x72-precomposed.png"/>
        <link rel="apple-touch-icon" sizes="114x114" href="/apple-touch-icon-114x114-precomposed.png"/>
        <link rel="apple-touch-icon" sizes="144x144" href="/apple-touch-icon-144x144-precomposed.png"/>

                    <link rel="canonical" href="https://www.chron.com/business/article/Auto-insurance-harder-to-buy-after-Harvey-12184375.php" /><link rel="amphtml" href="https://www.houstonchronicle.com/business/amp/Auto-insurance-harder-to-buy-after-Harvey-12184375.php" />
                                                                <meta name="author.name" content="By Katherine Blunt" />
                <meta name="author.title" content="" />
                <meta name="date.release" content="2017/08/09" />
                <meta name="time.release" content="19:05" />
                <meta name="publisher" content="Houston Chronicle" />
                <meta name="sections" content="Business" />
                <meta name="subject" content="" />
                                    <meta name="news_keywords" content="Hurricane Harvey, Mark Hanna, Dan Cummings, Roberto DeLeon, Rick Maroney, Joe Matetich, Jerry Hagins, Texas, North Houston, Harris County, Illinois, Interstate 45, American Access Casualty Company, Allstate, Insurance Council, Texas Department of Insurance, State Farm, Office of Public Insurance Counsel, Global Ratings, Houston Independent Automobile Dealers Association, S&amp;P" />
                                                    <meta name="nlpOrganization" content="American Access Casualty Company, Allstate, Insurance Council, Texas Department of Insurance, State Farm, Office of Public Insurance Counsel, Global Ratings, Houston Independent Automobile Dealers Association" />
                                                    <meta name="nlpPerson" content="Hurricane Harvey, Mark Hanna, Dan Cummings, Roberto DeLeon, Rick Maroney, Joe Matetich, Jerry Hagins" />
                                                    <meta name="nlpLocation" content="Texas, North Houston, Harris County, Illinois, Interstate 45" />
                                                                                                    <meta name="nlpOther" content="S&amp;P" />
                                                                                                                
                <script type="text/javascript" src="/js/hdn/omniture/video.js"></script>
                                    <!-- ux hearst/home/header_sailthru.tpl -->
<meta property="sailthru.title" content="Auto insurance harder to buy after Harvey" /><meta name="sailthru.date" content="2017-09-08 19:05:00 -0500" /><meta name="sailthru.author" content="By Katherine Blunt" /><meta name="sailthru_type" content="article" /><meta name="sailthru_uid" content="12184375" /><meta name="sailthru_section" content="business" /><meta name="sailthru_subject" content="business-insurance" /><meta name="sailthru_pubname" content="houston-chronicle" /><meta name="sailthru_siteid" content="33" /><meta name="sailthru_isPremium" content="true" /><meta name="sailthru.image.thumb" content="https://s.hdnux.com/photos/65/54/26/14075325/5/sailthruImage.jpg" />
<!-- e ux hearst/home/header_sailthru.tpl -->
                    <!-- hearst/common/sailthruJS.tpl -->
<!-- hmb:jssailthru js for SailThru -->
<script language="javascript" type="text/javascript" src="//ak.sail-horizon.com/onsite/personalize.v0.0.4.min.js" data-sailthru-setup="true"></script>
<script type="text/javascript">
    $(function() {
        if (window.Sailthru) {
            Sailthru.SPM.setup("48e30b5083cf6bf47c519651453c9e8a", {autoTrackPageViews: false, useStoredTags: true});
            Sailthru.SPM.trackPageView("https://www.houstonchronicle.com/business/article/Auto-insurance-harder-to-buy-after-Harvey-12184375.php");
        }
    });
</script>
<!-- e hearst/common/sailthruJS.tpl -->
                                                  <script type="application/ld+json">
                    {
    "@context": "http:\/\/schema.org",
    "@type": "NewsArticle",
    "mainEntityOfPage": {
        "@type": "WebPage",
        "@id": "https:\/\/www.houstonchronicle.com\/business\/article\/Auto-insurance-harder-to-buy-after-Harvey-12184375.php"
    },
    "headline": "Auto insurance harder to buy after Harvey",
    "datePublished": "2017-09-09T00:05:00+0000",
    "publisher": {
        "@type": "NewsMediaOrganization",
        "name": "Houston Chronicle",
        "logo": {
            "@type": "ImageObject",
            "url": "https:\/\/www.houstonchronicle.com\/img\/ldjson_logo.png"
        }
    },
    "dateModified": "2017-09-09T00:26:53+0000",
    "author": [
        {
            "@type": "person",
            "name": "Katherine Blunt"
        }
    ],
    "image": [
        "https:\/\/s.hdnux.com\/photos\/65\/54\/26\/14075325\/5\/rawImage.jpg"
    ],
    "isAccessibleForFree": "False",
    "hasPart": {
        "@type": "WebPageElement",
        "isAccessibleForFree": "False",
        "cssSelector": ".article-body"
    }
}
                  </script>
                                            
                <meta property="og:title" content="Auto insurance harder to buy after Harvey" />
                    <meta property="og:description" content="Auto insurance companies have restricted options for Houston-area drivers looking to purchase new policies and replace cars flooded by Hurricane Harvey, and comprehensive rates are expected to rise after the loss of an estimated half-million vehicles. Some carriers have imposed temporary limits on selling insurance to customers in Harvey's path, hesitant to assume new risk even as floodwaters recede. Experts expect longer-term changes as carriers reassess their rates after a spate of intense storms across the state.  &quot;Look at our most recent history,&quot; said Mark Hanna, spokesman for the Insurance Council of Texas." />
                                            <meta property="og:type" content="article" />
            <meta property="og:url" content="https://www.houstonchronicle.com/business/article/Auto-insurance-harder-to-buy-after-Harvey-12184375.php" />
                                  
                <meta property="og:image" content="https://s.hdnux.com/photos/65/54/26/14075325/5/rawImage.jpg" />
        <meta property="og:site_name" content="Houston Chronicle" />
        <!-- Twitter card metadata  -->
    
            <meta name="twitter:card" content="summary_large_image" />
        <meta name="twitter:site" content="@houstonchron" />
            <meta name="twitter:creator" content="@KatherineBlunt" />
    
                <!-- /business/templates/hearst/home/header_fbpage.tpl-->


                <meta property="fb:app_id" content="653292111352579"/>
        <meta property="fb:pages" content="105702905593,307851324523,12852567813,480760515417232,288240529145,316774245761,984197758297116,7457442370,207033189701,207346283795,222959748728,207042068180,72983690774,339413234035,343689323559,345828366626,234821559861394,335699426867,10150105039485602,338983127562,364516539001,337922332042,115637335153191,372011535931,333376634908,127590790608884,141923885872653,655037391286291,320774811368833,1740489152861748,469700473093040,386754203367,556449374478585,340999853450,350771491032,1120648627959218,342017778245,338463361591,138772706196968,1641688532739111,326312697536,353120110016,343366744658,335009494554,347261603104,350924013892,257724773860,361203926417,367174215398,284154645394,334501182354,350279743224,154340691263654,147848678611852" />
            <meta property="article:content_tier" content="metered" />
    
<!-- e /business/templates/hearst/home/header_fbpage.tpl-->                    <!-- templates/hearst/home/viafouraHeadMeta.tpl -->
<meta property="vf:unique_id" content="premiumchron-article-12184375" />
<meta property="vf:section" content="business">
<!-- e templates/hearst/home/viafouraHeadMeta.tpl -->                <!-- CSS/JS Hotfix freeform - all premium -->
        <!-- hearst/item/standalone.tpl -->
<!-- mid:freeform.46358 -->
<script src="https://cdn.blueconic.net/hearst.js"></script><style>

/* WCM-2569 */
@media only screen and (min-width: 1035px) { article header .asset_hero { background-attachment: fixed; } }
</style><style>.ctpl-duplicated-ad { display: block; } </style>
        <!-- CSS/JS Hotfix freeform -->
        
        <!-- hearst/item/standalone.tpl -->
<!-- mid:freeform.13324 -->
<script type="text/javascript">
    // WCM-1611 | Override of auto overlay mode for galleries
    $(document).ready(function () {
        if (typeof (window.HDN_ResponsiveGallery) !== "undefined" && typeof (window.HDN_ResponsiveGallery.galleries) !== "undefined" && typeof (window.HDN_ResponsiveGallery.galleries[0].firstOverlayView) !== "undefined") {
           window.HDN_ResponsiveGallery.galleries[0].firstOverlayView = true;
        }
    });
</script><style>
@media screen and (min-width: 1024px) {
    .article-text > p:nth-of-type(-n+2),
    .sync-inline-overlay > p:nth-of-type(-n+2) {
        float: none;
    }
}
</style>
                                    
        
                        
        <!-- hearst/ensighten/ensighten.tpl -->
        <!-- hearst/ensighten/ensighten.tpl -->
<!-- hmb:ensighten Ensighten script -->

<!-- Hearst analytics: Ensighten -->
<script type="text/javascript">
  (function(e) { 
    var t = '//nexus.ensighten.com/hearst/news/Bootstrap.js'; 
    if (e.cookie.indexOf("nsghtn") > -1) {
      if(e.cookie.indexOf("nsghtn=test-dev") > -1) {
      console.log("Ensighten :: Test-Dev"); t = "//nexus-test.ensighten.com/hearst/news-dev/Bootstrap.js";
      } else if(e.cookie.indexOf("nsghtn=test") > -1) {
      console.log("Ensighten :: Test"); t = "//nexus-test.ensighten.com/hearst/news/Bootstrap.js";
      } else if(e.cookie.indexOf("nsghtn=dev") > -1) {
      console.log("Ensighten :: Dev"); t = "//nexus.ensighten.com/hearst/news-dev/Bootstrap.js";
      } 
    }
    e.write("<scr"+"ipt src='"+e.location.protocol+t+"'></"+"scr"+"ipt>");
  })(document); 
</script>
<!-- End Hearst analytics: Ensighten -->

<!-- e ensighten.tpl -->        <!-- e hearst/ensighten/ensighten.tpl -->
    </head>
    <body id="home" class=" business">
        <div id="container" class="article_page">
                                                        <!-- src/business/templates/hearst/home/premium_header_branding.tpl -->
<div id="header">   <!-- ux/premiumchron/templates/hearst/common/admin_bar.tpl -->
<div class="header-top">
    <ul class="ht-links">
        <li class="ht-link-item ht-branding"><a href="//chron.com/" target="_blank"><img src="/img/utils/spacer.png" /></a></li>
        <li class="ht-link-item"><a href="//chron.com/cars/" target="_blank">Autos</a></li>
        <li class="ht-link-item"><a href="//chron.com/jobs/" target="_blank">Jobs</a></li>
        <li class="ht-link-item"><a href="//chron.com/homes/" target="_blank">Real Estate</a></li>
        <li class="ht-weather">
            <span>
                <a class="weather-ico" href="/weather" target="_blank"></a>
                <a class="ht-temp" href="/weather" target="_blank"></a>
            </span>
        </li>
    </ul>
    <ul class="ht-right-links">
        <li class="ht-ed">
            <span><a href="/e-edition/" target="_blank">eNewspaper</a></span>
        </li>
        <li class="ht-saved">
            <span><a href="/subscribenow/" target="_blank">Subscribe</a></span>
        </li>
        <li class="treg-is-gigya gigya_menu">
            <div class="gya-title expandable treg-conditional treg-not-logged-in"><span>Sign In</span></div>
            <div class="gya-title expandable treg-conditional treg-logged-in"><span></span></div>
            <div class="gya-content expandable">
                <div class="treg-gya-login-widget"></div>
            </div> <!-- /.gya-content -->
        </li>
    </ul>
</div>
<!-- e ux/premiumchron/templates/hearst/common/admin_bar.tpl -->
        <div class="header-branding section">
    <div class="menu-btn">
      <a id="menuBtn" class="hdn-analytics" data-hdn-analytics="visit|hamburger-menu|hamburger-menu|0"></a>
    </div>
    <div class="wrap-center">
      <a class="logo-link" href="/"></a>
            <h1 class="section-title">
                <a class="color-link" href="/business/">
          Business
        </a>
              </h1>
          </div>
  </div>
<!-- END src/business/templates/hearst/home/premium_header_branding.tpl -->
                <!-- business/templates/hearst/home/HNavigation.tpl -->
<!-- hearst/home/navigation.tpl -->
        <!-- src/business/templates/hearst/home/premium_navigation_main.tpl -->

<!-- src/business/templates/hearst/common/premium_dynamic_nav.tpl -->


<div id="navMenu" class="nav-menu">
    <div class="nav-search">
        
        <form class="search-form" action="/search/" method="get">
            <input type="hidden" name="action" value="search" />
            <input type="hidden" name="firstRequest" value="1" />
            <input type="hidden" name="searchindex" value="solr" />
            <fieldset>
                <input class="form-input" id="search" name="query" type="text" value="" placeholder="Search" />
                <input class="search-btn" value="" name="search" type="submit" />
            </fieldset>
        </form>
    </div>
    <ul class="nav-menu-list">
                                                                                        <li id="nav-menu-link-1278" class="menu-item childless">
                        <div class="nav-label">
                            <a href="/" class="hdn-analytics" data-hdn-analytics="visit|Home|navigation|1">
                                <span class="section-link" data-naveid="1278">Home</span>
                            </a>
                        </div>
                    </li>
                                                                                                                <li id="nav-menu-link-1223" class="menu-item">
                        <div class="nav-label">
                            <span class="arrow expand"></span>
                            <a href="/local/" class="hdn-analytics" data-hdn-analytics="visit|Local|navigation|2">
                                <span class="section-link" data-naveid="1223">Local</span>
                            </a>
                        </div>
                                                    <ul class="nav-submenu-list">
                                                                                                            <li>
                                            <a href="/local/houston/" class="hdn-analytics" data-hdn-analytics="visit|Local-Houston|navigation|1">
                                                <div class="nav-label" data-naveid="1224">Houston</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/local/bayou-city-history/" class="hdn-analytics" data-hdn-analytics="visit|Local-Bayou City History|navigation|2">
                                                <div class="nav-label" data-naveid="3286">Bayou City History</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/local/education/" class="hdn-analytics" data-hdn-analytics="visit|Local-Education|navigation|3">
                                                <div class="nav-label" data-naveid="1232">Education</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/local/education/campus-chronicles/" class="hdn-analytics" data-hdn-analytics="visit|Local-Campus Chronicles|navigation|4">
                                                <div class="nav-label" data-naveid="3289">Campus Chronicles</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="http://www.houstonchronicle.com/local/texas/" class="hdn-analytics" data-hdn-analytics="visit|Local-Texas|navigation|5">
                                                <div class="nav-label" data-naveid="3364">Texas</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/local/investigations/" class="hdn-analytics" data-hdn-analytics="visit|Local-HC Investigations|navigation|6">
                                                <div class="nav-label" data-naveid="1341">HC Investigations</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/politics/texas-take/" class="hdn-analytics" data-hdn-analytics="visit|Local-Texas Take|navigation|7">
                                                <div class="nav-label" data-naveid="3290">Texas Take</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="http://www.houstonchronicle.com/local/transportation/" class="hdn-analytics" data-hdn-analytics="visit|Local-Transportation|navigation|8">
                                                <div class="nav-label" data-naveid="3365">Transportation</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/local/prognosis/" class="hdn-analytics" data-hdn-analytics="visit|Local-Prognosis|navigation|9">
                                                <div class="nav-label" data-naveid="3287">Prognosis</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/local/planet-texas/" class="hdn-analytics" data-hdn-analytics="visit|Local-Planet Texas|navigation|10">
                                                <div class="nav-label" data-naveid="3989">Planet Texas</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="http://www.houstonchronicle.com/neighborhood/" class="hdn-analytics" data-hdn-analytics="visit|Local-Neighborhoods|navigation|11">
                                                <div class="nav-label" data-naveid="3366">Neighborhoods</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/local/the-observation-post/" class="hdn-analytics" data-hdn-analytics="visit|Local-The Observation Post|navigation|12">
                                                <div class="nav-label" data-naveid="3291">The Observation Post</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/local/columnists/native-texan/" class="hdn-analytics" data-hdn-analytics="visit|Local-Native Texan|navigation|13">
                                                <div class="nav-label" data-naveid="3292">Native Texan</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="http://www.legacy.com/obituaries/houstonchronicle/" class="hdn-analytics" data-hdn-analytics="visit|Local-Obituaries|navigation|14">
                                                <div class="nav-label" data-naveid="1220">Obituaries</div>
                                            </a>
                                        </li>
                                                                                                </ul>
                                            </li>
                                                                                                                <li id="nav-menu-link-3285" class="menu-item childless">
                        <div class="nav-label">
                            <a href="/local/gray-matters/" class="hdn-analytics" data-hdn-analytics="visit|Gray Matters|navigation|3">
                                <span class="section-link" data-naveid="3285">Gray Matters</span>
                            </a>
                        </div>
                    </li>
                                                                                                                <li id="nav-menu-link-3625" class="menu-item">
                        <div class="nav-label">
                            <span class="arrow expand"></span>
                            <a href="/politics/" class="hdn-analytics" data-hdn-analytics="visit|Politics|navigation|4">
                                <span class="section-link" data-naveid="3625">Politics</span>
                            </a>
                        </div>
                                                    <ul class="nav-submenu-list">
                                                                                                            <li>
                                            <a href="/local/politics-policy/" class="hdn-analytics" data-hdn-analytics="visit|Politics-Houston Politics & Policy|navigation|1">
                                                <div class="nav-label" data-naveid="1230">Houston Politics & Policy</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/local/texas-politics/" class="hdn-analytics" data-hdn-analytics="visit|Politics-Texas Politics|navigation|2">
                                                <div class="nav-label" data-naveid="3626">Texas Politics</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/politics/texas-take/" class="hdn-analytics" data-hdn-analytics="visit|Politics-Texas Take|navigation|3">
                                                <div class="nav-label" data-naveid="3155">Texas Take</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/politics/election/election2017/" class="hdn-analytics" data-hdn-analytics="visit|Politics-Election 2017|navigation|4">
                                                <div class="nav-label" data-naveid="3707">Election 2017</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="http://www.houstonchronicle.com/us-world/politics-policy/" class="hdn-analytics" data-hdn-analytics="visit|Politics-U.S. & World Politics & Policy|navigation|5">
                                                <div class="nav-label" data-naveid="3627">U.S. & World Politics & Policy</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/local/texas-politics/politifact/" class="hdn-analytics" data-hdn-analytics="visit|Politics-Politifact Texas|navigation|6">
                                                <div class="nav-label" data-naveid="3628">Politifact Texas</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/local/texas-politics/quorum-report/" class="hdn-analytics" data-hdn-analytics="visit|Politics-Quorum Report|navigation|7">
                                                <div class="nav-label" data-naveid="3629">Quorum Report</div>
                                            </a>
                                        </li>
                                                                                                </ul>
                                            </li>
                                                                                                                <li id="nav-menu-link-1234" class="menu-item">
                        <div class="nav-label">
                            <span class="arrow expand"></span>
                            <a href="/us-world/" class="hdn-analytics" data-hdn-analytics="visit|US & World|navigation|5">
                                <span class="section-link" data-naveid="1234">US & World</span>
                            </a>
                        </div>
                                                    <ul class="nav-submenu-list">
                                                                                                            <li>
                                            <a href="/us-world/us/" class="hdn-analytics" data-hdn-analytics="visit|US & World-US News|navigation|1">
                                                <div class="nav-label" data-naveid="1235">US News</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/us-world/world/" class="hdn-analytics" data-hdn-analytics="visit|US & World-World News|navigation|2">
                                                <div class="nav-label" data-naveid="1236">World News</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/us-world/space/" class="hdn-analytics" data-hdn-analytics="visit|US & World-Space|navigation|3">
                                                <div class="nav-label" data-naveid="1238">Space</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/us-world/science-environment/" class="hdn-analytics" data-hdn-analytics="visit|US & World-Science & Environment|navigation|4">
                                                <div class="nav-label" data-naveid="1240">Science & Environment</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/us-world/politics-policy/" class="hdn-analytics" data-hdn-analytics="visit|US & World-Politics & Policy|navigation|5">
                                                <div class="nav-label" data-naveid="1243">Politics & Policy</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="http://video.houstonchronicle.com/" class="hdn-analytics" data-hdn-analytics="visit|US & World-Video|navigation|6">
                                                <div class="nav-label" data-naveid="3124">Video</div>
                                            </a>
                                        </li>
                                                                                                </ul>
                                            </li>
                                                                                                                <li id="nav-menu-link-1260" class="menu-item">
                        <div class="nav-label">
                            <span class="arrow expand"></span>
                            <a href="/sports/" class="hdn-analytics" data-hdn-analytics="visit|Sports|navigation|6">
                                <span class="section-link" data-naveid="1260">Sports</span>
                            </a>
                        </div>
                                                    <ul class="nav-submenu-list">
                                                                                                            <li>
                                            <a href="/sports/texans/" class="hdn-analytics" data-hdn-analytics="visit|Sports-Texans|navigation|1">
                                                <div class="nav-label" data-naveid="1261">Texans</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/sports/astros/" class="hdn-analytics" data-hdn-analytics="visit|Sports-Astros|navigation|2">
                                                <div class="nav-label" data-naveid="1262">Astros</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/sports/rockets/" class="hdn-analytics" data-hdn-analytics="visit|Sports-Rockets|navigation|3">
                                                <div class="nav-label" data-naveid="1263">Rockets</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/sports/dynamo/" class="hdn-analytics" data-hdn-analytics="visit|Sports-Dynamo & Dash|navigation|4">
                                                <div class="nav-label" data-naveid="1264">Dynamo & Dash</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/sports/college-sports/" class="hdn-analytics" data-hdn-analytics="visit|Sports-College Sports|navigation|5">
                                                <div class="nav-label" data-naveid="1266">College Sports</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/sports/hs-sports/" class="hdn-analytics" data-hdn-analytics="visit|Sports-HS Sports|navigation|6">
                                                <div class="nav-label" data-naveid="1265">HS Sports</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/sports/outdoors/" class="hdn-analytics" data-hdn-analytics="visit|Sports-Outdoors|navigation|7">
                                                <div class="nav-label" data-naveid="1796">Outdoors</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/sports/more-sports/" class="hdn-analytics" data-hdn-analytics="visit|Sports-More Sports|navigation|8">
                                                <div class="nav-label" data-naveid="1267">More Sports</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="http://www.houstonchronicle.com/sports/texas-sports-nation/" class="hdn-analytics" data-hdn-analytics="visit|Sports-Texas Sports Nation|navigation|9">
                                                <div class="nav-label" data-naveid="4013">Texas Sports Nation</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="http://seatgeek.com/houston-texas-sports-tickets" class="hdn-analytics" data-hdn-analytics="visit|Sports-Buy Tickets|navigation|10">
                                                <div class="nav-label" data-naveid="1268">Buy Tickets</div>
                                            </a>
                                        </li>
                                                                                                </ul>
                                            </li>
                                                                                                                <li id="nav-menu-link-1269" class="menu-item">
                        <div class="nav-label">
                            <span class="arrow expand"></span>
                            <a href="/business/" class="hdn-analytics" data-hdn-analytics="visit|Business|navigation|7">
                                <span class="section-link" data-naveid="1269">Business</span>
                            </a>
                        </div>
                                                    <ul class="nav-submenu-list">
                                                                                                            <li>
                                            <a href="/business/energy/" class="hdn-analytics" data-hdn-analytics="visit|Business-Energy|navigation|1">
                                                <div class="nav-label" data-naveid="1272">Energy</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/business/real-estate/" class="hdn-analytics" data-hdn-analytics="visit|Business-Real Estate|navigation|2">
                                                <div class="nav-label" data-naveid="1275">Real Estate</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/business/real-estate/deal-of-the-week/" class="hdn-analytics" data-hdn-analytics="visit|Business-Deal of the Week|navigation|3">
                                                <div class="nav-label" data-naveid="2819">Deal of the Week</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/business/outside-the-boardroom/" class="hdn-analytics" data-hdn-analytics="visit|Business-Outside the Boardroom|navigation|4">
                                                <div class="nav-label" data-naveid="3288">Outside the Boardroom</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/business/bizfeed/" class="hdn-analytics" data-hdn-analytics="visit|Business-Houston BizFeed|navigation|5">
                                                <div class="nav-label" data-naveid="3956">Houston BizFeed</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/business/businesspeople/" class="hdn-analytics" data-hdn-analytics="visit|Business-Business People|navigation|6">
                                                <div class="nav-label" data-naveid="3957">Business People</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/business/medical/" class="hdn-analytics" data-hdn-analytics="visit|Business-Medical|navigation|7">
                                                <div class="nav-label" data-naveid="3060">Medical</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/business/retail/" class="hdn-analytics" data-hdn-analytics="visit|Business-Retail|navigation|8">
                                                <div class="nav-label" data-naveid="2642">Retail</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/business/technology/" class="hdn-analytics" data-hdn-analytics="visit|Business-Technology|navigation|9">
                                                <div class="nav-label" data-naveid="1273">Technology</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/business/personal-finance/" class="hdn-analytics" data-hdn-analytics="visit|Business-Personal Finance|navigation|10">
                                                <div class="nav-label" data-naveid="1271">Personal Finance</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/business/top-workplaces/" class="hdn-analytics" data-hdn-analytics="visit|Business-Top Workplaces|navigation|11">
                                                <div class="nav-label" data-naveid="1317">Top Workplaces</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/business/chron-100/" class="hdn-analytics" data-hdn-analytics="visit|Business-Chronicle 100|navigation|12">
                                                <div class="nav-label" data-naveid="1646">Chronicle 100</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/business/bloomberg/" class="hdn-analytics" data-hdn-analytics="visit|Business-Bloomberg|navigation|13">
                                                <div class="nav-label" data-naveid="1803">Bloomberg</div>
                                            </a>
                                        </li>
                                                                                                </ul>
                                            </li>
                                                                                                                <li id="nav-menu-link-1257" class="menu-item">
                        <div class="nav-label">
                            <span class="arrow expand"></span>
                            <a href="/opinion/" class="hdn-analytics" data-hdn-analytics="visit|Opinion|navigation|8">
                                <span class="section-link" data-naveid="1257">Opinion</span>
                            </a>
                        </div>
                                                    <ul class="nav-submenu-list">
                                                                                                            <li>
                                            <a href="/opinion/editorials/" class="hdn-analytics" data-hdn-analytics="visit|Opinion-Editorials|navigation|1">
                                                <div class="nav-label" data-naveid="1311">Editorials</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/opinion/outlook/" class="hdn-analytics" data-hdn-analytics="visit|Opinion-Outlook|navigation|2">
                                                <div class="nav-label" data-naveid="1312">Outlook</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/opinion/letters/" class="hdn-analytics" data-hdn-analytics="visit|Opinion-Letters to the Editor|navigation|3">
                                                <div class="nav-label" data-naveid="1258">Letters to the Editor</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/opinion/columnists/" class="hdn-analytics" data-hdn-analytics="visit|Opinion-Columnists|navigation|4">
                                                <div class="nav-label" data-naveid="1259">Columnists</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/opinion/corrections/" class="hdn-analytics" data-hdn-analytics="visit|Opinion-Corrections|navigation|5">
                                                <div class="nav-label" data-naveid="2968">Corrections</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/opinion/endorsements/" class="hdn-analytics" data-hdn-analytics="visit|Opinion-Endorsements|navigation|6">
                                                <div class="nav-label" data-naveid="3218">Endorsements</div>
                                            </a>
                                        </li>
                                                                                                </ul>
                                            </li>
                                                                                                                <li id="nav-menu-link-1221" class="menu-item">
                        <div class="nav-label">
                            <span class="arrow expand"></span>
                            <a href="/entertainment/" class="hdn-analytics" data-hdn-analytics="visit|Arts & Entertainment|navigation|9">
                                <span class="section-link" data-naveid="1221">Arts & Entertainment</span>
                            </a>
                        </div>
                                                    <ul class="nav-submenu-list">
                                                                                                            <li>
                                            <a href="/entertainment/books/" class="hdn-analytics" data-hdn-analytics="visit|Arts & Entertainment-Books|navigation|1">
                                                <div class="nav-label" data-naveid="1228">Books</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/entertainment/movies-and-tv/" class="hdn-analytics" data-hdn-analytics="visit|Arts & Entertainment-Movies & TV|navigation|2">
                                                <div class="nav-label" data-naveid="1226">Movies & TV</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/entertainment/music-theater-and-arts/" class="hdn-analytics" data-hdn-analytics="visit|Arts & Entertainment-Music, Theater & Fine Arts|navigation|3">
                                                <div class="nav-label" data-naveid="1239">Music, Theater & Fine Arts</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/entertainment/rodeo/" class="hdn-analytics" data-hdn-analytics="visit|Arts & Entertainment-Rodeo|navigation|4">
                                                <div class="nav-label" data-naveid="1425">Rodeo</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/entertainment/restaurants-bars/" class="hdn-analytics" data-hdn-analytics="visit|Arts & Entertainment-Restaurants & Bars|navigation|5">
                                                <div class="nav-label" data-naveid="3367">Restaurants & Bars</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/entertainment/top-100-restaurants/" class="hdn-analytics" data-hdn-analytics="visit|Arts & Entertainment-Top 100 Restaurants|navigation|6">
                                                <div class="nav-label" data-naveid="3368">Top 100 Restaurants</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="http://www.chron.com/entertainment/comics-games/" class="hdn-analytics" data-hdn-analytics="visit|Arts & Entertainment-Comics & Games|navigation|7">
                                                <div class="nav-label" data-naveid="1242">Comics & Games</div>
                                            </a>
                                        </li>
                                                                                                </ul>
                                            </li>
                                                                                                                <li id="nav-menu-link-3350" class="menu-item">
                        <div class="nav-label">
                            <span class="arrow expand"></span>
                            <a href="/flavor/" class="hdn-analytics" data-hdn-analytics="visit|Flavor|navigation|10">
                                <span class="section-link" data-naveid="3350">Flavor</span>
                            </a>
                        </div>
                                                    <ul class="nav-submenu-list">
                                                                                                            <li>
                                            <a href="/entertainment/restaurants-bars/" class="hdn-analytics" data-hdn-analytics="visit|Flavor-Restaurants & Bars|navigation|1">
                                                <div class="nav-label" data-naveid="1222">Restaurants & Bars</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/lifestyle/food/" class="hdn-analytics" data-hdn-analytics="visit|Flavor-Food & Cooking|navigation|2">
                                                <div class="nav-label" data-naveid="1249">Food & Cooking</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/flavor/drink/" class="hdn-analytics" data-hdn-analytics="visit|Flavor-Wine, Beer & Spirits|navigation|3">
                                                <div class="nav-label" data-naveid="3351">Wine, Beer & Spirits</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/entertainment/restaurants-bars/barbecue/" class="hdn-analytics" data-hdn-analytics="visit|Flavor-Barbecue|navigation|4">
                                                <div class="nav-label" data-naveid="3147">Barbecue</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/entertainment/top-100-restaurants/" class="hdn-analytics" data-hdn-analytics="visit|Flavor-Top 100 Restaurants|navigation|5">
                                                <div class="nav-label" data-naveid="1793">Top 100 Restaurants</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/flavor/essays/" class="hdn-analytics" data-hdn-analytics="visit|Flavor-Essays|navigation|6">
                                                <div class="nav-label" data-naveid="3358">Essays</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/lifestyle/food/recipes/" class="hdn-analytics" data-hdn-analytics="visit|Flavor-Recipes|navigation|7">
                                                <div class="nav-label" data-naveid="1616">Recipes</div>
                                            </a>
                                        </li>
                                                                                                </ul>
                                            </li>
                                                                                                                <li id="nav-menu-link-1245" class="menu-item">
                        <div class="nav-label">
                            <span class="arrow expand"></span>
                            <a href="/lifestyle/" class="hdn-analytics" data-hdn-analytics="visit|Lifestyle|navigation|11">
                                <span class="section-link" data-naveid="1245">Lifestyle</span>
                            </a>
                        </div>
                                                    <ul class="nav-submenu-list">
                                                                                                            <li>
                                            <a href="/lifestyle/escapes/" class="hdn-analytics" data-hdn-analytics="visit|Lifestyle-Escapes|navigation|1">
                                                <div class="nav-label" data-naveid="3019">Escapes</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/lifestyle/health/" class="hdn-analytics" data-hdn-analytics="visit|Lifestyle-Healthy Living|navigation|2">
                                                <div class="nav-label" data-naveid="3356">Healthy Living</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/life-and-arts/home-and-garden/" class="hdn-analytics" data-hdn-analytics="visit|Lifestyle-Home & Garden|navigation|3">
                                                <div class="nav-label" data-naveid="3353">Home & Garden</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/life-and-arts/religion-and-life-passages/" class="hdn-analytics" data-hdn-analytics="visit|Lifestyle-Religion & Life Passages|navigation|4">
                                                <div class="nav-label" data-naveid="3357">Religion & Life Passages</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/lifestyle/society/" class="hdn-analytics" data-hdn-analytics="visit|Lifestyle-Society|navigation|5">
                                                <div class="nav-label" data-naveid="1250">Society</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/lifestyle/style/" class="hdn-analytics" data-hdn-analytics="visit|Lifestyle-Style|navigation|6">
                                                <div class="nav-label" data-naveid="1252">Style</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/lifestyle/style/luxe-life/" class="hdn-analytics" data-hdn-analytics="visit|Lifestyle-Luxe Life|navigation|7">
                                                <div class="nav-label" data-naveid="4025">Luxe Life</div>
                                            </a>
                                        </li>
                                                                                                </ul>
                                            </li>
                                                                                                                <li id="nav-menu-link-4431" class="menu-item childless">
                        <div class="nav-label">
                            <a href="https://houston-chronicle.myshopify.com/" class="hdn-analytics" data-hdn-analytics="visit|Shop|navigation|12">
                                <span class="section-link" data-naveid="4431">Shop</span>
                            </a>
                        </div>
                    </li>
                                                                                                                <li id="nav-menu-link-4426" class="menu-item childless">
                        <div class="nav-label">
                            <a href="/techburger/" class="hdn-analytics" data-hdn-analytics="visit|TechBurger|navigation|13">
                                <span class="section-link" data-naveid="4426">TechBurger</span>
                            </a>
                        </div>
                    </li>
                                                                                                                <li id="nav-menu-link-1784" class="menu-item">
                        <div class="nav-label">
                            <span class="arrow expand"></span>
                            <a href="/local/specialsections/" class="hdn-analytics" data-hdn-analytics="visit|Special Sections|navigation|14">
                                <span class="section-link" data-naveid="1784">Special Sections</span>
                            </a>
                        </div>
                                                    <ul class="nav-submenu-list">
                                                                                                            <li>
                                            <a href="/55minutes/" class="hdn-analytics" data-hdn-analytics="visit|Special Sections-55 Minutes|navigation|1">
                                                <div class="nav-label" data-naveid="2974">55 Minutes</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/local/115/" class="hdn-analytics" data-hdn-analytics="visit|Special Sections-115: Houston history|navigation|2">
                                                <div class="nav-label" data-naveid="3607">115: Houston history</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a rel="nofollow" href="/business/chron-100/" class="hdn-analytics" data-hdn-analytics="visit|Special Sections-Chronicle 100|navigation|3">
                                                <div class="nav-label" data-naveid="3611">Chronicle 100</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="http://www.houstonchronicle.com/cold-cases/" class="hdn-analytics" data-hdn-analytics="visit|Special Sections-Cold cases|navigation|4">
                                                <div class="nav-label" data-naveid="3612">Cold cases</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/local/texas/chemical-breakdown/" class="hdn-analytics" data-hdn-analytics="visit|Special Sections-Chemical Breakdown: Hidden dangers|navigation|5">
                                                <div class="nav-label" data-naveid="4201">Chemical Breakdown: Hidden dangers</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/denied/" class="hdn-analytics" data-hdn-analytics="visit|Special Sections-Denied: Special education in Texas|navigation|6">
                                                <div class="nav-label" data-naveid="3613">Denied: Special education in Texas</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="http://www.houstonchronicle.com/dupont-investigation/" class="hdn-analytics" data-hdn-analytics="visit|Special Sections-DuPont Investigation|navigation|7">
                                                <div class="nav-label" data-naveid="3615">DuPont Investigation</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="http://www.houstonchronicle.com/hcc-investigation/" class="hdn-analytics" data-hdn-analytics="visit|Special Sections-HCC Investigation|navigation|8">
                                                <div class="nav-label" data-naveid="3616">HCC Investigation</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="http://www.houstonchronicle.com/local/investigations/jailhouse-jeopardy/" class="hdn-analytics" data-hdn-analytics="visit|Special Sections-Jailhouse Jeopardy|navigation|9">
                                                <div class="nav-label" data-naveid="3617">Jailhouse Jeopardy</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="http://www.houstonchronicle.com/local/themillion/" class="hdn-analytics" data-hdn-analytics="visit|Special Sections-The Million|navigation|10">
                                                <div class="nav-label" data-naveid="3618">The Million</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/swampedold/" class="hdn-analytics" data-hdn-analytics="visit|Special Sections-Swamped: Houston-area flooding|navigation|11">
                                                <div class="nav-label" data-naveid="3619">Swamped: Houston-area flooding</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/tank/" class="hdn-analytics" data-hdn-analytics="visit|Special Sections-The Tank: Transgender inmates starting over|navigation|12">
                                                <div class="nav-label" data-naveid="3620">The Tank: Transgender inmates starting over</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="http://www.houstonchronicle.com/texas-sex-offenders/" class="hdn-analytics" data-hdn-analytics="visit|Special Sections-Texas Sex Offenders|navigation|13">
                                                <div class="nav-label" data-naveid="3621">Texas Sex Offenders</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/entertainment/top-100-restaurants/" class="hdn-analytics" data-hdn-analytics="visit|Special Sections-Top 100 Restaurants|navigation|14">
                                                <div class="nav-label" data-naveid="3622">Top 100 Restaurants</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/the-uncovered/" class="hdn-analytics" data-hdn-analytics="visit|Special Sections-Uncovered: A health care crisis|navigation|15">
                                                <div class="nav-label" data-naveid="4202">Uncovered: A health care crisis</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="http://www.houstonchronicle.com/local/specialsections/" class="hdn-analytics" data-hdn-analytics="visit|Special Sections-More Special Sections|navigation|16">
                                                <div class="nav-label" data-naveid="3623">More Special Sections</div>
                                            </a>
                                        </li>
                                                                                                </ul>
                                            </li>
                                                                                                                <li id="nav-menu-link-3850" class="menu-item">
                        <div class="nav-label">
                            <span class="arrow expand"></span>
                            <a href="/podcasts/" class="hdn-analytics" data-hdn-analytics="visit|Podcasts|navigation|15">
                                <span class="section-link" data-naveid="3850">Podcasts</span>
                            </a>
                        </div>
                                                    <ul class="nav-submenu-list">
                                                                                                            <li>
                                            <a href="/entertainment/restaurants-bars/barbecue/bbq-state-of-mind-podcast/" class="hdn-analytics" data-hdn-analytics="visit|Podcasts-BBQ State of Mind|navigation|1">
                                                <div class="nav-label" data-naveid="4266">BBQ State of Mind</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/business/real-estate/looped-in/" class="hdn-analytics" data-hdn-analytics="visit|Podcasts-Looped In|navigation|2">
                                                <div class="nav-label" data-naveid="3930">Looped In</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/sports/texas-sports-nation/texas-sports-nation-podcast/" class="hdn-analytics" data-hdn-analytics="visit|Podcasts-Texas Sports Nation: Bringing the Heat|navigation|3">
                                                <div class="nav-label" data-naveid="3851">Texas Sports Nation: Bringing the Heat</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/politics/texas-take/texas-take-podcast/" class="hdn-analytics" data-hdn-analytics="visit|Podcasts-Texas Take: The Podcast|navigation|4">
                                                <div class="nav-label" data-naveid="3917">Texas Take: The Podcast</div>
                                            </a>
                                        </li>
                                                                                                </ul>
                                            </li>
                                                                                                                <li id="nav-menu-link-3386" class="menu-item childless">
                        <div class="nav-label">
                            <a href="/newsletters/" class="hdn-analytics" data-hdn-analytics="visit|Newsletters|navigation|16">
                                <span class="section-link" data-naveid="3386">Newsletters</span>
                            </a>
                        </div>
                    </li>
                                                                                                                                    <li id="nav-menu-link-3352" class="menu-item">
                        <div class="nav-label">
                            <span class="arrow expand"></span>
                            <a href="/life-and-arts/" class="hdn-analytics" data-hdn-analytics="visit|Life & Arts|navigation|1">
                                <span class="section-link" data-naveid="3352">Life & Arts</span>
                            </a>
                        </div>
                                            </li>
                                                                                                                <li id="nav-menu-link-3156" class="menu-item">
                        <div class="nav-label">
                            <span class="arrow expand"></span>
                            <a href="/insider/" class="hdn-analytics" data-hdn-analytics="visit|Insider|navigation|2">
                                <span class="section-link" data-naveid="3156">Insider</span>
                            </a>
                        </div>
                                                    <ul class="nav-submenu-list">
                                                                                                            <li>
                                            <a href="/archive/" class="hdn-analytics" data-hdn-analytics="visit|Insider-Archives|navigation|1">
                                                <div class="nav-label" data-naveid="3154">Archives</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/entertainment/restaurants-bars/barbecue/" class="hdn-analytics" data-hdn-analytics="visit|Insider-Barbecue|navigation|2">
                                                <div class="nav-label" data-naveid="3207">Barbecue</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/local/gray-matters/" class="hdn-analytics" data-hdn-analytics="visit|Insider-Gray Matters|navigation|3">
                                                <div class="nav-label" data-naveid="3205">Gray Matters</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/business/outside-the-boardroom/" class="hdn-analytics" data-hdn-analytics="visit|Insider-Outside the Boardroom|navigation|4">
                                                <div class="nav-label" data-naveid="3206">Outside the Boardroom</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/local/mostread/" class="hdn-analytics" data-hdn-analytics="visit|Insider-Most Read|navigation|5">
                                                <div class="nav-label" data-naveid="3208">Most Read</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="/local/todayspaper/" class="hdn-analytics" data-hdn-analytics="visit|Insider-Today's Paper|navigation|6">
                                                <div class="nav-label" data-naveid="3209">Today's Paper</div>
                                            </a>
                                        </li>
                                                                                                                                                <li>
                                            <a href="http://www.houstonchronicle.com/e-edition/" class="hdn-analytics" data-hdn-analytics="visit|Insider-eNewspaper|navigation|7">
                                                <div class="nav-label" data-naveid="3210">eNewspaper</div>
                                            </a>
                                        </li>
                                                                                                </ul>
                                            </li>
                                                                                                                <li id="nav-menu-link-3318" class="menu-item childless">
                        <div class="nav-label">
                            <a href="/entertainment/rodeo/" class="hdn-analytics" data-hdn-analytics="visit|Rodeo|navigation|3">
                                <span class="section-link" data-naveid="3318">Rodeo</span>
                            </a>
                        </div>
                    </li>
                                                                                                                <li id="nav-menu-link-4195" class="menu-item childless">
                        <div class="nav-label">
                            <a href="/lifestyle/calle-houston/" class="hdn-analytics" data-hdn-analytics="visit|Calle Houston|navigation|4">
                                <span class="section-link" data-naveid="4195">Calle Houston</span>
                            </a>
                        </div>
                    </li>
                                                                                                                <li id="nav-menu-link-4231" class="menu-item childless">
                        <div class="nav-label">
                            <a href="http://digital.olivesoftware.com/Olive/ODN/houstonchronicle/Default.aspx" class="hdn-analytics" data-hdn-analytics="visit|ENewspaper|navigation|5">
                                <span class="section-link" data-naveid="4231">ENewspaper</span>
                            </a>
                        </div>
                    </li>
                                                                                                                <li id="nav-menu-link-3590" class="menu-item childless">
                        <div class="nav-label">
                            <a href="http://puzzles.houstonchronicle.com/" class="hdn-analytics" data-hdn-analytics="visit|Puzzles & Games|navigation|6">
                                <span class="section-link" data-naveid="3590">Puzzles & Games</span>
                            </a>
                        </div>
                    </li>
                                                                                                                <li id="nav-menu-link-3387" class="menu-item childless">
                        <div class="nav-label">
                            <a href="/archive/" class="hdn-analytics" data-hdn-analytics="visit|Archive|navigation|7">
                                <span class="section-link" data-naveid="3387">Archive</span>
                            </a>
                        </div>
                    </li>
                                                        </ul>
</div><!-- navMenu -->

<!-- e src/business/templates/hearst/common/premium_dynamic_nav.tpl -->
</div><!--e src/business/templates/hearst/home/premium_navigation_main.tpl -->
<!-- e hearst/home/navigation.tpl -->
<!-- e business/templates/hearst/home/HNavigation.tpl -->                        <!-- end hearst/article/types/article_header.tpl -->
<div class="page-content business ">
                        <!-- design/article/premium_story_page.tpl -->
        
    <script type="text/javascript">
        HDN.dataLayer.paywall = HDN.dataLayer.paywall || {};
        HDN.dataLayer.paywall.accessRule = '';
        HDN.dataLayer.paywall.mode = 'edbHalfEnabled';
    </script>
    
    
                                 <!-- premium_story_page premiumShare -->
                                                                    <div id="content">
            <div class="ad_container">
                <!-- hearst/ads/duplicatable.tpl -->
<div class="ctpl-duplicated-ad" id="AP951">
              <!-- hmb:AP951 AP951 ad -->
         <div id="AP951" class="ad_deferrable hidden-xs" data-width="970" data-height="250">
            <script type="text/javascript"> /*<![CDATA[*/ hearstPlaceAd("AP951"); /*]]>*/ </script>
        </div>
     </div>
<!-- / hearst/ads/duplicatable.tpl -->            </div>
            <div class="article-wrap">
                <!-- ux/premiumchron/templates/hearst/article/premium_share_alertbox.tpl -->


<!-- e ux/premiumchron/templates/hearst/article/premium_share_alertbox.tpl -->
                <div class="zone zone-1">
                    <div class="article-body">
                        <!-- article/types/premium_story_header.tpl -->
<div class="article-head">
    <h2 class="headline">Auto insurance harder to buy after Harvey</h2>
        <!-- hearst/common/author_name.tpl -->
<p class="byline">By <a href="/author/katherine-blunt/">Katherine Blunt</a></p>
<!-- e hearst/common/author_name.tpl -->
    <span class="datestamp">
                <span class="published">September 8, 2017</span>
            <span class="updated updated">Updated: September 8, 2017 7:26pm</span>
        </span>
</div> <!-- /article-head -->

<!-- end premium_story_header.tpl -->
                        <div class="article-share">
                                                                                                                    <!-- hearst/article/prem_article_share.tpl -->
    
<div class="social-links "
    social-url="https%3A%2F%2Fwww.houstonchronicle.com%2Fbusiness%2Farticle%2FAuto-insurance-harder-to-buy-after-Harvey-12184375.php"
    social-hashId="" social-blurb="%20Auto%20insurance%20companies%20have%20restricted%20options%20for%20Houston-area%20drivers%20looking%20to%20purchase%20new%20policies%20and%20replace%20cars%20flooded%20by%20Hurricane%20Harvey%2C%20and%20comprehensive%20rates%20are%20expected%20to%20rise%20after%20the%20loss%20of%20an%20estimated%20half-million%20vehicles.%20Some%20carriers%20have%20imposed%20temporary%20limits%20on%20selling%20insurance%20to%20customers%20in%20Harvey%27s%20path%2C%20hesitant%20to%20assume%20new%20risk%20even%20as%20floodwaters%20recede.%20Experts%20expect%20longer-term%20changes%20as%20carriers%20reassess%20their%20rates%20after%20a%20spate%20of%20intense%20storms%20across%20the%20state.%20%20%22Look%20at%20our%20most%20recent%20history%2C%22%20said%20Mark%20Hanna%2C%20spokesman%20for%20the%20Insurance%20Council%20of%20Texas.%20"
    media-url="https%3A%2F%2Fs.hdnux.com%2Fphotos%2F65%2F54%2F26%2F14075325%2F5%2FrawImage.jpg" social-title="Auto%20insurance%20harder%20to%20buy%20after%20Harvey">
    <ul class="right">
        <li class="socialIcon print">
            <a class="hdn-analytics" href="javascript:hst_print();"
                data-hdn-analytics="print_article|article-12184375|article-share-premium|7">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon comments">
            <a class="hdn-analytics" href="https://www.houstonchronicle.com/business/article/Auto-insurance-harder-to-buy-after-Harvey-12184375.php#comments"
                data-hdn-analytics="comments_jump|article-12184375|article-share-premium|1">
                <span class="icon"></span>
            </a>
            <div class="viafoura">
                <span class="vf-counter vf-widget" data-widget="counter" data-path="https://www.houstonchronicle.com/business/article/Auto-insurance-harder-to-buy-after-Harvey-12184375.php"></span>
            </div>
        </li>
    </ul>
    <ul class="left">
        <li class="socialIcon email" share-id="email">
            <a class="hdn-analytics" href="" onclick="return false;" data-hdn-analytics="email_share|article-12184375|article-share-premium|1">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon facebook" share-id="facebook">
            <a class="hdn-analytics" href="" onclick="return false;" data-hdn-analytics="facebook_share|article-12184375|article-share-premium|2">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon twitter" share-id="twitter">
            <a class="hdn-analytics" href="" onclick="return false;" data-hdn-analytics="twitter_share|article-12184375|article-share-premium|3">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon pinterest" share-id="pinterest">
            <a class="hdn-analytics" href="" onclick="return false;" data-hdn-analytics="pinterest_share|article-12184375|article-share-premium|4">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon reddit" share-id="reddit">
            <a class="hdn-analytics" href="" onclick="return false;" data-hdn-analytics="reddit_share|article-12184375|article-share-premium|5">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon google" share-id="google">
            <a class="hdn-analytics" href="" onclick="return false;" data-hdn-analytics="google_share|article-12184375|article-share-premium|6">
                <span class="icon"></span>
            </a>
        </li>
    </ul>
</div>
<!-- e hearst/article/prem_article_share.tpl -->
                        </div>
                        <!-- article/types/premium_story.tpl -->
        
        
    
    <div class="article-text">
        <!-- hearst/article/types/premium_story_body.tpl -->

<div class="sync-inline-overlay"><div class="asset_gallery"  data-config-asset-position="1" data-gid="gallery"><!-- gallery float --><!-- design/gallery/main_redesign.tpl -->
                                                                                                        <div class="hst-resgallery-container  non-grid three-wide" data-id="article-gallery-12184375">
            <div class="hst-resgallery-wedge">
                <ul class="hst-resgallery non-grid">
                                        
                                                                                                                                                    <li class="hst-resgalleryitem" item_id="photo-14075325" >
                                                                                                                                                        
                                                                                                                                                
                                                                                                                                                                                                                                                                                                                                                                                        <div class="img-wrap landscape">
                                                                                                        <div class="nav left clearfix">
                                        <a href="#prev" alt="previous">
                                            <span class="icon action"></span>
                                        </a>
                                    </div>
                                    <div class="nav right clearfix">
                                        <a href="#next" alt="next">
                                            <span class="icon action"></span>
                                        </a>
                                    </div>
                                                            
                                                                                                    <img lazy-state="loaded" src="https://s.hdnux.com/photos/65/54/26/14075325/5/920x920.jpg" alt="Thousands of flooded cars are now at the parking lot of the Royal Purple Raceway having adjusters look them over Sunday, Sept. 3, 2017, in Baytown. Photo: Steve Gonzales, Staff / © 2017 Houston Chronicle" class="landscape" />

                                                
                                                                
                                </div>
                                                    </li>
                                                                                                                                                                                                                                                                                                                                                                                            <li class="hst-resgalleryitem hidden" item_id="photo-14075326" >
                                                                                                                                                        
                                                                                                                                                
                                                                                                                                                                                                                                                                                                                                                                                        <div class="img-wrap landscape">
                                                                                                        <div class="nav left clearfix">
                                        <a href="#prev" alt="previous">
                                            <span class="icon action"></span>
                                        </a>
                                    </div>
                                    <div class="nav right clearfix">
                                        <a href="#next" alt="next">
                                            <span class="icon action"></span>
                                        </a>
                                    </div>
                                                            
                                                                                                    <img lazy-state="queue" load-src="https://s.hdnux.com/photos/65/54/26/14075326/3/920x920.jpg" alt="Thousands of flooded cars are now at the parking lot of the Royal Purple Raceway having adjusters look them over Sunday, Sept. 3, 2017, in Baytown. ( Steve Gonzales  / Houston Chronicle ) Photo: Steve Gonzales, Staff / © 2017 Houston Chronicle" class="landscape" />

                                                
                                                                
                                </div>
                                                    </li>
                                                                                                                                                                                                                                                                                                                                                                                            <li class="hst-resgalleryitem hidden" item_id="photo-14038056" >
                                                                                                                                                        
                                                                                                                                                
                                                                                                                                                                                                                                                                                                                                                                                        <div class="img-wrap landscape">
                                                                                                        <div class="nav left clearfix">
                                        <a href="#prev" alt="previous">
                                            <span class="icon action"></span>
                                        </a>
                                    </div>
                                    <div class="nav right clearfix">
                                        <a href="#next" alt="next">
                                            <span class="icon action"></span>
                                        </a>
                                    </div>
                                                            
                                                                                                    <img lazy-state="queue" load-src="https://s.hdnux.com/photos/65/43/20/14038056/9/920x920.jpg" alt="Hurricane Harvey flooded cars are lined up at a salvage yard north of Houston and waiting to be estimated by automotive appraisers from an insurance company Friday, Sept. 1, 2017, in Houston.  ( Yi-Chin Lee / Houston Chronicle ) Photo: Yi-Chin Lee, Staff / © 2017  Houston Chronicle" class="landscape" />

                                                
                                                                
                                </div>
                                                    </li>
                                                                                                                                                                                                                                                                                                                                                                                            <li class="hst-resgalleryitem hidden" item_id="photo-14038054" >
                                                                                                                                                        
                                                                                                                                                
                                                                                                                                                                                                                                                                                                                                                                                        <div class="img-wrap landscape">
                                                                                                        <div class="nav left clearfix">
                                        <a href="#prev" alt="previous">
                                            <span class="icon action"></span>
                                        </a>
                                    </div>
                                    <div class="nav right clearfix">
                                        <a href="#next" alt="next">
                                            <span class="icon action"></span>
                                        </a>
                                    </div>
                                                            
                                                                                                    <img lazy-state="queue" load-src="https://s.hdnux.com/photos/65/43/20/14038054/9/920x920.jpg" alt="Automotive Appraiser Troy Rondeno finds water remain in the trunk of a Hurricane Harvey flooded car while working on estimations at a salvage yard north of Houston Friday, Sept. 1, 2017, in Houston.  ( Yi-Chin Lee / Houston Chronicle ) Photo: Yi-Chin Lee, Staff / © 2017  Houston Chronicle" class="landscape" />

                                                
                                                                
                                </div>
                                                    </li>
                                                                                                                                                                                                                                                                            </ul>
            </div>
            <div class="hst-resgallerynav small hidden">
                <div class="carousel">
                    <ul class="clearfix">
                                                        <li class="thumb selected" data-frame-index="0">
                                    <a class="hdn-analytics" href="#photo-14075325" data-hdn-analytics="gallery_thumbnails_photo|photo-14075325|article-gallery-12184375|1">
                                        <div class="inner-border"></div>
                                                                                                                                <img load-src="https://s.hdnux.com/photos/65/54/26/14075325/5/square_gallery_thumb.jpg"  alt="Thousands of flooded cars are now at the parking lot of the Royal Purple Raceway having adjusters look them over Sunday, Sept. 3, 2017, in Baytown.">
                                                                            </a>
                                </li>
                                                            <li class="thumb" data-frame-index="1">
                                    <a class="hdn-analytics" href="#photo-14075326" data-hdn-analytics="gallery_thumbnails_photo|photo-14075326|article-gallery-12184375|2">
                                        <div class="inner-border"></div>
                                                                                                                                <img load-src="https://s.hdnux.com/photos/65/54/26/14075326/3/square_gallery_thumb.jpg"  alt="Thousands of flooded cars are now at the parking lot of the Royal Purple Raceway having adjusters look them over Sunday, Sept. 3, 2017, in Baytown. ( Steve Gonzales  / Houston Chronicle )">
                                                                            </a>
                                </li>
                                                            <li class="thumb" data-frame-index="2">
                                    <a class="hdn-analytics" href="#photo-14038056" data-hdn-analytics="gallery_thumbnails_photo|photo-14038056|article-gallery-12184375|3">
                                        <div class="inner-border"></div>
                                                                                                                                <img load-src="https://s.hdnux.com/photos/65/43/20/14038056/9/square_gallery_thumb.jpg"  alt="Hurricane Harvey flooded cars are lined up at a salvage yard north of Houston and waiting to be estimated by automotive appraisers from an insurance company Friday, Sept. 1, 2017, in Houston.  ( Yi-Chin Lee / Houston Chronicle )">
                                                                            </a>
                                </li>
                                                            <li class="thumb" data-frame-index="3">
                                    <a class="hdn-analytics" href="#photo-14038054" data-hdn-analytics="gallery_thumbnails_photo|photo-14038054|article-gallery-12184375|4">
                                        <div class="inner-border"></div>
                                                                                                                                <img load-src="https://s.hdnux.com/photos/65/43/20/14038054/9/square_gallery_thumb.jpg"  alt="Automotive Appraiser Troy Rondeno finds water remain in the trunk of a Hurricane Harvey flooded car while working on estimations at a salvage yard north of Houston Friday, Sept. 1, 2017, in Houston.  ( Yi-Chin Lee / Houston Chronicle )">
                                                                            </a>
                                </li>
                            
                    </ul>
                </div>
            </div>
                        <div class="control-panel">
                <span id="gallerySection" data="business"></span>
                <div class="control-panel-inner">
                                                                                                                                                                                                                                                                                                                                                                                                        
                                                                                                                                                                                                                                    
                                                                                                                <!-- hearst/article/mobile_share.tpl -->

<div class="social-links hidden"
    social-url="https%3A%2F%2Fwww.houstonchronicle.com%2Fbusiness%2Farticle%2FAuto-insurance-harder-to-buy-after-Harvey-12184375.php"
    social-hashId="%23photo-14075325"
    social-blurb="Thousands%20of%20flooded%20cars%20are%20now%20at%20the%20parking%20lot%20of%20the%20Royal%20Purple%20Raceway%20having%20adjusters%20look%20them%20over%20Sunday%2C%20Sept.%203%2C%202017%2C%20in%20Baytown."
    media-url="https%3A%2F%2Fs.hdnux.com%2Fphotos%2F65%2F54%2F26%2F14075325%2F5%2F960x960.jpg"
    social-title="Auto%20insurance%20harder%20to%20buy%20after%20Harvey">
    <ul class="right">
                    <li class="socialIcon print">
                <a class="hdn-analytics" href="javascript:hst_print();"
                    data-hdn-analytics="print_article_inline|photo-14075325|article-gallery-12184375|7">
                    <span class="icon"></span>
                </a>
            </li>
                <li class="socialIcon comments">

                                                                                                    <a class="hdn-analytics" href="https://www.houstonchronicle.com/business/articleComments/Auto-insurance-harder-to-buy-after-Harvey-12184375.php" onclick="document.location.href = document.location.href.replace('/article/','/articleComments/'); return false;" data-hdn-analytics="comments_jump_inline|photo-14075325|article-gallery-12184375|1">
                    <span class="icon"></span>
                </a>
                                                        <div class="viafoura">
                    <span class="vf-counter vf-widget" data-widget="counter"></span>
                </div>
            
        </li>
            </ul>
    <ul class="left">
        <li class="socialIcon email" share-id="email">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="email_share_inline|photo-14075325|article-gallery-12184375|1">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon facebook" share-id="facebook">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="facebook_share_inline|photo-14075325|article-gallery-12184375|2">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon twitter" share-id="twitter">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="twitter_share_inline|photo-14075325|article-gallery-12184375|3">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon pinterest" share-id="pinterest">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="pinterest_share_inline|photo-14075325|article-gallery-12184375|4">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon reddit" share-id="reddit">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="reddit_share_inline|photo-14075325|article-gallery-12184375|5">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon google" share-id="google">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="google_share_inline|photo-14075325|article-gallery-12184375|6">
                <span class="icon"></span>
            </a>
        </li>
            </ul>
</div>
<!-- e hearst/article/mobile_share.tpl -->
                                                                                                                                                                                                                                                                                                                                                                                                                        
                                                                                                                                                                                                                                    
                                                                                                                <!-- hearst/article/mobile_share.tpl -->

<div class="social-links hidden"
    social-url="https%3A%2F%2Fwww.houstonchronicle.com%2Fbusiness%2Farticle%2FAuto-insurance-harder-to-buy-after-Harvey-12184375.php"
    social-hashId="%23photo-14075326"
    social-blurb="Thousands%20of%20flooded%20cars%20are%20now%20at%20the%20parking%20lot%20of%20the%20Royal%20Purple%20Raceway%20having%20adjusters%20look%20them%20over%20Sunday%2C%20Sept.%203%2C%202017%2C%20in%20Baytown.%20%28%20Steve%20Gonzales%20%20%2F%20Houston%20Chronicle%20%29"
    media-url="https%3A%2F%2Fs.hdnux.com%2Fphotos%2F65%2F54%2F26%2F14075326%2F3%2F960x960.jpg"
    social-title="Auto%20insurance%20harder%20to%20buy%20after%20Harvey">
    <ul class="right">
                    <li class="socialIcon print">
                <a class="hdn-analytics" href="javascript:hst_print();"
                    data-hdn-analytics="print_article_inline|photo-14075326|article-gallery-12184375|7">
                    <span class="icon"></span>
                </a>
            </li>
                <li class="socialIcon comments">

                                                                                                    <a class="hdn-analytics" href="https://www.houstonchronicle.com/business/articleComments/Auto-insurance-harder-to-buy-after-Harvey-12184375.php" onclick="document.location.href = document.location.href.replace('/article/','/articleComments/'); return false;" data-hdn-analytics="comments_jump_inline|photo-14075326|article-gallery-12184375|1">
                    <span class="icon"></span>
                </a>
                                                        <div class="viafoura">
                    <span class="vf-counter vf-widget" data-widget="counter"></span>
                </div>
            
        </li>
            </ul>
    <ul class="left">
        <li class="socialIcon email" share-id="email">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="email_share_inline|photo-14075326|article-gallery-12184375|1">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon facebook" share-id="facebook">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="facebook_share_inline|photo-14075326|article-gallery-12184375|2">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon twitter" share-id="twitter">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="twitter_share_inline|photo-14075326|article-gallery-12184375|3">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon pinterest" share-id="pinterest">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="pinterest_share_inline|photo-14075326|article-gallery-12184375|4">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon reddit" share-id="reddit">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="reddit_share_inline|photo-14075326|article-gallery-12184375|5">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon google" share-id="google">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="google_share_inline|photo-14075326|article-gallery-12184375|6">
                <span class="icon"></span>
            </a>
        </li>
            </ul>
</div>
<!-- e hearst/article/mobile_share.tpl -->
                                                                                                                                                                                                                                                                                                                                                                                                                        
                                                                                                                                                                                                                                    
                                                                                                                <!-- hearst/article/mobile_share.tpl -->

<div class="social-links hidden"
    social-url="https%3A%2F%2Fwww.houstonchronicle.com%2Fbusiness%2Farticle%2FAuto-insurance-harder-to-buy-after-Harvey-12184375.php"
    social-hashId="%23photo-14038056"
    social-blurb="Hurricane%20Harvey%20flooded%20cars%20are%20lined%20up%20at%20a%20salvage%20yard%20north%20of%20Houston%20and%20waiting%20to%20be%20estimated%20by%20automotive%20appraisers%20from%20an%20insurance%20company%20Friday%2C%20Sept.%201%2C%202017%2C%20in%20Houston.%20%20%28%20Yi-Chin%20Lee%20%2F%20Houston%20Chronicle%20%29"
    media-url="https%3A%2F%2Fs.hdnux.com%2Fphotos%2F65%2F43%2F20%2F14038056%2F9%2F960x960.jpg"
    social-title="Auto%20insurance%20harder%20to%20buy%20after%20Harvey">
    <ul class="right">
                    <li class="socialIcon print">
                <a class="hdn-analytics" href="javascript:hst_print();"
                    data-hdn-analytics="print_article_inline|photo-14038056|article-gallery-12184375|7">
                    <span class="icon"></span>
                </a>
            </li>
                <li class="socialIcon comments">

                                                                                                    <a class="hdn-analytics" href="https://www.houstonchronicle.com/business/articleComments/Auto-insurance-harder-to-buy-after-Harvey-12184375.php" onclick="document.location.href = document.location.href.replace('/article/','/articleComments/'); return false;" data-hdn-analytics="comments_jump_inline|photo-14038056|article-gallery-12184375|1">
                    <span class="icon"></span>
                </a>
                                                        <div class="viafoura">
                    <span class="vf-counter vf-widget" data-widget="counter"></span>
                </div>
            
        </li>
            </ul>
    <ul class="left">
        <li class="socialIcon email" share-id="email">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="email_share_inline|photo-14038056|article-gallery-12184375|1">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon facebook" share-id="facebook">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="facebook_share_inline|photo-14038056|article-gallery-12184375|2">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon twitter" share-id="twitter">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="twitter_share_inline|photo-14038056|article-gallery-12184375|3">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon pinterest" share-id="pinterest">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="pinterest_share_inline|photo-14038056|article-gallery-12184375|4">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon reddit" share-id="reddit">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="reddit_share_inline|photo-14038056|article-gallery-12184375|5">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon google" share-id="google">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="google_share_inline|photo-14038056|article-gallery-12184375|6">
                <span class="icon"></span>
            </a>
        </li>
            </ul>
</div>
<!-- e hearst/article/mobile_share.tpl -->
                                                                                                                                                                                                                                                                                                                                                                                                                        
                                                                                                                                                                                                                                    
                                                                                                                <!-- hearst/article/mobile_share.tpl -->

<div class="social-links hidden"
    social-url="https%3A%2F%2Fwww.houstonchronicle.com%2Fbusiness%2Farticle%2FAuto-insurance-harder-to-buy-after-Harvey-12184375.php"
    social-hashId="%23photo-14038054"
    social-blurb="Automotive%20Appraiser%20Troy%20Rondeno%20finds%20water%20remain%20in%20the%20trunk%20of%20a%20Hurricane%20Harvey%20flooded%20car%20while%20working%20on%20estimations%20at%20a%20salvage%20yard%20north%20of%20Houston%20Friday%2C%20Sept.%201%2C%202017%2C%20in%20Houston.%20%20%28%20Yi-Chin%20Lee%20%2F%20Houston%20Chronicle%20%29"
    media-url="https%3A%2F%2Fs.hdnux.com%2Fphotos%2F65%2F43%2F20%2F14038054%2F9%2F960x960.jpg"
    social-title="Auto%20insurance%20harder%20to%20buy%20after%20Harvey">
    <ul class="right">
                    <li class="socialIcon print">
                <a class="hdn-analytics" href="javascript:hst_print();"
                    data-hdn-analytics="print_article_inline|photo-14038054|article-gallery-12184375|7">
                    <span class="icon"></span>
                </a>
            </li>
                <li class="socialIcon comments">

                                                                                                    <a class="hdn-analytics" href="https://www.houstonchronicle.com/business/articleComments/Auto-insurance-harder-to-buy-after-Harvey-12184375.php" onclick="document.location.href = document.location.href.replace('/article/','/articleComments/'); return false;" data-hdn-analytics="comments_jump_inline|photo-14038054|article-gallery-12184375|1">
                    <span class="icon"></span>
                </a>
                                                        <div class="viafoura">
                    <span class="vf-counter vf-widget" data-widget="counter"></span>
                </div>
            
        </li>
            </ul>
    <ul class="left">
        <li class="socialIcon email" share-id="email">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="email_share_inline|photo-14038054|article-gallery-12184375|1">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon facebook" share-id="facebook">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="facebook_share_inline|photo-14038054|article-gallery-12184375|2">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon twitter" share-id="twitter">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="twitter_share_inline|photo-14038054|article-gallery-12184375|3">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon pinterest" share-id="pinterest">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="pinterest_share_inline|photo-14038054|article-gallery-12184375|4">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon reddit" share-id="reddit">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="reddit_share_inline|photo-14038054|article-gallery-12184375|5">
                <span class="icon"></span>
            </a>
        </li>
        <li class="socialIcon google" share-id="google">
            <a class="hdn-analytics"
                href=""
                onclick="return false;"
                data-hdn-analytics="google_share_inline|photo-14038054|article-gallery-12184375|6">
                <span class="icon"></span>
            </a>
        </li>
            </ul>
</div>
<!-- e hearst/article/mobile_share.tpl -->
                                                
                    <div class="control-bar">
                        <div class="control-bar-left">
                            <div class="control-bar-credit">
                                                                                                      <!-- design/gallery/caption_redesign.tpl -->
                                                                <span class="credit">                                                            Photo: Steve Gonzales, Staff
                                                    </span>
                                    
    <!-- e design/gallery/caption_redesign.tpl -->
                                                            </div>
                        </div>
                        <div class="control-bar-right">
                            <div class="slide-count"><div class="nav-stats">Image <span class="item-count-current">1</span><span class="nav-stats-of">of</span><span class="nav-stats-slash">/</span><span class="item-count-total">4</span></div></div>
                            <div class="captionlink fade"><p class="open">Caption</p><p class="close">Close</p></div>
                            <div class="play"><span class="icon action"></span></div>
                            <div class="thumblink fade hdn-analytics" data-hdn-analytics="gallery_thumbnails_show|article-gallery-12184375|article-gallery-12184375|0">
                                <span class="icon action"></span>
                            </div>
                            <div class="overlaylink expanded"><span class="icon action"></span></div>
                            <div class="overlaylink fullscreen hdn-analytics" data-hdn-analytics="gallery_overlay_open|article-gallery-12184375|article-gallery-12184375|0">
                                <span class="icon action"></span>
                            </div>
                            <div class="overlaylink thumbs hdn-analytics" data-hdn-analytics="gallery_overlay_open_thumbs|article-gallery-12184375|article-gallery-12184375|0">
                                <span class="icon action"></span>
                            </div>
                            <div class="share-toggle"><span class="icon action"></span></div>
                        </div>
                    </div>
                    <div class="caption-wedge"></div>
                                                                                                                                                                                                                                                                        <!-- design/gallery/caption_redesign.tpl -->
                                                    <div class="caption ">
                                                                                    <div class="slide-count">
                                                                        <div class="nav-stats">
                                                                                <span class="label">Image </span><span class="item-count-current">1</span><span> of </span><span class="item-count-total">4</span>
                                                                                                                                                        </div>
                                                                        
                                                                </div>
                                                                                                                                                                                                                                                                                                                                                                    <div class="caption-full">Thousands of flooded cars are now at the parking lot of the Royal Purple Raceway having adjusters look them over Sunday, Sept. 3, 2017, in Baytown.</div>
                            <div class="caption-truncated">Thousands of flooded cars are now at the parking lot of the Royal Purple Raceway having adjusters look them over Sunday, Sept. 3, 2017, in Baytown.</div>
                                                                                                                                            <span class="credit">                                                            Photo: Steve Gonzales, Staff
                                                    </span>
                                    
                                                            </div>
                                    
    <!-- e design/gallery/caption_redesign.tpl -->
                                                                                                                                                                                                                                                                                                                                        <!-- design/gallery/caption_redesign.tpl -->
                                                    <div class="caption  staged">
                                                                                    <div class="slide-count">
                                                                        <div class="nav-stats">
                                                                                <span class="label">Image </span><span class="item-count-current">2</span><span> of </span><span class="item-count-total">4</span>
                                                                                                                                                        </div>
                                                                        
                                                                </div>
                                                                                                                                                                                                                                                                                                                                                                    <div class="caption-full">Thousands of flooded cars are now at the parking lot of the Royal Purple Raceway having adjusters look them over Sunday, Sept. 3, 2017, in Baytown. ( Steve Gonzales  / Houston Chronicle )</div>
                            <div class="caption-truncated">Thousands of flooded cars are now at the parking lot of the Royal Purple Raceway having adjusters look them over Sunday, Sept. 3, 2017, in Baytown. ( Steve Gonzales  / Houston Chronicle )</div>
                                                                                                                                            <span class="credit">                                                            Photo: Steve Gonzales, Staff
                                                    </span>
                                    
                                                            </div>
                                    
    <!-- e design/gallery/caption_redesign.tpl -->
                                                                                                                                                                                                                                                                                                                                        <!-- design/gallery/caption_redesign.tpl -->
                                                    <div class="caption  staged">
                                                                                    <div class="slide-count">
                                                                        <div class="nav-stats">
                                                                                <span class="label">Image </span><span class="item-count-current">3</span><span> of </span><span class="item-count-total">4</span>
                                                                                                                                                        </div>
                                                                        
                                                                </div>
                                                                                                                                                                                                                                                                                                                                                                    <div class="caption-full">Hurricane Harvey flooded cars are lined up at a salvage yard north of Houston and waiting to be estimated by automotive appraisers from an insurance company Friday, Sept. 1, 2017, in Houston.  ( Yi-Chin Lee / Houston Chronicle )<a class="more-caption"> less</a></div>
                            <div class="caption-truncated">Hurricane Harvey flooded cars are lined up at a salvage yard north of Houston and waiting to be estimated by automotive appraisers from an insurance company Friday, Sept. 1, 2017, in Houston.  ( Yi-Chin Lee /<a class="more-caption"> ... more</a></div>
                                                                                                                                            <span class="credit">                                                            Photo: Yi-Chin Lee, Staff
                                                    </span>
                                    
                                                            </div>
                                    
    <!-- e design/gallery/caption_redesign.tpl -->
                                                                                                                                                                                                                                                                                                                                        <!-- design/gallery/caption_redesign.tpl -->
                                                    <div class="caption  staged">
                                                                                    <div class="slide-count">
                                                                        <div class="nav-stats">
                                                                                <span class="label">Image </span><span class="item-count-current">4</span><span> of </span><span class="item-count-total">4</span>
                                                                                                                                                        </div>
                                                                        
                                                                </div>
                                                                                                                                                                                                                                                                                                                                                                    <div class="caption-full">Automotive Appraiser Troy Rondeno finds water remain in the trunk of a Hurricane Harvey flooded car while working on estimations at a salvage yard north of Houston Friday, Sept. 1, 2017, in Houston.  ( Yi-Chin Lee / Houston Chronicle )<a class="more-caption"> less</a></div>
                            <div class="caption-truncated">Automotive Appraiser Troy Rondeno finds water remain in the trunk of a Hurricane Harvey flooded car while working on estimations at a salvage yard north of Houston Friday, Sept. 1, 2017, in Houston.  ( Yi-Chin<a class="more-caption"> ... more</a></div>
                                                                                                                                            <span class="credit">                                                            Photo: Yi-Chin Lee, Staff
                                                    </span>
                                    
                                                            </div>
                                    
    <!-- e design/gallery/caption_redesign.tpl -->
                                                                                                        
                </div>
                <!-- hearst/ads/medium_rectangle_ad_gallery.tpl -->

<div id="ctpl-mediumrectangle4" class="ctpl-mediumrectangle clearfix">
            <!-- hmb:go300 go300 ad -->
        <div id="GO300" class="galleryAd"><script type="text/javascript"> /*<![CDATA[*/ hearstPlaceAd("GO300"); /*]]>*/ </script></div>
    </div>
<!-- e hearst/ads/medium_rectangle_ad_gallery.tpl -->            </div>
                        <div class="gallery-overlay-outter lights-on hidden">
                <div class="gallery-overlay-inner">
                    <div class="gallery-overlay-title-container">
                        <div class="homeLink">
                            <span class="icon"></span>
                        </div>
                        <div class="gallery-overlay-title">Auto insurance harder to buy after Harvey</div>
                        <div class="slide-count fade">
                            <div class="nav-stats"><span class="item-count-current">1</span><span>&nbsp;/&nbsp;</span><span class="item-count-total">4</span></div>
                        </div>
                        <div class="thumbs-close-overlay hdn-analytics" data-hdn-analytics="gallery_thumbs_close|article-gallery-12184375|article-gallery-12184375|0">
                            <div class="thumbs-close-overlay-label"><span class="icon action"></span>Back to Gallery</div>
                        </div>
                        <div class="gallery-close-overlay fade hdn-analytics" data-hdn-analytics="gallery_overlay_close|article-gallery-12184375|article-gallery-12184375|0">
                            <span class="icon action"></span>
                        </div>
                    </div>
                </div>
            </div>
        </div>
<!--/.hst-resgallery-container -->
<!-- e design/gallery/main_redesign.tpl --></div><!-- /gallery float --><p>Auto insurance companies have restricted options for Houston-area drivers looking to purchase new policies and replace cars flooded by Hurricane Harvey, and comprehensive rates are expected to rise after the loss of an estimated half-million vehicles.</p>
<!-- hearst/ads/duplicatable.tpl -->
<div class="ctpl-duplicated-ad" id="AP300">
              <!-- hmb:AP300 AP300 ad -->
         <div id="AP300" class="ad_deferrable hidden-xs" data-width="300" data-height="250">
            <script type="text/javascript"> /*<![CDATA[*/ hearstPlaceAd("AP300"); /*]]>*/ </script>
        </div>
     </div>
<!-- / hearst/ads/duplicatable.tpl --><div class="fixed-asset zoneInlineB" data-config-asset-position="3">
    <!-- hearst/home/mostPopular.tpl -->

    <div class="most-popular">
                    
                <script type="text/javascript">
                    document.addEventListener('DOMContentLoaded', function() {
                        try {
                            ens_countImpression('Most Popular','impression','most_popular|most_popular|0');
                        } catch(err) {
                            console.error(err);
                        }
                    }, false);
                </script>
            
                <!-- hearst/home/most_popular_header.tpl -->
    <div class="header clearfix">
                    <h2>Most Popular</h2>
            </div>
<!-- e hearst/home/most_popular_header.tpl -->
                                    <div class="content">
                    <div class="contentGroups">
                        <ul>
                                                            <li data-tb-region-item>
                                    <span>1</span>
                                    <h5><!-- src hearst/home/most_popular_title_link.tpl -->

    <a class="hdn-analytics" href="/local/gray-matters/article/How-to-fix-Texas-underfunded-schools-Dan-10593464.php" title="Dan Patrick to Texas schools: Starve." data-hdn-analytics="visit|article-10593464|most_popular|1">
Dan Patrick to Texas schools: Starve.</a>
<!-- e src hearst/home/most_popular_title_link.tpl --></h5>
                                </li>
                                                            <li data-tb-region-item>
                                    <span>2</span>
                                    <h5><!-- src hearst/home/most_popular_title_link.tpl -->

    <a class="hdn-analytics" href="/news/world/article/Tears-exuberance-as-Black-Panther-opens-across-12621481.php" title="Tears, exuberance as 'Black Panther' opens across Africa" data-hdn-analytics="visit|article-12621481|most_popular|2">
Tears, exuberance as 'Black Panther' opens across Africa</a>
<!-- e src hearst/home/most_popular_title_link.tpl --></h5>
                                </li>
                                                            <li data-tb-region-item>
                                    <span>3</span>
                                    <h5><!-- src hearst/home/most_popular_title_link.tpl -->

    <a class="hdn-analytics" href="/news/transportation/article/Bullet-train-sparks-fight-as-old-as-Texas-12620748.php" title="Bullet train sparks fight as old as Texas: progress v tradition" data-hdn-analytics="visit|article-12620748|most_popular|3">
Bullet train sparks fight as old as Texas: progress v tradition</a>
<!-- e src hearst/home/most_popular_title_link.tpl --></h5>
                                </li>
                                                            <li data-tb-region-item>
                                    <span>4</span>
                                    <h5><!-- src hearst/home/most_popular_title_link.tpl -->

    <a class="hdn-analytics" href="/news/politics/texas/article/Anti-vaccine-movement-focuses-attention-on-Texas-12620751.php" title="Anti-vaccine movement focuses attention on Sarah Davis" data-hdn-analytics="visit|article-12620751|most_popular|4">
Anti-vaccine movement focuses attention on Sarah Davis</a>
<!-- e src hearst/home/most_popular_title_link.tpl --></h5>
                                </li>
                                                            <li data-tb-region-item>
                                    <span>5</span>
                                    <h5><!-- src hearst/home/most_popular_title_link.tpl -->

    <a class="hdn-analytics" href="/sports/texans/article/Texans-tell-linebacker-Brian-Cushing-they-plan-to-12623644.php" title="Texans tell linebacker Brian Cushing they plan to release him" data-hdn-analytics="visit|article-12623644|most_popular|5">
Texans tell linebacker Brian Cushing they plan to release him</a>
<!-- e src hearst/home/most_popular_title_link.tpl --></h5>
                                </li>
                                                            <li data-tb-region-item>
                                    <span>6</span>
                                    <h5><!-- src hearst/home/most_popular_title_link.tpl -->

    <a class="hdn-analytics" href="/opinion/recommendations/article/For-lieutenant-governor-Milder-and-Collier-12623585.php" title="For lieutenant governor: Scott Milder and Mike Collier" data-hdn-analytics="visit|article-12623585|most_popular|6">
For lieutenant governor: Scott Milder and Mike Collier</a>
<!-- e src hearst/home/most_popular_title_link.tpl --></h5>
                                </li>
                                                            <li class="last" data-tb-region-item>
                                    <span>7</span>
                                    <h5><!-- src hearst/home/most_popular_title_link.tpl -->

    <a class="hdn-analytics" href="/business/medical/article/Walmart-steps-up-and-into-the-health-care-fray-12616617.php" title="Walmart steps up and into the health care fray" data-hdn-analytics="visit|article-12616617|most_popular|7">
Walmart steps up and into the health care fray</a>
<!-- e src hearst/home/most_popular_title_link.tpl --></h5>
                                </li>
                                                    </ul>
                    </div>
                </div>
                        </div><!--/most-popular-->
<!--e hearst/home/mostPopular.tpl --></div><p>Some carriers have imposed temporary limits on selling insurance to customers in Harvey's path, hesitant to assume new risk even as floodwaters recede. Experts expect longer-term changes as carriers reassess their rates after a spate of intense storms across the state.</p>
<!-- fixed-asset perfectPixelWide --><!-- hearst/item/standalone.tpl -->
<div class="hdnce-e hdnce-item-47199"><!-- mid:freeform.47199 -->
<div class="fixed-asset perfectPixelWide ndn_embed" id="ndn-video-player-1" data-config-distributor-id="90000" data-config-width="100%" data-config-height="9/16w"></div>
</div><!-- / hdnce-e --><!-- e fixed-asset perfectPixelWide --><p>"Look at our most recent history," said Mark Hanna, spokesman for the Insurance Council of Texas. "This the third flood you've had affecting tens of thousands of vehicles, and that's had a huge impact on comprehensive coverage."</p>
<p>All major carriers ceased extending new coverage immediately before and after the storm, a standard practice within the industry. But some remain reluctant to onboard customers a week and a half after the rainfall at last stopped, citing concerns about continued flooding.</p>
<div class="asset_zone zoneInlineE" data-config-asset-position="5">    
                        <!-- business/templates/design/item/default.tpl -->
      <!-- mid:freeform.76011 -->
    <div class="hst-freeform hdnce-e hdnce-item-76011">
                <style>
#traductor {
margin-bottom:15px;
}
#traductor >img {
width:100%;
}
#traductor  p {
width: 100%;
}
.right{ 
text-align:right;
}
#google_translate_element {
border-bottom: 5px solid #ccc;
padding-bottom:20px;
}
</style><div id="traductor">
<h4 class="in-title">Translator</h4>
<p>To read this article in one of Houston's most-spoken languages, click on the button below.</p>
<div id="google_translate_element"></div>
</div><script type="text/javascript">
function googleTranslateElementInit() {
  new google.translate.TranslateElement({pageLanguage: 'en', includedLanguages: 'ar,es,ur,vi,zh-CN,zh-TW', layout: google.translate.TranslateElement.InlineLayout.SIMPLE, gaTrack: true, gaId: 'UA-1616916-24'}, 'google_translate_element');
}
</script><script type="text/javascript" src="//translate.google.com/translate_a/element.js?cb=googleTranslateElementInit"></script>
    </div>
              <!-- src/business/widgets/hearst/collection/widget.tpl -->

    <div class="hide-rss-link hdnce-e hdnce-collection-19501-premium_article_recent_news"><!-- collections/premium_article_recent_news.tpl -->
<!-- collection.premium_article_recent_news.19501 -->
<div class="article-related">
    <h4 class="in-title">Business</h4>
    <ul class="rel-links">
                    <li class="news-item first">
                    <div class="rel-thumb">
                <!-- common/display_image.tpl -->
<a class="without_u  hdn-analytics"
    href="/business/article/China-s-environmental-crackdown-opening-markets-12624483.php"
     data-hdn-analytics="recent_news|article-12624483|collection-19501|1">
    <img src="https://s.hdnux.com/photos/71/47/05/15102273/5/premium_landscape.jpg"
        alt="Dynagas' Lena River liquefied natural gas carrier is docked at Cheniere Energy's Sabine Pass terminal to pick up about 155,000 cubic meters of LNG en route to India." border="0" />
</a>
    <!-- e display_image.tpl -->
            </div>
                    <a class=" hdn-analytics" 
                href="/business/article/China-s-environmental-crackdown-opening-markets-12624483.php"
                data-hdn-analytics="recent_news|article-12624483|collection-19501|1">China's environmental crackdown opening markets for Houston</a>
        </li>
                    <li class="news-item ">
                    <div class="rel-thumb">
                <!-- common/display_image.tpl -->
<a class="without_u  hdn-analytics"
    href="/business/article/DeLorean-s-Humble-home-could-be-producing-new-12607216.php"
     data-hdn-analytics="recent_news|article-12607216|collection-19501|2">
    <img src="https://s.hdnux.com/photos/71/36/25/15066470/7/premium_landscape.jpg"
        alt="DeLoreans are lined up outside the DeLorean Motor Company, Wednesday, Jan. 31, 2018, in Humble. ( Mark Mulligan / Houston Chronicle )" border="0" />
</a>
    <!-- e display_image.tpl -->
            </div>
                    <a class=" hdn-analytics" 
                href="/business/article/DeLorean-s-Humble-home-could-be-producing-new-12607216.php"
                data-hdn-analytics="recent_news|article-12607216|collection-19501|2">DeLorean's Humble home could be producing new cars in early '19</a>
        </li>
                    <li class="news-item ">
                    <div class="rel-thumb">
                <!-- common/display_image.tpl -->
<a class="without_u  hdn-analytics"
    href="/business/article/Texas-man-lists-used-dentures-to-Facebook-sell-12623484.php"
     data-hdn-analytics="recent_news|article-12623484|collection-19501|3">
    <img src="https://s.hdnux.com/photos/71/46/40/15099921/3/premium_landscape.jpg"
        alt="A Texas man is trying to sell a pair of used dentures on Facebook and the odd listing quickly generated humored attention online.  Source:  Facebook" border="0" />
</a>
    <!-- e display_image.tpl -->
            </div>
                    <a class=" hdn-analytics" 
                href="/business/article/Texas-man-lists-used-dentures-to-Facebook-sell-12623484.php"
                data-hdn-analytics="recent_news|article-12623484|collection-19501|3">Texas man lists used dentures to Facebook sell group, the</a>
        </li>
                    <li class="news-item ">
                    <div class="rel-thumb">
                <!-- common/display_image.tpl -->
<a class="without_u  hdn-analytics"
    href="/business/article/There-s-another-flood-disaster-brewing-in-Texas-12620737.php"
     data-hdn-analytics="recent_news|article-12620737|collection-19501|4">
    <img src="https://s.hdnux.com/photos/71/36/37/15067083/3/premium_landscape.jpg"
        alt="FILE - In this Aug. 28, 2017, file photo, rescue boats float on a flooded street as people are evacuated from rising floodwaters brought on by Tropical Storm Harvey in Houston. The National Hurricane CenterÂs official report on Harvey compiles staggering numbers, starting with 68 dead and $125 billion in damage. But the really big numbers in the Thursday, Jan. 25, 2018, tally have to do with the rainfall that swamped Houston. Two places had more than five feet of rain. Eighteen different parts of Texas logged more than four feet of rain. (AP Photo/David J. Phillip, File)" border="0" />
</a>
    <!-- e display_image.tpl -->
            </div>
                    <a class=" hdn-analytics" 
                href="/business/article/There-s-another-flood-disaster-brewing-in-Texas-12620737.php"
                data-hdn-analytics="recent_news|article-12620737|collection-19501|4">There's another flood disaster brewing in Texas. It's not in</a>
        </li>
                    <li class="news-item ">
                    <a class=" hdn-analytics" 
                href="/business/article/Business-calendar-12621358.php"
                data-hdn-analytics="recent_news|article-12621358|collection-19501|5">Business calendar</a>
        </li>
                    <li class="news-item ">
                    <a class=" hdn-analytics" 
                href="/business/article/Small-business-resources-12621355.php"
                data-hdn-analytics="recent_news|article-12621355|collection-19501|6">Small-business resources</a>
        </li>
        </ul>
 </div>
<!-- e premium_article_recent_news.tpl -->
</div><!-- e src/business/widgets/hearst/collection/widget.tpl -->    
    </div><p>Allstate has maintained a moratorium on new coverage throughout most of Harris County and other storm-affected areas as it processes thousands of claims. Spokesman Roberto DeLeon said the company has lifted such restrictions in some places but hasn't yet determined when it will resume normal business throughout the region.</p>
<p>"We are monitoring the situation day by day," he said. "We take it down to the ZIP code level."</p>
<p>State Farm agents began writing new insurance on Tuesday, but the company hasn't yet resumed online sales. On Friday, it had received about 33,100 claims, up from about 27,500 at the end of last week.</p>
<p>American Access Casualty Company, a small carrier based in Illinois, has slowly resumed sales as it handles a record number of claims. Last year, it processed about 300 in Texas, its largest market, and this year, it expects to receive as many as 2,200.</p>
<!-- hearst/ads/duplicatable.tpl -->
<div class="ctpl-duplicated-ad" id="BP300">
              <!-- hmb:BP300 BP300 ad -->
         <div id="BP300" class="ad_deferrable hidden-xs" data-width="300" data-height="250">
            <script type="text/javascript"> /*<![CDATA[*/ hearstPlaceAd("BP300"); /*]]>*/ </script>
        </div>
     </div>
<!-- / hearst/ads/duplicatable.tpl --><p>President Dan Cummings said the company had stopped issuing comprehensive coverage in about 40 counties after the storm and has since resumed sales in about half of them.</p>
<p>"Nobody has seen this before," he said. "The worry I have is this will probably happen more and more frequently in the Houston area because of the population growth."</p>
<p>The Texas Department of Insurance is working to determine the number of carriers that have taken similar approaches after the storm. Spokesman Jerry Hagins said most companies have in the past resumed normal operations within three days after a major storm, but Harvey's magnitude appears to have changed their approach.</p>
<p>"It's still a very fluid situation," he said. "There are some things that aren't typical about the industry response."</p>
<p>Such moratoriums on new coverage have no effect on insured buyers seeking to add a new vehicle to their existing policies after losing one in the storm, and most major dealers in Houston have had little trouble helping customers drive off the lot. But smaller dealers, particularly ones that serve middle- or lower-income customers, have been challenged to find insurers willing to sell policies to customers with minimal or no existing coverage.</p>
<p>Rick Maroney, president of the Houston Independent Automobile Dealers Association, has struggled for days to find insurance for customers at his North Houston dealership on Interstate 45. He said he has never seen such restrictions remain in place for so long after a storm.</p>
<p>"That really hurts a lot of folks out there trying to get a car," he said. "There is a large community of people in Houston who can't really afford the major carriers."</p>
<!-- hearst/ads/duplicatable.tpl -->
<div class="ctpl-duplicated-ad" id="CP300">
              <!-- hmb:CP300 CP300 ad -->
         <div id="CP300" class="ad_deferrable hidden-xs" data-width="300" data-height="250">
            <script type="text/javascript"> /*<![CDATA[*/ hearstPlaceAd("CP300"); /*]]>*/ </script>
        </div>
     </div>
<!-- / hearst/ads/duplicatable.tpl --><p>Experts and analysts anticipate the storm, the latest in a series of intense flood and hail disasters throughout Texas, will raise the price of insurance across the board. Already, Texas carriers have raised premiums substantially during the last two years, at times by as much as 20 percent to 30 percent, according to data compiled by Office of Public Insurance Counsel.</p>
<p>Joe Matetich, the agency's deputy public counsel, said the increases account for a wide range of factors, including an overall rise in distracted driving accidents and higher auto repair costs. But he expects the storm will play a role in determining comprehensive coverage rates in affected areas.</p>
<p>"There is a likelihood that the Houston area will see a large increase in the next year or two," he said.</p>
<p>An S&amp;P Global Ratings report noted that large, national carriers with a diversity of products are better equipped to absorb the storm's massive losses than smaller, regional carriers with less capital. But it cautioned that the damages could exacerbate pressure on any company that has already faced higher losses in recent years.</p>
<p>DeLeon said Allstate doesn't anticipate major rate changes as a result of the storm. Like other major carriers, the company budgets for catastrophes and determines its rates based on years-long trends.</p>
<p>"Underwriting guidelines take a longer view of the total environment," he said. "Just because we have one catastrophic event doesn't mean the premiums will increase."</p>
<p>But smaller carriers with less of a cushion might be quicker to raise rates, especially if more disasters sweep the region. Cummings, who has never dealt with a storm of Harvey's magnitude, said he is certain that Houston will soon see higher rates for comprehensive coverage.</p>
<!-- hearst/ads/duplicatable.tpl -->
<div class="ctpl-duplicated-ad" id="DP300">
              <!-- hmb:DP300 DP300 ad -->
         <div id="DP300" class="ad_deferrable hidden-xs" data-width="300" data-height="250">
            <script type="text/javascript"> /*<![CDATA[*/ hearstPlaceAd("DP300"); /*]]>*/ </script>
        </div>
     </div>
<!-- / hearst/ads/duplicatable.tpl --><p>"Floods have been occurring annually," he said. "I think it's going to be the new normal."</p>
</div><!-- /sync-inline-overlay -->

<!-- e premium_hearst/article/types/premium_story_body.tpl -->
    </div>
    <!-- e /hearst/article/types/premium_story.tpl -->
                                                        
<!-- hearst/article/premium_author_module.tpl -->
<div class="author-wrap">
            <div class="authorinfo noborder last">
                            <img src="https://s.hdnux.com/photos/64/01/72/13639308/5/premium_author_module.jpg" alt="Katherine Blunt" />
                        <h2 class="name">
                <a href="/author/katherine-blunt/">Katherine Blunt</a>
            </h2>
            <p class="title">Business Reporter, Houston Chronicle</p>
        </div>
    </div>
<!-- hearst/article/premium_author_module.tpl -->
                                            </div>
                </div>
                <!-- END Article Body-->
                <div class="zone zone-1" style="clear:both">
                                    </div>
                <!-- /zone 1-->
                <div class="zone zone-3">
                                            <div class="article-comments">
                                                                                                                            <!-- comments get dynamically inserted here -->

<div id="comments" class="hdn-comments">
    <!-- ux/hearst/home/modal_signin_form.tpl -->

<script>
    HDN.getAtCookie();
</script>

<div class="treg-gya-commenting-bar"></div>
<!-- e ux/hearst/home/modal_signin_form.tpl -->
    <div id="hdn-vf-comments"></div>
</div>                                                                                    </div>
                                    </div>
            </div>
            <div class="zone zone-5">
                <!-- src/business/widgets/hearst/collection/widget.tpl -->

    <div class="hide-rss-link hdnce-e hdnce-collection-19498-premium_article_featured_articles"><!-- collections/premium_article_featured_articles.tpl -->
<!-- collection.premium_article_featured_articles.19498 -->
<div class="collection article-sections">
        <div class="column-outer-wrap">
                                                                <div class="column-wrap ">
                                                        <div class="column odd firstcolumn">
                                                                                                                                                                            <div class="header">
                                                        <h4 class="kicker-link"><a   href="/local/transportation/">Transportation</a></h4>
                                                </div>
                                                                                                                          <!-- common/display_image.tpl -->
<a class="without_u  "
    href="/news/transportation/article/Bullet-train-sparks-fight-as-old-as-Texas-12620748.php"
    >
    <img src="https://s.hdnux.com/photos/71/44/63/15092952/5/premium_article_featured_articles.jpg"
        alt="" border="0" />
</a>
    <!-- e display_image.tpl -->
                                        <h2 class="headline"><a   href="/news/transportation/article/Bullet-train-sparks-fight-as-old-as-Texas-12620748.php">Bullet train sparks fight as old as Texas: progress v tradition</a></h2>
                                </div>
                                                                                                <div class="column even ">
                                                                                                                                                                            <div class="header">
                                                        <h4 class="kicker-link"><a   href="/sports/texans/">Texans</a></h4>
                                                </div>
                                                                                                                          <!-- common/display_image.tpl -->
<a class="without_u  "
    href="/sports/texans/article/Texans-to-release-LB-Brian-Cushing-12623920.php"
    >
    <img src="https://s.hdnux.com/photos/71/46/70/15101485/3/premium_article_featured_articles.jpg"
        alt="Brian Cushing made only five starts for the Texans last season after being suspended for the first 10 games." border="0" />
</a>
    <!-- e display_image.tpl -->
                                        <h2 class="headline"><a   href="/sports/texans/article/Texans-to-release-LB-Brian-Cushing-12623920.php">Texans to release linebacker</a></h2>
                                </div>
                                                </div>
                                                                                        <div class="column-wrap column-wrap-last">
                                                        <div class="column odd ">
                                                                                                                                                                            <div class="header">
                                                        <h4 class="kicker-link"><a   href="/entertainment/restaurants-bars/">Restaurants & Bars</a></h4>
                                                </div>
                                                                                                                          <!-- common/display_image.tpl -->
<a class="without_u  "
    href="/entertainment/restaurants-bars/bbq/article/Ray-s-BBQ-Shack-expands-tradition-of-East-12620465.php"
    >
    <img src="https://s.hdnux.com/photos/71/44/50/15092281/3/premium_article_featured_articles.jpg"
        alt="Ray's BBQ Shack serves East Texas-style pork spareribs, front to back, Lott's links sausage, rib tips and Central Texas-style brisket." border="0" />
</a>
    <!-- e display_image.tpl -->
                                        <h2 class="headline"><a   href="/entertainment/restaurants-bars/bbq/article/Ray-s-BBQ-Shack-expands-tradition-of-East-12620465.php">Ray's expands tradition of East Texas-style barbecue</a></h2>
                                </div>
                                                                                                <div class="column even lastcolumn">
                                                                                                                                                                            <div class="header">
                                                        <h4 class="kicker-link"><a   href="/local/houston/">Houston</a></h4>
                                                </div>
                                                                                                                          <!-- common/display_image.tpl -->
<a class="without_u  "
    href="/news/houston-texas/houston/article/NASA-s-Mission-Control-team-shifts-to-younger-12623948.php"
    >
    <img src="https://s.hdnux.com/photos/71/46/71/15101523/3/premium_article_featured_articles.jpg"
        alt="﻿NASA's Mission Control﻿ has been upgraded from sea foam green consoles, switches and buttons to free-standing computers, mouses and keyboards." border="0" />
</a>
    <!-- e display_image.tpl -->
                                        <h2 class="headline"><a   href="/news/houston-texas/houston/article/NASA-s-Mission-Control-team-shifts-to-younger-12623948.php">NASA's Mission Control team shifts to younger recruits</a></h2>
                                </div>
                                                </div>
                                                </div>
</div>
<!-- end premium_article_featured_articles.tpl -->
</div><!-- e src/business/widgets/hearst/collection/widget.tpl -->            </div><!-- /zone-5 -->
            <!-- END Section Highlights Collection -->
        </div>
                                <!-- e design/article/premium_story_page.tpl -->            </div>

<script>
    var HDN = HDN || {};
    HDN.ping( {
        "id": 12184375,
        "site": "premiumchron",
        "type": "article"
    });
    $(document).ready(function () {
        return hst_get_fprefs(this);
    });
</script>

<!-- src/business/templates/hearst/common/footer.tpl -->

    <!-- hearst/common/premium_site_footer.tpl -->
                    <!-- templates/hearst/home/viafouraFooterJS.tpl -->
<script>
                
    (function (v, s) {
        v.type = 'text/javascript';
        v.async = !0;
        v.src = location.protocol !== 'https:' ? '//cdn.viafoura.net/vf.js' : '//api.viafoura.com/app/js/vf.js';
        s.parentNode.insertBefore(v, s)
    }(document.createElement('script'), document.getElementsByTagName('script')[0]));
    
        
    $(document).ready(function () {
    
        
        if ($('#hdn-vf-comments').length) {HDN.authOnReady('premium',false)}
    
        
        var vfDomains = {};
        $('body').find('div.viafoura span.vf-counter[data-path^="http"]').each(function () {
            var matches = $(this).attr('data-path').match(/^https?\:\/\/([^\/?#]+)(?:[\/?#]|$)/i);
            var domain = matches && matches[1];
            if (!!domain) {
                vfDomains[domain.replace(/^m\./, 'www.')] = 1;
            }
        });
        for (d in vfDomains) {
            HDN.getVfCommentCount(undefined,d,1);
        }
    });
    
</script>
<!-- e templates/hearst/home/viafouraFooterJS.tpl -->
                            
            <!-- hearst/item/standalone.tpl -->
<div class="hdnce-e hdnce-item-11335"><!-- mid:freeform.11335 -->
<div class="hc_sitefooter">
<div class="lock1200">
   <div class="hcsf_header">
    <a href="http://www.houstonchronicle.com"><img src="/img/modules/sitefooter/footer_logo.png"></a>
    <div class="toplink"><a href="#container"><span class="topLinkText">Top</span></a></div>
   </div>
   <ul class="hcsf_links"><li class="hcsf_about"> 
     <h3>About</h3>
     <ul class="hcsf_linklist"><li><a href="http://www.hearst.com/newspapers/houston-chronicle.php">Our Company</a></li>
      <li><a class="ad-choice" href="http://www.aboutads.info/choices/"><span class="ad-link"></span> Ad Choices </a></li>
      <li><a href="http://www.chron.com/careers/">Careers</a></li> 
      <li><a href="/terms_of_use/">Terms of Use</a></li>
      <li><a href="http://marketing.chron.com/">Advertising</a></li>
      <li><a href="/privacy_policy">Privacy Policy</a></li>
      <li><a href="/privacy_policy#your_rights">Your Privacy Rights</a></li>
                                                <li><a href="/privacy_policy/#caprivacyrights">Your California Privacy Rights</a></li>
     </ul></li>
   </ul><ul class="hcsf_links"><li class="hcsf_contact"> 
     <h3>Contact</h3>
     <ul class="hcsf_linklist"><li><a href="/subscribe">Subscribe</a></li>
      <li><a href="http://www.houstonchronicle.com/e-edition/" target="_blank">eNewspaper</a></li>
      <li><a href="/archive/">Archives</a></li>
      <li><a href="/customer_service">Customer Service</a></li>
      <li><a href="/faq">Frequently Asked Questions</a></li>
      <li><a href="/newsroom_contacts">Newsroom Contacts</a></li>
     </ul></li>
   </ul><ul class="hcsf_links"><li class="hcsf_connect desktop"> 
     <h3>Connect</h3>
     <ul class="hcsf_linklist"><li><a href="/newsletters">Newsletters</a></li>
      <li><a class="fb-link" href="https://www.facebook.com/houstonchronicle">Facebook</a></li>
      <li><a class="twtr-link" href="https://twitter.com/houstonchron">Twitter</a></li> 
      <li><a class="li-link" href="http://www.linkedin.com/company/houston-chronicle">LinkedIn</a></li>
      <li><a class="pin-link" href="http://pinterest.com/houstonchron/">Pinterest</a></li>
      <li><a class="gplus-link" href="https://plus.google.com/+houstonchronicle">Google+</a></li>
     </ul></li>
    <li class="hcsf_connect mobile"> 
     <h3>Connect</h3>
     <ul class="hcsf_linklist"><li><a class="fb-link" href="https://www.facebook.com/chroncom"></a></li>
      <li><a class="twtr-link" href="https://twitter.com/houstonchron"></a></li> 
      <li><a class="li-link" href="http://www.linkedin.com/company/houston-chronicle"></a></li>
      <li><a class="pin-link" href="http://pinterest.com/houstonchron/"></a></li>
      <li><a class="gplus-link" href="https://plus.google.com/+houstonchronicle"></a></li>
     </ul></li>
   </ul><div class="copyright-wrap">
    <img src="/img/modules/sitefooter/hst_copy_logo.png"><p class="copyright">© 2017 Hearst Newspapers, LLC.</p>
   </div>
</div>
  </div><!-- TEMPORARY HOTFIX WCM-1884 --><script type="text/javascript">
if (typeof(HDN.dataLayer.paywall.accessRule) !== "undefined" && HDN.dataLayer.paywall.accessRule !== "edbContentToken") {
    $('#hdn-vf-comments').remove();
}
</script>
</div><!-- / hdnce-e -->                                                    <script type='text/javascript'>console.log('Custom Footer JS must be loaded from the hearstnews repository.')</script>
                        </body>
</html>
<!-- e src/business/templates/hearst/common/footer.tpl -->
