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		<h2 class="h3 pi-margin-top-minus-5">Uninsured Hurricane Harvey Victims Face Billions in Damages</h2>		
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			<p>Over the past week, Hurricane Harvey has caused costly damage across south Texas.&nbsp; Over 30,000 south Texas residents are already expected to be displaced as the storm continues to pummel the Gulf Coast including Louisiana.&nbsp; Relief efforts are currently underway and Texas has mobilized its entire National Guard.</p>
<p>The Federal Emergency Management Agency (FEMA) declared 33 counties disaster areas as of Wednesday. &nbsp;According to CoreLogic, 52% of residential and commercial properties in the greater Houston area are at high or moderate risk of flooding, but are outside of the Special Flood Hazard Area designated by FEMA.&nbsp; The Consumer Federation of America estimates the hurricane will cause at least $75 billion in flood damage.&nbsp; Robert Hunter, director of insurance for the Consumer Federation of America, said only about 20% of homeowners affected by Harvey have insurance coverage.</p>
<p>While the federal and state governments provide immediate assistance, hurricane cleanup is expected to continue through the rest of the year.&nbsp; Red Cross president, Brad Kieserman, predicted, &ldquo;we are going to be dealing with this all the way through Christmas.&rdquo;&nbsp;</p>
<p>Many displaced Houston residents may not return immediately, or ever, to their flood-damaged hometown.&nbsp; In 2005, the greater New Orleans area lost 380,000 residents.&nbsp; Hurricane victims are seeking shelter in neighboring cities like San Antonio, Austin, and the Dallas-Fort Worth area.&nbsp; The Kroll Bond Rating Agency projects a total outstanding collateral balance of $635 billion in damages.&nbsp;</p>
<p>If you would like to donate to Hurricane Harvey relief efforts, please visit the <a href="https://www.redcross.org/donate/hurricane-harvey" target="_blank" rel="noopener noreferrer">American Red Cross</a>.</p>
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<p>Sources: <a href="http://www.chicagotribune.com/news/opinion/editorials/ct-edit-hurricane-harvey-houston-0829-20170828-story.html" target="_blank" rel="noopener noreferrer">Chicago Tribune</a>, <a href="https://www.housingwire.com/articles/41124-majority-of-hurricane-harvey-victims-uninsured-in-face-of-billions-in-damages?eid=360687133&amp;bid=1852534" target="_blank" rel="noopener noreferrer">HousingWire</a></p>
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