<!DOCTYPE html>
<html lang="en">
    <head>
        <meta charset="UTF-8">


    <title>How bank preparedness held up against Hurricane Irma &amp; Co.  | American Banker</title>



    <link rel="canonical" href="https://www.americanbanker.com/news/how-bank-preparedness-held-up-against-hurricane-harvey-and-company">



    <meta name="description" content="Recent hurricanes and wildfires still raging in California are fresh reminders to bankers of the importance of emergency preparedness plans." />



    <meta name="keywords" content="Disaster recovery, Disaster planning, Hurricane Irma, Hurricane Harvey" />
    <meta name="news_keywords" content="Disaster recovery, Disaster planning, Hurricane Irma, Hurricane Harvey" />



    <meta  http-equiv="X-UA-Compatible" content="IE=edge" />


    <meta  name="viewport" content="width=device-width, initial-scale=1" />


    <meta  property="og:site_name" content="American Banker" />


    <meta  property="fb:app_id" content="1203048096448894" />


    <meta  property="og:title" content="How bank preparedness held up against Hurricane Irma &amp; Co." />


    <meta  property="og:description" content="Recent hurricanes and wildfires still raging in California are fresh reminders to bankers of the importance of emergency preparedness plans." />


    <meta  name="twitter:card" content="summary_large_image" />


    <meta  name="twitter:site" content="@AmerBanker" />


    <meta  name="twitter:title" content="How bank preparedness held up against Hurricane Irma &amp; Co." />


    <meta  property="twitter:description" content="Recent hurricanes and wildfires still raging in California are fresh reminders to bankers of the importance of emergency preparedness plans." />


    <meta  property="twitter:image" content="https://assets.sourcemedia.com/dims4/default/a0290e3/2147483647/thumbnail/560x300%3E/quality/90/?url=https%3A%2F%2Fassets.sourcemedia.com%2Fbe%2F83%2Fb8e75261498b9d59a91b1523ba2c%2Fab-101217-response.png" />


    <meta  name="storyId" content="0000015f-1146-d441-abdf-1f66d29e0000" />


    <meta  name="sailthru.title" content="How bank preparedness held up against Hurricane Irma &amp; Co." />


    <meta  name="sailthru.description" content="Recent hurricanes and wildfires still raging in California are fresh reminders to bankers of the importance of emergency preparedness plans." />


    <meta  name="sailthru.image.full" content="https://assets.sourcemedia.com/be/83/b8e75261498b9d59a91b1523ba2c/ab-101217-response.png" />


    <meta  name="sailthru.image.thumb" content="https://assets.sourcemedia.com/dims4/default/5726f1d/2147483647/thumbnail/600x395%3E/quality/90/?url=https%3A%2F%2Fassets.sourcemedia.com%2Fbe%2F83%2Fb8e75261498b9d59a91b1523ba2c%2Fab-101217-response.png" />


    <meta  name="sailthru.author" content="Jackie Stewart" />


    <meta  name="displaytag" content="Disaster recovery" />


    <meta  name="sailthru.tags" content="Business administration, Strategic planning, Disaster planning, Disaster recovery, Natural disasters, Hurricane Irma, Hurricane Harvey" />


    <meta  name="featured" content="0" />


    <meta  name="sailthru.date" content="2017-10-12T12:28:42.458-04:00" />


    <meta  name="sailthru.expire_date" content="2017-11-12T12:28:42.458-05:00" />


    <meta  name="contentprefix" content="Article" />


    <meta  property="og:type" content="article" />


    <meta  property="og:image" content="https://assets.sourcemedia.com/dims4/default/c9206b4/2147483647/thumbnail/1200x630%3E/quality/90/?url=https%3A%2F%2Fassets.sourcemedia.com%2Fbe%2F83%2Fb8e75261498b9d59a91b1523ba2c%2Fab-101217-response.png" />


    <meta  property="og:url" content="https://www.americanbanker.com/news/how-bank-preparedness-held-up-against-hurricane-harvey-and-company" />


    <meta  name="lytics:topics" content="SM: Disaster planning, SM: Strategic planning, SM: Hurricane Irma, SM: Business administration, SM: Disaster recovery, SM: Natural disasters, SM: Hurricane Harvey" />


    <meta  name="gptAdUnitPath" content="/16059533/AmericanBanker/Article" />


    <meta  name="sponsored" content="0" />




    <link  rel="shortcut icon" href="https://assets.sourcemedia.com/e6/2d/bbf1ad974e5c99348c8edcf3e8ec/ab-favicon.png" />


    <link  rel="apple-touch-icon" href="https://assets.sourcemedia.com/b7/b5/a6519d1748d9b8f72e264e143ff8/ab-apple-touch-icon.png" />




    
    <link  rel="stylesheet" type="text/css" href="https://assets.sourcemedia.com/resource/assets/styles/site-ab.min.4d70815d504bdec3c28377d38ef0c7e7.gz.css" />



    
    <style  type="text/css">
/* Global Extra CSS */
.action-bar .action .icon{ color:#fff!important; }
.OpinionModule .author-bio .author-image{ display:inline-block;}

@media only screen and (max-width: 969px) and (min-width: 768px) {
    .brief.num-items-5 .more-features>.list>li {
        min-height: 390px;
    }
    .brief:not(.brief-skinny) .more-features ol.list li {
        min-height: initial;
    }
}

@media only screen and (max-width: 1199px) and (min-width: 970px) {
	.brief.num-items-5 .more-features>.list>li {
		min-height: 435px;
	}
    .brief:not(.brief-skinny) .more-features ol.list li {
        min-height: initial;
    }
}

@media only screen and (max-width: 1399px) and (min-width: 1200px) {
	.brief.num-items-5 .more-features>.list>li {
		min-height: 460px;
	}
	.brief.num-items-5 .more-features>.list>li:nth-last-child(4) {
		min-height:	275px;
	}
    .brief:not(.brief-skinny) .more-features ol.list li {
        min-height: initial;
    }

}

@media only screen and (min-width: 1400px) {
	.brief.num-items-5 .more-features>.list>li:nth-child(n) {
	       min-height: 490px;
    }
    .brief:not(.brief-skinny) .more-features ol.list li {
        min-height: initial;
    }
}
img[src*=newspics] {
    margin-right: 20px;
}</style>





    <script  type="text/javascript" src="https://assets.sourcemedia.com/resource/assets/scripts/main.min.38158e5a268c966e88899344476f2f61.gz.js"></script>


    <script  type="text/javascript">
/* -- Sailthru Horizon --*/
(function() {
        function loadHorizon() {
            var s = document.createElement('script');
            s.type = 'text/javascript';
            s.async = true;
            s.src = location.protocol + '//ak.sail-horizon.com/horizon/v1.js';
            var x = document.getElementsByTagName('script')[0];
            x.parentNode.insertBefore(s, x);
        }
        loadHorizon();
        var oldOnLoad = window.onload;
        window.onload = function() {
            if (typeof oldOnLoad === 'function') {
                oldOnLoad();
            }
            Sailthru.setup({
                domain: 'horizon.email.americanbanker.com',
                useStoredTags: false
            });
        };
    })();</script>


    <script  type="text/javascript">!function(l,a){a.liosetup=a.liosetup||{},a.liosetup.callback=a.liosetup.callback||[],a.liosetup.addCallback=function(l){if("function"==typeof a.liosetup.callback){var o=[];o.push(a.liosetup.callback),a.liosetup.callback=o}a.lio&&a.lio.loaded?l(a.lio.data):a.liosetup.callback.push(l)}}(document,window);
!function(o,g){g.googletag=g.googletag||{},g.googletag.cmd=g.googletag.cmd||[],"undefined"!=typeof g.googletag?g.googletag.cmd.push(function(){g.googletag.pubads().disableInitialLoad()}):console.warn("attempting to load Lytics for DFP before initializing googletag"),g.liosetup.callback.push(function(o){o||o.segments?g.googletag.cmd.push(function(){g.googletag.pubads().setTargeting("LyticsSegments",o.segments),g.googletag.pubads().refresh()}):(console.warn("unable to load Lytics audiences for DFP"),g.googletag.pubads().refresh())})}(document,window);</script>


    <script  type="text/javascript">window.jstag = function() {
        function t(t) {
            return function() {
                return t.apply(this, arguments), this
            }
        }

        function n() {
            var n = ["ready"].concat(c.call(arguments));
            return t(function() {
                n.push(c.call(arguments)), this._q.push(n)
            })
        }
        var i = {
                _q: [],
                _c: {},
                ts: (new Date).getTime(),
                ver: "2.0.0"
            },
            c = Array.prototype.slice;
        return i.init = function(t) {
            return i._c = t, t.synchronous || i.loadtagmgr(t), this
        }, i.loadtagmgr = function(t) {
            var n = document.createElement("script");
            n.type = "text/javascript", n.async = !0, n.src = t.url + "/api/tag/" + t.cid + "/lio.js";
            var i = document.getElementsByTagName("script")[0];
            i.parentNode.insertBefore(n, i)
        }, i.ready = n(), i.send = n("send"), i.mock = n("mock"), i.identify = n("identify"), i.pageView = n("pageView"), i.bind = t(function(t) {
            i._q.push([t, c.call(arguments, 1)])
        }), i.block = t(function() {
            i._c.blockload = !0
        }), i.unblock = t(function() {
            i._c.blockload = !1
        }), i
    }(), window.jstag.init({
        cid: "103fde727a1ea242164d0420f5e2bcdf",
        url: "//c.lytics.io",
        min: true,
        loadid: true
    });</script>


    <script  type="text/javascript">jstag.send({"content":"Article","tags":["Business administration","Strategic planning","Disaster planning","Disaster recovery","Natural disasters","Hurricane Irma","Hurricane Harvey"]});</script>


    <script  type="text/javascript">(function() {
var useSSL = 'https:' == document.location.protocol;
var src = (useSSL ? 'https:' : 'http:') + '//www.googletagservices.com/tag/js/gpt.js';
document.write('<scr' + 'ipt src="' + src + '"></scr' + 'ipt>');
})();
</script>


    <script  type="text/javascript">
if (typeof googletag !== 'undefined') {
var SM = SM || {}; 
SM.REFRESHABLE = SM.REFRESHABLE || [];
    var slot_collapsed_header1 = googletag.defineSlot('/16059533/AmericanBanker/Article', [[728,90],[970,91],[970,90],[970,250]], 'gpt-ad-collapsed_header1')
        .addService(googletag.pubads())
        .setTargeting('pos', 'collapsed_header1')
    var slot_bigbox1 = googletag.defineSlot('/16059533/AmericanBanker/Article', [[300,250],[300,600],[300,1050]], 'gpt-ad-bigbox1')
        .addService(googletag.pubads())
        .setTargeting('pos', 'bigbox1')
        SM.REFRESHABLE.push({slot: slot_bigbox1, id: 'gpt-ad-bigbox1', revision: 0, adUnit: '/16059533/AmericanBanker/Article', sizes: JSON.parse('[[300,250],[300,600],[300,1050]]') , pos: 'bigbox1', PID: 'null' });
    var slot_bigbox2 = googletag.defineSlot('/16059533/AmericanBanker/Article', [[300,250],[300,600]], 'gpt-ad-bigbox2')
        .addService(googletag.pubads())
        .setTargeting('pos', 'bigbox2')
        SM.REFRESHABLE.push({slot: slot_bigbox2, id: 'gpt-ad-bigbox2', revision: 0, adUnit: '/16059533/AmericanBanker/Article', sizes: JSON.parse('[[300,250],[300,600]]') , pos: 'bigbox2', PID: 'null' });
    googletag.pubads().setTargeting('topics', ["business-administration","strategic-planning","disaster-planning","disaster-recovery","natural-disasters","hurricane-irma","hurricane-harvey"]);
    googletag.pubads().setTargeting('storyID', '0000015f-1146-d441-abdf-1f66d29e0000');
    googletag.pubads().enableAsyncRendering();
    googletag.enableServices();
    googletag.pubads().updateCorrelator();
}
</script>


    <script  type="text/javascript">(function(i,s,o,g,r,a,m){i['GoogleAnalyticsObject']=r;i[r]=i[r]||function(){
(i[r].q=i[r].q||[]).push(arguments)},i[r].l=1*new Date();a=s.createElement(o),
m=s.getElementsByTagName(o)[0];a.async=1;a.src=g;m.parentNode.insertBefore(a,m)
})(window,document,'script','//www.google-analytics.com/analytics.js','ga');
ga('create', 'UA-219761-28', 'auto', {'allowLinker': true});
ga('require', 'linker');
ga('linker:autoLink', ['events.sourcemediaconferences.com'])</script>


    <script  type="text/javascript">//com.sourcemedia.view.pages.AbstractPageViewCreator$1
//Version 1.0
var SM = SM || {};
SM.title_1518568354442 =  $('body').hasClass('homepage')?$('title').text():"How bank preparedness held up against Hurricane Irma & Co.";
SM.getUrlRaw = function(){ $('a.ReadingList-link').each(function(i,el){ if( $(el).parent().hasClass('current') ) { return $(el).attr('href');}});  return $($('a.ReadingList-link')[0]).attr('href');}
SM.getUrl = function(){ let url_value = window.location.href.indexOf('?') > -1 ? window.location.href.substr(0,window.location.href.indexOf('?')):window.location.href;   url_value = url_value.indexOf('#') > -1 ? url_value.substr(0, url_value.indexOf('#')) : url_value; return url_value; }
__reach_config = {
  pid: '588a418b736b795ff3000669',
  title: SM.title_1518568354442,
  url: location.protocol + '//www.americanbanker.com/news/how-bank-preparedness-held-up-against-hurricane-harvey-and-company' ,
  page_url: location.protocol + '//www.americanbanker.com/news/how-bank-preparedness-held-up-against-hurricane-harvey-and-company' + (document.location.href.indexOf('?') < 0?'':((document.location.href.indexOf('#') > -1)?document.location.href.substring(document.location.href.indexOf('?'),document.location.href.indexOf('#')):document.location.href.substring(document.location.href.indexOf('?'))))
,
  date: '10-12-2017 12:28',
  authors: ['Christopher Wood2'],
  channels: ['Article'],
  tags: ['Disaster recovery','Disaster planning','Hurricane Irma','Hurricane Harvey'],
  article_id: '0000015f-1146-d441-abdf-1f66d29e0000',
  ignore_errors: false
};
if(typeof __reach_config.title ==='undefined'){
	__reach_config.title = document.title;
}
SM.SimpleReach = SM.SimpleReach || {};
SM.SimpleReach[ SM.title_1518568354442] = __reach_config;
(function(){
  var s = document.createElement('script');
  s.async = true;
  s.type = 'text/javascript';
  s.src = document.location.protocol + '//d8rk54i4mohrb.cloudfront.net/js/reach.js';
  (document.getElementsByTagName('head')[0] || document.getElementsByTagName('body')[0]).appendChild(s);
})();//Class is com.sourcemedia.model.Article
var SM = SM || {};
SM.title_1518568354442 =  $('body').hasClass('homepage')?$('title').text():"How bank preparedness held up against Hurricane Irma & Co.";SM.SimpleReach = SM.SimpleReach || {};
SM.SimpleReach["__ajax_reach_config_1518568354442"]  = SM.SimpleReach["__ajax_reach_config_1518568354442"] || {}; 

SM.getUrlRaw = function(){ $('a.ReadingList-link').each(function(i,el){ if( $(el).parent().hasClass('current') ) { return $(el).attr('href');}});  return $($('a.ReadingList-link')[0]).attr('href');}
SM.getUrl = function(){ let url_value = window.location.href.indexOf('?') > -1 ? window.location.href.substr(0,window.location.href.indexOf('?')):window.location.href;   url_value = url_value.indexOf('#') > -1 ? url_value.substr(0, url_value.indexOf('#')) : url_value; return url_value; }

SM.SimpleReach['__ajax_reach_config_1518568354442']  = function() { return {
  pid: '588a418b736b795ff3000669'     ,
  title: SM.title_1518568354442,
  url:       location.protocol +  '//www.americanbanker.com/news/how-bank-preparedness-held-up-against-hurricane-harvey-and-company'   ,
  page_url:  location.protocol + '//www.americanbanker.com/news/how-bank-preparedness-held-up-against-hurricane-harvey-and-company'+ (document.location.href.indexOf('?') < 0?'':((document.location.href.indexOf('#') > -1)?document.location.href.substring(document.location.href.indexOf('?'),document.location.href.indexOf('#')):document.location.href.substring(document.location.href.indexOf('?')))),
  date: '10-12-2017 12:28',
  authors: ['Christopher Wood2'],
  channels: ['Article'],
  tags: ['Disaster recovery','Disaster planning','Hurricane Irma','Hurricane Harvey'],
  article_id: '0000015f-1146-d441-abdf-1f66d29e0000',
  ignore_errors: false
} };
SM.SimpleReach["How bank preparedness held up against Hurricane Irma & Co..ajax_variable"]  = SM.SimpleReach["__ajax_reach_config_1518568354442"]();

var ajax_variable = '__ajax_reach_config_1518568354442';
</script>


    <script  type="text/javascript">var SM = SM || {};
SM.DIMENSIONS = SM.DIMENSIONS || {};SM.DIMENSIONS["How bank preparedness held up against Hurricane Irma & Co. | American Banker"] = SM.DIMENSIONS["How bank preparedness held up against Hurricane Irma & Co. | American Banker"] || {};
SM.DIMENSIONS["How bank preparedness held up against Hurricane Irma & Co. | American Banker"]['dimension1'] = "Jackie Stewart";
SM.DIMENSIONS["How bank preparedness held up against Hurricane Irma & Co. | American Banker"]['dimension3'] = "non-registered-user";
SM.DIMENSIONS["How bank preparedness held up against Hurricane Irma & Co. | American Banker"]['dimension5'] = "FreeWithReg";
SM.DIMENSIONS["How bank preparedness held up against Hurricane Irma & Co. | American Banker"]['dimension8'] = "19";
SM.DIMENSIONS["How bank preparedness held up against Hurricane Irma & Co. | American Banker"]['dimension9'] = "20171012";
SM.DIMENSIONS["How bank preparedness held up against Hurricane Irma & Co. | American Banker"]['dimension10'] = "Business administration::Strategic planning::Disaster planning::Disaster recovery,Business administration::Strategic planning::Disaster planning,Natural disasters::Hurricane Irma,Natural disasters::Hurricane Harvey";
SM.DIMENSIONS["How bank preparedness held up against Hurricane Irma & Co. | American Banker"]['dimension14'] = "854";
SM.DIMENSIONS["How bank preparedness held up against Hurricane Irma & Co. | American Banker"]['dimension15'] = "Article";
SM.DIMENSIONS["How bank preparedness held up against Hurricane Irma & Co. | American Banker"]['dimension17'] = "Disaster recovery, Disaster planning, Hurricane Irma, Hurricane Harvey";
SM.DIMENSIONS["How bank preparedness held up against Hurricane Irma & Co. | American Banker"]['dimension20'] = "Landing/Clicked";

//COMMENT: Old code below com.sourcemedia.view.pages.AbstractPageViewCreator$1 for comparison -- when save it will be removed..

var dimension1 = "Jackie Stewart";

var dimension3 = "non-registered-user";

var dimension5 = "FreeWithReg";

var dimension8 = "19";

var dimension9 = "20171012";

var dimension10 = "Business administration::Strategic planning::Disaster planning::Disaster recovery,Business administration::Strategic planning::Disaster planning,Natural disasters::Hurricane Irma,Natural disasters::Hurricane Harvey";

var dimension14 = "854";

var dimension15 = "Article";

var dimension17 = "Disaster recovery, Disaster planning, Hurricane Irma, Hurricane Harvey";

var dimension20 = "Landing/Clicked";
</script>


    <script  type="text/javascript" src="//dc8xl0ndzn2cb.cloudfront.net/js/americanbanker/v0/keywee.min.js"></script>


    <script  type="text/javascript">
/* Site Extra JS */
function GetIEVersion() {
    var sAgent = window.navigator.userAgent;
    var Idx = sAgent.indexOf("MSIE");
    if (Idx > 0)
        return parseInt(sAgent.substring(Idx+ 5, sAgent.indexOf(".", Idx)));
    else if (!!navigator.userAgent.match(/Trident\/7\./)) 
        return 11;
    else
        return 0;
}
function setIEBanner() {
    $( document ).ready(function() {
        if (GetIEVersion() < 11 && GetIEVersion() !== 0) {
            $('<div style="width:80%;text-align:center;font-weight:bold;font-size:1.4em;margin: 20px auto;padding:">American Banker now only supports Internet Explorer 11 and above. <br/>Please upgrade your browser.<br/> Learn more: <a style="white-space:nowrap;" href="https://www.microsoft.com/en-us/WindowsForBusiness/End-of-IE-support">https://www.microsoft.com/en-us/WindowsForBusiness/End-of-IE-support</a></div>').insertBefore('.site-header-wrapper');
        }
    });
}
if (GetIEVersion() <= 8 && GetIEVersion() !== 0) {
    var script = document.createElement('script');
    script.setAttribute("src", "https://ajax.googleapis.com/ajax/libs/jquery/1.12.2/jquery.min.js");
    script.setAttribute("type", "text/javascript");
    (document.getElementsByTagName("head")[0] || document.documentElement).appendChild(script);
}
window.setTimeout(setIEBanner, 3000);


//Begin Adaptive   


   (function() {
       var d=document,h=d.getElementsByTagName('head')[0],s=d.createElement('script'),sc = 'https:' == document.location.protocol ? 'https://' : 'http://';
   s.type='text/javascript';
   s.async=true;
   s.src=sc+'s.dpmsrv.com/dpm_c415505dca69be631ca5d391b3ccd2b44b52d017.min.js';
   h.appendChild(s);
   })();

//END Adpative

//BEGIN LuckyOrange  
window.__wtw_lucky_site_id = 80018;
(function () {
var wa = document.createElement('script'); wa.type = 'text/javascript'; wa.async = true;
wa.src = 'https://d10lpsik1i8c69.cloudfront.net/w.js';
var s = document.getElementsByTagName('script')[0]; s.parentNode.insertBefore(wa, s);
})();
// END LuckyOrange

// BEGIN Marketo Munchkin
(function() {
  var didInit = false;
  function initMunchkin() {
    if(didInit === false) {
      didInit = true;
      Munchkin.init('555-ETU-514', {"wsInfo":"j1RQ"});
    }
  }
  var s = document.createElement('script');
  s.type = 'text/javascript';
  s.async = true;
  s.src = '//munchkin.marketo.net/munchkin.js';
  s.onreadystatechange = function() {
    if (this.readyState == 'complete' || this.readyState == 'loaded') {
      initMunchkin();
    }
  };
  s.onload = initMunchkin;
  document.getElementsByTagName('head')[0].appendChild(s);
})();
// END Marketo Munchkin



//START Facebook tracking pixel AB - Aug 22, 2017

!function(f,b,e,v,n,t,s)
{if(f.fbq)return;n=f.fbq=function(){n.callMethod?
n.callMethod.apply(n,arguments):n.queue.push(arguments)};
if(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0';
n.queue=[];t=b.createElement(e);t.async=!0;
t.src=v;s=b.getElementsByTagName(e)[0];
s.parentNode.insertBefore(t,s)}(window,document,'script',
'https://connect.facebook.net/en_US/fbevents.js');
fbq('init', '1859681287603644');
fbq('track', 'PageView');
fbq('track', 'ViewContent');

//END Facebook tracking pixel

</script>


    <script  type="text/javascript">(function(document) {
	var e = document.createElement('script');
	e.src = document.location.protocol + '//tag.bounceexchange.com/1208/i.js';
	e.async = true;
	document.getElementsByTagName("head")[0].appendChild(e);
}(document));
</script>


    <script  type="text/javascript" src="//vid1037.d41.co/sync/" async="true" deferred></script>


    <script  type="text/javascript" src="//cdn-0.d41.co/tags/dnb_coretag_v3.min.js"></script>


    <script  type="text/javascript">dnbvid.getData("vid1037", "json", "T", function(dnb_Data) {
jstag.send({'DnB DUNS Number':dnb_Data.duns,'DnB Company Name':dnb_Data.companyName,'DnB Company Address City':dnb_Data.companyCity,'DnB Company Address State':dnb_Data.companyState,'DnB Company Address Zip 5':dnb_Data.companyZip5,'DnB Company Address County':dnb_Data.companyCounty,'DnB Company MSA':dnb_Data.companyMsa,'DnB Company Region':dnb_Data.companyRegion,'DnB Company Address Country':dnb_Data.companyCountry,'DnB Fortune 1000':dnb_Data.fortune1000,'DnB Industry NAICS Description':dnb_Data.industryNaics,'DnB Industry SIC Description':dnb_Data.industrySic,'DnB Sales Number':dnb_Data.salesAnnualNum,'DnB Employees Across Locations Number':dnb_Data.employeesInAllLocationsNum,'DnB IT Expense Percentage':dnb_Data.itExpense,'DnB Vanity Title':dnb_Data.vanityTitle,'DnB Job Function':dnb_Data.jobFunction,'DnB Job Seniority':dnb_Data.jobSeniority});
});
</script>


    <script  type="text/javascript">$( document ).ready(function() {
    $('body').attr('data-bv-key','900204d1-a678-49e1-ab36-b73fac3d212d');
});</script>


    <script  type="text/javascript">$( document ).ready(function() {
    $('body').attr('data-reCaptcha-sitekey','6LcbChQUAAAAAKykGDXc9ZAHJgatnWBYUbLwr-lk');
});</script>


    <script  type="text/javascript">$( document ).ready(function() {
    $('body').attr('data-sr-key','588a418b736b795ff3000669');
});</script>


    <script  type="application/ld+json">{
  "@context": "http://schema.org",
  "@type": "Organization ",
  "name": "American Banker"
,
  "url": "https://www.americanbanker.com"
,
  "logo": "https://assets.sourcemedia.com/61/df/c37fc27b4fc187e9c8066a2bd4a6/ab.png"
,
  "sameAs": ["https://www.facebook.com/americanbanker", "https://twitter.com/amerbanker", "https://www.linkedin.com/groups/3853492/profile", "https://plus.google.com/+americanbanker"]
,
  "contactPoint": [{
  "@type": "ContactPoint",
  "telephone": "+1-212-803-8500",
  "contactType": "customer service"
}]}</script>


    <script  type="application/ld+json">{"creator":["Jackie Stewart"],"dateCreated":"2017-10-12T16:28:42.458Z","keywords":["disaster recovery","disaster planning","hurricane irma","hurricane harvey"],"@type":"NewsArticle","@context":"http://schema.org","articleSection":"Article","headline":"How bank preparedness held up against Hurricane Irma & Co.","url":"https://www.americanbanker.com/news/how-bank-preparedness-held-up-against-hurricane-harvey-and-company","thumbnailUrl":"https://assets.sourcemedia.com/dims4/default/62cecc3/2147483647/thumbnail/600x450%3E/quality/90/?url=https%3A%2F%2Fassets.sourcemedia.com%2Fbe%2F83%2Fb8e75261498b9d59a91b1523ba2c%2Fab-101217-response.png"}</script>


    <script  type="application/ld+json">{
  "@context": "http://schema.org",
  "@type": "NewsArticle",
  "mainEntityOfPage": {
    "@type": "WebPage",
    "@id": "https://www.americanbanker.com"
  },
  "headline": "How bank preparedness held up against Hurricane Irma & Co.",
  "image": [
    "https://assets.sourcemedia.com/dims4/default/5414da3/2147483647/thumbnail/600x338%3E/quality/90/?url=https%3A%2F%2Fassets.sourcemedia.com%2Fbe%2F83%2Fb8e75261498b9d59a91b1523ba2c%2Fab-101217-response.png",
    "https://assets.sourcemedia.com/dims4/default/62cecc3/2147483647/thumbnail/600x450%3E/quality/90/?url=https%3A%2F%2Fassets.sourcemedia.com%2Fbe%2F83%2Fb8e75261498b9d59a91b1523ba2c%2Fab-101217-response.png"
   ],
  "datePublished": "2017-10-12T12:28:42.458-0400",
  "dateModified": "2017-11-15T12:48:50.160-0500",
  "author": [{"@type":"Person","name":"Jackie Stewart"}]
  ,
   "publisher": {
    "@type": "Organization",
    "name": "American Banker",
    "logo": {
      "@type": "ImageObject",
      "url": "https://assets.sourcemedia.com/61/df/c37fc27b4fc187e9c8066a2bd4a6/ab.png"
    }
  },
  "description": "Recent hurricanes and wildfires still raging in California are fresh reminders to bankers of the importance of emergency preparedness plans."
}</script>


    <script  type="text/javascript" src="//a.teads.tv/page/71453/tag" async="true" class="teads"></script>



        <script> dataLayer = [{'pageCategory': 'Statistics','visitorType': 'high-value'}]; </script>
        <!-- Google Tag Manager -->
<script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':
new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0],
j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src=
'https://www.googletagmanager.com/gtm.js?id='+i+dl+ '&gtm_auth=me3X7LNg-JdDxmGhCRMPNw&gtm_preview=env-18&gtm_cookies_win=x';f.parentNode.insertBefore(j,f);
})(window,document,'script','dataLayer','GTM-NZ7MV3Z');</script>
<!-- End Google Tag Manager -->
    </head>
    <body class="ab">

        <!-- Google Tag Manager (noscript) -->
<noscript><iframe src="https://www.googletagmanager.com/ns.html?id=GTM-NZ7MV3Z&gtm_auth=me3X7LNg-JdDxmGhCRMPNw&gtm_preview=env-18&gtm_cookies_win=x"
height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript>
<!-- End Google Tag Manager (noscript) -->
        
            <div class="floating-sheet sm-welcome-ad "
    data-sm-floating-sheet
    data-sm-floating-sheet-options='{"preloaded":true}'>
    <div class="floating-sheet-header">
        <div class="floating-sheet-title">
            <a  href="/" data-cms-ai="0">
<img  alt="American Banker" src="https://assets.sourcemedia.com/6a/9d/15f233dc4dd0ae33df5d01f1a406/ab.png" />

    

</a>
        </div>
        <div class="floating-sheet-button--alt"
             data-sm-welcome-ad
             data-countdown="3"
             data-auto-close="7"
             data-expiry="176400000">
            <span class="text">Continue in <span class="duration">3</span> seconds</span>
            
        </div>
    </div>

    <div class="floating-sheet-content">
        <!-- _deferred-display-ad.hbs -->
<div

    
    class="sm-advertisement "
    data-sm-google-ad
    data-sm-google-ad-options='{
        "id":"gpt-ad-welcomead",
        "position":"welcomead",
        "sizes":"[[640,480]]",
        "adUnitPath":"",
        "keywords":"",
        "person":"",
        "organization":"",
        "event":"",
        "location":"",
        "program":"",
        "contentId":"",
        "deferRendering":true
        , "suppressAddSlot":true
    }'>
</div>

    </div>
</div>
<script>
window.welcomeAd.init($('.floating-sheet-button--alt'));
</script>

        

        

        
    
    


    <div class="site-header-wrapper-spacer">
        <div class="site-header-wrapper"
             data-sm-site-header
            data-sm-site-header-options='{"dropdownLabel":"All Sections"}'
            >
            
            
                <div class="site-header-ad-wrapper">
                    <div class="ad"><!--sm-display-ad.hbs-->
<div id="gpt-ad-collapsed_header1"  data-sm-google-ad-options='{
        "id":"",
        "position":"collapsed_header1",
        "sizes":"",
        "adUnitPath":"",
        "keywords":"",
        "person":"",
        "organization":"",
        "event":"",
        "location":"",
        "program":"",
        "contentId":"",
        "deferRendering":
    
    }'>
</div>
</div>
                </div>
            

            <div class="site-header-tophat">
                <div class="tophat-registration-wrapper sm-two-col-flex">
                    <div class="sm-col-left">
                        
                        
                    </div>

                    
                        <div class="sm-col-right">
                            
    
        <a  href="#" title="Login" data-sm-header-login-button data-sm-subscription-modal data-sm-subscription-modal-url="https://www.americanbanker.com/auth/login?_viewType=module" data-cms-ai="0">Login</a>
    




    <a  href="https://www.americanbanker.com/subscribe" title="Free Trial/Subscribe" data-cms-ai="0">Free Trial/Subscribe</a>


                        </div>
                    
                </div>
            </div>
            <div class="site-header">
                <div class="site-header-btn site-header-btn--menu" data-action-state="open">
                    <i class="icon"></i>
                </div>

                
                    <div class="site-header-logo">
                        <a  href="/" data-cms-ai="0">
<img  src="https://assets.sourcemedia.com/6a/9d/15f233dc4dd0ae33df5d01f1a406/ab.png" alt="American Banker" />

    

</a>
                    </div>
                

                <div class="site-header-nav site-header-nav--noflex">
                    <!-- reversed order to handle flex-box scenario where there is NO primary -->
                    
                        
<ul class="list header-nav-list header-nav-list--secondary">
	
		<li><a  href="//www.americanbanker.com/resources" data-cms-ai="0">Resources</a></li>
	
		<li><a  href="//www.americanbanker.com/events" data-cms-ai="0">Events</a></li>
	
</ul>

                    
                    
                    
                        
<ul class="list header-nav-list header-nav-list--primary">
	
		<li><a  href="//www.americanbanker.com/banking-regulations" data-cms-ai="0">Policy & Regulation</a></li>
	
		<li><a  href="//www.americanbanker.com/technology" data-cms-ai="0">Technology</a></li>
	
		<li><a  href="//www.americanbanker.com/retail-and-commercial-banking" data-cms-ai="0">Retail & Commercial</a></li>
	
		<li><a  href="//www.americanbanker.com/community-banking" data-cms-ai="0">Community</a></li>
	
		<li><a  href="//www.americanbanker.com/cap-markets" data-cms-ai="0">Cap Markets</a></li>
	
		<li><a  href="//www.americanbanker.com/bankthink" data-cms-ai="0">BankThink</a></li>
	
</ul>

                    
                </div>

                
                    <div class="site-header-btn site-header-btn--search"
    data-sm-content-teaser
    data-sm-content-teaser-options='{
        "title":"&lt;img src&#x3D;&#x27;https://assets.sourcemedia.com/6a/9d/15f233dc4dd0ae33df5d01f1a406/ab.png&#x27; /&gt;",
        "target":"_dom",
        "contentUrl":"//www.americanbanker.com/search?_viewType&#x3D;searchInput"
    }'>
    <i class="icon-search"></i>
    <span class="label">Search</span>
</div>

                

                
            </div>

            <div class="site-header-overlay site-header-overlay--nav" data-toggle-state="off">
                <div class="nav-overlay-btn--search">
                    <div class="site-header-btn site-header-btn--search"
    data-sm-content-teaser
    data-sm-content-teaser-options='{
        "title":"&lt;img src&#x3D;&#x27;https://assets.sourcemedia.com/6a/9d/15f233dc4dd0ae33df5d01f1a406/ab.png&#x27; /&gt;",
        "target":"_dom",
        "contentUrl":"//www.americanbanker.com/search?_viewType&#x3D;searchInput"
    }'>
    <i class="icon-search"></i>
    <span class="label">Search</span>
</div>

                </div>

                
                    
<ul class="list header-nav-list header-nav-list--primary">
	
		<li><a  href="//www.americanbanker.com/banking-regulations" data-cms-ai="0">Policy & Regulation</a></li>
	
		<li><a  href="//www.americanbanker.com/technology" data-cms-ai="0">Technology</a></li>
	
		<li><a  href="//www.americanbanker.com/retail-and-commercial-banking" data-cms-ai="0">Retail & Commercial</a></li>
	
		<li><a  href="//www.americanbanker.com/community-banking" data-cms-ai="0">Community</a></li>
	
		<li><a  href="//www.americanbanker.com/cap-markets" data-cms-ai="0">Cap Markets</a></li>
	
		<li><a  href="//www.americanbanker.com/bankthink" data-cms-ai="0">BankThink</a></li>
	
</ul>

                

                
                    
<ul class="list header-nav-list header-nav-list--secondary">
	
		<li><a  href="//www.americanbanker.com/resources" data-cms-ai="0">Resources</a></li>
	
		<li><a  href="//www.americanbanker.com/events" data-cms-ai="0">Events</a></li>
	
</ul>

                
            </div>

            
                
<div class="debug-tab"></div>

    
    
    
    

    
        <div class="ReadingList"
             data-sm-reading-list-new>
            
                <div class="ReadingList-container">
                    
        <div class="ReadingList-primaryMenuItems">
            <div class="ReadingList-primaryMenuItems-favicon">
                <a  href="/" data-cms-ai="0">
<img  alt="American Banker" src="https://assets.sourcemedia.com/e6/2d/bbf1ad974e5c99348c8edcf3e8ec/ab-favicon.png" />

    

</a>
            </div>
            
<ul class="list header-nav-list header-nav-list--primary">
	
		<li class="search-form"><form class="search-form" action="//www.americanbanker.com/search">
    
        <div class="form-input form-input-submit">
    
    
        
            <input  type="submit" value />
        
    

    
</div>
    
        <div class="form-input form-input-text">
    
        
            <label for="query">
                Name
            </label>
        
    
    
        
            <input  autocomplete="off" id="query" name="query" required="true" type="text" placeholder="Search" />
        
    

    
        
    
</div>
    
</form></li>
	
		<li><a  href="//www.americanbanker.com/banking-regulations" data-cms-ai="0">Policy & Regulation</a></li>
	
		<li><a  href="//www.americanbanker.com/technology" data-cms-ai="0">Technology</a></li>
	
		<li><a  href="//www.americanbanker.com/retail-and-commercial-banking" data-cms-ai="0">Retail & Commercial</a></li>
	
		<li><a  href="//www.americanbanker.com/community-banking" data-cms-ai="0">Community</a></li>
	
		<li><a  href="//www.americanbanker.com/cap-markets" data-cms-ai="0">Cap Markets</a></li>
	
		<li><a  href="//www.americanbanker.com/bankthink" data-cms-ai="0">BankThink</a></li>
	
		<li><a  href="//www.americanbanker.com/resources" data-cms-ai="0">Resources</a></li>
	
		<li><a  href="//www.americanbanker.com/events" data-cms-ai="0">Events</a></li>
	
</ul>

        </div>
    
                    <div class="ReadingList-transition-wrapper">
                        <div class="ReadingList-info">
                            
        <div class="ReadingList-title">
            <span>Now Reading:</span>
                The Latest

        </div>
        <div class="ReadingList-counter-wrapper">
            <!--counter injected here via JS-->
        </div>
    
                            
                        </div>
                        
        <ol class="ReadingList-items" data-bsp-carousel data-bsp-carousel-options='
            {"themeConfig":{
                "adaptiveHeight": false,
                "speed": 200,
                "infinite": false,
                "slidesToScroll": 1,
                "variableWidth": true,
                "slide": ".ReadingList-items-item",
                "responsive": [
                {
                    "breakpoint": 1950,
                        "settings": {
                            "slidesToShow": 4
                        }
                },
                {
                    "breakpoint": 1570,
                        "settings": {
                            "slidesToShow": 3
                        }
                    },
                    {
                    "breakpoint": 1024,
                        "settings": {
                            "slidesToShow": 2
                        }
                    }
                ]
                }
            }'>
            
                
    
    
    
        

            <li class="ReadingList-items-item " >
                <a class="ReadingList-link" data-sm-reading-list-item-url="//www.americanbanker.com/news/how-bank-preparedness-held-up-against-hurricane-harvey-and-company?_viewType=ajax&amp;_adIdx=1" data-item-title="How bank preparedness held up against Hurricane Irma &amp; Co. | American Banker" href="//www.americanbanker.com/news/how-bank-preparedness-held-up-against-hurricane-harvey-and-company" data-cms-ai="0">How bank preparedness held up against Hurricane Irma & Co.
</a>
                
                <!--progress bar-->
                <div class="ReadingList-progress-bar-wrapper">
                    <div class="ReadingList-progress-bar"></div>
                </div>
            </li>

        
    



            
                
    
    
    
        

            <li class="ReadingList-items-item " >
                <a class="ReadingList-link" data-sm-reading-list-item-url="//www.americanbanker.com/news/seacoast-in-fla-reported-higher-profit-in-spite-of-hits-from-hurricanes?_viewType=ajax&amp;_adIdx=2" data-item-title="Seacoast in Fla. reports higher profit despite hits from hurricanes | American Banker" href="//www.americanbanker.com/news/seacoast-in-fla-reported-higher-profit-in-spite-of-hits-from-hurricanes" data-boxad-path="/16059533/AmericanBanker/Article" data-boxad-kw="[&quot;finance&quot;,&quot;earnings&quot;,&quot;banking&quot;,&quot;community-banking&quot;,&quot;natural-disasters&quot;,&quot;hurricane-irma&quot;,&quot;florida&quot;]" data-boxad-person data-boxad-org data-boxad-event data-boxad-loc="[&quot;florida&quot;]" data-boxad-program data-boxad-size="[[300,250],[300,600]]" data-boxad-pos="bigbox3" data-boxad-story-id="00000161-3316-d968-ad75-3776fff10000" data-cms-ai="0">Seacoast in Fla. reports higher profit despite hits from hurricanes
</a>
                
                <!--progress bar-->
                <div class="ReadingList-progress-bar-wrapper">
                    <div class="ReadingList-progress-bar"></div>
                </div>
            </li>

        
    



            
                
    
    
    
        

            <li class="ReadingList-items-item " >
                <a class="ReadingList-link" data-sm-reading-list-item-url="//www.americanbanker.com/news/pressure-is-on-daryl-byrd-to-prove-iberiabanks-value?_viewType=ajax&amp;_adIdx=3" data-item-title="Pressure is on Daryl Byrd to prove Iberiabank&#39;s value | American Banker" href="//www.americanbanker.com/news/pressure-is-on-daryl-byrd-to-prove-iberiabanks-value" data-boxad-path="/16059533/AmericanBanker/Article" data-boxad-kw="[&quot;banking&quot;,&quot;community-banking&quot;,&quot;business-administration&quot;,&quot;strategic-planning&quot;,&quot;growth-strategies&quot;,&quot;m-a&quot;,&quot;finance&quot;,&quot;earnings&quot;,&quot;lending&quot;,&quot;commercial-lending&quot;,&quot;economy&quot;,&quot;industries&quot;,&quot;energy-industry&quot;,&quot;natural-disasters&quot;,&quot;hurricane-harvey&quot;,&quot;hurricane-irma&quot;]" data-boxad-person data-boxad-org data-boxad-event data-boxad-loc data-boxad-program data-boxad-size="[[300,250],[300,600]]" data-boxad-pos="bigbox4" data-boxad-story-id="00000160-9e08-dd5c-afe9-9fa848200000" data-cms-ai="0">Pressure is on Daryl Byrd to prove Iberiabank's value
</a>
                
                <!--progress bar-->
                <div class="ReadingList-progress-bar-wrapper">
                    <div class="ReadingList-progress-bar"></div>
                </div>
            </li>

        
    



            
                
    
    
    
        

            <li class="ReadingList-items-item " >
                <a class="ReadingList-link" data-sm-reading-list-item-url="//www.americanbanker.com/news/e-commerce-rebuilding-disaster-areas-could-drive-cre-lending-in-2018?_viewType=ajax&amp;_adIdx=4" data-item-title="E-commerce, rebuilding disaster areas could drive CRE lending in 2018 | American Banker" href="//www.americanbanker.com/news/e-commerce-rebuilding-disaster-areas-could-drive-cre-lending-in-2018" data-boxad-path="/16059533/AmericanBanker/Article" data-boxad-kw="[&quot;lending&quot;,&quot;commercial-lending&quot;,&quot;commercial-real-estate-lending&quot;,&quot;economy&quot;,&quot;industries&quot;,&quot;cre&quot;,&quot;banking&quot;,&quot;commercial-banking&quot;,&quot;logistics-industry&quot;,&quot;natural-disasters&quot;,&quot;hurricane-maria&quot;,&quot;hurricane-harvey&quot;,&quot;hurricane-irma&quot;,&quot;e-commerce&quot;,&quot;retail-industry&quot;,&quot;admin-and-reference&quot;,&quot;mortgage-news&quot;,&quot;sailthru-nmn-origination-no-display&quot;,&quot;keycorp&quot;,&quot;amazon&quot;]" data-boxad-person data-boxad-org="[&quot;keycorp&quot;,&quot;amazon&quot;]" data-boxad-event data-boxad-loc data-boxad-program data-boxad-size="[[300,250],[300,600]]" data-boxad-pos="bigbox5" data-boxad-story-id="00000160-99bb-d6ab-a762-dbfb0db00000" data-cms-ai="0">E-commerce, rebuilding disaster areas could drive CRE lending in 2018
</a>
                
                <!--progress bar-->
                <div class="ReadingList-progress-bar-wrapper">
                    <div class="ReadingList-progress-bar"></div>
                </div>
            </li>

        
    



            
            
        </ol>
    
                    </div>
                </div>
            
        </div>
    

            

            <div class="site-header-overlay site-header-overlay--search" data-toggle-state
            "off">
            search goes here
        </div>
    </div>
</div>




    <div  class="article-page">
	
        
<div class="wrapper skin-light-background"  data-content-type="article">

<div class="bsp-container" data-sm-ad-alignment>

	

	<div class="bsp-row sm-flexbox">

		<div class="bsp-column-flex sm-column-flex">
			
				<article class="bsp-container" data-sm-article>
    

	
		<header>
	
		<div class="bsp-page-title-wrapper">

	<h1 class="bsp-page-title title-small">
		
		How bank preparedness held up against Hurricane Irma & Co.
        
	</h1>
</div>

	
</header>
	

    

    

	<div class="bsp-row">
                
		<div class="article-first">
			
    
		<div class="bsp-tags">
    <div class="bsp-tag-list-title">By</div>
    <ul class="bsp-tag-list">
        
            <li><a class="bsp-tag" href="/author/jackie-stewart" data-cms-ai="0">Jackie Stewart</a></li>
        
    </ul>
</div>

	
		<div class="bsp-tags">
    <div class="bsp-tag-list-title">Published</div>
    <ul class="bsp-tag-list">
        
            <li>October 12 2017, 12:28pm EDT</li>
        
    </ul>
</div>

	
		<div class="bsp-tags">
    <div class="bsp-tag-list-title">More in</div>
    <ul class="bsp-tag-list">
        
            <li><a class="bsp-tag" href="/tag/disaster-recovery" data-cms-ai="0">Disaster recovery</a></li>
        
            <li><a class="bsp-tag" href="/tag/disaster-planning" data-cms-ai="0">Disaster planning</a></li>
        
            <li><a class="bsp-tag" href="/tag/hurricane-irma" data-cms-ai="0">Hurricane Irma</a></li>
        
            <li><a class="bsp-tag" href="/tag/hurricane-harvey" data-cms-ai="0">Hurricane Harvey</a></li>
        
    </ul>
</div>

	

		</div>
                
		<div class="article-body" data-sm-responsive-tables>
			
				<div class="action-bar action-bar-size--large " data-sm-social-share-bar>  <!-- We need a variable here that tells us if it's an article or something else (eg infographic etc -->
    <a class="action newwindow" href="https://www.facebook.com/dialog/feed?app_id&#x3D;1203048096448894&amp;link&#x3D;https%3A%2F%2Fwww.americanbanker.com%2Fnews%2Fhow-bank-preparedness-held-up-against-hurricane-harvey-and-company&amp;caption&#x3D;&amp;description&#x3D;Recent hurricanes and wildfires still raging in California are fresh reminders to bankers of the importance of emergency preparedness plans.&amp;redirect_uri&#x3D;https%3A%2F%2Fwww.americanbanker.com%2Fnews%2Fhow-bank-preparedness-held-up-against-hurricane-harvey-and-company&amp;picture&#x3D;https://assets.sourcemedia.com/dims4/default/c9206b4/2147483647/thumbnail/1200x630%3E/quality/90/?url&#x3D;https%3A%2F%2Fassets.sourcemedia.com%2Fbe%2F83%2Fb8e75261498b9d59a91b1523ba2c%2Fab-101217-response.png" data-shareheight="400" data-sharewidth="1000" data-service="facebook" target="_blank" data-sm-action-facebook_f>
        <i class="icon icon-facebook_f"></i>
    </a>
    <a class="action newwindow" href="https://www.linkedin.com/shareArticle?summary&#x3D;Recent hurricanes and wildfires still raging in California are fresh reminders to bankers of the importance of emergency preparedness plans.&amp;ro&#x3D;false&amp;title&#x3D;How bank preparedness held up against Hurricane Irma &amp; Co.&amp;mini&#x3D;true&amp;url&#x3D;https%3A%2F%2Fwww.americanbanker.com%2Fnews%2Fhow-bank-preparedness-held-up-against-hurricane-harvey-and-company" data-shareheight="600" data-sharewidth="1000" data-service="linkedin"target="_blank"  data-sm-action-linkedin>
        <i class="icon icon-linkedin"></i>
    </a>
    <a class="action newwindow" href="https://twitter.com/intent/tweet?original_referer&#x3D;https%3A%2F%2Fwww.americanbanker.com%2Fnews%2Fhow-bank-preparedness-held-up-against-hurricane-harvey-and-company&amp;text&#x3D;How bank preparedness held up against Hurricane Irma &amp; Co.&amp;url&#x3D;https%3A%2F%2Fwww.americanbanker.com%2Fnews%2Fhow-bank-preparedness-held-up-against-hurricane-harvey-and-company" data-shareheight="300" data-sharewidth="1000" data-service="twitter"target="_blank" data-sm-action-twitter>
        <i class="icon icon-twitter"></i>
    </a>
    <a class="action" href="mailto:?subject&#x3D;How%20bank%20preparedness%20held%20up%20against%20Hurricane%20Irma%20%26%20Co.%20%7C%20American%20Banker&amp;body&#x3D;Recent hurricanes and wildfires still raging in California are fresh reminders to bankers of the importance of emergency preparedness plans.%0A%0Ahttps%3A%2F%2Fwww.americanbanker.com%2Fnews%2Fhow-bank-preparedness-held-up-against-hurricane-harvey-and-company" data-sm-action-email>
        <i class="icon icon-email"></i>
    </a>
    <a class="action moreshare" href="javascript:;">
        <i class="icon icon-moreshare"></i>
    </a>
    <div class="sharedrop">
        <a class="action newwindow" href="https://plus.google.com/share?url&#x3D;https%3A%2F%2Fwww.americanbanker.com%2Fnews%2Fhow-bank-preparedness-held-up-against-hurricane-harvey-and-company" data-shareheight="400" data-sharewidth="1000" data-service="google"target="_blank" data-sm-action-google-plus>
            <i class="icon icon-google-plus"></i>
        </a>
        <a class="action newwindow"  href="https://www.tumblr.com/share?v&#x3D;3&amp;u&#x3D;https%3A%2F%2Fwww.americanbanker.com%2Fnews%2Fhow-bank-preparedness-held-up-against-hurricane-harvey-and-company&amp;t&#x3D;How bank preparedness held up against Hurricane Irma &amp; Co." data-shareheight="400" data-sharewidth="1000" data-service="tumblr"target="_blank" >
            <i class="icon icon-tumblr"></i>
        </a>
    </div>

    <div class="action-bar-right">
        
        <a target="_blank" href="#" class="action sm-action-print-item" data-sm-action-print>
            <i class="icon icon-print"></i>
            <span class="label">print</span>
        </a>
        
        
        <a target="_blank" href="http://www.sourcemediareprints.com/" class="action" data-sm-action-reprint="">
            <i class="icon icon-reprint"></i>
            <span class="label">reprint</span>
        </a>
        
        
    </div>
</div>
			
				<p>A spate of disasters is reminding bankers to dust off their emergency preparedness plans.</p><p>The United States has been hit by three highly destructive hurricanes in recent months, and wildfires are raging through California. While hurricane season is set to end at the end of next month, bankers are taking note about the need to stand ready.</p><p>Few know that better than Florida bankers, who deal with the threat of storms each year and quickly worked to check on their employees, clients and operations after Hurricane Irma. The storm, which hit the state a month ago, caused dozens of deaths and billions of dollars’ worth of damage.</p><p>“Unfortunately, living in South Florida doesn’t allow us the luxury of becoming complacent,” said Rick Kuci, president and CEO at Grove Bank &amp; Trust in Miami. “We’re struck by a tropical storm or hurricane almost each and every year in some fashion. … It is part of our landscape, our history and our future.”</p><p>Banks, for the most part, are in a better position today to withstand natural disasters since they have more redundancy in place to ensure operations aren’t disrupted, said Scott Sargent, a lawyer at Baker Donelson. Preparations for handling an emergency are largely the same regardless of the type of disaster. </p><p>“I don’t want to say the nature of the damage doesn’t matter, because it will determine how you respond,” Sargent said. “But all disasters have the same essential effect. They interrupt services. They destroy buildings. They interrupt business.” </p><p>Checking on employees and customers should be the top priority, Sargent said. </p>

			
				
<div class="mod-enhancement e-full-width">
	<figure class="image">
	

	 
<img  src="https://assets.sourcemedia.com/dims4/default/ee47747/2147483647/resize/680x%3E/quality/90/?url=https%3A%2F%2Fassets.sourcemedia.com%2Fbe%2F83%2Fb8e75261498b9d59a91b1523ba2c%2Fab-101217-response.png" alt="Chart showing the costs of natural disasters hitting the U.S. in the latter part of 2017." />

    

 

	
	<figcaption>
		<h5>
</h5>


	</figcaption>
	
</figure>
</div>

			
				<p>The $651 million-asset Grove Bank, a unit of Coconut Grove Bankshares, accomplished this by reaching out to clients before Irma struck, helping them withdraw funds for emergency purposes, secure documents and valuables in safe deposit boxes and access accounts through online and mobile banking, Kuci said. </p><p>Each June, Marine Bank &amp; Trust in Vero Beach, Fla., updates its business continuity plan, said President and CEO Bill Penney. When Irma struck, the $219 million-asset bank stayed in contact with employees through a group texting service. The message from Penney was clear: “I do not care where you are or where you evacuated to — I only care that you are safe.”</p><p>It seemed like an obvious decision for Marine.</p><p>“You cannot get the bank up and running to serve customers if you do not know the location and safety of your employees,” Penney said. “Every storm is different in how it impacts road safety, building structures, power and connectivity. Therefore, the plan must be flexible and expect the unexpected. Build in redundancy.”</p><p>Banks need to consider ways to provide charitable support before and after a storm hits. Executives are usually quick to announce plans to make donations to organizations like the Red Cross, but there are other ways to help. </p><p>Grove Bank advanced its payroll date before the storm to make sure its employees could have access to money. The bank also offered its staff paid storm days, Kuci said. </p><p>Capital City Bank will cover hotel stays for employees in mandatory evacuation areas who can’t afford to leave or have nowhere else to go, said Bethany Corum, the Tallahassee, Fla., bank’s co-chief operating officer. Employees of the $2.8 billion-asset bank who lose power can get reimbursed for perishable food items. </p><p>It may also make more sense for banks to provide support for a few weeks after a storm has passed and the news cycle has moved on, said Marian Stern, a principal at Projects in Philanthropy. Branch staff or personnel from a local small-business division could reach out to customers to check on their rebuilding needs.</p><p>“Sometimes you haven’t heard about a disaster for a while — but the needs are still there,” Stern said. “I think that’s where banks have the opportunity to kick in and become leaders to sustain the help given to families that are still suffering.” </p><p>Banks should also run through practice disaster situations so they can make adjustments to their plans. </p><p>Jack Henry &amp; Associates helps banks go through different scenarios where, for instance, a key facility is knocked out or a certain person is unavailable, said Stacey Zengel, president of Jack Henry Banking. He recommends that banks do this annually.</p><p>“There is not a state that is impervious to natural disasters,” Zengel said. “You need to prepare for it across the board. The nice thing about hurricanes is they are sometimes forecast.” </p><p>The Atlantic hurricane season usually ends on Nov. 30, so coastal bankers could face another storm. Hurricane Nate recently became the fourth hurricane to make landfall in the U.S. this year. Given their experiences with storms, Florida bankers said that they never become complacent and that they are prepared for the next challenge. </p><p>“We would be ready to go again tomorrow if we saw something that caused us concern for any of our markets,” Corum said. “Candidly, because we had been through an exercise and through a real drill, our response would probably be even tighter.” </p>

			
				<div class="mod-enhancement e-left-pi sponsored sponsor-content">
	<div class="feed-item sponsored sponsor-content">
	
	<h4><a  href="//www.americanbanker.com/PartnerInsights/Billtrust/whitepaper/virtual-card-payments-made-easy" target>	
		<span>White Paper</span>
	
   Virtual card payments made easy 
</a></h4>
	

    

	

	

	

	
		<div class="sponsor-wrap">
	

	
	<div class="item-body">
		The increasing adoption of virtual card payments by accounts payable departments has created an unex­pected complication for suppliers: more friction in the processing, posting and reconciliation of payments and receivables. The root of the problem is that most suppliers rely on a manual approach to processing e-mailed virtual card payments. Suppliers are forced to balance their organization’s need for operational efficiency and control with rising customer demand to pay with a virtual card. But a new breed of tech­nology enables suppliers to process virtual card payments straight-through, addressing the needs of buyers and suppliers. This paper details the growth of electronic business-to-business (B2B) payments, shows how manual approaches to processing virtual card payments cause friction in accounts receivables, describes a way to process virtual card payments straight-through, and highlights the benefits of friction­less payments.

	</div>
	

	

        

	

	
		<div class="sponsored-by pi-sponsor">
	<span>Partner Insights<br>Sponsor Content From: 
</span>
	<a  href="http://supplierpayments.com/" target="_blank" rel="nofollow">
<img  src="https://assets.sourcemedia.com/dims4/default/80afaf8/2147483647/resize/200x%3E/quality/90/?url=https%3A%2F%2Fassets.sourcemedia.com%2Fbd%2Ff9%2Fac747b6d41be8ce3784861437671%2Fbilltrust-logo.png" alt="Billtrust" />

    

</a>
</div>
	</div>
	

	
		<div class="item-meta">
			<div class="component-footer ">
	
	<span class="tag"><a  href="/tag/payments">Payments</a></span>
	

	

	

	<span class="byline">
		

        <span class="timestamp">February 1</span>
	</span>
</div>

		</div>
	
        
        

</div>

</div>

			
				<div class="action-bar action-bar-size--large second-bar" data-sm-social-share-bar>  <!-- We need a variable here that tells us if it's an article or something else (eg infographic etc -->
    <a class="action newwindow" href="https://www.facebook.com/dialog/feed?app_id&#x3D;1203048096448894&amp;link&#x3D;https%3A%2F%2Fwww.americanbanker.com%2Fnews%2Fhow-bank-preparedness-held-up-against-hurricane-harvey-and-company&amp;caption&#x3D;&amp;description&#x3D;Recent hurricanes and wildfires still raging in California are fresh reminders to bankers of the importance of emergency preparedness plans.&amp;redirect_uri&#x3D;https%3A%2F%2Fwww.americanbanker.com%2Fnews%2Fhow-bank-preparedness-held-up-against-hurricane-harvey-and-company&amp;picture&#x3D;https://assets.sourcemedia.com/dims4/default/c9206b4/2147483647/thumbnail/1200x630%3E/quality/90/?url&#x3D;https%3A%2F%2Fassets.sourcemedia.com%2Fbe%2F83%2Fb8e75261498b9d59a91b1523ba2c%2Fab-101217-response.png" data-shareheight="400" data-sharewidth="1000" data-service="facebook" target="_blank" data-sm-action-facebook_f data-cms-ai="0">
        <i class="icon icon-facebook_f"></i>
    </a>
    <a class="action newwindow" href="https://www.linkedin.com/shareArticle?summary&#x3D;Recent hurricanes and wildfires still raging in California are fresh reminders to bankers of the importance of emergency preparedness plans.&amp;ro&#x3D;false&amp;title&#x3D;How bank preparedness held up against Hurricane Irma &amp; Co.&amp;mini&#x3D;true&amp;url&#x3D;https%3A%2F%2Fwww.americanbanker.com%2Fnews%2Fhow-bank-preparedness-held-up-against-hurricane-harvey-and-company" data-shareheight="600" data-sharewidth="1000" data-service="linkedin"target="_blank"  data-sm-action-linkedin data-cms-ai="0">
        <i class="icon icon-linkedin"></i>
    </a>
    <a class="action newwindow" href="https://twitter.com/intent/tweet?original_referer&#x3D;https%3A%2F%2Fwww.americanbanker.com%2Fnews%2Fhow-bank-preparedness-held-up-against-hurricane-harvey-and-company&amp;text&#x3D;How bank preparedness held up against Hurricane Irma &amp; Co.&amp;url&#x3D;https%3A%2F%2Fwww.americanbanker.com%2Fnews%2Fhow-bank-preparedness-held-up-against-hurricane-harvey-and-company" data-shareheight="300" data-sharewidth="1000" data-service="twitter"target="_blank" data-sm-action-twitter data-cms-ai="0">
        <i class="icon icon-twitter"></i>
    </a>
    <a class="action" href="mailto:?subject&#x3D;How%20bank%20preparedness%20held%20up%20against%20Hurricane%20Irma%20%26%20Co.%20%7C%20American%20Banker&amp;body&#x3D;Recent hurricanes and wildfires still raging in California are fresh reminders to bankers of the importance of emergency preparedness plans.%0A%0Ahttps%3A%2F%2Fwww.americanbanker.com%2Fnews%2Fhow-bank-preparedness-held-up-against-hurricane-harvey-and-company" data-sm-action-email data-cms-ai="0">
        <i class="icon icon-email"></i>
    </a>
    <a class="action moreshare" href="javascript:;" data-cms-ai="0">
        <i class="icon icon-moreshare"></i>
    </a>
    <div class="sharedrop">
        <a class="action newwindow" href="https://plus.google.com/share?url&#x3D;https%3A%2F%2Fwww.americanbanker.com%2Fnews%2Fhow-bank-preparedness-held-up-against-hurricane-harvey-and-company" data-shareheight="400" data-sharewidth="1000" data-service="google"target="_blank" data-sm-action-google-plus data-cms-ai="0">
            <i class="icon icon-google-plus"></i>
        </a>
        <a class="action newwindow"  href="https://www.tumblr.com/share?v&#x3D;3&amp;u&#x3D;https%3A%2F%2Fwww.americanbanker.com%2Fnews%2Fhow-bank-preparedness-held-up-against-hurricane-harvey-and-company&amp;t&#x3D;How bank preparedness held up against Hurricane Irma &amp; Co." data-shareheight="400" data-sharewidth="1000" data-service="tumblr"target="_blank" data-cms-ai="0" >
            <i class="icon icon-tumblr"></i>
        </a>
    </div>

    <div class="action-bar-right">
        
        <a target="_blank" href="#" class="action sm-action-print-item" data-sm-action-print data-cms-ai="0">
            <i class="icon icon-print"></i>
            <span class="label">print</span>
        </a>
        
        
        <a target="_blank" href="http://www.sourcemediareprints.com/" class="action" data-sm-action-reprint="" data-cms-ai="0">
            <i class="icon icon-reprint"></i>
            <span class="label">reprint</span>
        </a>
        
        
    </div>
</div>
			
				<div class="author-module module">
	<div class="author-bio">
		
		<div class="bio">
			
				<h4><a  href="/author/jackie-stewart" data-cms-ai="0">Jackie Stewart</a></h4>
			

            
                <div>
                    Jackie Stewart covers community banks and mergers and acquisitions for American Banker. 

                </div>
            

            
                <div class="author-social">
                    
                        
<ul class="list social-links">
	
		<li><a class="icon icon-email" href="mailto:jaclyn.stewart@sourcemedia.com" target="_self" data-cms-ai="0"></a></li>
	
</ul>

                    
                </div>
            
        </div>
    </div>
    
        <div class="author-more">
            
                <h6>More from this Author</h6>

            
                
<ul class="list">
	
		<li><a  href="//www.americanbanker.com/news/banks-cost-cutting-campaigns-hit-roadblock-wage-inflation" data-cms-ai="0">Banks' cost-cutting campaigns hit roadblock: Wage inflation</a></li>
	
		<li><a  href="//www.americanbanker.com/news/las-vegas-provides-blueprint-for-small-bank-resurgence" data-cms-ai="0">Las Vegas provides blueprint for small-bank resurgence</a></li>
	
		<li><a  href="//www.americanbanker.com/news/sb-financial-in-ohio-looking-for-first-post-crisis-bank-acquisition" data-cms-ai="0">SB Financial in Ohio looking for first post-crisis bank acquisition</a></li>
	
</ul>

            
        </div>
    
	
</div>

			
                        
                        
		</div>

	</div>
</article>

			
				<div class="comments component" data-bsp-commenting>
    
    <h5 class="component-title">Comments</h5>
    

    <div class="commenting-content">

        
        <div class="comments-sign-in">
            <div class="comments-sign-in-text"><div class="component-group">
	
		<a  href="#" title="Login" data-sm-subscription-modal data-sm-subscription-modal-url="https://www.americanbanker.com/auth/login?_viewType=module" data-cms-ai="0">Login</a>
	
		 or 
	
		<a  href="https://www.americanbanker.com/subscribe" title="Subscribe" data-cms-ai="0">Subscribe</a>
	
</div>
</div>
            <ul class="comments-sign-in-choices">
                
            </ul>
        </div>
        

        <div class="comment-as-text"></div>
        

        
        <div class="comments-list-wrapper">

            <ul class="comments-list">
                
            </ul>
        </div>
        

        
    </div>
</div>

			
				<div class="sm-dianomi">
    <iframe width="725" height="350" scrolling="NO" src="//www.dianomi.com/smartads.epl?id&#x3D;3107"   style="width: 100%;border: none; overflow: hidden;"></iframe>
</div>

			
		</div>

		<div class="bsp-column-fixed-width sm-right-rail" data-sm-google-ad>
			
				<!--sm-display-ad.hbs-->
<div id="gpt-ad-bigbox1"  data-sm-google-ad-options='{
        "id":"",
        "position":"bigbox1",
        "sizes":"",
        "adUnitPath":"",
        "keywords":"",
        "person":"",
        "organization":"",
        "event":"",
        "location":"",
        "program":"",
        "contentId":"",
        "deferRendering":
    
    }'>
</div>

			
				<!--sm-display-ad.hbs-->
<div id="gpt-ad-bigbox2"  data-sm-google-ad-options='{
        "id":"",
        "position":"bigbox2",
        "sizes":"",
        "adUnitPath":"",
        "keywords":"",
        "person":"",
        "organization":"",
        "event":"",
        "location":"",
        "program":"",
        "contentId":"",
        "deferRendering":
    
    }'>
</div>

			
		</div>

	</div>
</div>

</div>
	
</div>



<div>
	
        <div class="site-footer skin-dark">
	<div class="bsp-container">

		
            <div class="module mod-newsletter skin-dark-background">
    <form class="mod-newsletter-form"
          data-sm-newsletter-signup-form
          action="/_newsletter-signup">
    	<div class="promo-text">
    		
    		  <h3 class="module-header">Get AB in your inbox</h3>
    		
            <div class="newsletter-name">
                <div class="form-select styled-select styled-select-dark">

    
    <i class="styled-select-dropdown"></i>
    

    
        <label 
 for="i2dbf31d9828a4265ac978c83105dc125">
        Newsletter/Frequency
    

    <select data-sm-styled-dropdown-list="true" id="i2dbf31d9828a4265ac978c83105dc125" name="newsletterTableName"  >
        
            <option value="Daily Briefing">Daily Briefing</option>
        
            <option value="Intraday">Intraday News Update</option>
        
            <option value="BankThink">BankThink</option>
        
            <option value="Technology Daily">Technology Daily</option>
        
            <option value="Regulation">Regulation</option>
        
            <option value="Capital Markets">Capital Markets</option>
        
            <option value="Community Banking">Community Banking</option>
        
            <option value="Marketplace Lending">Marketplace Lending</option>
        
            <option value="Retail and Commercial">Retail and Commercial</option>
        
            <option value="Women in Banking">Women in Banking</option>
        
            <option value="Top 10">Weekly Top 10</option>
        
            <option value="AB Magazine Bulletin">American Banker Magazine Bulletin</option>
        
    </select>

    
         
        </label>
    

</div>

            </div>
    	</div>
    	<div class="frm-newsletter">
    		<input type="email" name="email" placeholder="Email Address" />
    		<button >Sign Up</button>
            <a  href="https://www.americanbanker.com/subscribe" title="Subscribe" data-cms-ai="0">Subscribe</a>
    	</div>
        <input type="hidden" name="moduleId" value="00000155-1144-d3c3-afd7-f9ef31d60000" />
    </form>
</div>

		

		<div class="bsp-row">

			<div class="bsp-column-fourth first-col">
				
                    <div class="module mod-promo">
	
	<h3>Like what you see? Make sure you&#x27;re getting it all</h3>
	

	<div class="mod-promo-body">
		Independent and authoritative analysis and perspective for the banking industry

	</div>

	<a  role="button" href="https://www.americanbanker.com/subscribe" title="Subscribe" data-cms-ai="0">Subscribe</a>

</div>
				
			</div>

			<div class="bsp-column-fourth second-col">
				
                    <div class="mod-mag-promo">
    
        <a  href="https://www.americanbanker.com/magazine/american-banker-magazine-february-2018" data-cms-ai="0">
<img  src="https://assets.sourcemedia.com/dims4/default/490bf8b/2147483647/resize/x282/quality/90/?url=https%3A%2F%2Fassets.sourcemedia.com%2F10%2Ffb%2F7f423eca47b795331e3698c57007%2Ffeb-0c1-abm0218.jpg" alt="American Banker Magazine - February 2018" />

    

</a>
    
</div>

				
			</div>

			<div class="bsp-column-half thrid-col footer-links">
				
                    <h3 class="module-header ">American Banker</h3>
				
                    
<ul class="list social-links">
	
		<li><a class="icon icon-facebook" href="https://www.facebook.com/americanbanker" target="_blank" data-cms-ai="0"></a></li>
	
		<li><a class="icon icon-twitter" href="https://twitter.com/amerbanker" target="_blank" data-cms-ai="0"></a></li>
	
		<li><a class="icon icon-linkedin" href="https://www.linkedin.com/groups/3853492/profile" target="_blank" data-cms-ai="0"></a></li>
	
		<li><a class="icon icon-google" href="https://plus.google.com/+americanbanker" target="_blank" data-cms-ai="0"></a></li>
	
</ul>

				
                    
<ul class="list">
	
		<li><a  href="//www.americanbanker.com/about-us" data-cms-ai="0">About Us</a></li>
	
		<li><a  href="//www.americanbanker.com/contact-us" data-cms-ai="0">Contact Us</a></li>
	
		<li><a  href="//www.americanbanker.com/magazine" target="_self" data-cms-ai="0">The Magazine</a></li>
	
		<li><a  href="//www.americanbanker.com/daily-report" data-cms-ai="0">Daily Report</a></li>
	
		<li><a  href="//www.americanbanker.com/glossary/a.html" target="_self" data-cms-ai="0">Banker's Glossary</a></li>
	
		<li><a  href="//www.americanbanker.com/site-map" data-cms-ai="0">Site Map</a></li>
	
		<li><a  href="http://www.americanbanker.com/feed?rss=true" target="_blank" data-cms-ai="0">RSS Feed</a></li>
	
		<li><a  href="http://www.sourcemedia.com/about/privacypolicy.html" target="_blank" data-cms-ai="0">Privacy Policy</a></li>
	
		<li><a  href="https://www.sourcemedia.com/news/sourcemedia-subscription-agreement" target="_blank" data-cms-ai="0">Subscription Agreement</a></li>
	
		<li><a  href="http://www.sourcemediareprints.com/" target="_blank" data-cms-ai="0">Content Licensing/Reprints</a></li>
	
		<li><a  href="http://www.sourcemedia.com/media-kits/" target="_blank" data-cms-ai="0">Advertising/Marketing Services</a></li>
	
</ul>

				
                    <div class="copyright">
	<svg viewBox="0 0 773.616 142">
		<path fill="#F9F9F9" d="M188.906,112.069c-9.646,0-19.446-3.682-27.38-11.822l8.09-9.957
			c5.497,6.638,12.911,9.957,19.342,9.957c8.296,0,12.549-3.63,12.549-9.231c0-6.535-5.03-8.661-14.571-12.031
			c-11.41-4.045-22.766-9.179-22.766-22.92c0-11.875,10.786-21.054,23.802-21.106c8.921-0.052,17.373,3.267,24.996,9.284
			l-7.623,10.06c-6.171-5.134-12.186-7.727-17.372-7.727c-5.808,0-10.423,3.215-10.526,8.816c-0.104,5.496,4.979,7.415,14.105,10.941
			c12.914,5.032,23.336,8.61,23.336,23.183C214.888,105.071,200.938,112.07,188.906,112.069L188.906,112.069z"/>
		<path fill="#F9F9F9" d="M249.151,112.071c-16.386,0-27.224-11.46-27.224-26.653
			c0-15.298,10.838-26.758,27.224-26.758c15.869,0,27.174,10.89,27.174,26.758C276.325,101.182,265.02,112.07,249.151,112.071
			L249.151,112.071z M249.152,101.285c8.401,0,15.091-6.532,15.091-15.867c0-9.489-6.587-15.971-15.091-15.971
			c-9.075,0-15.143,6.948-15.143,15.971C234.009,94.285,240.232,101.284,249.152,101.285L249.152,101.285z"/>
		<path fill="#F9F9F9" d="M330.826,59.437v51.805h-11.875V104.5h-0.155
			c-4.149,4.979-9.905,7.57-15.972,7.57c-11.409,0-19.343-5.703-19.343-21.104v-31.53h11.875V87.75
			c0,10.372,3.111,13.483,10.268,13.483c6.949,0,13.328-5.808,13.328-17.009V59.437H330.826z"/>
		<path fill="#F9F9F9" d="M370.57,58.658c0.519,0,1.037,0,1.452,0.052v13.223
			c-1.348-0.103-2.749-0.155-3.578-0.155c-9.023,0-14.157,6.482-14.157,14.883v24.58h-11.875V59.437h11.875v7.778h0.155
			C358.487,61.719,364.243,58.659,370.57,58.658L370.57,58.658z"/>
		<path fill="#F9F9F9" d="M402.657,112.07c-15.246,0-26.395-10.786-26.395-26.653
			c0-15.868,11.097-26.758,26.81-26.758c8.09,0,16.594,3.267,21.78,9.646l-8.09,7.001c-2.957-3.475-7.416-5.861-13.069-5.861
			c-9.179,0-15.349,6.431-15.349,15.869c0,9.542,6.274,15.971,15.401,15.971c5.757,0,10.37-2.54,13.119-5.6l8.194,7.26
			C420.599,108.026,412.665,112.07,402.657,112.07L402.657,112.07z"/>
		<path fill="#F9F9F9" d="M478.887,84.743c0,1.815-0.156,3.786-0.312,4.719h-37.752
			c1.557,7.363,7.155,11.823,14.779,11.823c6.015,0,10.267-2.8,12.912-6.119l8.297,7.105c-4.408,5.65-11.668,9.8-21.831,9.8
			c-15.091,0-26.5-10.578-26.5-26.758c0-15.868,10.838-26.655,25.255-26.655C469.035,58.658,478.887,69.652,478.887,84.743
			L478.887,84.743z M454.358,69.446c-6.481,0-11.615,3.682-13.327,10.423h25.931C465.456,73.595,461.152,69.445,454.358,69.446
			L454.358,69.446z"/>
		<polygon fill="#F9F9F9" points="569.346,35.79 569.346,111.241 556.538,111.241 556.538,60.681
			556.381,60.681 535.743,96.723 527.342,96.723 506.703,60.681 506.547,60.681 506.547,111.241 493.74,111.241 493.74,35.79
			506.6,35.79 531.492,80.957 531.7,80.957 556.487,35.79 	"/>
		<path fill="#F9F9F9" d="M628.334,84.743c0,1.815-0.156,3.786-0.312,4.719h-37.752
			c1.557,7.363,7.155,11.823,14.779,11.823c6.015,0,10.267-2.8,12.912-6.119l8.297,7.105c-4.408,5.65-11.668,9.8-21.831,9.8
			c-15.091,0-26.5-10.578-26.5-26.758c0-15.868,10.838-26.655,25.255-26.655C618.482,58.658,628.334,69.652,628.334,84.743
			L628.334,84.743z M603.805,69.446c-6.482,0-11.615,3.682-13.327,10.423h25.931C614.902,73.595,610.599,69.445,603.805,69.446
			L603.805,69.446z"/>
		<path fill="#F9F9F9" d="M687.84,33.042v78.199h-11.357v-6.947h-0.206
			c-3.785,4.979-9.49,7.777-16.854,7.777c-14.365,0-25.099-10.475-25.099-26.497c0-15.663,10.733-26.915,24.995-26.915
			c6.793,0,12.497,2.385,16.386,7.001h0.26V33.042H687.84z M676.431,85.624c0-9.178-6.171-16.179-15.09-16.179
			c-8.297,0-14.935,6.223-14.935,16.18c0,9.18,6.119,15.66,14.883,15.66C669.743,101.285,676.431,95.012,676.431,85.624"/>
		<path fill="#F9F9F9" d="M697.797,43.827c0-4.304,3.525-7.882,8.037-7.882
			c4.356,0,7.986,3.578,7.986,7.882c0,4.355-3.63,7.883-7.986,7.883C701.323,51.71,697.797,48.182,697.797,43.827 M699.819,59.436
			h11.875v51.805h-11.875V59.436z"/>
		<path fill="#F9F9F9" d="M773.616,59.437v51.805h-11.357v-6.948h-0.154
			c-3.787,4.978-9.335,7.777-16.491,7.777c-14.365,0-25.099-10.475-25.099-26.497c0-15.662,10.733-26.915,24.994-26.915
			c6.586,0,12.135,2.386,16.023,7.001h0.209v-6.224L773.616,59.437z M747.479,101.285c8.037,0,14.727-6.274,14.727-15.661
			c0-9.178-6.17-16.178-14.675-16.178c-8.297,0-14.935,6.223-14.935,16.179C732.596,94.804,738.715,101.285,747.479,101.285
			L747.479,101.285z"/>
		<path fill="#FFFFFF" d="M17.429,90.906c-5.847-0.38-11.493-0.819-16.932-1.306
			c0.419,5.623,1.026,11.1,1.811,16.43c5.352,0.901,10.918,1.692,16.653,2.389C18.304,102.743,17.784,96.907,17.429,90.906"/>
		<path fill="#FFFFFF" d="M85.607,92.178c-0.173,6.361-0.416,12.544-0.728,18.521
			c6.155-0.299,12.142-0.729,17.953-1.299c0.556-5.808,1.003-11.798,1.299-17.938C98.143,91.772,91.962,92.005,85.607,92.178"/>
		<path fill="#FFFFFF" d="M45.259,92.178c-6.364-0.173-12.555-0.405-18.542-0.716
			c0.31,6.141,0.752,12.131,1.311,17.938c5.813,0.57,11.797,1,17.949,1.299C45.667,104.722,45.417,98.539,45.259,92.178"/>
		<path fill="#FFFFFF" d="M18.961,35.588c-5.735,0.685-11.3,1.484-16.653,2.378
			c-0.785,5.341-1.391,10.811-1.811,16.438c5.439-0.485,11.085-0.916,16.932-1.309C17.784,47.099,18.304,41.267,18.961,35.588"/>
		<path fill="#FFFFFF" d="M65.433,23.441c3.181,0,6.331,0.057,9.427,0.136
			c-0.184-5.857-0.407-11.531-0.654-16.995c-2.89-0.115-5.822-0.172-8.773-0.172c-2.968,0-5.895,0.057-8.776,0.172
			c-0.249,5.464-0.473,11.138-0.668,16.995C59.097,23.498,62.247,23.441,65.433,23.441"/>
		<path fill="#FFFFFF" d="M101.851,25.533c-0.696-5.728-1.498-11.29-2.39-16.659
			c-5.338-0.777-10.816-1.392-16.434-1.809c0.495,5.449,0.925,11.105,1.308,16.943C90.33,24.355,96.177,24.872,101.851,25.533"/>
		<path fill="#FFFFFF" d="M46.524,24.008c0.383-5.839,0.813-11.494,1.305-16.943
			c-5.623,0.416-11.098,1.031-16.431,1.808c-0.886,5.369-1.694,10.931-2.39,16.66C34.688,24.872,40.521,24.354,46.524,24.008"/>
		<path fill="#FFFFFF" d="M65.433,51.557c3.404,0,6.764,0.025,10.084,0.063
			c-0.092-6.406-0.218-12.654-0.372-18.676c-3.194-0.091-6.436-0.134-9.712-0.134c-3.287,0-6.518,0.043-9.718,0.134
			c-0.16,6.022-0.288,12.27-0.372,18.676C58.661,51.582,62.022,51.557,65.433,51.557"/>
		<path fill="#FFFFFF" d="M44.982,72.004c0-3.407,0.02-6.772,0.067-10.083
			c-6.42,0.083-12.658,0.205-18.693,0.364c-0.075,3.201-0.117,6.44-0.117,9.718c0,3.287,0.042,6.51,0.117,9.721
			c6.035,0.147,12.273,0.285,18.693,0.363C45.002,78.768,44.982,75.407,44.982,72.004"/>
		<path fill="#FFFFFF" d="M75.615,61.821c-3.345-0.032-6.744-0.042-10.182-0.042
			c-3.449,0-6.848,0.01-10.193,0.042c-0.025,3.345-0.037,6.737-0.037,10.183c0,3.44,0.012,6.836,0.037,10.188
			c3.345,0.02,6.744,0.028,10.193,0.028c3.438,0,6.837-0.009,10.182-0.028c0.025-3.352,0.034-6.747,0.034-10.188
			C75.649,68.559,75.64,65.167,75.615,61.821"/>
		<path fill="#FFFFFF" d="M85.607,51.83c6.355,0.168,12.536,0.414,18.525,0.718
			c-0.296-6.152-0.743-12.134-1.299-17.941c-5.811-0.564-11.798-1.007-17.953-1.305C85.191,39.289,85.434,45.459,85.607,51.83"/>
		<path fill="#FFFFFF" d="M45.259,51.83c0.159-6.37,0.408-12.541,0.718-18.528
			c-6.152,0.298-12.136,0.741-17.949,1.305c-0.559,5.807-1.001,11.789-1.311,17.941C32.704,52.244,38.895,51.998,45.259,51.83"/>
		<path fill="#FFFFFF" d="M65.433,92.448c-3.41,0-6.772-0.024-10.09-0.069
			c0.084,6.423,0.212,12.649,0.372,18.682c3.2,0.095,6.431,0.137,9.718,0.137c3.276,0,6.518-0.042,9.712-0.137
			c0.154-6.032,0.28-12.259,0.372-18.682C72.197,92.424,68.836,92.448,65.433,92.448"/>
		<path fill="#FFFFFF" d="M85.873,72.004c0,3.403-0.025,6.764-0.067,10.084
			c6.417-0.078,12.655-0.216,18.69-0.363c0.075-3.211,0.123-6.434,0.123-9.721c0-3.278-0.048-6.518-0.123-9.718
			c-6.035-0.159-12.273-0.281-18.69-0.364C85.847,65.231,85.873,68.597,85.873,72.004"/>
		<path fill="#FFFFFF" d="M111.896,108.419c5.744-0.696,11.297-1.487,16.658-2.39
			c0.777-5.33,1.395-10.805,1.814-16.43c-5.445,0.487-11.093,0.927-16.946,1.307C113.073,96.907,112.562,102.742,111.896,108.419"/>
		<path fill="#FFFFFF" d="M113.987,72.004c0,3.186-0.048,6.333-0.143,9.44
			c5.878-0.201,11.547-0.419,17.016-0.665c0.101-2.89,0.168-5.812,0.168-8.775c0-2.958-0.067-5.89-0.168-8.776
			c-5.469-0.247-11.138-0.467-17.016-0.673C113.939,65.671,113.987,68.818,113.987,72.004"/>
		<path fill="#FFFFFF" d="M29.008,118.467c0.696,5.744,1.504,11.292,2.39,16.658
			c5.333,0.78,10.808,1.389,16.431,1.812c-0.492-5.439-0.922-11.085-1.305-16.933C40.521,119.646,34.688,119.126,29.008,118.467"/>
		<path fill="#FFFFFF" d="M65.433,120.563c-3.186,0-6.336-0.05-9.444-0.137
			c0.195,5.865,0.419,11.541,0.668,17.004c2.881,0.108,5.808,0.159,8.776,0.159c2.951,0,5.883-0.051,8.773-0.159
			c0.247-5.463,0.47-11.139,0.654-17.004C71.764,120.514,68.614,120.563,65.433,120.563"/>
		<path fill="#FFFFFF" d="M84.335,120.004c-0.383,5.848-0.813,11.493-1.308,16.933
			c5.618-0.422,11.096-1.032,16.434-1.812c0.892-5.366,1.694-10.915,2.39-16.657C96.177,119.126,90.33,119.646,84.335,120.004"/>
		<path fill="#FFFFFF" d="M16.87,72.004c0-3.186,0.036-6.333,0.137-9.449
			C11.138,62.761,5.466,62.98,0,63.228c-0.115,2.887-0.165,5.819-0.165,8.776c0,2.963,0.05,5.886,0.165,8.775
			c5.466,0.246,11.138,0.464,17.007,0.665C16.906,78.337,16.87,75.189,16.87,72.004"/>
		<path fill="#FFFFFF" d="M113.422,53.096c5.853,0.393,11.501,0.823,16.946,1.308
			c-0.419-5.626-1.037-11.096-1.814-16.437c-5.361-0.894-10.914-1.694-16.658-2.378C112.562,41.268,113.073,47.099,113.422,53.096"/>
	</svg>

	<small>© 2018 SourceMedia. All rights reserved.
</small>
</div>
				
			</div>
		</div>
	</div>
</div>

	
</div>


        
            <div class="floating-sheet "
    data-sm-floating-sheet
    data-sm-floating-sheet-options=''>
    <div class="floating-sheet-header">
        <div class="floating-sheet-title">
            
        </div>
        <div class="floating-sheet-button--close"></div>
    </div>

    <div class="floating-sheet-content">
        
    </div>
</div>

        

        
<!-- Quantcast Tag -->
<script type="text/javascript">
var _qevents = _qevents || [];
(function()
{ var elem = document.createElement('script'); elem.src = (document.location.protocol == "https:" ? "https://secure" : "http://edge") + ".quantserve.com/quant.js"; elem.async = true; elem.type = "text/javascript"; var scpt = document.getElementsByTagName('script')[0]; scpt.parentNode.insertBefore(elem, scpt); }
)();
_qevents.push(
{ qacct:"p-a2frTBW8R4ZJc" }
);
</script>
<noscript>
<div style="display:none;">
<img src="//pixel.quantserve.com/pixel/p-a2frTBW8R4ZJc.gif" border="0" height="1" width="1" alt="Quantcast"/>
</div>
</noscript>
<!-- End Quantcast tag -->


        <a  href id="productTrigger" style="display:none;" title="Product Subscription" data-sm-subscription-modal data-sm-subscription-modal-url="/auth/registration-subscription" data-trigger-point="BounceX" data-cms-ai="0"></a>
        <!-- Site Footer Code -->
<!-- Twitter universal website tag code -->
<script src="//platform.twitter.com/oct.js" type="text/javascript"></script>
<script type="text/javascript">twttr.conversion.trackPid('nuzn2',
{ tw_sale_amount: 0, tw_order_quantity: 0 }
);</script>
<noscript>
<img height="1" width="1" style="display:none;" alt="" src="https://analytics.twitter.com/i/adsct?txn_id=nuzn2&p_id=Twitter&tw_sale_amount=0&tw_order_quantity=0" />
<img height="1" width="1" style="display:none;" alt="" src="//t.co/i/adsct?txn_id=nuzn2&p_id=Twitter&tw_sale_amount=0&tw_order_quantity=0" />
</noscript>
<!-- End Twitter universal website tag code -->

<!-- Google Code for Remarketing Tag -->
<!--------------------------------------------------
Remarketing tags may not be associated with personally identifiable information or placed on pages related to sensitive categories. See more information and instructions on how to setup the tag on: http://google.com/ads/remarketingsetup
--------------------------------------------------->
<script type="text/javascript">
/* <![CDATA[ */
var google_conversion_id = 1011464113;
var google_custom_params = window.google_tag_params;
var google_remarketing_only = true;
/* ]]> */
</script>
<script type="text/javascript" src="//www.googleadservices.com/pagead/conversion.js">
</script>
<noscript>
<div style="display:inline;">
<img height="1" width="1" style="border-style:none;" alt="" src="//googleads.g.doubleclick.net/pagead/viewthroughconversion/1011464113/?guid=ON&amp;script=0"/>
</div>
</noscript>
<!-- End Google Code for Remarketing Tag -->

    <script type="text/javascript" src="//www.americanbanker.com/_resource/analytics.js" data-cms-main-id="0000014e-bcaa-dd85-abef-bdbf61c60000,0000015f-1146-d441-abdf-1f66d29e0000" data-cms-ids="[&quot;0000014e-bcaa-dd85-abef-bdbf61c60000,0000015f-1146-d441-abdf-1f66d29e0000&quot;]"></script></body>
</html>
