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						<h1 class="title">Renovation loans become a necessity after Hurricane Harvey</h1>
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									<time datetime="2017-10-05T15:00:23-05:00">October 5, 2017</time>
									<span class="author">by Alison Barksdale, <a class=""  href="http://www.curesources.coop/blog.html?action=topic&topicId=6d08e109-65a3-47d8-b954-cbc71e4f131e">Credit Union Resources, Inc.</a></span>
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																					<input class="jpibfi" type="hidden"><p>Because of Hurricane Harvey, the latest home loan demand is focused around renovation.  Home renovation loan products aren’t new to the industry and many exist, but one of the best to assist credit union members struggling through natural disasters such as Hurricane Harvey is Fannie Mae’s HomeStyle® mortgage.  This particular home loan product provides a convenient and economical way for homeowners to make renovations, repairs, or improvements. Both purchase or refinance loans are available and we’re seeing more and more credit unions making this option available to members.</p>
<p>The HomeStyle® loan is similar to a single close construction loan in that there is only one set of closing costs, and there is no second mortgage involved, and no remaining line of credit.  The member can obtain a first mortgage to finance up to 95 percent of the “as-completed” appraised value of the property rather than the present value.  This provides better financing solutions for the member than a second mortgage, home equity line of credit, or other, more costly financing methods with higher rates.</p>
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		<div class="img"><a title="Making your 2018 “nice” checklist? Consider adding non-interest income!" href="https://www.cuinsight.com/making-2018-nice-checklist-consider-adding-non-interest-income.html"><img src="https://www.cuinsight.com/wp-content/uploads/2017/12/bigstock-Santa-Claus-holding-a-quill-pe-39548263-353x167.jpg" alt="Making your 2018 “nice” checklist? Consider adding non-interest income!" width="353" height="167"></a>
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			<time datetime="2017-12-18T15:00:42-05:00">December 18, 2017</time> – by Tracy Florida, <a class=""  href="http://www.curesources.coop/blog.html?action=topic&topicId=4020bb21-136b-45bc-a954-eaf5a799d74f">Credit Union Resources, Inc.</a>		</div>
		<h2><a title="Making your 2018 “nice” checklist? Consider adding non-interest income!" href="https://www.cuinsight.com/making-2018-nice-checklist-consider-adding-non-interest-income.html">Making your 2018 “nice” checklist? Consider adding non-interest income!</a></h2>
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