<!DOCTYPE html><html lang="en"><head><base href="/"><title>Help Houston: 4 Ways To Avoid Fake Harvey Charities</title><meta charset="UTF-8"><meta http-equiv="X-UA-Compatible" content="IE=edge,chrome=1"><meta name="viewport" content="width=device-width,initial-scale=1,maximum-scale=1,user-scalable=no"><link rel="canonical" itemprop="url" href="https://www.forbes.com/sites/johnwasik/2017/08/30/help-houston-4-ways-to-avoid-fake-harvey-charities/"><script>!function(e){function n(r){if(t[r])return t[r].exports;var o=t[r]={i:r,l:!1,exports:{}};return e[r].call(o.exports,o,o.exports,n),o.l=!0,o.exports}var r=window.webpackJsonp;window.webpackJsonp=function(t,c,a){for(var i,u,f,d=0,s=[];d<t.length;d++)u=t[d],o[u]&&s.push(o[u][0]),o[u]=0;for(i in c)Object.prototype.hasOwnProperty.call(c,i)&&(e[i]=c[i]);for(r&&r(t,c,a);s.length;)s.shift()();if(a)for(d=0;d<a.length;d++)f=n(n.s=a[d]);return f};var t={},o={6:0};n.e=function(e){function r(){i.onerror=i.onload=null,clearTimeout(u);var n=o[e];0!==n&&(n&&n[1](new Error("Loading chunk "+e+" failed.")),o[e]=void 0)}var t=o[e];if(0===t)return new Promise(function(e){e()});if(t)return t[2];var c=new Promise(function(n,r){t=o[e]=[n,r]});t[2]=c;var a=document.getElementsByTagName("head")[0],i=document.createElement("script");i.type="text/javascript",i.charset="utf-8",i.async=!0,i.timeout=12e4,n.nc&&i.setAttribute("nonce",n.nc),i.src=n.p+""+{0:"b3056f14109d40f516b9",1:"0d7683a639ce670fd024",2:"592cd7ae7764dbb9d67f",3:"884eb8a9dbd3716da69c",4:"a17266e441f78003f801",5:"034810b611074dbb7c5b"}[e]+"."+e+".chunk.js";var u=setTimeout(r,12e4);return i.onerror=i.onload=r,a.appendChild(i),c},n.m=e,n.c=t,n.d=function(e,r,t){n.o(e,r)||Object.defineProperty(e,r,{configurable:!1,enumerable:!0,get:t})},n.n=function(e){var r=e&&e.__esModule?function(){return e.default}:function(){return e};return n.d(r,"a",r),r},n.o=function(e,n){return Object.prototype.hasOwnProperty.call(e,n)},n.p="https://i.forbesimg.com/ng2/",n.oe=function(e){throw console.error(e),e}}([])</script><script type="text/javascript" src="https://i.forbesimg.com/ng2/592cd7ae7764dbb9d67f.polyfills.js" defer="defer"></script><script type="text/javascript" src="https://i.forbesimg.com/ng2/884eb8a9dbd3716da69c.vendors.js" defer="defer"></script><script type="text/javascript" src="https://i.forbesimg.com/ng2/034810b611074dbb7c5b.fbs.js" defer="defer"></script><script type="text/javascript" src="https://i.forbesimg.com/ng2/a17266e441f78003f801.app.js" defer="defer"></script><style ng-transition="ng-templates">html{font-family:sans-serif;line-height:1.15;-ms-text-size-adjust:100%;-webkit-text-size-adjust:100%}body{margin:0}article,aside,footer,header,nav,section{display:block}h1{font-size:2em;margin:0.67em 0}figcaption,figure,main{display:block}figure{margin:1em 40px}hr{box-sizing:content-box;height:0;overflow:visible}pre{font-family:monospace, monospace;font-size:1em}a{background-color:transparent;-webkit-text-decoration-skip:objects}a:active,a:hover{outline-width:0}abbr[title]{border-bottom:none;text-decoration:underline;text-decoration:underline dotted}b,strong{font-weight:inherit}b,strong{font-weight:bolder}code,kbd,samp{font-family:monospace, monospace;font-size:1em}dfn{font-style:italic}mark{background-color:#ff0;color:#000}small{font-size:80%}sub,sup{font-size:75%;line-height:0;position:relative;vertical-align:baseline}sub{bottom:-0.25em}sup{top:-0.5em}audio,video{display:inline-block}audio:not([controls]){display:none;height:0}img{border-style:none}svg:not(:root){overflow:hidden}button,input,optgroup,select,textarea{font-family:sans-serif;font-size:100%;line-height:1.15;margin:0}button,input{overflow:visible}button,select{text-transform:none}button,html [type="button"],[type="reset"],[type="submit"]{-webkit-appearance:button}button::-moz-focus-inner,[type="button"]::-moz-focus-inner,[type="reset"]::-moz-focus-inner,[type="submit"]::-moz-focus-inner{border-style:none;padding:0}button:-moz-focusring,[type="button"]:-moz-focusring,[type="reset"]:-moz-focusring,[type="submit"]:-moz-focusring{outline:1px dotted ButtonText}fieldset{border:1px solid #c0c0c0;margin:0 2px;padding:0.35em 0.625em 0.75em}legend{box-sizing:border-box;color:inherit;display:table;max-width:100%;padding:0;white-space:normal}progress{display:inline-block;vertical-align:baseline}textarea{overflow:auto}[type="checkbox"],[type="radio"]{box-sizing:border-box;padding:0}[type="number"]::-webkit-inner-spin-button,[type="number"]::-webkit-outer-spin-button{height:auto}[type="search"]{-webkit-appearance:textfield;outline-offset:-2px}[type="search"]::-webkit-search-cancel-button,[type="search"]::-webkit-search-decoration{-webkit-appearance:none}::-webkit-file-upload-button{-webkit-appearance:button;font:inherit}details,menu{display:block}summary{display:list-item}canvas{display:inline-block}template{display:none}[hidden]{display:none}*,*:before,*:after{box-sizing:border-box}html,body{width:100%;height:100%;font-family:"Avenir","Noto Sans","Droid Sans","Helvetica Neue",Corbel,Helvetica,Arial,sans-serif;text-rendering:optimizeLegibility;-webkit-font-feature-settings:'kern';font-feature-settings:'kern';-webkit-font-kerning:normal;-moz-font-kerning:normal;font-kerning:normal;-webkit-font-variant-ligatures:common-ligatures;font-variant-ligatures:common-ligatures}img{width:auto;max-width:100%;height:auto !important;display:block}figure{margin:0}figure img{display:block;max-width:100%}a{cursor:pointer;color:inherit}button{border:none;outline:none;padding:0;background:none;cursor:pointer}i,em{font-style:italic}b,strong{font-weight:bold}table{border-collapse:collapse;border-spacing:0}p a{color:#003891}p a:hover{text-decoration:underline}.container{margin-right:auto;margin-left:auto;padding-left:15px;padding-right:15px}.container:before,.container:after{content:" ";display:table}.container:after{clear:both}@media (min-width: 768px){.container{width:750px}}@media (min-width: 1024px){.container{width:970px}}@media (min-width: 1230px){.container{width:1170px}}.container-fluid{margin-right:auto;margin-left:auto;padding-left:15px;padding-right:15px}.container-fluid:before,.container-fluid:after{content:" ";display:table}.container-fluid:after{clear:both}.row{margin-left:-15px;margin-right:-15px}.row:before,.row:after{content:" ";display:table}.row:after{clear:both}.col-xs-1,.col-sm-1,.col-md-1,.col-lg-1,.col-xs-2,.col-sm-2,.col-md-2,.col-lg-2,.col-xs-3,.col-sm-3,.col-md-3,.col-lg-3,.col-xs-4,.col-sm-4,.col-md-4,.col-lg-4,.col-xs-5,.col-sm-5,.col-md-5,.col-lg-5,.col-xs-6,.col-sm-6,.col-md-6,.col-lg-6,.col-xs-7,.col-sm-7,.col-md-7,.col-lg-7,.col-xs-8,.col-sm-8,.col-md-8,.col-lg-8,.col-xs-9,.col-sm-9,.col-md-9,.col-lg-9,.col-xs-10,.col-sm-10,.col-md-10,.col-lg-10,.col-xs-11,.col-sm-11,.col-md-11,.col-lg-11,.col-xs-12,.col-sm-12,.col-md-12,.col-lg-12{position:relative;min-height:1px;padding-left:15px;padding-right:15px}.col-xs-1,.col-xs-2,.col-xs-3,.col-xs-4,.col-xs-5,.col-xs-6,.col-xs-7,.col-xs-8,.col-xs-9,.col-xs-10,.col-xs-11,.col-xs-12{float:left}.col-xs-1{width:8.33333%}.col-xs-2{width:16.66667%}.col-xs-3{width:25%}.col-xs-4{width:33.33333%}.col-xs-5{width:41.66667%}.col-xs-6{width:50%}.col-xs-7{width:58.33333%}.col-xs-8{width:66.66667%}.col-xs-9{width:75%}.col-xs-10{width:83.33333%}.col-xs-11{width:91.66667%}.col-xs-12{width:100%}.col-xs-pull-0{right:auto}.col-xs-pull-1{right:8.33333%}.col-xs-pull-2{right:16.66667%}.col-xs-pull-3{right:25%}.col-xs-pull-4{right:33.33333%}.col-xs-pull-5{right:41.66667%}.col-xs-pull-6{right:50%}.col-xs-pull-7{right:58.33333%}.col-xs-pull-8{right:66.66667%}.col-xs-pull-9{right:75%}.col-xs-pull-10{right:83.33333%}.col-xs-pull-11{right:91.66667%}.col-xs-pull-12{right:100%}.col-xs-push-0{left:auto}.col-xs-push-1{left:8.33333%}.col-xs-push-2{left:16.66667%}.col-xs-push-3{left:25%}.col-xs-push-4{left:33.33333%}.col-xs-push-5{left:41.66667%}.col-xs-push-6{left:50%}.col-xs-push-7{left:58.33333%}.col-xs-push-8{left:66.66667%}.col-xs-push-9{left:75%}.col-xs-push-10{left:83.33333%}.col-xs-push-11{left:91.66667%}.col-xs-push-12{left:100%}.col-xs-offset-0{margin-left:0%}.col-xs-offset-1{margin-left:8.33333%}.col-xs-offset-2{margin-left:16.66667%}.col-xs-offset-3{margin-left:25%}.col-xs-offset-4{margin-left:33.33333%}.col-xs-offset-5{margin-left:41.66667%}.col-xs-offset-6{margin-left:50%}.col-xs-offset-7{margin-left:58.33333%}.col-xs-offset-8{margin-left:66.66667%}.col-xs-offset-9{margin-left:75%}.col-xs-offset-10{margin-left:83.33333%}.col-xs-offset-11{margin-left:91.66667%}.col-xs-offset-12{margin-left:100%}@media (min-width: 768px){.col-sm-1,.col-sm-2,.col-sm-3,.col-sm-4,.col-sm-5,.col-sm-6,.col-sm-7,.col-sm-8,.col-sm-9,.col-sm-10,.col-sm-11,.col-sm-12{float:left}.col-sm-1{width:8.33333%}.col-sm-2{width:16.66667%}.col-sm-3{width:25%}.col-sm-4{width:33.33333%}.col-sm-5{width:41.66667%}.col-sm-6{width:50%}.col-sm-7{width:58.33333%}.col-sm-8{width:66.66667%}.col-sm-9{width:75%}.col-sm-10{width:83.33333%}.col-sm-11{width:91.66667%}.col-sm-12{width:100%}.col-sm-pull-0{right:auto}.col-sm-pull-1{right:8.33333%}.col-sm-pull-2{right:16.66667%}.col-sm-pull-3{right:25%}.col-sm-pull-4{right:33.33333%}.col-sm-pull-5{right:41.66667%}.col-sm-pull-6{right:50%}.col-sm-pull-7{right:58.33333%}.col-sm-pull-8{right:66.66667%}.col-sm-pull-9{right:75%}.col-sm-pull-10{right:83.33333%}.col-sm-pull-11{right:91.66667%}.col-sm-pull-12{right:100%}.col-sm-push-0{left:auto}.col-sm-push-1{left:8.33333%}.col-sm-push-2{left:16.66667%}.col-sm-push-3{left:25%}.col-sm-push-4{left:33.33333%}.col-sm-push-5{left:41.66667%}.col-sm-push-6{left:50%}.col-sm-push-7{left:58.33333%}.col-sm-push-8{left:66.66667%}.col-sm-push-9{left:75%}.col-sm-push-10{left:83.33333%}.col-sm-push-11{left:91.66667%}.col-sm-push-12{left:100%}.col-sm-offset-0{margin-left:0%}.col-sm-offset-1{margin-left:8.33333%}.col-sm-offset-2{margin-left:16.66667%}.col-sm-offset-3{margin-left:25%}.col-sm-offset-4{margin-left:33.33333%}.col-sm-offset-5{margin-left:41.66667%}.col-sm-offset-6{margin-left:50%}.col-sm-offset-7{margin-left:58.33333%}.col-sm-offset-8{margin-left:66.66667%}.col-sm-offset-9{margin-left:75%}.col-sm-offset-10{margin-left:83.33333%}.col-sm-offset-11{margin-left:91.66667%}.col-sm-offset-12{margin-left:100%}}@media (min-width: 1024px){.col-md-1,.col-md-2,.col-md-3,.col-md-4,.col-md-5,.col-md-6,.col-md-7,.col-md-8,.col-md-9,.col-md-10,.col-md-11,.col-md-12{float:left}.col-md-1{width:8.33333%}.col-md-2{width:16.66667%}.col-md-3{width:25%}.col-md-4{width:33.33333%}.col-md-5{width:41.66667%}.col-md-6{width:50%}.col-md-7{width:58.33333%}.col-md-8{width:66.66667%}.col-md-9{width:75%}.col-md-10{width:83.33333%}.col-md-11{width:91.66667%}.col-md-12{width:100%}.col-md-pull-0{right:auto}.col-md-pull-1{right:8.33333%}.col-md-pull-2{right:16.66667%}.col-md-pull-3{right:25%}.col-md-pull-4{right:33.33333%}.col-md-pull-5{right:41.66667%}.col-md-pull-6{right:50%}.col-md-pull-7{right:58.33333%}.col-md-pull-8{right:66.66667%}.col-md-pull-9{right:75%}.col-md-pull-10{right:83.33333%}.col-md-pull-11{right:91.66667%}.col-md-pull-12{right:100%}.col-md-push-0{left:auto}.col-md-push-1{left:8.33333%}.col-md-push-2{left:16.66667%}.col-md-push-3{left:25%}.col-md-push-4{left:33.33333%}.col-md-push-5{left:41.66667%}.col-md-push-6{left:50%}.col-md-push-7{left:58.33333%}.col-md-push-8{left:66.66667%}.col-md-push-9{left:75%}.col-md-push-10{left:83.33333%}.col-md-push-11{left:91.66667%}.col-md-push-12{left:100%}.col-md-offset-0{margin-left:0%}.col-md-offset-1{margin-left:8.33333%}.col-md-offset-2{margin-left:16.66667%}.col-md-offset-3{margin-left:25%}.col-md-offset-4{margin-left:33.33333%}.col-md-offset-5{margin-left:41.66667%}.col-md-offset-6{margin-left:50%}.col-md-offset-7{margin-left:58.33333%}.col-md-offset-8{margin-left:66.66667%}.col-md-offset-9{margin-left:75%}.col-md-offset-10{margin-left:83.33333%}.col-md-offset-11{margin-left:91.66667%}.col-md-offset-12{margin-left:100%}}@media (min-width: 1230px){.col-lg-1,.col-lg-2,.col-lg-3,.col-lg-4,.col-lg-5,.col-lg-6,.col-lg-7,.col-lg-8,.col-lg-9,.col-lg-10,.col-lg-11,.col-lg-12{float:left}.col-lg-1{width:8.33333%}.col-lg-2{width:16.66667%}.col-lg-3{width:25%}.col-lg-4{width:33.33333%}.col-lg-5{width:41.66667%}.col-lg-6{width:50%}.col-lg-7{width:58.33333%}.col-lg-8{width:66.66667%}.col-lg-9{width:75%}.col-lg-10{width:83.33333%}.col-lg-11{width:91.66667%}.col-lg-12{width:100%}.col-lg-pull-0{right:auto}.col-lg-pull-1{right:8.33333%}.col-lg-pull-2{right:16.66667%}.col-lg-pull-3{right:25%}.col-lg-pull-4{right:33.33333%}.col-lg-pull-5{right:41.66667%}.col-lg-pull-6{right:50%}.col-lg-pull-7{right:58.33333%}.col-lg-pull-8{right:66.66667%}.col-lg-pull-9{right:75%}.col-lg-pull-10{right:83.33333%}.col-lg-pull-11{right:91.66667%}.col-lg-pull-12{right:100%}.col-lg-push-0{left:auto}.col-lg-push-1{left:8.33333%}.col-lg-push-2{left:16.66667%}.col-lg-push-3{left:25%}.col-lg-push-4{left:33.33333%}.col-lg-push-5{left:41.66667%}.col-lg-push-6{left:50%}.col-lg-push-7{left:58.33333%}.col-lg-push-8{left:66.66667%}.col-lg-push-9{left:75%}.col-lg-push-10{left:83.33333%}.col-lg-push-11{left:91.66667%}.col-lg-push-12{left:100%}.col-lg-offset-0{margin-left:0%}.col-lg-offset-1{margin-left:8.33333%}.col-lg-offset-2{margin-left:16.66667%}.col-lg-offset-3{margin-left:25%}.col-lg-offset-4{margin-left:33.33333%}.col-lg-offset-5{margin-left:41.66667%}.col-lg-offset-6{margin-left:50%}.col-lg-offset-7{margin-left:58.33333%}.col-lg-offset-8{margin-left:66.66667%}.col-lg-offset-9{margin-left:75%}.col-lg-offset-10{margin-left:83.33333%}.col-lg-offset-11{margin-left:91.66667%}.col-lg-offset-12{margin-left:100%}}.clearfix:before,.clearfix:after{content:" ";display:table}.clearfix:after{clear:both}.pull-right{float:right !important}.pull-left{float:left !important}.fs-hidden{display:none !important}.fs-clearfix:before,.fs-clearfix:after{content:" ";display:table}.fs-clearfix:after{clear:both}body{font-size:.9375em;-webkit-font-smoothing:antialiased}@media (min-width: 480px){body{font-size:calc(.9375em + (18 - 15) * (100vw - 480px) / (1400 - 480))}}@media (min-width: 1400px){body{font-size:1.125em}}h1,h2,h3,h4,h5,h6,ul,li,ol{-webkit-margin-before:0;-webkit-margin-after:0}h1,.fs-text-xxl{font-size:2.5rem;font-weight:normal}h2,.fs-text-xl{font-size:2rem;font-weight:normal}h3,.fs-text-l{font-size:1.5rem;font-weight:normal}h4,.fs-text-m{font-size:1.25rem;font-weight:normal}h5,.fs-text-s{font-size:0.875rem;font-weight:normal}h6,.fs-text-xs{font-size:0.75rem;font-weight:normal}small,.fs-text-xxs{font-size:0.625rem;font-weight:normal}h1.fs-responsive-text,.fs-text-xxl.fs-responsive-text{font-size:2.5em}h2.fs-responsive-text,.fs-text-xl.fs-responsive-text{font-size:2em}h3.fs-responsive-text,.fs-text-l.fs-responsive-text{font-size:1.5em}h4.fs-responsive-text,.fs-text-m.fs-responsive-text{font-size:1.25em}h5.fs-responsive-text,.fs-text-s.fs-responsive-text{font-size:0.875em}h6.fs-responsive-text,.fs-text-xs.fs-responsive-text{font-size:0.75em}.fs-text-xxs.fs-responsive-text{font-size:0.625em}.fs-headline{line-height:1.25;font-family:"Georgia","Cambria","Times New Roman","Times",serif;font-weight:normal;margin:0}.fs-text-margin{margin:1.6rem 0}ul{list-style:none;-webkit-padding-start:0}button,input,optgroup,select,textarea{font-family:inherit}.fs-text-link{color:#003891;cursor:pointer;text-decoration:none;background-image:linear-gradient(rgba(0,56,145,0.5), rgba(0,56,145,0.5));background-size:1px 1px;background-repeat:repeat-x;background-position:0 1.2em;-webkit-tap-highlight-color:transparent}.fs-text-link:before,.fs-text-link:after,.fs-text-link *,.fs-text-link *:before,.fs-text-link *:after{text-shadow:none}.fs-text-link:visited{color:#003891}.fs-text-link:hover{background-image:linear-gradient(#003891, #003891)}@media (min-width: 48rem){.fs-text-link{background-position:0 1.3em}}.fs-card{padding:1em 0}.fs-card:before,.fs-card:after{content:" ";display:table}.fs-card:after{clear:both}.fs-card-metric{font-size:0.75rem;font-weight:normal;color:gray;display:block;line-height:1;margin-bottom:1em}.fs-card-metric span{margin-right:1.5em}.fs-card-metric-type{font-weight:bold;color:#999}.fs-card-metric-time{font-style:italic;color:#666}.fs-card-metric-views{color:#333}.fs-card-thumb{width:20%;margin-right:1em;float:left;max-width:200px}.fs-card--basic .fs-card-thumb:after{background:gray;content:'';display:block;padding-top:100%;width:100%}.fs-card-info{overflow:auto}.fs-author{display:block;font-style:normal}.fs-author:before,.fs-author:after{content:" ";display:table}.fs-author:after{clear:both}.fs-author-avatar{width:20%;max-width:1em;margin-right:1em;float:left;position:relative}.fs-author-image{border:1px solid rgba(0,0,0,0.15);max-width:100%;border-radius:50%;overflow:hidden}.fs-author-badge{font-size:0.875rem;font-weight:normal;position:absolute;right:0;bottom:0}.fs-author-badge .icon-flame{background:#ffc000;border-radius:50%;width:1.5em;height:1.5em;display:inline-block;line-height:1.5em;text-align:center}.fs-author-name{font-weight:bold}.fs-author--inline{margin-top:.5em}.fs-author--inline .fs-author-info{line-height:1em}.fs-author--inline .fs-author-avatar{margin-right:.5em}.fs-author--inline .fs-author-byline{font-size:0.75rem;font-weight:normal}.fs-author--inline .fs-author-title{margin-left:.5em}.fs-card-description{font-size:0.75em;color:#4D4D4D;line-height:1.5;overflow:auto;margin:.5em 0 0;display:none}@media (min-width: 768px){.fs-card-description{display:block}}.fs-card--dark{color:#fff}.fs-card--dark .fs-author-title .icon-staff-verified{color:rgba(255,255,255,0.7)}.fs-card--cover .fs-card-content{position:relative;overflow:hidden}.fs-card--cover .fs-card-content:before{content:"";display:block;padding-bottom:56.25%}.fs-card--cover .fs-card-thumb{position:absolute;top:0;left:0;right:0;bottom:0;width:100%;margin-right:auto;float:none;max-width:none}.fs-card--cover .fs-card-thumb:after{background-image:linear-gradient(to bottom, transparent, rgba(0,0,0,0.8));bottom:0;content:'';left:0;position:absolute;right:0;top:-2em}.fs-card--cover .fs-card-info{position:absolute;left:0;right:0;bottom:0;padding:1em;z-index:1}.fs-card--cover .fs-headline{font-size:1.25em}.fs-card--cover .fs-card-thumb{background-size:cover}.fs-article{line-height:1.5;max-width:42em}.fs-article h1,.fs-article h2,.fs-article h3,.fs-article h4,.fs-article h5,.fs-article h6,.fs-article p,.fs-article ol,.fs-article pre,.fs-article table,.fs-article blockquote{margin:1.6rem 0}.fs-article>div:first-child>:first-child{margin-top:0}.fs-article a{text-decoration:none;color:#003891}.fs-article a:hover{text-decoration:underline}.fs-article .table-wrapper{margin:10px 0;overflow-x:auto}.fs-article td,.fs-article th{padding:3px 5px;vertical-align:top;font-size:0.75em}.fs-article thead tr{background:#ccc}.fs-article thead th{font-weight:bold;vertical-align:bottom;border-bottom:2px solid #fff;border-left:1px solid #fff}.fs-article tbody tr{border-bottom:2px solid #fff}.fs-article tbody tr:nth-child(odd){background:#F2F2F2}.fs-article tbody tr:nth-child(even){background:#E6E6E6}.fs-article tbody td{border-left:1px solid #fff}.fs-article tbody td p{margin:0}.fs-article tfoot td{color:#999;padding:1px;font-size:0.625em}.fs-article blockquote{position:relative;padding-left:1.75em}.fs-article blockquote:before{position:absolute;top:0;left:0;content:"\201C";color:#B3B3B3;font-size:2.5em}.article-body-image{line-height:0;position:relative}.article-body-image small{position:absolute;bottom:0;line-height:1;padding:.25em;color:#fff;background-color:rgba(0,0,0,0.5)}.fs-main-content h1.fs-headline{margin-top:1rem;margin-bottom:1rem;font-size:22px;position:relative;-webkit-font-smoothing:antialiased}@media (min-width: 480px){.fs-main-content h1.fs-headline{font-size:calc(22px + (40 - 22) * (100vw - 20rem) / (1400 - 320))}}@media (min-width: 1400px){.fs-main-content h1.fs-headline{font-size:40px}}.article-body.fs-responsive-text{font-family:"Georgia","Cambria","Times New Roman","Times",serif;font-size:17.6px;line-height:1.4em}.wp-caption-text{line-height:1.4em}@media all and (min-width: 1401px){.article-body.fs-responsive-text{font-size:21px}.fs-main-content h1.fs-headline{font-size:40.76px}}@media all and (min-width: 1025px) and (max-width: 1400px){.fs-main-content h1.fs-headline{font-size:32.44px;line-height:1.2em}}@media all and (min-width: 768px) and (max-width: 1024px){.fs-main-content h1.fs-headline{font-size:27.44px;line-height:1.3em}}@media all and (max-width: 767px){.fs-main-content h1.fs-headline{font-size:32.64px;line-height:1.3em}}@media print{.article-video-placeholder,.top-ad-container,.ad-rail-container,sidenav,navbar,footer,medianet,speed-bump,fbs-ad,fbs-video,page[aria-current="false"]{display:none !important}channel-path .logo,channel-path .crumb:before{display:inline-block !important;font-size:15px !important}stream.sidebar-expanded{-webkit-transform:none !important;transform:none !important;margin-left:0 !important}.body-container{width:100%}}.fs-article .embedly-embed{height:100%;left:0;position:absolute;top:0;width:100%}.fs-article .embedly-wrap{height:0;position:relative;width:100%}.fs-article .image-embed div,.fs-article .wp-caption div{line-height:0;overflow:hidden;position:relative}.fs-article .image-embed fbs-accordion,.fs-article .wp-caption fbs-accordion{display:block}.fs-article .image-embed fbs-accordion [aria-expanded="false"],.fs-article .wp-caption fbs-accordion [aria-expanded="false"]{height:1.25em}.fs-article .image-embed fbs-accordion.expandable p,.fs-article .wp-caption fbs-accordion.expandable p{padding-right:1em;position:relative}.fs-article .image-embed fbs-accordion.expandable p[aria-expanded="false"]:after,.fs-article .wp-caption fbs-accordion.expandable p[aria-expanded="false"]:after{content:"[+]";position:absolute;right:0;top:0}.fs-article .image-embed fbs-accordion.expandable p[aria-expanded="true"]:after,.fs-article .wp-caption fbs-accordion.expandable p[aria-expanded="true"]:after{content:" [-]";height:auto}.fs-article .image-embed figcaption,.fs-article .wp-caption figcaption{font-size:.75rem;font-style:italic;line-height:1.4;margin-top:0.5em}.fs-article .image-embed p,.fs-article .wp-caption p{margin:0}.fs-article .image-embed p:after,.fs-article .wp-caption p:after{font-style:normal}.fs-article .image-embed small,.fs-article .wp-caption small{background-color:rgba(0,0,0,0.5);bottom:0;color:#fff;line-height:1;padding:0.25em;position:absolute}.fs-article .wp-caption-text{font-size:0.75rem;font-weight:normal;font-style:italic;margin-top:0.5em;position:relative}.fs-article .link-embed{background-color:#F2F2F2;color:#000;display:block;padding:20px;text-decoration:none;width:100%}.fs-article .link-embed header{font-size:1.5rem;font-weight:normal;margin-bottom:20px}.fs-article .link-embed small{display:block}.fs-article .link-embed .provider-name{font-weight:bold;text-transform:uppercase}.btn{font-size:0.875em;display:inline-flex;align-items:center;justify-content:center;font-weight:bold;border-radius:5px;cursor:pointer;line-height:1;border:none;box-sizing:border-box;transition:all 200ms ease}.btn.btn-rect-lg{padding:1.5em 1em}.btn.btn-rect-sm{padding:0.75em 1em}.btn.btn-square{width:45px;height:45px;padding:1.1em 1em}.btn.btn-circle{width:2rem;height:2rem;border-radius:50%}.btn.btn-black{background-color:#000;color:#fff}.btn.btn-black:hover{background-color:#1a1a1a;color:#fff}.btn.btn-black.secondary{background-color:#fff;border:2px solid #000;color:#000;color:#000}.btn.btn-black.secondary:hover{color:#1a1a1a;border:2px solid #1a1a1a}.btn.btn-gray{background-color:#999;color:#fff}.btn.btn-gray:hover{background-color:#b3b3b3;color:#fff}.btn.btn-gray.secondary{background-color:#fff;border:2px solid #999;color:#999;color:#000}.btn.btn-gray.secondary:hover{color:#b3b3b3;border:2px solid #b3b3b3}.btn.btn-blue{background-color:#069eec;color:#fff}.btn.btn-blue:hover{background-color:#2bb4fa;color:#fff}.btn.btn-blue.secondary{background-color:#fff;border:2px solid #069eec;color:#069eec;color:#000}.btn.btn-blue.secondary:hover{color:#2bb4fa;border:2px solid #2bb4fa}.btn.btn-red{background-color:#f0222e;color:#fff}.btn.btn-red:hover{background-color:#f3525b;color:#fff}.btn.btn-red.secondary{background-color:#fff;border:2px solid #f0222e;color:#f0222e;color:#000}.btn.btn-red.secondary:hover{color:#f3525b;border:2px solid #f3525b}.btn.btn-yellow{background-color:#ffc000;color:#000}.btn.btn-yellow:hover{background-color:#ffcd33;color:#1a1a1a}.btn.btn-yellow.secondary{background-color:#fff;border:2px solid #ffc000;color:#ffc000;color:#000}.btn.btn-yellow.secondary:hover{color:#ffcd33;border:2px solid #ffcd33}.btn:hover{box-shadow:0 0 20px rgba(0,0,0,0.2)}.btn:active{box-shadow:none;top:0.5px;left:0.5px}.btn-facebook{background-color:#3b5998;color:#fff;width:2rem;height:2rem;border-radius:50%}.btn-facebook:hover{background-color:#4c70ba;color:#fff}.btn-facebook-secondary{background-color:#fff;border:2px solid #3b5998;color:#3b5998;width:2rem;height:2rem;border-radius:50%}.btn-facebook-secondary:hover{color:#4c70ba;border:2px solid #4c70ba}.btn-google{background-color:#dd4b39;color:#fff;width:2rem;height:2rem;border-radius:50%}.btn-google:hover{background-color:#e47365;color:#fff}.btn-google-secondary{background-color:#fff;border:2px solid #dd4b39;color:#dd4b39;width:2rem;height:2rem;border-radius:50%}.btn-google-secondary:hover{color:#e47365;border:2px solid #e47365}.btn-linkedin{background-color:#0077b5;color:#fff;width:2rem;height:2rem;border-radius:50%}.btn-linkedin:hover{background-color:#0099e8;color:#fff}.btn-linkedin-secondary{background-color:#fff;border:2px solid #0077b5;color:#0077b5;width:2rem;height:2rem;border-radius:50%}.btn-linkedin-secondary:hover{color:#0099e8;border:2px solid #0099e8}.btn-twitter{background-color:#55acee;color:#fff;width:2rem;height:2rem;border-radius:50%}.btn-twitter:hover{background-color:#83c3f3;color:#fff}.btn-twitter-secondary{background-color:#fff;border:2px solid #55acee;color:#55acee;width:2rem;height:2rem;border-radius:50%}.btn-twitter-secondary:hover{color:#83c3f3;border:2px solid #83c3f3}.btn-instagram{background-color:#333;color:#fff;width:2rem;height:2rem;border-radius:50%}.btn-instagram:hover{background-color:#4d4d4d;color:#fff}.btn-instagram-secondary{background-color:#fff;border:2px solid #333;color:#333;width:2rem;height:2rem;border-radius:50%}.btn-instagram-secondary:hover{color:#4d4d4d;border:2px solid #4d4d4d}.btn-youtube{background-color:#cd201f;color:#fff;width:2rem;height:2rem;border-radius:50%}.btn-youtube:hover{background-color:#e23e3d;color:#fff}.btn-youtube-secondary{background-color:#fff;border:2px solid #cd201f;color:#cd201f;width:2rem;height:2rem;border-radius:50%}.btn-youtube-secondary:hover{color:#e23e3d;border:2px solid #e23e3d}.btn-pinterest{background-color:#bd081c;color:#fff;width:2rem;height:2rem;border-radius:50%}.btn-pinterest:hover{background-color:#ee0a23;color:#fff}.btn-pinterest-secondary{background-color:#fff;border:2px solid #bd081c;color:#bd081c;width:2rem;height:2rem;border-radius:50%}.btn-pinterest-secondary:hover{color:#ee0a23;border:2px solid #ee0a23}.btn-email{background-color:#999;color:#fff;width:2rem;height:2rem;border-radius:50%}.btn-email:hover{background-color:#b3b3b3;color:#fff}.btn-email-secondary{background-color:#fff;border:2px solid #999;color:#999;width:2rem;height:2rem;border-radius:50%}.btn-email-secondary:hover{color:#b3b3b3;border:2px solid #b3b3b3}@font-face{font-family:"forbesicon";src:url("https://i.forbesimg.com/assets/fonts/fbs-typography/0233/forbesicon.eot");src:url("https://i.forbesimg.com/assets/fonts/fbs-typography/0233/forbesicon.eot?#iefix") format("embedded-opentype"),url("https://i.forbesimg.com/assets/fonts/fbs-typography/0233/forbesicon.woff") format("woff"),url("https://i.forbesimg.com/assets/fonts/fbs-typography/0233/forbesicon.ttf") format("truetype"),url("https://i.forbesimg.com/assets/fonts/fbs-typography/0233/forbesicon.svg#forbesicon") format("svg");font-weight:normal;font-style:normal}@media screen and (-webkit-min-device-pixel-ratio: 0){@font-face{font-family:"forbesicon";src:url("https://i.forbesimg.com/assets/fonts/fbs-typography/0233/forbesicon.svg#forbesicon") format("svg")}}.icon:before{-moz-osx-font-smoothing:grayscale;-webkit-font-smoothing:antialiased;display:inline-block;font-family:"forbesicon";font-smoothing:antialiased;font-style:normal;font-variant:normal;font-weight:normal;line-height:1;speak:none;text-decoration:inherit;text-rendering:optimizeLegibility;text-transform:none}.icon-add-person:before{content:"\f168"}.icon-amazon:before{content:"\f162"}.icon-arrow-down:before{content:"\f100"}.icon-arrow-down-bar:before{content:"\f149"}.icon-arrow-up:before{content:"\f101"}.icon-authorvoice:before{content:"\f174"}.icon-badge:before{content:"\f15f"}.icon-baidu:before{content:"\f16a"}.icon-book:before{content:"\f102"}.icon-brandvoice-logo:before{content:"\f150"}.icon-brandvoice-logo-brand:before{content:"\f151"}.icon-brandvoice-logo-voice:before{content:"\f152"}.icon-calendar:before{content:"\f143"}.icon-cart:before{content:"\f15b"}.icon-chat:before{content:"\f15c"}.icon-check:before{content:"\f103"}.icon-chevron-down:before{content:"\f135"}.icon-chevron-left:before{content:"\f136"}.icon-chevron-right:before{content:"\f137"}.icon-chevron-up:before{content:"\f138"}.icon-clipboard:before{content:"\f148"}.icon-clock:before{content:"\f146"}.icon-close:before{content:"\f104"}.icon-cog:before{content:"\f134"}.icon-comment-bubble:before{content:"\f105"}.icon-confirmation:before{content:"\f170"}.icon-copy:before{content:"\f153"}.icon-desktop:before{content:"\f164"}.icon-donald-trump:before{content:"\f163"}.icon-download:before{content:"\f14a"}.icon-edit:before{content:"\f141"}.icon-email:before{content:"\f106"}.icon-enlarge:before{content:"\f147"}.icon-error:before{content:"\f171"}.icon-explore:before{content:"\f161"}.icon-facebook:before{content:"\f139"}.icon-flame:before{content:"\f15e"}.icon-forbes-china-logo:before{content:"\f16b"}.icon-forbes-finds-logo:before{content:"\f175"}.icon-forbes-italy:before{content:"\f173"}.icon-forbes-life:before{content:"\f107"}.icon-forbes-logo:before{content:"\f108"}.icon-forbes-logo-f:before{content:"\f109"}.icon-gallery:before{content:"\f140"}.icon-georgia-daquo:before{content:"\f10a"}.icon-georgia-uaquo:before{content:"\f10b"}.icon-google:before{content:"\f13a"}.icon-group:before{content:"\f10c"}.icon-hamburger:before{content:"\f10d"}.icon-handshake:before{content:"\f14b"}.icon-home:before{content:"\f10e"}.icon-insights:before{content:"\f165"}.icon-instagram:before{content:"\f13b"}.icon-italia:before{content:"\f176"}.icon-link:before{content:"\f10f"}.icon-linkedin:before{content:"\f13c"}.icon-location:before{content:"\f156"}.icon-lock:before{content:"\f154"}.icon-megaphone:before{content:"\f14c"}.icon-microphone:before{content:"\f14d"}.icon-mobile:before{content:"\f166"}.icon-pause:before{content:"\f15d"}.icon-phone-call:before{content:"\f14e"}.icon-photo:before{content:"\f167"}.icon-pinterest:before{content:"\f13d"}.icon-plus:before{content:"\f110"}.icon-preview-eye:before{content:"\f145"}.icon-print:before{content:"\f111"}.icon-qzone:before{content:"\f16c"}.icon-renren:before{content:"\f16d"}.icon-reply:before{content:"\f112"}.icon-reset:before{content:"\f113"}.icon-rss-feed:before{content:"\f114"}.icon-search:before{content:"\f115"}.icon-share:before{content:"\f116"}.icon-snapchat:before{content:"\f169"}.icon-square-bracket-left:before{content:"\f11e"}.icon-square-bracket-right:before{content:"\f11f"}.icon-staff-verified:before{content:"\f158"}.icon-star:before{content:"\f120"}.icon-terms:before{content:"\f14f"}.icon-trash:before{content:"\f142"}.icon-tumblr:before{content:"\f13e"}.icon-twitter:before{content:"\f13f"}.icon-twitter-verified:before{content:"\f157"}.icon-u30-logo:before{content:"\f155"}.icon-under-30-logo:before{content:"\f159"}.icon-user:before{content:"\f125"}.icon-video:before{content:"\f126"}.icon-video-rect:before{content:"\f172"}.icon-wechat:before{content:"\f16e"}.icon-weibo:before{content:"\f16f"}.icon-womenforbes-logo:before{content:"\f160"}.icon-youtube:before{content:"\f15a"}html,body{overflow-y:auto}fbs-ad[position="mobile"]{position:fixed;bottom:0;width:100%;text-align:center}*,*:before,*:after{box-sizing:border-box}button{border:none;outline:none;padding:0;background:none;cursor:pointer}img{max-width:100%}a{text-decoration:none;-webkit-tap-highlight-color:transparent}.hidden{display:none !important}h1,h2,h3,h4,h5,h6{margin:0}ul,ol{padding-left:0}fbs-embedly{display:block;height:0;margin:0;overflow:hidden;padding-bottom:67.5%;position:relative;width:100%}fbs-embedly iframe{border:0;height:100%;left:0;position:absolute;top:0;width:100%}fbs-video .brightcove_perform{position:relative;width:100%;height:0;padding-bottom:56.25%;overflow:hidden}fbs-video .vjs-big-play-button .vjs-icon-placeholder:before{content:"" !important}fbs-video .playable-rectangle .vjs-big-play-button,fbs-video .playable-rectangle .play-button-icon{position:absolute;top:50% !important;left:50% !important;width:20% !important;height:0 !important;min-width:30px;max-width:150px;-webkit-transform:translate(-50%, -50%);transform:translate(-50%, -50%);background-color:transparent !important;margin-left:0 !important;margin-top:0 !important;font-family:Arial !important;box-shadow:none !important}fbs-video .playable-rectangle .vjs-big-play-button:before,fbs-video .playable-rectangle .vjs-big-play-button:after,fbs-video .playable-rectangle .play-button-icon:before,fbs-video .playable-rectangle .play-button-icon:after{content:" ";display:block;position:absolute;width:100%;padding-top:100%;transition:all 0.2s ease-in-out;margin-top:-50%}fbs-video .playable-rectangle .vjs-big-play-button:before,fbs-video .playable-rectangle .play-button-icon:before{background:url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZpZXdCb3g9Ii0zMjAgMjMyIDE1MCAxNTAiPjxwYXRoIGQ9Ik0tMjQ1IDIzMmMtNDEuNCAwLTc1IDMzLjYtNzUgNzVzMzMuNiA3NSA3NSA3NSA3NS0zMy42IDc1LTc1Uy0yMDMuNiAyMzItMjQ1IDIzMnoiLz48L3N2Zz4=");opacity:0.5}fbs-video .playable-rectangle .vjs-big-play-button:after,fbs-video .playable-rectangle .play-button-icon:after{background:url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZpZXdCb3g9Ii0zMjAgMjMyIDE1MCAxNTAiPjxzdHlsZSB0eXBlPSJ0ZXh0L2NzcyI+ICANCgkuc3Qwe2ZpbGw6I0ZGRkZGRjt9DQo8L3N0eWxlPjxwb2x5Z29uIGNsYXNzPSJzdDAiIHBvaW50cz0iLTI2NC4xIDMzOS41IC0yNjQuMSAyNzQuNSAtMjA3LjkgMzA3ICIvPjwvc3ZnPg==")}fbs-video .playable-rectangle:hover .vjs-big-play-button:before,fbs-video .playable-rectangle:hover .play-button-icon:before{-webkit-transform:scale(0);transform:scale(0)}fbs-video .playable-rectangle:hover .vjs-big-play-button:after,fbs-video .playable-rectangle:hover .play-button-icon:after{-webkit-transform:scale(2);transform:scale(2)}fbs-quotecard{display:inline}fbs-quotecard .card-preview{position:relative;display:inline-block;line-height:1.4em;padding-left:4px}fbs-quotecard .card-preview:hover .preview.negative{color:#fff;background-color:#c20c00;border-color:#a70a00}fbs-quotecard .card-preview:hover .preview.positive{color:#fff;background-color:#017200;border-color:#015900}fbs-quotecard a.preview{font-weight:600;padding:0 3px;color:#555;border-radius:4px}fbs-quotecard a.preview.negative{border:1px #f6dbd9 solid;background-color:#faeceb}fbs-quotecard a.preview.positive{border:1px #d6e8d6 solid;background-color:#eaf3ea}fbs-quotecard .card-hover{position:absolute;top:1.2em;left:3px;width:220px}fbs-quotecard .card-hover.reverse-display{left:auto;right:3px}fbs-quotecard .card-hover.reverse-display .card-contents:after{left:auto;right:20px}fbs-quotecard .card-hover.above{top:auto;bottom:2.5em}fbs-quotecard .card-hover.above .card-contents:after{content:'▼';top:auto;bottom:-0.9em;text-shadow:0 3px 2px rgba(0,0,0,0.2)}fbs-quotecard .card-contents{width:100%;position:relative;top:14px;background-color:#fff;padding:20px;z-index:10;border-radius:5px;box-shadow:2px 2px 8px #000}fbs-quotecard .card-contents:after{position:absolute;top:-0.8em;left:20px;content:'▲';display:inline-block;color:#fff;text-shadow:0 -3px 2px rgba(0,0,0,0.2);-webkit-transform:scaleX(1.75);transform:scaleX(1.75)}fbs-quotecard a.company-name{color:black}fbs-quotecard a.company-name:hover{color:#003891;cursor:pointer}fbs-quotecard a.company-name h2{margin-top:0;margin-bottom:3px;font-weight:normal}fbs-quotecard a.ticker{font-weight:bold;text-decoration:underline}fbs-quotecard a.ticker h5{margin-top:0;margin-bottom:0}fbs-quotecard h2,fbs-quotecard h5,fbs-quotecard h5.fs-headline{margin-top:0;margin-bottom:0}fbs-quotecard p.cost,fbs-quotecard p.as-of{margin-left:0}fbs-quotecard .cost{font-weight:bold;color:black;margin-bottom:0;margin-top:0.5em}fbs-quotecard .cost span.difference{font-size:.6em;margin:4px}fbs-quotecard .cost span.difference.negative{color:#c20c00}fbs-quotecard .cost span.difference.negative .icon:before{content:"\f100";padding-right:2px}fbs-quotecard .cost span.difference.positive{color:#017200}fbs-quotecard .cost span.difference.positive .icon:before{content:"\f101";padding-right:2px}fbs-quotecard .cost span.difference span{margin:2px}fbs-quotecard p.as-of{color:#939393;margin-top:0;margin-bottom:1em;line-height:1.4;font-size:13px}fbs-quotecard ul.stories{border:5px solid #ddd;border-width:5px 0 0}fbs-quotecard ul.stories li.story{list-style-type:none;margin:1em 0 0}fbs-quotecard .hidden{display:none}.slick-slider{position:relative;display:block;box-sizing:border-box;-webkit-touch-callout:none;-webkit-user-select:none;-moz-user-select:none;-ms-user-select:none;user-select:none;touch-action:pan-y;-webkit-tap-highlight-color:transparent}.slick-list{position:relative;overflow:hidden;display:block;margin:0;padding:0}.slick-list:focus{outline:none}.slick-list.dragging{cursor:pointer;cursor:hand}.slick-slider .slick-track,.slick-slider .slick-list{-webkit-transform:translate3d(0, 0, 0);transform:translate3d(0, 0, 0)}.slick-track{position:relative;left:0;top:0;display:block;margin-left:auto;margin-right:auto}.slick-track:before,.slick-track:after{content:"";display:table}.slick-track:after{clear:both}.slick-loading .slick-track{visibility:hidden}.slick-slide{float:left;height:100%;min-height:1px;display:none}[dir="rtl"] .slick-slide{float:right}.slick-slide img{display:block}.slick-slide.slick-loading img{display:none}.slick-slide.dragging img{pointer-events:none}.slick-initialized .slick-slide{display:block}.slick-loading .slick-slide{visibility:hidden}.slick-vertical .slick-slide{display:block;height:auto;border:1px solid transparent}.slick-arrow.slick-hidden{display:none}fbs-accordion>*{overflow:hidden}fbs-accordion [aria-expanded="false"]{height:1em}fbs-accordion [aria-expanded="true"]{height:100%}html,body{overflow-y:auto}#server-ad-rail{position:absolute;z-index:1}#server-ad-rail fbs-ad{display:block;margin-top:600px}#server-ad-rail fbs-ad:first-of-type{margin-top:0}.ratio1x1:before{content:'';display:block;padding-bottom:100%}@media all and (max-width: 480px){fbs-ad{text-align:center}}
</style><script type="text/javascript">window.LUX=window.LUX||{};window.LUX.samplerate=1;</script><script src="https://cdn.speedcurve.com/js/lux.js?id=22432108" data-key="https://cdn.speedcurve.com/js/lux.js?id=22432108" onload="this.dataset.loaded = true" async="" defer=""></script><style ng-transition="ng-templates">[_nghost-c2]{position:absolute;min-width:768px;width:100%;padding:0;background-color:#F2F2F2}@media all and (min-width: 1025px) and (max-width: 1229px){[_nghost-c2]{padding:0 2.5%}}</style><style ng-transition="ng-templates">[_nghost-c4]{position:fixed;z-index:2}.navbar-expanded[_nghost-c4]   .brand-logo-container[_ngcontent-c4]{display:flex;align-items:center}.navbar-expanded[_nghost-c4]   .homepage-link[_ngcontent-c4]{font-size:0.875rem;font-weight:normal}.top-nav[_ngcontent-c4]{height:100%;width:100%;display:flex;align-items:center;position:relative}li[_ngcontent-c4]{cursor:pointer}.expand-social[_ngcontent-c4], .trending[_ngcontent-c4]{display:none}.core-unit[_ngcontent-c4]{display:flex;margin-right:.5em;padding-right:.5em;border-right:2px solid gray}.core-unit[_ngcontent-c4]   .core-unit-logo[_ngcontent-c4]{max-width:calc(115.9px * 16/13);min-width:calc(115.9px * 16/13);height:16px !important}core-unit-subscription[_ngcontent-c4]{position:absolute;right:5.8%;top:0}a[_ngcontent-c4]{text-transform:uppercase;font-weight:700}.icon-hamburger[_ngcontent-c4], .icon-search[_ngcontent-c4], .icon-close[_ngcontent-c4]{transition:opacity, -webkit-transform;transition:transform, opacity;transition:transform, opacity, -webkit-transform;will-change:transform, opacity}.icon-hamburger[_ngcontent-c4], .icon-search[_ngcontent-c4], .icon-close[_ngcontent-c4]{transition:opacity 0.5s ease-in-out}.icon-close[_ngcontent-c4]:before{transition:-webkit-transform 0.25s ease-in-out;transition:transform 0.25s ease-in-out;transition:transform 0.25s ease-in-out, -webkit-transform 0.25s ease-in-out}.icon-close[_ngcontent-c4]{opacity:0;z-index:0}.icon-close[_ngcontent-c4]:before{-webkit-transform:rotate(90deg);transform:rotate(90deg)}.icon-hamburger[_ngcontent-c4], .icon-search[_ngcontent-c4]{position:absolute;opacity:1;z-index:1}.hamburger[_ngcontent-c4]{margin-right:.5em}.hamburger.open[_ngcontent-c4]   .icon-close[_ngcontent-c4]{opacity:1;z-index:1}.hamburger.open[_ngcontent-c4]   .icon-close[_ngcontent-c4]:before{-webkit-transform:rotate(0deg);transform:rotate(0deg)}.hamburger.open[_ngcontent-c4]   .icon-hamburger[_ngcontent-c4]{z-index:0;opacity:0}.icon-search[_ngcontent-c4]{width:1em}.homepage-link[_ngcontent-c4]{height:1em}.search.open[_ngcontent-c4]   .icon-close[_ngcontent-c4]{opacity:1;z-index:1}.search.open[_ngcontent-c4]   .icon-close[_ngcontent-c4]:before{-webkit-transform:rotate(0deg);transform:rotate(0deg)}.search.open[_ngcontent-c4]   .icon-search[_ngcontent-c4]{opacity:0;z-index:0}sharing[_ngcontent-c4]{display:none}sharing[_ngcontent-c4]     .chat{display:none}@media all and (min-width: 1230px){[_nghost-c4]{height:60px;width:250px;background-color:#333;color:#fff}.navbar-expanded[_nghost-c4]{width:100%}.navbar-expanded[_nghost-c4]   .top-nav[_ngcontent-c4]{width:400px}.top-nav[_ngcontent-c4]{padding:0 1em}.search[_ngcontent-c4]{position:absolute;top:50%;-webkit-transform:translateY(-50%);transform:translateY(-50%)}.search[_ngcontent-c4]{right:1em}.share-expanded[_ngcontent-c4]{display:none}}@media all and (min-width: 1280px){[_nghost-c4]{width:400px}.slotted-swimlaned[_nghost-c4]:not(.navbar-expanded){width:290px}}@media all and (min-width: 1440px){.slotted-swimlaned[_nghost-c4]:not(.navbar-expanded){width:400px}}@media (min-width: 769px) and (max-width: 1229px){[_nghost-c4]{width:60px;height:100%;background:#fff;background-image:url(data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAoAAAAKAQMAAAHA+21oAAAABlBMVEX///+tra03rAC8AAAAAXRSTlMAQObYZgAAACdJREFUCB1jaGBAAAeGBgYOBgUwKQCkHRgOACUPMDAzMPAwMBgwAABYMQQgMKldwwAAAABJRU5ErkJggg==);background-size:5px 5px;text-align:center;display:flex;flex-direction:column;justify-content:space-between}.navbar-expanded[_nghost-c4]   .top-nav[_ngcontent-c4]{margin-top:0;transition:none}.navbar-expanded[_nghost-c4]   .hamburger[_ngcontent-c4]{margin-right:0}.navbar-expanded[_nghost-c4]   .brand-logo-container[_ngcontent-c4]{display:none}core-unit-subscription[_ngcontent-c4]{display:none}sharing.expanded[_ngcontent-c4]{display:block}sharing[_ngcontent-c4]     .expand-social{display:inline-block}sharing[_ngcontent-c4]     ul{display:flex;width:650px}sharing[_ngcontent-c4]     li{font-size:1.5em}sharing[_ngcontent-c4]     li.permalink{background:#B3B3B3;padding-right:20px;margin-left:-3px}sharing[_ngcontent-c4]     li.permalink button{float:left}sharing[_ngcontent-c4]     button{width:60px;height:60px;border-radius:0}sharing[_ngcontent-c4]     button .icon-share{vertical-align:middle;font-size:1.25rem;font-weight:normal}sharing[_ngcontent-c4]     button.email{background-color:#000}sharing[_ngcontent-c4]     button .icon-link:before{content:"\f10f"}sharing[_ngcontent-c4]     span input{width:200px;height:40px;margin-top:10px}.core-unit[_ngcontent-c4]{display:none}.top-nav[_ngcontent-c4], .bottom-sticky[_ngcontent-c4]{display:flex;flex-direction:column;height:50%}.top-nav[_ngcontent-c4]{margin-top:-60px;transition:margin-top 0.25s ease-in-out}.top-nav.nav-items-container[_ngcontent-c4]{margin-top:0px}.top-nav[_ngcontent-c4]   a[_ngcontent-c4]{display:block;width:60px;height:60px;line-height:60px}.top-nav[_ngcontent-c4]   .share-expanded[_ngcontent-c4]{display:none}.bottom-sticky[_ngcontent-c4]{justify-content:space-between}.brand-logo-container[_ngcontent-c4]{order:-1}.homepage-link[_ngcontent-c4]{color:#fff;background:#333;font-size:0.875rem;font-weight:normal}.expand-social[_ngcontent-c4]{display:inline-block}li[_ngcontent-c4]{width:30px;height:30px;line-height:30px;color:#fff;float:left;text-align:center}li.share-text[_ngcontent-c4]{font-weight:bold;line-height:20px;height:20px;width:100%;color:#333;background:#fff;text-transform:uppercase}.icon-facebook[_ngcontent-c4]{background-color:#3b5998}.icon-twitter[_ngcontent-c4]{background-color:#55acee}.icon-email[_ngcontent-c4]{background:#000}.icon-linkedin[_ngcontent-c4]{background-color:#0077b5}.icon-chevron-right[_ngcontent-c4]{margin-left:3px}.hamburger[_ngcontent-c4]{margin-right:0}.hamburger[_ngcontent-c4]:hover   .icon-hamburger[_ngcontent-c4]:before, .search[_ngcontent-c4]:hover   .icon-search[_ngcontent-c4]:before{color:#fff;background-color:#333}.icon-hamburger[_ngcontent-c4]:before{font-size:1.1em;width:60px;height:auto;padding:20px;background-color:#fff}.icon-search[_ngcontent-c4]:before{font-size:1.1em;width:60px;height:auto;padding:20px;background-color:#fff}.icon-close[_ngcontent-c4]:before{width:100%;color:#fff;padding:20px;background-color:#333}.trending[_ngcontent-c4]{display:block;padding:0;width:60px;height:60px;line-height:60px;background-color:#4D4D4D;color:#fff;font-size:1.6em}.icon-plus[_ngcontent-c4]:before{transition:-webkit-transform 0.25s ease-in-out;transition:transform 0.25s ease-in-out;transition:transform 0.25s ease-in-out, -webkit-transform 0.25s ease-in-out;-webkit-transform:rotate(0deg);transform:rotate(0deg)}.icon-plus.rotate[_ngcontent-c4]:before{-webkit-transform:rotate(45deg);transform:rotate(45deg)}.trending[_ngcontent-c4]   small[_ngcontent-c4]{position:absolute;bottom:0;left:0;width:100%;text-transform:uppercase;line-height:normal}.trending[_ngcontent-c4]   small.closed[_ngcontent-c4]{display:none}}@media all and (max-width: 768px){[_nghost-c4]{width:100%;height:60px;background-color:#fff;color:#1A1A1A;border-bottom:solid #E6E6E6 2px}.navbar-expanded[_nghost-c4]{background-color:#333;color:#fff}.top-nav[_ngcontent-c4]{padding:0 1em}sharing.expanded[_ngcontent-c4]{display:inline}sharing[_ngcontent-c4]{position:fixed;top:60px;right:26px;height:120px;padding:.5em;background-color:#666;border-radius:5px;width:275px;color:#fff;font-size:1.5rem;font-weight:normal}sharing[_ngcontent-c4]     li{font-size:1.5rem;font-weight:normal}sharing[_ngcontent-c4]     button{margin:5px;border-radius:0;width:40px;height:40px;line-height:40px}sharing[_ngcontent-c4]     .share-expanded, sharing[_ngcontent-c4]     .google{display:none}sharing[_ngcontent-c4]     .email{background-color:#333}sharing[_ngcontent-c4]     .chat{display:inline-block;width:40px;height:40px;line-height:40px;text-align:center}sharing[_ngcontent-c4]     .permalink{display:block}sharing[_ngcontent-c4]     .permalink span{position:absolute;right:0.5em}sharing[_ngcontent-c4]     .permalink input{width:200px;height:40px}.search[_ngcontent-c4]   .icon-close[_ngcontent-c4]{display:none}core-unit-subscription[_ngcontent-c4]{right:15%}.search[_ngcontent-c4]{position:absolute;right:2em;width:1em;height:1em}.search[_ngcontent-c4], .share-expanded[_ngcontent-c4]{top:50%;-webkit-transform:translateY(-50%);transform:translateY(-50%)}.share-expanded[_ngcontent-c4]{position:absolute;right:1em}}</style><style ng-transition="ng-templates">fbs-video.sticky-video{position:fixed;top:60px;left:0;z-index:99}@media all and (min-width: 1230px) and (max-width: 1279px){  .sticky-video{width:250px}}@media all and (min-width: 1280px){  .sticky-video{width:400px}  .sticky-video.sticky-sponsored-video{width:290px}}@media all and (min-width: 1440px){  .sticky-video.sticky-sponsored-video{width:400px}}[_nghost-c7]{display:block;height:100%;position:fixed;width:390px;top:0}@media all and (min-width: 1230px){[_nghost-c7]{top:60px}.video-placeholder[_ngcontent-c7]{background-color:#000}.video-placeholder[_ngcontent-c7]   .overlay-title[_ngcontent-c7]{position:absolute;left:0;width:100%;z-index:1;font-weight:bold;line-height:15px;padding:5px 0 5px 1em;color:#fff;background-color:rgba(51,51,51,0.5);display:none}.video-placeholder[_ngcontent-c7]:hover   .overlay-title[_ngcontent-c7]{display:block}}@media all and (min-width: 1230px) and (max-width: 1279px){[_nghost-c7]{width:250px}[_nghost-c7]   .article-sidebar-video[_ngcontent-c7], [_nghost-c7]   .relative-video[_ngcontent-c7]{margin-top:calc(250px * (9/16));height:calc(100% - calc(250px * (9/16)) - 60px)}}@media all and (min-width: 1280px){[_nghost-c7]{width:400px}[_nghost-c7]   .article-sidebar-video[_ngcontent-c7], [_nghost-c7]   .relative-video[_ngcontent-c7]{margin-top:calc(400px * (9/16));height:calc(100% - calc(400px * (9/16)) - 60px)}.slotted-swimlaned[_nghost-c7]{width:290px}.slotted-swimlaned[_nghost-c7]   .article-sidebar-video[_ngcontent-c7], .slotted-swimlaned[_nghost-c7]   .relative-video[_ngcontent-c7]{margin-top:calc(290px * (9/16));height:calc(100% - calc(290px * (9/16)) - 60px)}}@media all and (min-width: 1440px){.slotted-swimlaned[_nghost-c7]{width:400px}.slotted-swimlaned[_nghost-c7]   .article-sidebar-video[_ngcontent-c7], .slotted-swimlaned[_nghost-c7]   .relative-video[_ngcontent-c7]{margin-top:calc(400px * (9/16));height:calc(100% - calc(400px * (9/16)) - 60px)}}@media all and (max-width: 1229px){.navbar-expanded[_nghost-c7]{height:calc(100% - 60px);top:60px}.video-placeholder[_ngcontent-c7]{display:none}}@media all and (min-width: 769px) and (max-width: 1229px){[_nghost-c7]{margin-left:60px}}@media all and (max-width: 768px){[_nghost-c7]{top:60px}}</style><style ng-transition="ng-templates">[_nghost-c13]{margin-left:60px;display:block;position:relative;background-color:#fff;height:100%;z-index:1;transition:-webkit-transform 200ms;transition:transform 200ms;transition:transform 200ms, -webkit-transform 200ms}.sidebar-expanded[_nghost-c13]{will-change:transform;-webkit-transform:translate(390px, 0);transform:translate(390px, 0)}page[_ngcontent-c13]{max-width:1800px;width:100%;margin:0 auto}fbs-ad[_ngcontent-c13]{position:fixed;bottom:0;width:100%;text-align:center}@media all and (min-width: 1230px){[_nghost-c13]{margin-left:250px}.sidebar-expanded[_nghost-c13]{-webkit-transform:none;transform:none;will-change:inherit}}@media all and (min-width: 1230px) and (max-width: 1279px){[_nghost-c13]{margin-left:250px}page[_ngcontent-c13]{padding:0 35px}}@media all and (min-width: 1280px){[_nghost-c13]{margin-left:400px}.slotted-swimlaned[_nghost-c13]{margin-left:290px}page[_ngcontent-c13]{width:95%}}@media all and (min-width: 1440px){.slotted-swimlaned[_nghost-c13]{margin-left:400px}}@media all and (max-width: 768px){[_nghost-c13]{margin:auto}}</style><script src="https://www.googletagservices.com/tag/js/gpt.js" data-key="https://www.googletagservices.com/tag/js/gpt.js" onload="this.dataset.loaded = true" async="" defer=""></script><script src="https://native.sharethrough.com/assets/sfp.js" data-key="https://native.sharethrough.com/assets/sfp.js" onload="this.dataset.loaded = true" async="" defer=""></script><style ng-transition="ng-templates">[_nghost-c14]{padding:0 5%;display:block}[_nghost-c14]     .share-expanded{display:none}.fs-article[_ngcontent-c14]{max-width:initial}featured-image[_ngcontent-c14]{margin-bottom:2em}sharing[_ngcontent-c14]{font-size:1.25em}sharing[_ngcontent-c14]     li{margin-right:8px}sharing[_ngcontent-c14]     .email{background:#000}.article-wrapper[_ngcontent-c14]{position:relative}.article-wrapper[_ngcontent-c14]:before, .article-wrapper[_ngcontent-c14]:after{content:" ";display:table}.article-wrapper[_ngcontent-c14]:after{clear:both}.body-container[_ngcontent-c14]{display:block;padding-right:5%;margin-right:300px}.body-container.no-rail[_ngcontent-c14]{margin-right:0}.body-container.no-rail[_ngcontent-c14]   .fs-article[_ngcontent-c14]{max-width:100%}article-body-container[_ngcontent-c14]{display:block}article-body-container[_ngcontent-c14], contrib-block[_ngcontent-c14], guest-contrib[_ngcontent-c14], group-blog[_ngcontent-c14]{margin-top:1em}footer[_ngcontent-c14]{display:inline-block;width:100%}footer[_ngcontent-c14]   pagination-nav[_ngcontent-c14]{float:right}footer[_ngcontent-c14]   sharing[_ngcontent-c14]{clear:both;float:right;position:relative;margin:5px 0}footer[_ngcontent-c14]   sharing[_ngcontent-c14]:before{content:'Share: ';position:absolute;left:-55px;line-height:30px;color:#333;font-size:0.875rem;font-weight:normal;font-weight:bold;font-family:"Avenir","Noto Sans","Droid Sans","Helvetica Neue",Corbel,Helvetica,Arial,sans-serif}.ad-rail-container[_ngcontent-c14]{float:right;height:auto}fbs-ad-rail[_ngcontent-c14]{display:block;width:300px;height:100%}fbs-ad-rail[_ngcontent-c14]     fbs-ad{margin-top:600px;display:block}fbs-ad-rail[_ngcontent-c14]     fbs-ad[position="spon-logo"], fbs-ad-rail[_ngcontent-c14]     fbs-ad[position="rec"]{margin-top:0}fbs-ad-rail[_ngcontent-c14]     [position="spon-logo"] div:first-child{margin-bottom:20px}@media all and (min-width: 1025px) and (max-width: 1229px){[_nghost-c14]{padding:0 7.5%}}@media all and (max-width: 1229px){sharing[_ngcontent-c14]{display:none}}@media all and (max-width: 768px){[_nghost-c14]{padding-top:60px}}</style><style ng-transition="ng-templates">[_nghost-c15]{width:100%;background:#fff;font-weight:normal;display:inline-block}.core-unit[_nghost-c15]{margin-top:60px}[position="top"][_ngcontent-c15]{display:block;width:100%;min-height:90px;padding:12px 0;text-align:center;z-index:1}[position="top"][_ngcontent-c15]    >div{margin:0 -8.8%;overflow-x:auto;overflow-y:hidden}.top-ad-container[_ngcontent-c15]{min-height:116px;border-bottom:2px solid #E6E6E6;margin:auto;float:none}.sticky[_ngcontent-c15]{position:fixed;top:0;border:none;width:100%;background:#fff;z-index:9999;transition:top 500ms}.sticky.core-unit[_ngcontent-c15]{top:60px}group-blog-blurb[_ngcontent-c15]{margin-top:1em}.women-at-forbes[_ngcontent-c15]{width:135px;height:20px;float:left;margin:10px 20px 0 0}.women-at-forbes[_ngcontent-c15]   img[_ngcontent-c15]{vertical-align:top}.article-meta[_ngcontent-c15]{min-height:1em;line-height:20px;color:gray;display:block;margin-top:1em;font-weight:bold}.article-meta[_ngcontent-c15]   channel-path[_ngcontent-c15]{display:none}.badge[_ngcontent-c15]{display:inline-block;position:relative;margin-left:1em}.forbes-on-trump[_ngcontent-c15]{color:#fff;background-color:#333;padding:2px 7px 0 29px;font-weight:bold}.forbes-on-trump[_ngcontent-c15]   .icon-donald-trump[_ngcontent-c15]{position:absolute;top:1px;left:4px}.forbes-on-trump[_ngcontent-c15]:before{content:'Forbes on trump';text-transform:uppercase}.forbes-100[_ngcontent-c15]{vertical-align:top;background-color:#333}.forbes-100[_ngcontent-c15]   img[_ngcontent-c15]{padding:2px}.editors-pick[_ngcontent-c15]:before{content:'Editor\'s pick';color:#1A1A1A;margin-left:23px;font-weight:bold;text-transform:uppercase}.icon-badge[_ngcontent-c15]{position:absolute;left:0;top:0;color:#ffc000}.icon-star[_ngcontent-c15]{position:absolute;top:-1px;left:3.5px;color:#1A1A1A}div[_ngcontent-c15]{float:right;margin-left:6px}div[_ngcontent-c15]   a[_ngcontent-c15]{padding:3px 5px;background-color:#003891;color:#fff;text-decoration:none;text-transform:uppercase;border-radius:8px;transition:all 0.15s ease-in-out}div[_ngcontent-c15]   a[_ngcontent-c15]:hover{background-color:#000}.circ-link[_ngcontent-c15]{font-weight:bold;color:#c41a23;float:right}featured-image[_ngcontent-c15]{margin:1rem 0}.badge-wrapper[_ngcontent-c15]{display:none}.badge-wrapper[_ngcontent-c15]   .badge[_ngcontent-c15]{display:inline-block;position:relative;margin-left:1em}.badge-wrapper[_ngcontent-c15]   [_ngcontent-c15]:first-child{margin-left:0}.badge-wrapper[_ngcontent-c15]   .women-at-forbes[_ngcontent-c15]{width:162px;height:24px;border:1px solid #000;margin:0}.badge-wrapper[_ngcontent-c15]   .forbes-on-trump[_ngcontent-c15], .badge-wrapper[_ngcontent-c15]   .forbes-100[_ngcontent-c15]{vertical-align:top}.badge-wrapper[_ngcontent-c15]   .forbes-on-trump[_ngcontent-c15]   img[_ngcontent-c15], .badge-wrapper[_ngcontent-c15]   .forbes-100[_ngcontent-c15]   img[_ngcontent-c15]{padding:2px}.badge-wrapper[_ngcontent-c15]   .forbes-on-trump[_ngcontent-c15]{color:#fff;background-color:#333;padding:2px 7px 0 29px;font-weight:bold;line-height:20px}.badge-wrapper[_ngcontent-c15]   .forbes-on-trump[_ngcontent-c15]   .icon-donald-trump[_ngcontent-c15]{position:absolute;top:1px;left:4px}.badge-wrapper[_ngcontent-c15]   .forbes-on-trump[_ngcontent-c15]:before{content:'Forbes on trump';text-transform:uppercase}.badge-wrapper[_ngcontent-c15]   .forbes-100[_ngcontent-c15]{vertical-align:top;background-color:#333}.badge-wrapper[_ngcontent-c15]   .forbes-100[_ngcontent-c15]   img[_ngcontent-c15]{padding:2px}@media all and (max-width: 768px){.core-unit[_nghost-c15]{margin-top:0}channel-path[_ngcontent-c15], .women-at-forbes[_ngcontent-c15], .forbes-on-trump[_ngcontent-c15], .forbes-100[_ngcontent-c15], .circ-link[_ngcontent-c15]{display:none}.article-meta[_ngcontent-c15]   channel-path[_ngcontent-c15]{display:block}.badge-wrapper[_ngcontent-c15]{display:inline-block}}@media all and (min-width: 1230px) and (max-width: 1329px){[position="top"][_ngcontent-c15]    >div{margin:0 -3.6%}}</style><style ng-transition="ng-templates">[_nghost-c26]{display:inline-block;font-weight:bold;text-transform:uppercase}.view-count[_ngcontent-c26]{margin-left:2em}</style><style ng-transition="ng-templates">[_nghost-c10]{text-transform:uppercase;display:block;font-family:forbesicon}.reversible[_nghost-c10]   .icon-facebook[_ngcontent-c10]{background:#3b5998;color:#fff}.reversible[_nghost-c10]   .icon-facebook[_ngcontent-c10]:hover{background:#fff;color:#3b5998}.reversible[_nghost-c10]   .icon-twitter[_ngcontent-c10]{background:#55acee;color:#fff}.reversible[_nghost-c10]   .icon-twitter[_ngcontent-c10]:hover{background:#fff;color:#55acee}.reversible[_nghost-c10]   .icon-linkedin[_ngcontent-c10]{background:#0077b5;color:#fff}.reversible[_nghost-c10]   .icon-linkedin[_ngcontent-c10]:hover{background:#fff;color:#0077b5}.reversible[_nghost-c10]   .icon-google[_ngcontent-c10]{background:#dd4b39;color:#fff}.reversible[_nghost-c10]   .icon-google[_ngcontent-c10]:hover{background:#fff;color:#dd4b39}.reversible[_nghost-c10]   .icon-pinterest[_ngcontent-c10]{background:#bd081c;color:#fff}.reversible[_nghost-c10]   .icon-pinterest[_ngcontent-c10]:hover{background:#fff;color:#bd081c}.reversible[_nghost-c10]   .icon-email[_ngcontent-c10]{background:#B3B3B3;color:#fff}.reversible[_nghost-c10]   .icon-email[_ngcontent-c10]:hover{background:#fff;color:#B3B3B3}li[_ngcontent-c10]{display:inline-block;line-height:1.5em}li.share-expanded[_ngcontent-c10]{background-color:#fff}li.share-expanded[_ngcontent-c10]   button[_ngcontent-c10]{color:#333}li.share-expanded[_ngcontent-c10]   button[_ngcontent-c10]:after{content:'share';text-transform:uppercase;display:block;font-weight:700;font-size:10px;line-height:10px;position:relative;top:-15px}button[_ngcontent-c10]{color:#fff;width:1.5em;height:1.5em;border-radius:50%}input[_ngcontent-c10]{width:auto;height:1.5em;border:0;padding:0 10px;font:400 1rem "Georgia","Cambria","Times New Roman","Times",serif;border-radius:5px;box-shadow:inset 2px 3px 3px rgba(0,0,0,0.1)}.facebook[_ngcontent-c10]{background-color:#3b5998}.twitter[_ngcontent-c10]{background-color:#55acee}.linkedin[_ngcontent-c10]{background-color:#0077b5}.google[_ngcontent-c10]{background-color:#dd4b39}.pinterest[_ngcontent-c10]{background-color:#bd081c}.email[_ngcontent-c10]{background-color:#B3B3B3}.chat[_ngcontent-c10]{background-color:#009623;width:1.5em}.chat[_ngcontent-c10]   i[_ngcontent-c10]:before{content:"\f15c"}</style><style ng-transition="ng-templates">[_nghost-c22]{display:block;margin:20px 0;clear:both}ul[_ngcontent-c22]{display:flex;justify-content:space-between}li[_ngcontent-c22]{display:inline-block;font-weight:bold;color:#333;text-align:left;padding:0 3px}li[_ngcontent-c22]   a[_ngcontent-c22]{text-decoration:underline}li[_ngcontent-c22]   a[_ngcontent-c22]:hover, li[_ngcontent-c22]   a[_ngcontent-c22]:active{color:#069eec}.print[_ngcontent-c22]{padding-left:0}@media all and (max-width: 768px){.print[_ngcontent-c22]{display:none}}@media all and (max-width: 480px){i[_ngcontent-c22]{padding-right:0}li[_ngcontent-c22]{display:block;float:left}}</style><style ng-transition="ng-templates">[_nghost-c17]{display:inline-block;width:100%}contrib-byline.no-disclaimer[_ngcontent-c17]{padding-top:12px}.contrib-container[_ngcontent-c17]{display:flex}.fs-author-avatar[_ngcontent-c17]{width:4em;height:4em;max-width:80px}.fs-author-avatar[_ngcontent-c17]   img[_ngcontent-c17]{min-width:60px;width:100%}.most-popular-icon[_ngcontent-c17]   small[_ngcontent-c17]{display:none;position:absolute;top:0;left:25px;padding:5px;background-color:#ffc000;font-weight:bold;border-radius:4px;text-transform:uppercase;white-space:nowrap}.contrib-tagline[_ngcontent-c17]{color:#999;font-style:italic;line-height:1.25;margin-top:0.5em}.full-bio[_ngcontent-c17]{display:inline-block;color:#003891;font-weight:bold;text-transform:uppercase}.full-bio[_ngcontent-c17]:before{content:'Full Bio'}.bio-expanded[_ngcontent-c17]{background-color:#F2F2F2;position:relative;padding:.8em;margin:-.8em}.bio-expanded[_ngcontent-c17]   .full-bio[_ngcontent-c17]{position:absolute;right:8px;top:5px;color:#000}.bio-expanded[_ngcontent-c17]   .full-bio[_ngcontent-c17]:before{content:''}.bio-expanded[_ngcontent-c17]   .icon-chevron-down[_ngcontent-c17]:before{content:'\f104'}.legal-disclaimer[_ngcontent-c17]{display:block;margin-top:1em}  follow-link{display:block;margin:.2em 0}.social-links[_ngcontent-c17]{display:flex}li[_ngcontent-c17]{padding:0 10px}li[_ngcontent-c17]   .icon[_ngcontent-c17]{color:#666}li[_ngcontent-c17]:first-of-type{padding-left:0}.icon[_ngcontent-c17]:hover.icon-facebook{color:#3b5998}.icon[_ngcontent-c17]:hover.icon-twitter{color:#55acee}.icon[_ngcontent-c17]:hover.icon-linkedin{color:#0077b5}.icon[_ngcontent-c17]:hover.icon-instagram{color:#333}.icon[_ngcontent-c17]:hover.icon-rss-feed{color:#f38521}.icon[_ngcontent-c17]:hover.icon-book{color:#f90}.icon[_ngcontent-c17]:hover.icon-google{color:#dd4b39}.icon[_ngcontent-c17]:hover.icon-youtube{color:#cd201f}@media (max-width: 1024px){.fs-author-avatar[_ngcontent-c17]{max-width:40px;max-height:45px}.fs-author-avatar[_ngcontent-c17]   img[_ngcontent-c17]{min-width:40px}}@media (min-width: 768px){.most-popular-icon[_ngcontent-c17]:hover   small[_ngcontent-c17]{display:inline}}</style><style ng-transition="ng-templates">[_nghost-c27]{display:block}.brand[_ngcontent-c27]{color:#c41a23;font-style:italic;vertical-align:baseline}.comma[_ngcontent-c27]{margin-left:-.25rem}.contrib-byline-type[_ngcontent-c27]{color:#999;text-transform:uppercase}.icon-staff-verified[_ngcontent-c27]{color:#003891}.icon-u30-logo[_ngcontent-c27]{color:#ffc000}.icon-womenforbes-logo[_ngcontent-c27]{color:#000;vertical-align:middle}</style><style ng-transition="ng-templates">.article-gallery-embedded{border-color:#E6E6E6;border-style:solid;border-width:3px 0px;width:100%;padding:1.5em 5%;margin:1em 0;font-size:1.5rem;font-weight:normal;overflow:hidden}  .article-gallery-embedded .article-image-box{width:47%;float:left;margin-right:3%}  .article-gallery-embedded .article-image-box img{display:block}  .article-gallery-embedded .article-text-box{width:50%;float:left}  .article-gallery-embedded .article-text-box header{font:700 0.875em "Helvetica Neue",Helvetica,Arial,sans-serif;color:#003891;margin-bottom:.5em}  .article-gallery-embedded .article-text-box header .icon{color:#999;margin-right:.5em}  .article-gallery-embedded .article-text-box h4{font:normal 1.5em "Georgia","Cambria","Times New Roman","Times",serif;color:#000}  .article-gallery-embedded .article-text-box .article-launch-gallery{display:inline-block;font:700 0.875em "Helvetica Neue",Helvetica,Arial,sans-serif;margin-top:0.75em;margin-right:.5em}  .article-gallery-embedded .article-text-box .article-launch-gallery .article-launch-text{color:#003891}  .article-gallery-embedded .article-text-box .article-launch-gallery .article-slide-count{font-size:0.875em;margin:0;color:#999}  .article-gallery-embedded .article-text-box .article-launch-button{background-color:#069eec;color:#fff;display:inline-block;vertical-align:bottom;width:2em;height:2em;text-align:center;height:40px;width:40px;border-radius:20px;transition:-webkit-transform 0.15s ease-in-out;transition:transform 0.15s ease-in-out;transition:transform 0.15s ease-in-out, -webkit-transform 0.15s ease-in-out;-webkit-transform:translate(0, 0);transform:translate(0, 0)}  .article-gallery-embedded .article-text-box .article-launch-button .icon-chevron-right,   .article-gallery-embedded .article-text-box .article-launch-button .icon-chevron-right:before{vertical-align:middle}@media all and (max-width: 1229px){  .article-gallery-embedded{font-size:1.5rem;font-weight:normal}}@media all and (max-width: 1024px){  .article-gallery-embedded{font-size:1.25rem;font-weight:normal}  .article-gallery-embedded .article-image-box{float:right;margin-right:auto}  .article-gallery-embedded .article-text-box{float:left;margin-right:3%}  .article-gallery-embedded .article-text-box .article-launch-button{font-size:0.75em}}[_nghost-c20]{display:inline-block}[_nghost-c20]     .article-promo-bv{position:relative;max-width:800px;font-size:initial;margin:2em auto 2.5em;text-align:center;transition:max-height 0.3s ease-in-out}[_nghost-c20]     .article-promo-bv h3{font-weight:normal;line-height:1.2em;font-family:"Georgia","Cambria","Times New Roman","Times",serif}[_nghost-c20]     .article-promo-bv a{color:#000;text-decoration:none}[_nghost-c20]     .article-promo-bv .inline-reveal{position:relative;z-index:0;overflow-y:hidden;height:100%;transition:all 0.3s linear}[_nghost-c20]     .article-promo-bv.collapsed .inline-reveal{height:0}[_nghost-c20]     .article-promo-bv:before, [_nghost-c20]     .article-promo-bv:after{height:0;content:"";display:block;position:absolute;left:10%;right:10%;z-index:0}[_nghost-c20]     .article-promo-bv:before{border-top:1px solid #c41a23;top:0}[_nghost-c20]     .article-promo-bv:after{border-top:2px solid #c41a23;bottom:0}[_nghost-c20]     .article-promo-bv .inline-reveal .reveal-this{margin:1.5em 5% 2em}[_nghost-c20]     .article-promo-bv .inline-reveal .reveal-this h3{margin-top:1em}[_nghost-c20]     .article-promo-bv .inline-reveal .reveal-this h3 a{font-size:1.25em}[_nghost-c20]     .article-promo-bv .brandvoice-entity a{display:inline-block}[_nghost-c20]     .article-promo-bv .brandvoice-entity a .avatar{width:2em}[_nghost-c20]     .article-promo-bv .brandvoice-entity a .brandvoice{white-space:nowrap;font:bold 1em "Avenir","Noto Sans","Droid Sans","Helvetica Neue",Corbel,Helvetica,Arial,sans-serif}[_nghost-c20]     .article-promo-bv .inline-peak{position:absolute;width:100%;bottom:0;z-index:1}[_nghost-c20]     .article-promo-bv .slug{display:inline-block;background:#fff;font-family:"Georgia","Cambria","Times New Roman","Times",serif;font-weight:bold;line-height:1em;position:relative;bottom:-.5em;padding-right:30px;padding-left:10px}[_nghost-c20]     .article-promo-bv .brandvoice{color:#c41a23;font-style:italic}[_nghost-c20]     .article-promo-bv .brandvoice .brand{color:#000;font-style:normal}@media all and (max-width: 768px){.article-promo-bv[_ngcontent-c20]   .brandvoice-entity[_ngcontent-c20]   .avatar[_ngcontent-c20]{vertical-align:middle;margin-right:.5em}}@media all and (max-width: 1024px){.article-promo-bv[_ngcontent-c20]   .inline-peak[_ngcontent-c20]   .slug[_ngcontent-c20]   .help[_ngcontent-c20]{top:1px}}@media all and (min-width: 769px){.article-promo-bv[_ngcontent-c20]   .brandvoice-entity[_ngcontent-c20]   .avatar[_ngcontent-c20]{width:3em;margin-bottom:.5em}.article-promo-bv[_ngcontent-c20]   .brandvoice-entity[_ngcontent-c20]   .brandvoice[_ngcontent-c20]{display:block}}@media all and (min-width: 1025px){.article-promo-bv[_ngcontent-c20]{font-size:1.25rem;font-weight:normal}}@media all and (min-width: 1230px){.article-promo-bv[_ngcontent-c20]{font-size:1.5rem;font-weight:normal}}fbs-ad[_ngcontent-c20]{display:block;text-align:center;margin-bottom:30px;overflow-x:auto}p[_ngcontent-c20]{margin-top:0}div[_ngcontent-c20]     {display:block}div[_ngcontent-c20]     img{width:100%}div[_ngcontent-c20]     .progressive-placeholder:before{content:'';display:block;padding-bottom:56.25%}div[_ngcontent-c20]     .fbs-brightcove{margin:1em 0}div[_ngcontent-c20]     .alignleft{float:left;margin:0.5% 3.5% 1.75% 0}div[_ngcontent-c20]     .alignright{float:right;margin:0.5% 0 1.75% 3.5%}div[_ngcontent-c20]     .alignleft, div[_ngcontent-c20]     .alignright{width:40%;line-height:0}div[_ngcontent-c20]     .alignleft .caption-container, div[_ngcontent-c20]     .alignright .caption-container{padding-top:0.5em}div[_ngcontent-c20]     .alignleft .wp-caption-text, div[_ngcontent-c20]     .alignright .wp-caption-text{margin:0;line-height:1.4em}div[_ngcontent-c20]     .tweet_quote{padding:0 3px 0 0}div[_ngcontent-c20]     .tweet_quote:hover a{color:#fff;background-color:#55acee;text-decoration:none}div[_ngcontent-c20]     .tweet_quote:hover span:before{margin-left:-1.3em}div[_ngcontent-c20]     .tweet_quote a{transition:background-color 0.2s ease-in-out;color:#000}div[_ngcontent-c20]     .tweet_quote span{position:relative;color:#55acee;width:1.5em;height:1em;padding:0 .25em;overflow:hidden;display:inline-block}div[_ngcontent-c20]     .tweet_quote span:before, div[_ngcontent-c20]     .tweet_quote span:after{content:"\f13f";font-family:forbesicon;font-size:1.25em;display:block;height:1em;float:left}div[_ngcontent-c20]     .tweet_quote span:before{margin-left:0;transition:margin-left 0.2s ease-in-out}div[_ngcontent-c20]     .tweet_quote span:after{color:#fff}div[_ngcontent-c20]     ul li, div[_ngcontent-c20]     ol li{margin:1em 0;margin-left:3em}div[_ngcontent-c20]     ol li{list-style:decimal}div[_ngcontent-c20]     ul li{list-style:disc}div[_ngcontent-c20]     div[style*="clear"]{clear:left !important}div[_ngcontent-c20]     .slideimgbox>img{margin:auto}  .sticky-video-placeholder{background:#000 url("//i.forbesimg.com/media/assets/logos/forbes-logo-f.png") no-repeat center center;position:relative;width:100%;height:0;padding:56.25% 0 0;overflow:hidden}loading[_ngcontent-c20]{background:lightgrey;color:dimgrey;text-align:center;height:400px;width:calc(100% - 200px)}@media (1230px) and (1400px){[_nghost-c20]     .article-body .alignleft, [_nghost-c20]     .article-body .alignright{padding:3.25% 0}}@media (min-width: 769px){[_nghost-c20]     .article-body .alignleft{margin:1.75% 3.5% 1.75% -3.5%}[_nghost-c20]     .article-body .alignright{margin:1.75% -3.5% 1.75% 3.5%}}@media all and (max-width: 768px){[_nghost-c20]{padding-right:0px;margin-right:0px}[_nghost-c20]     .article-body .alignleft, [_nghost-c20]     .article-body .alignright{float:none;width:auto;margin-left:3%}}</style><style ng-transition="ng-templates">[_nghost-c24]{display:block;padding-top:1.5rem;border-bottom:2px solid #E6E6E6;padding-bottom:12px;transition:font-size 0.3s ease-out;font-family:"Georgia","Cambria","Times New Roman","Times",serif}.logo[_ngcontent-c24]{display:inline-block}.crumb[_ngcontent-c24], .hashtag[_ngcontent-c24]{vertical-align:baseline}.crumb[_ngcontent-c24]:before, .hashtag[_ngcontent-c24]:before{content:"/";display:inline-block;margin:0 .5em 0 .3em;position:relative;top:-0.15em;color:#ccc;font-size:0.75em}.crumb[_ngcontent-c24]{color:#999}.hashtag[_ngcontent-c24]{text-transform:capitalize;color:#003891}@media (min-width: 1230px){.logo[_ngcontent-c24], .crumb[_ngcontent-c24]:before{display:none}}@media all and (max-width: 768px){[_nghost-c24]{border-bottom:none;padding:0;font-weight:400}.crumb[_ngcontent-c24], .hashtag[_ngcontent-c24]{font-size:0.875rem;font-weight:normal}.crumb[_ngcontent-c24]{color:gray;text-transform:capitalize}.hashtag[_ngcontent-c24]:before{font-size:0.875rem;font-weight:normal}.logo[_ngcontent-c24], .crumb[_ngcontent-c24]:before{display:none}}</style><meta name="apple-itunes-app" content="app-id=588647136"><meta property="fb:app_id" content="123694841080850"><meta property="og:site_name" content="Forbes"><meta name="twitter:site" content="@forbes"><meta name="description" content="Those hurt by Hurricane Harvey need your help. This is how you can donate to worthy organizations without getting scammed." itemprop="description"><meta name="keywords" content="" itemprop="keywords"><meta name="author" content="John Wasik" itemprop="author"><meta property="og:title" content="Help Houston: 4 Ways To Avoid Fake Harvey Charities"><meta property="og:image" content="https://thumbor.forbes.com/thumbor/600x315/smart/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F41514828%2F960x0.jpg%3Ffit%3Dscale"><meta property="og:updated_time" content="2017-08-30T09:20:39-04:00"><meta property="og:url" content="https://www.forbes.com/sites/johnwasik/2017/08/30/help-houston-4-ways-to-avoid-fake-harvey-charities/"><meta property="og:description" content="Those hurt by Hurricane Harvey need your help. This is how you can donate to worthy organizations without getting scammed."><meta property="og:type" content="article"><meta name="twitter:card" content="summary_large_image"><meta name="twitter:title" content="Help Houston: 4 Ways To Avoid Fake Harvey Charities"><meta name="twitter:description" content="Those hurt by Hurricane Harvey need your help. This is how you can donate to worthy organizations without getting scammed."><meta name="twitter:image" content="https://thumbor.forbes.com/thumbor/600x300/smart/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F41514828%2F960x0.jpg%3Ffit%3Dscale" itemprop="image"><meta name="twitter:creator" content="@johnwasik"><meta name="news_keywords" content="" itemprop="keywords"><meta property="article:publisher" content="https://www.facebook.com/forbes"><meta property="article:author" content="John Wasik"><meta property="article:section" content="Business" itemprop="articleSection"><meta property="article:section_url" content="https://www.forbes.com/business/"><meta property="article:id" content="blogAndPostId/blog/post/1907-16308"><meta property="article:published" content="2017-08-30" itemprop="datePublished"><meta property="article:modified" content="2017-08-30" itemprop="dateModified"><link rel="amphtml" href="https://www.forbes.com/sites/johnwasik/2017/08/30/help-houston-4-ways-to-avoid-fake-harvey-charities/amp/"><script id="article-metadata" type="application/ld+json">{"@context":"http://schema.org","publisher":{"@type":"Organization","name":"Forbes","logo":{"@type":"ImageObject","url":"https://i.forbesimg.com/media/amp/images/forbes-logo-dark.png","width":60,"height":60}},"@type":"NewsArticle","author":"John Wasik","image":{"@type":"ImageObject","url":"https://thumbor.forbes.com/thumbor/1280x868/smart/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F41514828%2F960x0.jpg%3Ffit%3Dscale","width":1280,"height":868},"headline":"Help Houston: 4 Ways To Avoid Fake Harvey Charities","datePublished":"Wed Aug 30 2017 13:20:00 GMT+0000","dateModified":"Wed Aug 30 2017 13:20:39 GMT+0000","name":"Help Houston: 4 Ways To Avoid Fake Harvey Charities","Keywords":"","mainEntityOfPage":"https://www.forbes.com/sites/johnwasik/2017/08/30/help-houston-4-ways-to-avoid-fake-harvey-charities/"}</script><script id="article-speakable" type="application/ld+json">{"@context":"http://schema.org","publisher":{"@type":"Organization","name":"Forbes","logo":{"@type":"ImageObject","url":"https://i.forbesimg.com/media/amp/images/forbes-logo-dark.png","width":60,"height":60}},"@type":"WebPage","name":"Help Houston: 4 Ways To Avoid Fake Harvey Charities","speakable":{"@type":"SpeakableSpecification","cssSelector":[".speakable-headline",".speakable-author",".speakable-paragraph"]},"url":"https://www.forbes.com/sites/johnwasik/2017/08/30/help-houston-4-ways-to-avoid-fake-harvey-charities/"}</script></head><body><app-root ng-version="5.2.0">
		<!---->
		<router-outlet></router-outlet><app _nghost-c2=""><!---->
<navbar _ngcontent-c2="" _nghost-c4="" class="undefined-expanded"><div _ngcontent-c4="" class="top-nav">
	<a _ngcontent-c4="" class="hamburger fs-text-l">
		<i _ngcontent-c4="" class="icon icon-hamburger" data-ga-track="Hamburger Icon"></i>
		<i _ngcontent-c4="" class="icon icon-close" data-ga-track="Hamburger X Close"></i>
	</a>

	<div _ngcontent-c4="" class="brand-logo-container">
		<!---->

		<a _ngcontent-c4="" class="homepage-link fs-text-l" href="//www.forbes.com/">
			<i _ngcontent-c4="" class="icon icon-forbes-logo" data-ga-track="Forbes Logo Link"></i>
		</a>
	</div>

	<a _ngcontent-c4="" class="share-expanded fs-text-l fs-responsive-text"><i _ngcontent-c4="" class="icon icon-share"></i></a>
	<a _ngcontent-c4="" class="search fs-text-l fs-responsive-text">
		<i _ngcontent-c4="" class="icon icon-search" data-ga-track="Search Icon"></i>
		<i _ngcontent-c4="" class="icon icon-close"></i>
	</a>
</div>

<!---->

<div _ngcontent-c4="" class="bottom-sticky">
	<!----><ul _ngcontent-c4="" class="expand-social fs-text-m fs-responsive-text">
		<li _ngcontent-c4="" class="icon icon-facebook"></li>
		<li _ngcontent-c4="" class="icon icon-twitter"></li>
		<li _ngcontent-c4="" class="icon icon-email"></li>
		<li _ngcontent-c4="" class="icon icon-linkedin"></li>
		<li _ngcontent-c4="" class="share-text fs-text-xxs">
			<a _ngcontent-c4="">share</a>
			<i _ngcontent-c4="" class="icon icon-chevron-right"></i>
		</li>
	</ul>

	<!---->

	<a _ngcontent-c4="" class="trending">
		<i _ngcontent-c4="" class="icon icon-plus" data-ga-track="Popular Box"></i>
		<small _ngcontent-c4="">Trending</small>
	</a>
</div>
</navbar>
<!---->

<router-outlet _ngcontent-c2=""></router-outlet><stream _nghost-c13=""><!----><page _ngcontent-c13="" class="fs-main-content" _nghost-c14="" id="article-container-0" aria-current="true"><article-header _ngcontent-c14="" _nghost-c15=""><!----><channel-path _ngcontent-c15="" class="fs-text-l fs-responsive-text" _nghost-c24=""><a _ngcontent-c24="" class="logo" href="//www.forbes.com/">
	<i _ngcontent-c24="" class="icon icon-forbes-logo" data-ga-track="Forbes Logo Link"></i>
</a>
<!----><a _ngcontent-c24="" class="crumb" data-ga-track="Channel Heading Link Top" href="/finance">Personal Finance</a>
<!----><a _ngcontent-c24="" class="hashtag" data-ga-track="Hashtag Click" href="/search/?substream=hashtags&amp;q=IfIOnlyKnew">#IfIOnlyKnew</a>
</channel-path>

<!----><div _ngcontent-c15="" class="top-ad-container" style="">
	<!---->
</div>

<!---->

<!---->

<small _ngcontent-c15="" class="article-meta">
	<!----><channel-path _ngcontent-c15="" _nghost-c24=""><a _ngcontent-c24="" class="logo" href="//www.forbes.com/">
	<i _ngcontent-c24="" class="icon icon-forbes-logo" data-ga-track="Forbes Logo Link"></i>
</a>
<!----><a _ngcontent-c24="" class="crumb" data-ga-track="Channel Heading Link Top" href="/finance">Personal Finance</a>
<!----><a _ngcontent-c24="" class="hashtag" data-ga-track="Hashtag Click" href="/search/?substream=hashtags&amp;q=IfIOnlyKnew">#IfIOnlyKnew</a>
</channel-path>
	<metrics _ngcontent-c15="" class="fs-text-xs" _nghost-c26=""><time _ngcontent-c26="">Aug 30, 2017 @ 09:20 AM</time>
<!---->
</metrics>
	<!---->
	<!---->
	<!---->
	<!---->
	<a _ngcontent-c15="" class="circ-link fs-text-xs" href="" data-ga-track="Red Circulation Link"></a>
</small>

<!---->

<!----><h1 _ngcontent-c15="" class="fs-headline speakable-headline">Help Houston: 4 Ways To Avoid Fake Harvey Charities</h1>

<span _ngcontent-c15="" class="badge-wrapper">
	<!---->
	<!---->
	<!---->
</span>

<div _ngcontent-c15=""><script type="text/javascript">performance.mark = performance.mark || function(s) {}; performance.mark('content_title_end');</script></div>
</article-header>
<div _ngcontent-c14="" class="article-wrapper">
	<!----><div _ngcontent-c14="" class="ad-rail-container">
		<!---->
	</div>
	<!----><div _ngcontent-c14="" class="body-container">
		<!---->
		<sharing _ngcontent-c14="" _nghost-c10=""><!----><ul _ngcontent-c10="" class="fs-text-m">
	<li _ngcontent-c10="" class="share-expanded">
		<button _ngcontent-c10="">
			<i _ngcontent-c10="" class="icon icon-share"></i>
		</button>
	</li>
	<!----><li _ngcontent-c10="">
		<button _ngcontent-c10="" class="social-icon email" classname="social-icon email" data-ga-track="Email Click">
			<i _ngcontent-c10="" class="icon icon-email" classname="icon icon-email" data-ga-track="Email Click"></i>
		</button>
	</li><li _ngcontent-c10="">
		<button _ngcontent-c10="" class="social-icon facebook" classname="social-icon facebook" data-ga-track="Facebook Click">
			<i _ngcontent-c10="" class="icon icon-facebook" classname="icon icon-facebook" data-ga-track="Facebook Click"></i>
		</button>
	</li><li _ngcontent-c10="">
		<button _ngcontent-c10="" class="social-icon twitter" classname="social-icon twitter" data-ga-track="Twitter Click">
			<i _ngcontent-c10="" class="icon icon-twitter" classname="icon icon-twitter" data-ga-track="Twitter Click"></i>
		</button>
	</li><li _ngcontent-c10="">
		<button _ngcontent-c10="" class="social-icon linkedin" classname="social-icon linkedin" data-ga-track="Linkedin Click">
			<i _ngcontent-c10="" class="icon icon-linkedin" classname="icon icon-linkedin" data-ga-track="Linkedin Click"></i>
		</button>
	</li><li _ngcontent-c10="">
		<button _ngcontent-c10="" class="social-icon google" classname="social-icon google" data-ga-track="Google Plus Click">
			<i _ngcontent-c10="" class="icon icon-google" classname="icon icon-google" data-ga-track="Google Plus Click"></i>
		</button>
	</li>

	<!---->

	<!---->
</ul>
</sharing>
		<!----><contrib-block _ngcontent-c14="" _nghost-c17=""><div _ngcontent-c17="" class="contrib-container">
	<!----><a _ngcontent-c17="" class="fs-author-avatar" href="/sites/johnwasik/">
		<!----><img _ngcontent-c17="" class="fs-author-image" src="https://secure.gravatar.com/avatar/5265a0aa552dff3c4fe1b03fd378fb28?s=400&amp;d=mm&amp;r=g" data-ga-track="Gravatar Link">
		<!---->
	</a>

	<div _ngcontent-c17="" class="contrib-info">
		<contrib-byline _ngcontent-c17="" _nghost-c27=""><span _ngcontent-c27="" class="fs-author-name contrib-byline-author speakable-author">
	<a _ngcontent-c27="" href="/sites/johnwasik/" data-ga-track="contrib block byline">
		<!----><!---->John Wasik<!---->
	</a>
</span>

<!----><span _ngcontent-c27="" class="comma">, </span>

<!---->

<!----><span _ngcontent-c27="" class="contrib-byline-type">
	<!---->
	<!---->
	<!----><span _ngcontent-c27="" class="fs-text-s author-type">Contributor</span>
</span>
</contrib-byline>

		<!---->
		<!----><a _ngcontent-c17="" class="full-bio fs-text-xs fs-responsive-text" data-ga-track="contrib block expand">
			<span _ngcontent-c17="" class="icon icon-chevron-down"></span>
		</a>

		<!----><small _ngcontent-c17="" class="legal-disclaimer">Opinions expressed by Forbes Contributors are their own.</small>

		<!---->

		<!---->

	</div>
</div>

<!---->
</contrib-block>
		<!---->
		<!---->
		<!----><article-body-container _ngcontent-c14="" class="article-body fs-article fs-responsive-text" _nghost-c20=""><!---->

<!---->

<!---->
<div _ngcontent-c20="" innerhtml="<p>When I saw the pictures of people struggling with flood waters in Southeastern Texas, I wanted to do something to help. My community was hit by flooding earlier in the summer, so I had some idea what Texans were experiencing, although on a much smaller scale.</p> 
<p>Yet in the rush to provide aid, a number of scams emerged that exploit our altruistic urges.</p> 
<p>Without a doubt, the <a href=&quot;http://www.redcross.org/&quot; target=&quot;_blank&quot; rel=&quot;nofollow&quot;>American Red Cross</a>&amp;nbsp;always has boots on the ground. They have a solid track record and are extremely well organized.</p> 
<p>Yet there are many other worthy groups doing good work that need your support. More than 30,000 people will need temporary housing, food and water. The need is great.</p> 
<p>Before you respond to the avalanche of appeals in every medium, you need to be careful.</p> 
<div id=&quot;attachment_41514828&quot; class=&quot;wp-caption alignnone&quot;> 
 <div class=&quot;article-body-image&quot;> 
  <progressive-image class=&quot;progressive-placeholder&quot; src=&quot;https://thumbor.forbes.com/thumbor/960x0/smart/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F41514828%2F960x0.jpg%3Ffit%3Dscale&quot; low-res-src=&quot;https://thumbor.forbes.com/thumbor/100x0/smart/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F41514828%2F960x0.jpg%3Ffit%3Dscale&quot;></progressive-image> 
 </div> 
 <div article-image-caption=&quot;&quot;> 
  <div class=&quot;caption-container&quot; ng-class=&quot;caption_state&quot;> 
   <fbs-accordion current=&quot;0&quot;> 
    <p class=&quot;wp-caption-text&quot;>Rescuers help a woman from a flooded retirement home after Hurricane Harvey in Spring, Texas, U.S., on Monday, Aug. 28, 2017. (Luke Sharrett/Bloomberg</p> 
   </fbs-accordion> 
  </div> 
 </div> 
</div> 
<p> 
 </p> 
<p>According to <a href=&quot;https://www.charitynavigator.org/index.cfm?bay=content.view&amp;amp;cpid=5239&amp;amp;utm_source=Press+Releases+%26+Media+Alerts&amp;amp;utm_campaign=aaea2e1ca5-EMAIL_CAMPAIGN_2017_08_28&amp;amp;utm_medium=email&amp;amp;utm_term=0_e31b418e47-aaea2e1ca5-94016125&quot; target=&quot;_blank&quot; rel=&quot;nofollow&quot;>Charity Navigator</a>, here are some of the highest-rated local non-profits working in the Houston area:</p> 
<p>--<a href=&quot;https://www.americares.org/&quot; target=&quot;_blank&quot; rel=&quot;nofollow&quot;> Americares</a></p> 
<p>-- <a href=&quot;https://www.directrelief.org/&quot; target=&quot;_blank&quot; rel=&quot;nofollow&quot;>Direct Relief</a></p> 
<div class=&quot;vestpocket&quot; vest-pocket=&quot;&quot;></div> 
<p>-- <a href=&quot;https://www.catholiccharities.org/&quot; target=&quot;_blank&quot; rel=&quot;nofollow&quot;>Catholic Charities of the Archdiocese of Galveston-Houston</a></p> 
<p>--<a href=&quot;https://www.convoyofhope.org/&quot; target=&quot;_blank&quot; rel=&quot;nofollow&quot;> Convoy of Hope</a></p> 
<p>-- <a href=&quot;http://www.savethechildren.org/site/c.8rKLIXMGIpI4E/b.6115947/k.B143/Official_USA_Site.htm&quot; target=&quot;_blank&quot; rel=&quot;nofollow&quot;>Save the Children</a></p> 
<p>How do you avoid a scam non-profit? You need to do some vetting. Here are some guidelines:</p> 
<p><strong>-- A charity solicits your donation by phone or email.</strong> Most legitimate charities put their money into &quot;program&quot; work, that is, directly helping people. If you're getting aggressive solicitations, that's usually a bad sign. Avoid those charities that do this.</p> 
<p>Want to know if a charity is legit? Here are some guidelines from the IRS:</p> 
<p>&quot;Be wary of charities with names that are similar to familiar or nationally known organizations. Some phony charities use names or websites that sound or look like those of respected, legitimate organizations.</p> 
<p>The<a href=&quot;https://www.irs.gov/charities-non-profits/exempt-organizations-select-check&quot; target=&quot;_blank&quot; rel=&quot;nofollow&quot;> IRS &amp;nbsp;Web site</a> has a search feature,<span>&amp;nbsp;</span><a href=&quot;http://links.govdelivery.com/track?type=click&amp;amp;enid=ZWFzPTEmbXNpZD0mYXVpZD0mbWFpbGluZ2lkPTIwMTcwODI5Ljc3NDc1MjgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE3MDgyOS43NzQ3NTI4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE2ODQzOTczJmVtYWlsaWQ9am9obndhc2lrQGdtYWlsLmNvbSZ1c2VyaWQ9am9obndhc2lrQGdtYWlsLmNvbSZ0YXJnZXRpZD0mZmw9Jm12aWQ9JmV4dHJhPSYmJg==&amp;amp;&amp;amp;&amp;amp;127&amp;amp;&amp;amp;&amp;amp;https://www.irs.gov/charities-non-profits/exempt-organizations-select-check&quot; target=&quot;_blank&quot; rel=&quot;nofollow&quot;>Exempt Organizations Select Check</a>, through which people may find qualified charities; donations to these charities may be tax-deductible.&quot;</p> 
<p><strong>-- Use an independent third party to evaluate the charity.</strong> Other than Charity Navigator, use the <a href=&quot;https://www.bbb.org/council/news-events/news-releases/2017/08/bbb-and-give.org-offer-tips-on-helping-texas-in-the-aftermath-of-hurricane-harvey/&quot; target=&quot;_blank&quot; rel=&quot;nofollow&quot;>Better Business Bureau's Give.org </a>site. &quot;Verify the trustworthiness of soliciting relief organizations by visiting <a href=&quot;http://give.org/&quot; target=&quot;_blank&quot; rel=&quot;nofollow&quot;>Give.org</a> to access free reports that specify if the charity meets the 20 BBB Standards for Charity Accountability,&quot; the BBB offers.</p> 
<p><strong>-- See if the charity has boots on the ground.</strong> Many don't, but will be more than happy to accept your donation. If you want to target your contribution to &quot;direct&quot; relief groups, then you need to do a little research.</p> 
<p>&quot;Unless the charity already has staff in the affected areas,&quot; notes the BBB, &quot;it may be difficult to bring in new aid workers to provide assistance quickly. See if the charity’s website clearly describes what the charity can do to address immediate needs.&quot;</p> 
<p><strong>-- Be wary of crowdfunding.</strong> Although this way of raising money on social media can be effective and fast, these sites are hard to vet. You don't know where the money is headed.</p> 
<p>&quot;Keep in mind that some crowdfunding sites do very little vetting of individuals who decide to post for assistance after a disaster, and it is often difficult for donors to verify the trustworthiness of crowdfunding requests for support,&quot; the BBB adds.</p> 
<p>&quot;If you decide to contribute via crowdfunding, it is probably best to give to people who you personally know that have posted requests for assistance.&quot;</p>"><p class="speakable-paragraph">When I saw the pictures of people struggling with flood waters in Southeastern Texas, I wanted to do something to help. My community was hit by flooding earlier in the summer, so I had some idea what Texans were experiencing, although on a much smaller scale.</p> 
<p>Yet in the rush to provide aid, a number of scams emerged that exploit our altruistic urges.</p> 
<p>Without a doubt, the <a href="http://www.redcross.org/" target="_blank" rel="nofollow">American Red Cross</a>&nbsp;always has boots on the ground. They have a solid track record and are extremely well organized.</p> 
<p>Yet there are many other worthy groups doing good work that need your support. More than 30,000 people will need temporary housing, food and water. The need is great.</p> 
<p>Before you respond to the avalanche of appeals in every medium, you need to be careful.</p> 
<div id="attachment_41514828" class="wp-caption alignnone"> 
 <div class="article-body-image"> 
  <progressive-image class="progressive-placeholder" src="https://thumbor.forbes.com/thumbor/960x0/smart/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F41514828%2F960x0.jpg%3Ffit%3Dscale" low-res-src="https://thumbor.forbes.com/thumbor/100x0/smart/https%3A%2F%2Fspecials-images.forbesimg.com%2Fimageserve%2F41514828%2F960x0.jpg%3Ffit%3Dscale"></progressive-image> 
 </div> 
 <div article-image-caption=""> 
  <div class="caption-container" ng-class="caption_state"> 
   <fbs-accordion current="0"> 
    <p class="wp-caption-text">Rescuers help a woman from a flooded retirement home after Hurricane Harvey in Spring, Texas, U.S., on Monday, Aug. 28, 2017. (Luke Sharrett/Bloomberg</p> 
   </fbs-accordion> 
  </div> 
 </div> 
</div> 
<p> 
 </p> 
<p>According to <a href="https://www.charitynavigator.org/index.cfm?bay=content.view&amp;cpid=5239&amp;utm_source=Press+Releases+%26+Media+Alerts&amp;utm_campaign=aaea2e1ca5-EMAIL_CAMPAIGN_2017_08_28&amp;utm_medium=email&amp;utm_term=0_e31b418e47-aaea2e1ca5-94016125" target="_blank" rel="nofollow">Charity Navigator</a>, here are some of the highest-rated local non-profits working in the Houston area:</p> 
<p>--<a href="https://www.americares.org/" target="_blank" rel="nofollow"> Americares</a></p> 
<p>-- <a href="https://www.directrelief.org/" target="_blank" rel="nofollow">Direct Relief</a></p> 
<div class="vestpocket" vest-pocket=""></div> 
<p>-- <a href="https://www.catholiccharities.org/" target="_blank" rel="nofollow">Catholic Charities of the Archdiocese of Galveston-Houston</a></p> 
<p>--<a href="https://www.convoyofhope.org/" target="_blank" rel="nofollow"> Convoy of Hope</a></p> 
<p>-- <a href="http://www.savethechildren.org/site/c.8rKLIXMGIpI4E/b.6115947/k.B143/Official_USA_Site.htm" target="_blank" rel="nofollow">Save the Children</a></p> 
<p>How do you avoid a scam non-profit? You need to do some vetting. Here are some guidelines:</p> 
<p><strong>-- A charity solicits your donation by phone or email.</strong> Most legitimate charities put their money into "program" work, that is, directly helping people. If you're getting aggressive solicitations, that's usually a bad sign. Avoid those charities that do this.</p> 
<p>Want to know if a charity is legit? Here are some guidelines from the IRS:</p> 
<p>"Be wary of charities with names that are similar to familiar or nationally known organizations. Some phony charities use names or websites that sound or look like those of respected, legitimate organizations.</p> 
<p>The<a href="https://www.irs.gov/charities-non-profits/exempt-organizations-select-check" target="_blank" rel="nofollow"> IRS &nbsp;Web site</a> has a search feature,<span>&nbsp;</span><a href="http://links.govdelivery.com/track?type=click&amp;enid=ZWFzPTEmbXNpZD0mYXVpZD0mbWFpbGluZ2lkPTIwMTcwODI5Ljc3NDc1MjgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE3MDgyOS43NzQ3NTI4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE2ODQzOTczJmVtYWlsaWQ9am9obndhc2lrQGdtYWlsLmNvbSZ1c2VyaWQ9am9obndhc2lrQGdtYWlsLmNvbSZ0YXJnZXRpZD0mZmw9Jm12aWQ9JmV4dHJhPSYmJg==&amp;&amp;&amp;127&amp;&amp;&amp;https://www.irs.gov/charities-non-profits/exempt-organizations-select-check" target="_blank" rel="nofollow">Exempt Organizations Select Check</a>, through which people may find qualified charities; donations to these charities may be tax-deductible."</p> 
<p><strong>-- Use an independent third party to evaluate the charity.</strong> Other than Charity Navigator, use the <a href="https://www.bbb.org/council/news-events/news-releases/2017/08/bbb-and-give.org-offer-tips-on-helping-texas-in-the-aftermath-of-hurricane-harvey/" target="_blank" rel="nofollow">Better Business Bureau's Give.org </a>site. "Verify the trustworthiness of soliciting relief organizations by visiting <a href="http://give.org/" target="_blank" rel="nofollow">Give.org</a> to access free reports that specify if the charity meets the 20 BBB Standards for Charity Accountability," the BBB offers.</p> 
<p><strong>-- See if the charity has boots on the ground.</strong> Many don't, but will be more than happy to accept your donation. If you want to target your contribution to "direct" relief groups, then you need to do a little research.</p> 
<p>"Unless the charity already has staff in the affected areas," notes the BBB, "it may be difficult to bring in new aid workers to provide assistance quickly. See if the charity’s website clearly describes what the charity can do to address immediate needs."</p> 
<p><strong>-- Be wary of crowdfunding.</strong> Although this way of raising money on social media can be effective and fast, these sites are hard to vet. You don't know where the money is headed.</p> 
<p>"Keep in mind that some crowdfunding sites do very little vetting of individuals who decide to post for assistance after a disaster, and it is often difficult for donors to verify the trustworthiness of crowdfunding requests for support," the BBB adds.</p> 
<p>"If you decide to contribute via crowdfunding, it is probably best to give to people who you personally know that have posted requests for assistance."</p></div>
<!---->
<!---->
<!----><sig-file _ngcontent-c20=""><div innerhtml="<p><em>John F. Wasik is the author of  <a href=&quot;https://www.amazon.com/Lightning-Strikes-Timeless-Lessons-Creativity/dp/1454917687&quot;>&amp;#34;Lightning Strikes</a>,&amp;#34; &amp;#34;<a href=&quot;http://www.amazon.com/Keyness-Way-Wealth-Investment-Economist-ebook/dp/B00FYOL812/ref=tmm_kin_swatch_0?_encoding=UTF8&amp;amp;qid=1442935723&amp;amp;sr=8-1&quot;>Keynes's Way to Wealth</a>&amp;#34;and 15 other books on innovation, money and life. Follow him on <a href=&quot;https://twitter.com/johnwasik&quot; target=&quot;_blank&quot; rel=&quot;noopener noreferrer&quot;>Twitter </a>and <a href=&quot;https://www.facebook.com/johnwasik&quot; target=&quot;_blank&quot; rel=&quot;noopener noreferrer&quot;>Facebook</a>. </em></p>"><p><em>John F. Wasik is the author of  <a href="https://www.amazon.com/Lightning-Strikes-Timeless-Lessons-Creativity/dp/1454917687">"Lightning Strikes</a>," "<a href="http://www.amazon.com/Keyness-Way-Wealth-Investment-Economist-ebook/dp/B00FYOL812/ref=tmm_kin_swatch_0?_encoding=UTF8&amp;qid=1442935723&amp;sr=8-1">Keynes's Way to Wealth</a>"and 15 other books on innovation, money and life. Follow him on <a href="https://twitter.com/johnwasik" target="_blank" rel="noopener noreferrer">Twitter </a>and <a href="https://www.facebook.com/johnwasik" target="_blank" rel="noopener noreferrer">Facebook</a>. </em></p></div></sig-file>
</article-body-container>
		<!---->
		<footer _ngcontent-c14="" class="article-footer">
			<!---->
			<sharing _ngcontent-c14="" _nghost-c10=""><!----><ul _ngcontent-c10="" class="fs-text-m">
	<li _ngcontent-c10="" class="share-expanded">
		<button _ngcontent-c10="">
			<i _ngcontent-c10="" class="icon icon-share"></i>
		</button>
	</li>
	<!----><li _ngcontent-c10="">
		<button _ngcontent-c10="" class="social-icon email" classname="social-icon email" data-ga-track="Email Click">
			<i _ngcontent-c10="" class="icon icon-email" classname="icon icon-email" data-ga-track="Email Click"></i>
		</button>
	</li><li _ngcontent-c10="">
		<button _ngcontent-c10="" class="social-icon facebook" classname="social-icon facebook" data-ga-track="Facebook Click">
			<i _ngcontent-c10="" class="icon icon-facebook" classname="icon icon-facebook" data-ga-track="Facebook Click"></i>
		</button>
	</li><li _ngcontent-c10="">
		<button _ngcontent-c10="" class="social-icon twitter" classname="social-icon twitter" data-ga-track="Twitter Click">
			<i _ngcontent-c10="" class="icon icon-twitter" classname="icon icon-twitter" data-ga-track="Twitter Click"></i>
		</button>
	</li><li _ngcontent-c10="">
		<button _ngcontent-c10="" class="social-icon linkedin" classname="social-icon linkedin" data-ga-track="Linkedin Click">
			<i _ngcontent-c10="" class="icon icon-linkedin" classname="icon icon-linkedin" data-ga-track="Linkedin Click"></i>
		</button>
	</li><li _ngcontent-c10="">
		<button _ngcontent-c10="" class="social-icon google" classname="social-icon google" data-ga-track="Google Plus Click">
			<i _ngcontent-c10="" class="icon icon-google" classname="icon icon-google" data-ga-track="Google Plus Click"></i>
		</button>
	</li>

	<!---->

	<!---->
</ul>
</sharing>
			<printbar _ngcontent-c14="" _nghost-c22=""><ul _ngcontent-c22="" class="fs-text-xxs fs-responsive-text">
	<li _ngcontent-c22="" class="print">
		<a _ngcontent-c22="">Print</a>
	</li>
	<li _ngcontent-c22="">
		<a _ngcontent-c22="" href="mailto:feedback@forbes.com">Website Feedback</a>
	</li>
	<li _ngcontent-c22="">
		<a _ngcontent-c22="" href="https://www.forbes.com/tips/" target="_blank">News Tip</a>
	</li>
	<li _ngcontent-c22="" class="corrections">
		<a _ngcontent-c22="" href="mailto:corrections@forbes.com?subject=Report%20Correction&amp;body=Reporting%20Correction%20for%3A%0A%0ATitle%3A%20Help%20Houston%3A%204%20Ways%20To%20Avoid%20Fake%20Harvey%20Charities%0AAuthor%3A%20John%20Wasik%0AURL%3A%20%2F%2Fwww.forbes.com%2Fsites%2Fjohnwasik%2F2017%2F08%2F30%2Fhelp-houston-4-ways-to-avoid-fake-harvey-charities%2F%0A%0A--%0A%0AYour%20Name%3A%0ACorrection%20Request%3A%0A%0A--%0A%0AThank%20you%20for%20reporting%20a%20correction.%20Forbes%20staff%20will%20review%20your%20concern%20shortly.">Report Corrections</a>
	</li>
	<li _ngcontent-c22="">
		<a _ngcontent-c22="" href="http://forbesreprints.magreprints.com" target="_blank">Reprints &amp; Permissions</a>
	</li>
</ul></printbar>
			<!---->
		</footer>
	</div>
</div>

<!----><div _ngcontent-c14="">
	<!---->
	<!---->
</div>
</page>
</stream>
<!---->

<sidenav _ngcontent-c2="" _nghost-c7="" class="undefined-expanded"><!---->

<!---->

<!---->
</sidenav>

<!---->
</app>
	</app-root><script id="ng-templates-state" type="application/json">{&q;environmentName&q;:&q;prod&q;,&q;is_mobile&q;:false,&q;/forbesapi/content/uri.json?shortcodes=true&a;slides=true&a;type=ng&a;tickers=true&a;bvallpages=true&a;autovpslider=true&a;stream=true&a;compressimages=true&a;mobile=false&a;prgsmobileads=false&a;relativeVideo=true&a;videoplayertype=brightcove_perform_with_keyvalues&a;swimlane=&a;uri=http://www.forbes.com/sites/johnwasik/2017/08/30/help-houston-4-ways-to-avoid-fake-harvey-charities/&q;:{&q;content&q;:{&q;id&q;:&q;content_59a567ec64aaf9435aebcbbf&q;,&q;naturalId&q;:&q;blogAndPostId/blog/post/1907-16308&q;,&q;source&q;:&q;blogs&q;,&q;author&q;:&q;John Wasik&q;,&q;title&q;:&q;Help Houston: 4 Ways To Avoid Fake Harvey Charities&q;,&q;date&q;:1504099200000,&q;body&q;:&q;&l;!--donotpaginate--&g;&l;p&g;When I saw the pictures of people struggling with flood waters in Southeastern Texas, I wanted to do something to help. My community was hit by flooding earlier in the summer, so I had some idea what Texans were experiencing, although on a much smaller scale.\r\n\r\nYet in the rush to provide aid, a number of scams emerged that exploit our altruistic urges.\r\n\r\nWithout a doubt, the &l;a href=\&q;http://www.redcross.org/\&q; target=\&q;_blank\&q;&g;American Red Cross&l;/a&g;&a;nbsp;always has boots on the ground. They have a solid track record and are extremely well organized.\r\n\r\nYet there are many other worthy groups doing good work that need your support. More than 30,000 people will need temporary housing, food and water. The need is great.\r\n\r\nBefore you respond to the avalanche of appeals in every medium, you need to be careful.\r\n\r\n[caption id=\&q;attachment_41514828\&q; photocredit=\&q;\&q;  align=\&q;\&q; width=\&q;960\&q;]&l;img class=\&q;dam-image bloomberg size-large wp-image-41514828\&q; src=\&q;https://specials-images.forbesimg.com/imageserve/41514828/960x0.jpg?fit=scale\&q; data-height=\&q;640\&q; data-width=\&q;960\&q;&g; Rescuers help a woman from a flooded retirement home after Hurricane Harvey in Spring, Texas, U.S., on Monday, Aug. 28, 2017. (Luke Sharrett/Bloomberg[/caption]\r\n\r\nAccording to &l;a href=\&q;https://www.charitynavigator.org/index.cfm?bay=content.view&a;amp;cpid=5239&a;amp;utm_source=Press+Releases+%26+Media+Alerts&a;amp;utm_campaign=aaea2e1ca5-EMAIL_CAMPAIGN_2017_08_28&a;amp;utm_medium=email&a;amp;utm_term=0_e31b418e47-aaea2e1ca5-94016125\&q; target=\&q;_blank\&q;&g;Charity Navigator&l;/a&g;, here are some of the highest-rated local non-profits working in the Houston area:\r\n\r\n--&l;a href=\&q;https://www.americares.org/\&q; target=\&q;_blank\&q;&g; Americares&l;/a&g;\r\n-- &l;a href=\&q;https://www.directrelief.org/\&q; target=\&q;_blank\&q;&g;Direct Relief&l;/a&g;\r\n-- &l;a href=\&q;https://www.catholiccharities.org/\&q; target=\&q;_blank\&q;&g;Catholic Charities of the Archdiocese of Galveston-Houston&l;/a&g;\r\n--&l;a href=\&q;https://www.convoyofhope.org/\&q; target=\&q;_blank\&q;&g; Convoy of Hope&l;/a&g;\r\n-- &l;a href=\&q;http://www.savethechildren.org/site/c.8rKLIXMGIpI4E/b.6115947/k.B143/Official_USA_Site.htm\&q; target=\&q;_blank\&q;&g;Save the Children&l;/a&g;\r\n\r\nHow do you avoid a scam non-profit? You need to do some vetting. Here are some guidelines:\r\n\r\n&l;strong&g;-- A charity solicits your donation by phone or email.&l;/strong&g; Most legitimate charities put their money into \&q;program\&q; work, that is, directly helping people. If you&s;re getting aggressive solicitations, that&s;s usually a bad sign. Avoid those charities that do this.\r\n\r\nWant to know if a charity is legit? Here are some guidelines from the IRS:\r\n\r\n\&q;Be wary of charities with names that are similar to familiar or nationally known organizations. Some phony charities use names or websites that sound or look like those of respected, legitimate organizations.\r\n\r\nThe&l;a href=\&q;https://www.irs.gov/charities-non-profits/exempt-organizations-select-check\&q; target=\&q;_blank\&q;&g; IRS &a;nbsp;Web site&l;/a&g; has a search feature,&l;span&g;&a;nbsp;&l;/span&g;&l;a href=\&q;http://links.govdelivery.com/track?type=click&a;amp;enid=ZWFzPTEmbXNpZD0mYXVpZD0mbWFpbGluZ2lkPTIwMTcwODI5Ljc3NDc1MjgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE3MDgyOS43NzQ3NTI4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE2ODQzOTczJmVtYWlsaWQ9am9obndhc2lrQGdtYWlsLmNvbSZ1c2VyaWQ9am9obndhc2lrQGdtYWlsLmNvbSZ0YXJnZXRpZD0mZmw9Jm12aWQ9JmV4dHJhPSYmJg==&a;amp;&a;amp;&a;amp;127&a;amp;&a;amp;&a;amp;https://www.irs.gov/charities-non-profits/exempt-organizations-select-check\&q; target=\&q;_blank\&q; rel=\&q;noopener noreferrer\&q; target=\&q;_blank\&q;&g;Exempt Organizations Select Check&l;/a&g;, through which people may find qualified charities; donations to these charities may be tax-deductible.\&q;\r\n\r\n&l;strong&g;-- Use an independent third party to evaluate the charity.&l;/strong&g; Other than Charity Navigator, use the &l;a href=\&q;https://www.bbb.org/council/news-events/news-releases/2017/08/bbb-and-give.org-offer-tips-on-helping-texas-in-the-aftermath-of-hurricane-harvey/\&q; target=\&q;_blank\&q;&g;Better Business Bureau&s;s Give.org &l;/a&g;site. \&q;Verify the trustworthiness of soliciting relief organizations by visiting &l;a href=\&q;http://give.org/\&q; target=\&q;_blank\&q;&g;Give.org&l;/a&g; to access free reports that specify if the charity meets the 20 BBB Standards for Charity Accountability,\&q; the BBB offers.\r\n\r\n&l;strong&g;-- See if the charity has boots on the ground.&l;/strong&g; Many don&s;t, but will be more than happy to accept your donation. If you want to target your contribution to \&q;direct\&q; relief groups, then you need to do a little research.\r\n\r\n\&q;Unless the charity already has staff in the affected areas,\&q; notes the BBB, \&q;it may be difficult to bring in new aid workers to provide assistance quickly. See if the charity&a;rsquo;s website clearly describes what the charity can do to address immediate needs.\&q;\r\n\r\n&l;strong&g;-- Be wary of crowdfunding.&l;/strong&g; Although this way of raising money on social media can be effective and fast, these sites are hard to vet. You don&s;t know where the money is headed.\r\n\r\n\&q;Keep in mind that some crowdfunding sites do very little vetting of individuals who decide to post for assistance after a disaster, and it is often difficult for donors to verify the trustworthiness of crowdfunding requests for support,\&q; the BBB adds.\r\n\r\n\&q;If you decide to contribute via crowdfunding, it is probably best to give to people who you personally know that have posted requests for assistance.\&q;&l;/p&g;&q;,&q;description&q;:&q;Those hurt by Hurricane Harvey need your help. This is how you can donate to worthy organizations without getting scammed.&q;,&q;image&q;:&q;https://specials-images.forbesimg.com/imageserve/41514828/960x0.jpg?fit=scale&q;,&q;type&q;:&q;blog&q;,&q;storyType&q;:&q;post&q;,&q;uri&q;:&q;http://www.forbes.com/sites/johnwasik/2017/08/30/help-houston-4-ways-to-avoid-fake-harvey-charities/&q;,&q;comments&q;:[],&q;visible&q;:true,&q;authors&q;:[{&q;naturalId&q;:&q;blogAuthorId/blog/author/181732&q;,&q;name&q;:&q;John Wasik&q;,&q;avatars&q;:[{&q;size&q;:400,&q;image&q;:&q;https://secure.gravatar.com/avatar/5265a0aa552dff3c4fe1b03fd378fb28?s=400&a;d=mm&a;r=g&q;},{&q;size&q;:136,&q;image&q;:&q;https://secure.gravatar.com/avatar/5265a0aa552dff3c4fe1b03fd378fb28?s=136&a;d=mm&a;r=g&q;},{&q;size&q;:62,&q;image&q;:&q;https://secure.gravatar.com/avatar/5265a0aa552dff3c4fe1b03fd378fb28?s=62&a;d=mm&a;r=g&q;},{&q;size&q;:40,&q;image&q;:&q;https://secure.gravatar.com/avatar/5265a0aa552dff3c4fe1b03fd378fb28?s=40&a;d=mm&a;r=g&q;}],&q;url&q;:&q;http://www.forbes.com/sites/johnwasik/&q;,&q;type&q;:&q;Contributor&q;,&q;profileUrl&q;:&q;/sites/johnwasik/&q;,&q;twitterName&q;:&q;johnwasik&q;,&q;authorType&q;:&q;individual&q;,&q;facebookName&q;:&q;johnwasik&q;,&q;linkedIn&q;:&q;https://www.linkedin.com/profile/view?id=17367616&a;trk=nav_responsive_tab_profile_pic&q;,&q;email&q;:&q;johnwasik@gmail.com&q;,&q;blog&q;:false,&q;timestamp&q;:1509043779948,&q;webSite&q;:&q;https://www.amazon.com/Lightning-Strikes-Timeless-Lessons-Creativity/dp/1454917687&q;,&q;blogName&q;:&q;Bamboozlement&q;,&q;topics&q;:[&q;markets&q;,&q;etfs&q;,&q;international&q;,&q;strategies-solutions&q;,&q;bonds&q;,&q;business&q;,&q;investing&q;,&q;lifestyle&q;,&q;intelligent-investing&q;,&q;washington&q;,&q;advisor-network&q;,&q;oped&q;,&q;wall-street&q;,&q;retirement&q;,&q;personal-finance&q;],&q;recentFlag&q;:false,&q;description&q;:&q;I speak and write about innovation, investor protection, money management, economics, college financing, retirement and social issues. My latest book is \&q;Lightning Strikes: Timeless Lessons in Creativity from the Life and Work of Nikola Tesla,\&q; a revealing look at the disruptive innovations of one of the world&s;s most ingenious inventors. I&s;ve also co-written \&q;Waging War on Wall Street,\&q; a guide to investor protection. All told, I&s;ve written 17 books including \&q;Keynes&s;s Way to Wealth\&q; and \&q;The Debt-Free Degree.\&q; I&s;m also a contributor to the New York Times, AARP, Morningstar.com and other national publications. I&s;ve appeared on CNN, FOX, NBC, MSNBC, NPR, PBS and radio stations from Australia to Israel. This blog delves into financial and social deceptions.&q;,&q;recentActivityCount&q;:0,&q;latestActivityDate&q;:1447683720000,&q;dailyActivityCount&q;:0,&q;primaryBlogNaturalId&q;:&q;blogAuthorId/blog/author/blog-1907&q;,&q;shortUri&q;:&q;http://onforb.es/12lj8c2&q;,&q;displayChannel&q;:&q;investing&q;,&q;displaySection&q;:&q;personalfinance&q;,&q;contributorSince&q;:1323406372000,&q;slug&q;:&q;johnwasik&q;,&q;showNoVestPocket&q;:false,&q;embargo&q;:false,&q;primaryChannelId&q;:&q;channel_2&q;,&q;primarySectionId&q;:&q;section_65&q;,&q;googlePlus&q;:&q;https://plus.google.com/+johnwasik&q;,&q;enableContribContact&q;:true,&q;sigfile&q;:&q;&l;em&g;John F. Wasik is the author of  &l;a href=\&q;https://www.amazon.com/Lightning-Strikes-Timeless-Lessons-Creativity/dp/1454917687\&q;&g;\&q;Lightning Strikes&l;/a&g;,\&q; \&q;&l;a href=\&q;http://www.amazon.com/Keyness-Way-Wealth-Investment-Economist-ebook/dp/B00FYOL812/ref=tmm_kin_swatch_0?_encoding=UTF8&a;qid=1442935723&a;sr=8-1\&q;&g;Keynes&s;s Way to Wealth&l;/a&g;\&q;and 15 other books on innovation, money and life. Follow him on &l;a href=\&q;https://twitter.com/johnwasik\&q; target=\&q;_blank\&q; rel=\&q;noopener noreferrer\&q;&g;Twitter &l;/a&g;and &l;a href=\&q;https://www.facebook.com/johnwasik\&q; target=\&q;_blank\&q; rel=\&q;noopener noreferrer\&q;&g;Facebook&l;/a&g;. &l;/em&g;&q;,&q;enableTwitterFeed&q;:false,&q;instagramHandle&q;:&q;johnwasik&q;,&q;disableCanonical&q;:false,&q;disableDigest&q;:false,&q;forbesTwitterProfile&q;:{&q;screenName&q;:&q;johnwasik&q;,&q;name&q;:&q;John F. Wasik&q;,&q;profileImageUrl&q;:&q;http://pbs.twimg.com/profile_images/1622644797/wasik_small.jpg&q;,&q;description&q;:&q;I write and speak about college, investing, science, innovation and retirement. My 16th book -- Lightning Strikes -- is now available on amazon.&q;,&q;createdDate&q;:1237308407000,&q;location&q;:&q; Chicago&q;,&q;url&q;:&q;http://t.co/jFoqHHJYda&q;,&q;expandedUrl&q;:&q;http://johnwasik.net&q;,&q;displayUrl&q;:&q;johnwasik.net&q;,&q;verified&q;:false},&q;inactive&q;:true,&q;primaryChannel&q;:{&q;id&q;:&q;channel_2&q;,&q;channelId&q;:&q;channel_2&q;,&q;channelName&q;:&q;Investing&q;,&q;sectionId&q;:&q;section_65&q;,&q;sectionName&q;:&q;Personal Finance&q;,&q;url&q;:&q;/finance&q;,&q;shortName&q;:&q;Personal Finance&q;},&q;division&q;:&q;FC&q;,&q;allowEmail&q;:false,&q;avatar_map&q;:{}},{&q;naturalId&q;:&q;blogAuthorId/blog/author/blog-1907&q;,&q;name&q;:&q;Bamboozlement&q;,&q;avatars&q;:[{&q;size&q;:0,&q;image&q;:&q;&q;},{&q;size&q;:0,&q;image&q;:&q;&q;},{&q;size&q;:0,&q;image&q;:&q;&q;},{&q;size&q;:0,&q;image&q;:&q;&q;}],&q;url&q;:&q;http://www.forbes.com/sites/johnwasik/&q;,&q;profileUrl&q;:&q;https://blogs.forbes.com/johnwasik/profile/&q;,&q;twitterName&q;:&q;johnwasik&q;,&q;authorType&q;:&q;individual&q;,&q;linkedIn&q;:&q;https://www.linkedin.com/in/john-f-wasik-8549965/&q;,&q;blog&q;:true,&q;timestamp&q;:1512748733013,&q;topics&q;:[&q;markets&q;,&q;etfs&q;,&q;international&q;,&q;strategies-solutions&q;,&q;bonds&q;,&q;business&q;,&q;investing&q;,&q;lifestyle&q;,&q;intelligent-investing&q;,&q;washington&q;,&q;advisor-network&q;,&q;oped&q;,&q;wall-street&q;,&q;retirement&q;,&q;personal-finance&q;,&q;commodities-currencies&q;],&q;recentActivityCount&q;:3,&q;latestActivityDate&q;:1447683720000,&q;dailyActivityCount&q;:0,&q;primaryBlogNaturalId&q;:&q;blogAuthorId/blog/author/blog-1907&q;,&q;primaryContributor&q;:&q;blogAuthorId/blog/author/181732&q;,&q;primaryContributorData&q;:{&q;naturalId&q;:&q;blogAuthorId/blog/author/181732&q;,&q;name&q;:&q;John Wasik&q;,&q;avatars&q;:[{&q;size&q;:136,&q;image&q;:&q;https://secure.gravatar.com/avatar/5265a0aa552dff3c4fe1b03fd378fb28?s=136&a;#038;d=mm&a;#038;r=g&q;},{&q;size&q;:400,&q;image&q;:&q;https://secure.gravatar.com/avatar/5265a0aa552dff3c4fe1b03fd378fb28?s=400&a;#038;d=mm&a;#038;r=g&q;},{&q;size&q;:40,&q;image&q;:&q;https://secure.gravatar.com/avatar/5265a0aa552dff3c4fe1b03fd378fb28?s=40&a;#038;d=mm&a;#038;r=g&q;},{&q;size&q;:62,&q;image&q;:&q;https://secure.gravatar.com/avatar/5265a0aa552dff3c4fe1b03fd378fb28?s=62&a;#038;d=mm&a;#038;r=g&q;}],&q;blog&q;:false,&q;shortBio&q;:&q;This blog is about financial deceptions, swindles and costly untruths.&q;,&q;description&q;:&q;I speak and write about innovation, investor protection, money management, economics, college financing, retirement and social issues. My latest book is \&q;Lightning Strikes: Timeless Lessons in Creativity from the Life and Work of Nikola Tesla,\&q; a revealing look at the disruptive innovations of one of the world&s;s most ingenious inventors. I&s;ve also co-written \&q;Waging War on Wall Street,\&q; a guide to investor protection. All told, I&s;ve written 17 books including \&q;Keynes&s;s Way to Wealth\&q; and \&q;The Debt-Free Degree.\&q; I&s;m also a contributor to the New York Times, AARP, Morningstar.com and other national publications. I&s;ve appeared on CNN, FOX, NBC, MSNBC, NPR, PBS and radio stations from Australia to Israel. This blog delves into financial and social deceptions.&q;,&q;allowEmail&q;:false},&q;shortUri&q;:&q;http://onforb.es/12lj8c2&q;,&q;displayChannel&q;:&q;investing&q;,&q;displaySection&q;:&q;personalfinance&q;,&q;contributorSince&q;:1323885615000,&q;slug&q;:&q;johnwasik&q;,&q;showNoVestPocket&q;:false,&q;embargo&q;:false,&q;primaryChannelId&q;:&q;channel_2&q;,&q;primarySectionId&q;:&q;section_65&q;,&q;googlePlus&q;:&q;johnwasik&q;,&q;facebookPage&q;:&q;https://www.facebook.com/johnwasik&q;,&q;enableContribContact&q;:false,&q;enableTwitterFeed&q;:true,&q;instagramHandle&q;:&q;johnwasik&q;,&q;youtubePlaylist&q;:&q;https://www.youtube.com/results?search_query=John+Wasik&q;,&q;disableCanonical&q;:false,&q;disableDigest&q;:false,&q;forbesTwitterProfile&q;:{&q;screenName&q;:&q;johnwasik&q;,&q;name&q;:&q;John F. Wasik&q;,&q;profileImageUrl&q;:&q;http://pbs.twimg.com/profile_images/1622644797/wasik_small.jpg&q;,&q;description&q;:&q;I write and speak about college, investing, science, innovation and retirement. My 16th book -- Lightning Strikes -- is now available on amazon.&q;,&q;createdDate&q;:1237308407000,&q;location&q;:&q; Chicago&q;,&q;url&q;:&q;http://t.co/jFoqHHJYda&q;,&q;expandedUrl&q;:&q;http://johnwasik.net&q;,&q;displayUrl&q;:&q;johnwasik.net&q;,&q;verified&q;:false},&q;inactive&q;:false,&q;primaryChannel&q;:{&q;id&q;:&q;channel_2&q;,&q;channelId&q;:&q;channel_2&q;,&q;channelName&q;:&q;Investing&q;,&q;sectionId&q;:&q;section_65&q;,&q;sectionName&q;:&q;Personal Finance&q;,&q;url&q;:&q;/finance&q;,&q;shortName&q;:&q;Personal Finance&q;},&q;allowEmail&q;:false,&q;avatar_map&q;:{}}],&q;channelSection&q;:[{&q;channelId&q;:&q;channel_1&q;},{&q;channelId&q;:&q;channel_1&q;,&q;sectionId&q;:&q;section_111&q;},{&q;channelId&q;:&q;channel_1&q;,&q;sectionId&q;:&q;section_127&q;},{&q;channelId&q;:&q;channel_1&q;,&q;sectionId&q;:&q;section_2&q;},{&q;channelId&q;:&q;channel_1&q;,&q;sectionId&q;:&q;section_7&q;},{&q;channelId&q;:&q;channel_12&q;},{&q;channelId&q;:&q;channel_12&q;,&q;sectionId&q;:&q;section_227&q;},{&q;channelId&q;:&q;channel_14&q;},{&q;channelId&q;:&q;channel_16&q;},{&q;channelId&q;:&q;channel_16&q;,&q;sectionId&q;:&q;section_527&q;},{&q;channelId&q;:&q;channel_16&q;,&q;sectionId&q;:&q;section_549&q;},{&q;channelId&q;:&q;channel_2&q;},{&q;channelId&q;:&q;channel_2&q;,&q;sectionId&q;:&q;section_11&q;},{&q;channelId&q;:&q;channel_2&q;,&q;sectionId&q;:&q;section_65&q;},{&q;channelId&q;:&q;channel_3&q;},{&q;channelId&q;:&q;channel_3&q;,&q;sectionId&q;:&q;section_149&q;},{&q;channelId&q;:&q;channel_3&q;,&q;sectionId&q;:&q;section_16&q;},{&q;channelId&q;:&q;channel_3&q;,&q;sectionId&q;:&q;section_22&q;},{&q;channelId&q;:&q;channel_3&q;,&q;sectionId&q;:&q;section_76&q;}],&q;slug&q;:&q;Bamboozlement&q;,&q;blogType&q;:&q;individual&q;,&q;sitePage&q;:&q;forbes.com/investing/blogs/johnwasik/index.html&q;,&q;displayChannel&q;:&q;investing&q;,&q;displaySection&q;:&q;personalfinance&q;,&q;vestPocketList&q;:[{&q;id&q;:&q;599b487764aaf9435aebac54&q;,&q;type&q;:&q;blog&q;,&q;uri&q;:&q;http://www.forbes.com/sites/johnwasik/2017/08/25/7-ways-to-snuff-senior-gold-scams/&q;,&q;image&q;:&q;/thumbnails/blog_1907/pt_1907_16271_o.jpg?t=1503662410&q;,&q;title&q;:&q;7 Ways To Snuff Senior Gold Scams&q;,&q;contentType&q;:&q;blog&q;,&q;position&q;:0,&q;naturalId&q;:&q;blogAndPostId/blog/post/1907-16271&q;,&q;authorImage&q;:&q;https://secure.gravatar.com/avatar/5265a0aa552dff3c4fe1b03fd378fb28?s=40&a;d=mm&a;r=g&q;,&q;authorUrl&q;:&q;http://www.forbes.com/sites/johnwasik/&q;,&q;authorType&q;:&q;Contributor&q;,&q;authorName&q;:&q;John Wasik&q;,&q;blogType&q;:&q;individual&q;},{&q;id&q;:&q;5991ae4764aaf9131bbbf152&q;,&q;type&q;:&q;blog&q;,&q;uri&q;:&q;http://www.forbes.com/sites/johnwasik/2017/08/18/how-fraud-alerts-can-shut-down-credit-card-scams/&q;,&q;image&q;:&q;https://specials-images.forbesimg.com/imageserve/695657761/960x0.jpg?fit=scale&q;,&q;title&q;:&q;How Fraud Alerts Can Shut Down Credit Card Scams&q;,&q;contentType&q;:&q;blog&q;,&q;position&q;:1,&q;naturalId&q;:&q;blogAndPostId/blog/post/1907-16239&q;,&q;authorImage&q;:&q;https://secure.gravatar.com/avatar/5265a0aa552dff3c4fe1b03fd378fb28?s=40&a;d=mm&a;r=g&q;,&q;authorUrl&q;:&q;http://www.forbes.com/sites/johnwasik/&q;,&q;authorType&q;:&q;Contributor&q;,&q;authorName&q;:&q;John Wasik&q;,&q;blogType&q;:&q;individual&q;},{&q;id&q;:&q;599adea364aaf9435aeba98d&q;,&q;type&q;:&q;blog&q;,&q;uri&q;:&q;http://www.forbes.com/sites/johnwasik/2017/08/23/super-deals-the-10-best-community-colleges/&q;,&q;image&q;:&q;https://specials-images.forbesimg.com/imageserve/699229477/960x0.jpg?fit=scale&q;,&q;title&q;:&q;Super Deals: The 10 Best Community Colleges&q;,&q;contentType&q;:&q;blog&q;,&q;position&q;:2,&q;naturalId&q;:&q;blogAndPostId/blog/post/1907-16259&q;,&q;authorImage&q;:&q;https://secure.gravatar.com/avatar/5265a0aa552dff3c4fe1b03fd378fb28?s=40&a;d=mm&a;r=g&q;,&q;authorUrl&q;:&q;http://www.forbes.com/sites/johnwasik/&q;,&q;authorType&q;:&q;Contributor&q;,&q;authorName&q;:&q;John Wasik&q;,&q;blogType&q;:&q;individual&q;},{&q;type&q;:&q;slide&q;,&q;uri&q;:&q;https://www.forbes.com/pictures/mlj45jggj/1-detroit/&q;,&q;image&q;:&q;http://specials-images.forbesimg.com/imageserve/026M72T8ElbzS/&q;,&q;title&q;:&q;The 10 Most Dangerous U.S. Cities&q;,&q;naturalId&q;:&q;blogAndSlideId/blog/slide/986-6336&q;,&q;count&q;:40588,&q;reason&q;:&q;MP-G&q;},{&q;type&q;:&q;blog&q;,&q;uri&q;:&q;https://www.forbes.com/sites/lizryan/2018/02/11/ten-things-never-ever-to-say-in-a-salary-negotiation/&q;,&q;image&q;:&q;https://specials-images.forbesimg.com/dam/imageserve/1018234192/960x0.jpg?fit=scale&q;,&q;title&q;:&q;Ten Things Never, Ever To Say In A Salary Negotiation&q;,&q;naturalId&q;:&q;blogAndPostId/blog/post/2989-32868&q;,&q;count&q;:187168,&q;reason&q;:&q;PV-D&q;}],&q;generatedId&q;:&q;emdk45ejgdl&q;,&q;manualDescription&q;:&q;Those hurt by Hurricane Harvey need your help. This is how you can donate to worthy organizations without getting scammed.&q;,&q;primaryChannelId&q;:&q;channel_2&q;,&q;primarySectionId&q;:&q;section_65&q;,&q;vestPocketPosition&q;:6,&q;siteSlug&q;:&q;johnwasik&q;,&q;preview&q;:false,&q;showComments&q;:true,&q;timestamp&q;:1504099239538,&q;statsEntities&q;:[{&q;id&q;:null,&q;name&q;:&q;Social Issues&q;,&q;type&q;:null,&q;relevance&q;:null},{&q;id&q;:null,&q;name&q;:&q;Disaster_Accident&q;,&q;type&q;:null,&q;relevance&q;:null},{&q;id&q;:null,&q;name&q;:&q;Human Interest&q;,&q;type&q;:null,&q;relevance&q;:null},{&q;id&q;:null,&q;name&q;:&q;Auditors&q;,&q;type&q;:null,&q;relevance&q;:null},{&q;id&q;:null,&q;name&q;:&q;Economy&q;,&q;type&q;:null,&q;relevance&q;:null},{&q;id&q;:null,&q;name&q;:&q;Business&q;,&q;type&q;:null,&q;relevance&q;:null},{&q;id&q;:null,&q;name&q;:&q;Structure&q;,&q;type&q;:null,&q;relevance&q;:null},{&q;id&q;:null,&q;name&q;:&q;BBB Wise Giving Alliance&q;,&q;type&q;:null,&q;relevance&q;:null},{&q;id&q;:null,&q;name&q;:&q;Charity Navigator&q;,&q;type&q;:null,&q;relevance&q;:null},{&q;id&q;:null,&q;name&q;:&q;Charitable organization&q;,&q;type&q;:null,&q;relevance&q;:null},{&q;id&q;:null,&q;name&q;:&q;Better Business Bureau&q;,&q;type&q;:null,&q;relevance&q;:null},{&q;id&q;:null,&q;name&q;:&q;Hyperlink&q;,&q;type&q;:null,&q;relevance&q;:null},{&q;id&q;:null,&q;name&q;:&q;Professional Information Services - NEC&q;,&q;type&q;:null,&q;relevance&q;:0},{&q;id&q;:null,&q;name&q;:&q;American Red Cross&q;,&q;type&q;:&q;Organization&q;,&q;relevance&q;:0.2},{&q;id&q;:null,&q;name&q;:&q;Texas&q;,&q;type&q;:&q;ProvinceOrState&q;,&q;relevance&q;:0.2},{&q;id&q;:null,&q;name&q;:&q;social media&q;,&q;type&q;:&q;IndustryTerm&q;,&q;relevance&q;:0.2},{&q;id&q;:null,&q;name&q;:&q;Southeastern Texas&q;,&q;type&q;:&q;Region&q;,&q;relevance&q;:0.2},{&q;id&q;:null,&q;name&q;:&q;Save the Children&q;,&q;type&q;:&q;Organization&q;,&q;relevance&q;:0.2},{&q;id&q;:null,&q;name&q;:&q;Spring&q;,&q;type&q;:&q;City&q;,&q;relevance&q;:0.2},{&q;id&q;:null,&q;name&q;:&q;United States&q;,&q;type&q;:&q;Country&q;,&q;relevance&q;:0.2},{&q;id&q;:null,&q;name&q;:&q;Internal Revenue Service&q;,&q;type&q;:&q;Organization&q;,&q;relevance&q;:0.2},{&q;id&q;:null,&q;name&q;:&q;Luke Sharrett&q;,&q;type&q;:&q;Person&q;,&q;relevance&q;:0.2},{&q;id&q;:null,&q;name&q;:&q;Houston&q;,&q;type&q;:&q;City&q;,&q;relevance&q;:0.2},{&q;id&q;:null,&q;name&q;:&q;search feature&q;,&q;type&q;:&q;IndustryTerm&q;,&q;relevance&q;:0.2},{&q;id&q;:null,&q;name&q;:&q;Better Business Bureau&q;,&q;type&q;:&q;Organization&q;,&q;relevance&q;:0.2},{&q;id&q;:null,&q;name&q;:&q;food&q;,&q;type&q;:&q;IndustryTerm&q;,&q;relevance&q;:0.2},{&q;id&q;:null,&q;name&q;:&q;Bloomberg&q;,&q;type&q;:&q;Company&q;,&q;relevance&q;:0}],&q;showNoVestPocket&q;:false,&q;googleKeywords&q;:[&q;harvey&q;,&q; houston&q;,&q; red cross&q;,&q; charities&q;,&q; relief&q;,&q; hurricane harvey&q;,&q; flooding&q;,&q; charity navigator&q;],&q;writtenByForbesStaff&q;:false,&q;templateType&q;:&q;standard&q;,&q;enableSigfile&q;:true,&q;primaryChannel&q;:{&q;id&q;:&q;channel_2&q;,&q;channelId&q;:&q;channel_2&q;,&q;channelName&q;:&q;Investing&q;,&q;sectionId&q;:&q;section_65&q;,&q;sectionName&q;:&q;Personal Finance&q;,&q;url&q;:&q;/finance&q;,&q;shortName&q;:&q;Personal Finance&q;},&q;pages&q;:[&q;&l;p&g;When I saw the pictures of people struggling with flood waters in Southeastern Texas, I wanted to do something to help. My community was hit by flooding earlier in the summer, so I had some idea what Texans were experiencing, although on a much smaller scale.&l;/p&g; \n&l;p&g;Yet in the rush to provide aid, a number of scams emerged that exploit our altruistic urges.&l;/p&g; \n&l;p&g;Without a doubt, the &l;a href=\&q;http://www.redcross.org/\&q; target=\&q;_blank\&q; rel=\&q;nofollow\&q;&g;American Red Cross&l;/a&g;&a;nbsp;always has boots on the ground. They have a solid track record and are extremely well organized.&l;/p&g; \n&l;p&g;Yet there are many other worthy groups doing good work that need your support. More than 30,000 people will need temporary housing, food and water. The need is great.&l;/p&g; \n&l;p&g;Before you respond to the avalanche of appeals in every medium, you need to be careful.&l;/p&g; \n&l;div id=\&q;attachment_41514828\&q; class=\&q;wp-caption alignnone\&q;&g; \n &l;div class=\&q;article-body-image\&q;&g; \n  &l;img class=\&q;dam-image bloomberg size-large wp-image-41514828\&q; src=\&q;https://specials-images.forbesimg.com/imageserve/41514828/960x0.jpg?fit=scale\&q; data-height=\&q;640\&q; data-width=\&q;960\&q; /&g; \n &l;/div&g; \n &l;div article-image-caption=\&q;\&q;&g; \n  &l;div class=\&q;caption-container\&q; ng-class=\&q;caption_state\&q;&g; \n   &l;fbs-accordion current=\&q;0\&q;&g; \n    &l;p class=\&q;wp-caption-text\&q;&g;Rescuers help a woman from a flooded retirement home after Hurricane Harvey in Spring, Texas, U.S., on Monday, Aug. 28, 2017. (Luke Sharrett/Bloomberg&l;/p&g; \n   &l;/fbs-accordion&g; \n  &l;/div&g; \n &l;/div&g; \n&l;/div&g; \n&l;p&g; \n &l;fbs-ad position=\&q;inread\&q; progressive=\&q;\&q;&g;&l;/fbs-ad&g;&l;/p&g; \n&l;p&g;According to &l;a href=\&q;https://www.charitynavigator.org/index.cfm?bay=content.view&a;amp;cpid=5239&a;amp;utm_source=Press+Releases+%26+Media+Alerts&a;amp;utm_campaign=aaea2e1ca5-EMAIL_CAMPAIGN_2017_08_28&a;amp;utm_medium=email&a;amp;utm_term=0_e31b418e47-aaea2e1ca5-94016125\&q; target=\&q;_blank\&q; rel=\&q;nofollow\&q;&g;Charity Navigator&l;/a&g;, here are some of the highest-rated local non-profits working in the Houston area:&l;/p&g; \n&l;p&g;--&l;a href=\&q;https://www.americares.org/\&q; target=\&q;_blank\&q; rel=\&q;nofollow\&q;&g; Americares&l;/a&g;&l;/p&g; \n&l;p&g;-- &l;a href=\&q;https://www.directrelief.org/\&q; target=\&q;_blank\&q; rel=\&q;nofollow\&q;&g;Direct Relief&l;/a&g;&l;/p&g; \n&l;div class=\&q;vestpocket\&q; vest-pocket=\&q;\&q;&g;&l;/div&g; \n&l;p&g;-- &l;a href=\&q;https://www.catholiccharities.org/\&q; target=\&q;_blank\&q; rel=\&q;nofollow\&q;&g;Catholic Charities of the Archdiocese of Galveston-Houston&l;/a&g;&l;/p&g; \n&l;p&g;--&l;a href=\&q;https://www.convoyofhope.org/\&q; target=\&q;_blank\&q; rel=\&q;nofollow\&q;&g; Convoy of Hope&l;/a&g;&l;/p&g; \n&l;p&g;-- &l;a href=\&q;http://www.savethechildren.org/site/c.8rKLIXMGIpI4E/b.6115947/k.B143/Official_USA_Site.htm\&q; target=\&q;_blank\&q; rel=\&q;nofollow\&q;&g;Save the Children&l;/a&g;&l;/p&g; \n&l;p&g;How do you avoid a scam non-profit? You need to do some vetting. Here are some guidelines:&l;/p&g; \n&l;p&g;&l;strong&g;-- A charity solicits your donation by phone or email.&l;/strong&g; Most legitimate charities put their money into &a;quot;program&a;quot; work, that is, directly helping people. If you&s;re getting aggressive solicitations, that&s;s usually a bad sign. Avoid those charities that do this.&l;/p&g; \n&l;p&g;Want to know if a charity is legit? Here are some guidelines from the IRS:&l;/p&g; \n&l;p&g;&a;quot;Be wary of charities with names that are similar to familiar or nationally known organizations. Some phony charities use names or websites that sound or look like those of respected, legitimate organizations.&l;/p&g; \n&l;p&g;The&l;a href=\&q;https://www.irs.gov/charities-non-profits/exempt-organizations-select-check\&q; target=\&q;_blank\&q; rel=\&q;nofollow\&q;&g; IRS &a;nbsp;Web site&l;/a&g; has a search feature,&l;span&g;&a;nbsp;&l;/span&g;&l;a href=\&q;http://links.govdelivery.com/track?type=click&a;amp;enid=ZWFzPTEmbXNpZD0mYXVpZD0mbWFpbGluZ2lkPTIwMTcwODI5Ljc3NDc1MjgxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE3MDgyOS43NzQ3NTI4MSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE2ODQzOTczJmVtYWlsaWQ9am9obndhc2lrQGdtYWlsLmNvbSZ1c2VyaWQ9am9obndhc2lrQGdtYWlsLmNvbSZ0YXJnZXRpZD0mZmw9Jm12aWQ9JmV4dHJhPSYmJg==&a;amp;&a;amp;&a;amp;127&a;amp;&a;amp;&a;amp;https://www.irs.gov/charities-non-profits/exempt-organizations-select-check\&q; target=\&q;_blank\&q; rel=\&q;nofollow\&q;&g;Exempt Organizations Select Check&l;/a&g;, through which people may find qualified charities; donations to these charities may be tax-deductible.&a;quot;&l;/p&g; \n&l;p&g;&l;strong&g;-- Use an independent third party to evaluate the charity.&l;/strong&g; Other than Charity Navigator, use the &l;a href=\&q;https://www.bbb.org/council/news-events/news-releases/2017/08/bbb-and-give.org-offer-tips-on-helping-texas-in-the-aftermath-of-hurricane-harvey/\&q; target=\&q;_blank\&q; rel=\&q;nofollow\&q;&g;Better Business Bureau&s;s Give.org &l;/a&g;site. &a;quot;Verify the trustworthiness of soliciting relief organizations by visiting &l;a href=\&q;http://give.org/\&q; target=\&q;_blank\&q; rel=\&q;nofollow\&q;&g;Give.org&l;/a&g; to access free reports that specify if the charity meets the 20 BBB Standards for Charity Accountability,&a;quot; the BBB offers.&l;/p&g; \n&l;p&g;&l;strong&g;-- See if the charity has boots on the ground.&l;/strong&g; Many don&s;t, but will be more than happy to accept your donation. If you want to target your contribution to &a;quot;direct&a;quot; relief groups, then you need to do a little research.&l;/p&g; \n&l;p&g;&a;quot;Unless the charity already has staff in the affected areas,&a;quot; notes the BBB, &a;quot;it may be difficult to bring in new aid workers to provide assistance quickly. See if the charity’s website clearly describes what the charity can do to address immediate needs.&a;quot;&l;/p&g; \n&l;p&g;&l;strong&g;-- Be wary of crowdfunding.&l;/strong&g; Although this way of raising money on social media can be effective and fast, these sites are hard to vet. You don&s;t know where the money is headed.&l;/p&g; \n&l;p&g;&a;quot;Keep in mind that some crowdfunding sites do very little vetting of individuals who decide to post for assistance after a disaster, and it is often difficult for donors to verify the trustworthiness of crowdfunding requests for support,&a;quot; the BBB adds.&l;/p&g; \n&l;p&g;&a;quot;If you decide to contribute via crowdfunding, it is probably best to give to people who you personally know that have posted requests for assistance.&a;quot;&l;/p&g;&q;],&q;channelSectionMappings&q;:[{&q;id&q;:&q;channel_1&q;,&q;channelName&q;:&q;Business&q;,&q;url&q;:&q;/business&q;},{&q;id&q;:&q;channel_12&q;,&q;channelName&q;:&q;ForbesLife&q;,&q;url&q;:&q;/forbeslife&q;},{&q;id&q;:&q;channel_12section_227&q;,&q;channelName&q;:&q;ForbesLife&q;,&q;sectionName&q;:&q;Travel&q;,&q;url&q;:&q;/forbeslife/travel&q;},{&q;id&q;:&q;channel_14&q;,&q;channelName&q;:&q;Under 30&q;,&q;url&q;:&q;/under30&q;},{&q;id&q;:&q;channel_16&q;,&q;channelName&q;:&q;Women@Forbes&q;,&q;url&q;:&q;/women-at-forbes&q;},{&q;id&q;:&q;channel_16section_527&q;,&q;channelName&q;:&q;Women@Forbes&q;,&q;sectionName&q;:&q;ForbesWoman&q;,&q;url&q;:&q;/forbeswoman&q;},{&q;id&q;:&q;channel_16section_549&q;,&q;channelName&q;:&q;Women@Forbes&q;,&q;sectionName&q;:&q;A Day In The Life&q;,&q;url&q;:&q;/day-in-life&q;},{&q;id&q;:&q;channel_1section_111&q;,&q;channelName&q;:&q;Business&q;,&q;sectionName&q;:&q;Logistics &a; Transportation&q;,&q;url&q;:&q;/logistics-transportation&q;},{&q;id&q;:&q;channel_1section_127&q;,&q;channelName&q;:&q;Business&q;,&q;sectionName&q;:&q;Reinventing America&q;,&q;url&q;:&q;/reinventing-america&q;},{&q;id&q;:&q;channel_1section_2&q;,&q;channelName&q;:&q;Business&q;,&q;sectionName&q;:&q;Energy&q;,&q;url&q;:&q;/energy&q;},{&q;id&q;:&q;channel_1section_7&q;,&q;channelName&q;:&q;Business&q;,&q;sectionName&q;:&q;Washington&q;,&q;url&q;:&q;/washington&q;},{&q;id&q;:&q;channel_2&q;,&q;channelName&q;:&q;Investing&q;,&q;url&q;:&q;/investing&q;},{&q;id&q;:&q;channel_2section_11&q;,&q;channelName&q;:&q;Investing&q;,&q;sectionName&q;:&q;Advisor Network&q;,&q;url&q;:&q;/advisor-network&q;},{&q;id&q;:&q;channel_2section_65&q;,&q;channelName&q;:&q;Investing&q;,&q;sectionName&q;:&q;Personal Finance&q;,&q;url&q;:&q;/finance&q;},{&q;id&q;:&q;channel_3&q;,&q;channelName&q;:&q;Tech&q;,&q;url&q;:&q;/technology/&q;},{&q;id&q;:&q;channel_3section_149&q;,&q;channelName&q;:&q;Tech&q;,&q;sectionName&q;:&q;Transformational Tech&q;,&q;url&q;:&q;/transformational-tech&q;},{&q;id&q;:&q;channel_3section_16&q;,&q;channelName&q;:&q;Tech&q;,&q;sectionName&q;:&q;Science&q;,&q;url&q;:&q;/science&q;},{&q;id&q;:&q;channel_3section_22&q;,&q;channelName&q;:&q;Tech&q;,&q;sectionName&q;:&q;Mobile&q;,&q;url&q;:&q;/mobile&q;},{&q;id&q;:&q;channel_3section_76&q;,&q;channelName&q;:&q;Tech&q;,&q;sectionName&q;:&q;Social Media&q;,&q;url&q;:&q;/social-media&q;}],&q;blogId&q;:&q;1907&q;,&q;disableDigest&q;:false,&q;pTagCount&q;:20,&q;hashtags&q;:[&q;IfIOnlyKnew&q;],&q;hideDescription&q;:false,&q;sponsored&q;:false,&q;doNotPaginate&q;:true,&q;editorsPick&q;:false,&q;sentimentScore&q;:0.144748,&q;numberOfImages&q;:1,&q;relativeVideo&q;:{&q;videoId&q;:&q;5679424370001&q;,&q;title&q;:&q;Gretchen Carlson: How We Can Change The World&q;,&q;playerId&q;:&q;S1EBSbDn&q;,&q;keyValues&q;:&q;displaysection=personalfinance&a;fl=&a;channel=business,forbeslife,under30,women@forbes,investing,tech&a;swimlane=&a;specialslot=&a;section=forbeslife:travel,women@forbes:forbeswoman,women@forbes:adayinthelife,business:logistics&a;transportation,business:reinventingamerica,business:energy,business:washington,investing:advisornetwork,investing:personalfinance,tech:transformationaltech,tech:science,tech:mobile,tech:socialmedia&a;id=blogAndPostId/blog/post/1907-16308&a;brand=&a;displaychannel=investing&q;,&q;autoPlay&q;:true},&q;relativeVideos&q;:[{&q;videoId&q;:&q;5627297284001&q;,&q;title&q;:&q;Aly Raisman: Find The Silver Lining In Your Setbacks&q;,&q;playerId&q;:&q;S1EBSbDn&q;,&q;keyValues&q;:&q;displaysection=personalfinance&a;fl=&a;channel=business,forbeslife,under30,women@forbes,investing,tech&a;swimlane=&a;specialslot=&a;section=forbeslife:travel,women@forbes:forbeswoman,women@forbes:adayinthelife,business:logistics&a;transportation,business:reinventingamerica,business:energy,business:washington,investing:advisornetwork,investing:personalfinance,tech:transformationaltech,tech:science,tech:mobile,tech:socialmedia&a;id=blogAndPostId/blog/post/1907-16308&a;brand=&a;displaychannel=investing&q;,&q;autoPlay&q;:true},{&q;videoId&q;:&q;5194759064001&q;,&q;title&q;:&q;Why So Many Millennials Experience Impostor Syndrome&q;,&q;playerId&q;:&q;S1EBSbDn&q;,&q;keyValues&q;:&q;displaysection=personalfinance&a;fl=&a;channel=business,forbeslife,under30,women@forbes,investing,tech&a;swimlane=&a;specialslot=&a;section=forbeslife:travel,women@forbes:forbeswoman,women@forbes:adayinthelife,business:logistics&a;transportation,business:reinventingamerica,business:energy,business:washington,investing:advisornetwork,investing:personalfinance,tech:transformationaltech,tech:science,tech:mobile,tech:socialmedia&a;id=blogAndPostId/blog/post/1907-16308&a;brand=&a;displaychannel=investing&q;,&q;autoPlay&q;:true},{&q;videoId&q;:&q;5627294038001&q;,&q;title&q;:&q;T.J. Miller: Hard Work Trumps Talent&q;,&q;playerId&q;:&q;S1EBSbDn&q;,&q;keyValues&q;:&q;displaysection=personalfinance&a;fl=&a;channel=business,forbeslife,under30,women@forbes,investing,tech&a;swimlane=&a;specialslot=&a;section=forbeslife:travel,women@forbes:forbeswoman,women@forbes:adayinthelife,business:logistics&a;transportation,business:reinventingamerica,business:energy,business:washington,investing:advisornetwork,investing:personalfinance,tech:transformationaltech,tech:science,tech:mobile,tech:socialmedia&a;id=blogAndPostId/blog/post/1907-16308&a;brand=&a;displaychannel=investing&q;,&q;autoPlay&q;:true},{&q;videoId&q;:&q;5627295793001&q;,&q;title&q;:&q;Former Apple CEO John Sculley On Entrepreneurial Capitalism&q;,&q;playerId&q;:&q;S1EBSbDn&q;,&q;keyValues&q;:&q;displaysection=personalfinance&a;fl=&a;channel=business,forbeslife,under30,women@forbes,investing,tech&a;swimlane=&a;specialslot=&a;section=forbeslife:travel,women@forbes:forbeswoman,women@forbes:adayinthelife,business:logistics&a;transportation,business:reinventingamerica,business:energy,business:washington,investing:advisornetwork,investing:personalfinance,tech:transformationaltech,tech:science,tech:mobile,tech:socialmedia&a;id=blogAndPostId/blog/post/1907-16308&a;brand=&a;displaychannel=investing&q;,&q;autoPlay&q;:true},{&q;videoId&q;:&q;5679424370001&q;,&q;title&q;:&q;Gretchen Carlson: How We Can Change The World&q;,&q;playerId&q;:&q;S1EBSbDn&q;,&q;keyValues&q;:&q;displaysection=personalfinance&a;fl=&a;channel=business,forbeslife,under30,women@forbes,investing,tech&a;swimlane=&a;specialslot=&a;section=forbeslife:travel,women@forbes:forbeswoman,women@forbes:adayinthelife,business:logistics&a;transportation,business:reinventingamerica,business:energy,business:washington,investing:advisornetwork,investing:personalfinance,tech:transformationaltech,tech:science,tech:mobile,tech:socialmedia&a;id=blogAndPostId/blog/post/1907-16308&a;brand=&a;displaychannel=investing&q;,&q;autoPlay&q;:true},{&q;videoId&q;:&q;5679433992001&q;,&q;title&q;:&q;Chef Dominique Crenn: The Food Industry’s #1 Issue&q;,&q;playerId&q;:&q;S1EBSbDn&q;,&q;keyValues&q;:&q;displaysection=personalfinance&a;fl=&a;channel=business,forbeslife,under30,women@forbes,investing,tech&a;swimlane=&a;specialslot=&a;section=forbeslife:travel,women@forbes:forbeswoman,women@forbes:adayinthelife,business:logistics&a;transportation,business:reinventingamerica,business:energy,business:washington,investing:advisornetwork,investing:personalfinance,tech:transformationaltech,tech:science,tech:mobile,tech:socialmedia&a;id=blogAndPostId/blog/post/1907-16308&a;brand=&a;displaychannel=investing&q;,&q;autoPlay&q;:true},{&q;videoId&q;:&q;5690691698001&q;,&q;title&q;:&q;New Year&s;s Resolutions Usually Fail - Yours Don&s;t Have To&q;,&q;playerId&q;:&q;S1EBSbDn&q;,&q;keyValues&q;:&q;displaysection=personalfinance&a;fl=&a;channel=business,forbeslife,under30,women@forbes,investing,tech&a;swimlane=&a;specialslot=&a;section=forbeslife:travel,women@forbes:forbeswoman,women@forbes:adayinthelife,business:logistics&a;transportation,business:reinventingamerica,business:energy,business:washington,investing:advisornetwork,investing:personalfinance,tech:transformationaltech,tech:science,tech:mobile,tech:socialmedia&a;id=blogAndPostId/blog/post/1907-16308&a;brand=&a;displaychannel=investing&q;,&q;autoPlay&q;:true},{&q;videoId&q;:&q;5679424386001&q;,&q;title&q;:&q;Patty Jenkins: Change Starts From The Bottom&q;,&q;playerId&q;:&q;S1EBSbDn&q;,&q;keyValues&q;:&q;displaysection=personalfinance&a;fl=&a;channel=business,forbeslife,under30,women@forbes,investing,tech&a;swimlane=&a;specialslot=&a;section=forbeslife:travel,women@forbes:forbeswoman,women@forbes:adayinthelife,business:logistics&a;transportation,business:reinventingamerica,business:energy,business:washington,investing:advisornetwork,investing:personalfinance,tech:transformationaltech,tech:science,tech:mobile,tech:socialmedia&a;id=blogAndPostId/blog/post/1907-16308&a;brand=&a;displaychannel=investing&q;,&q;autoPlay&q;:true}],&q;hasVideo&q;:false,&q;hasInfographic&q;:false,&q;bulletList&q;:[null,null,null],&q;sentimentCompanies&q;:[],&q;trumpContent&q;:false,&q;wordCount&q;:539,&q;mobileOnly&q;:false,&q;hashtagSetting&q;:{&q;hashtag&q;:&q;IfIOnlyKnew&q;,&q;autoplay&q;:true,&q;specialSlot&q;:&q;&q;,&q;sponsored&q;:false,&q;active&q;:true},&q;fully_loaded&q;:true}},&q;adsConfig&q;:{&q;mobile&q;:false,&q;ad_unit_path&q;:&q;/7175/fdc.forbes/article-d&q;,&q;amazonSlots&q;:[{&q;slotID&q;:&q;top&q;,&q;sizes&q;:[[728,90],[970,250]]},{&q;slotID&q;:&q;rec&q;,&q;sizes&q;:[[300,250],[300,600]]},{&q;slotID&q;:&q;recx&q;,&q;sizes&q;:[[300,250],[300,600]]},{&q;slotID&q;:&q;loge&q;,&q;sizes&q;:[[300,250],[300,600]]}],&q;positions&q;:{&q;top&q;:{&q;slot_id&q;:&q;top&q;,&q;sizes&q;:[[728,90],[970,250],[970,90],[970,66],[640,360],[1,1],&q;fluid&q;]},&q;rec&q;:{&q;slot_id&q;:&q;rec&q;,&q;sizes&q;:[[300,250],[336,280],[300,600],[1,1],&q;fluid&q;]},&q;mobile&q;:{&q;slot_id&q;:&q;mobile&q;,&q;sizes&q;:[[300,50],[320,50],[1,1]]},&q;mobilerec&q;:{&q;slot_id&q;:&q;mobilerec&q;,&q;sizes&q;:[[300,250],[300,50],[320,180],[320,50],[1,1]]},&q;recx&q;:{&q;slot_id&q;:&q;recx&q;,&q;sizes&q;:[[300,250],[336,280],[300,600],[1,1],&q;fluid&q;],&q;incremental&q;:true},&q;loge&q;:{&q;slot_id&q;:&q;loge&q;,&q;sizes&q;:[[336,280],[300,600],[300,250],[1,1],&q;fluid&q;]},&q;mobilex&q;:{&q;slot_id&q;:&q;mobilex&q;,&q;sizes&q;:[[300,250],[300,50],[320,180],[320,50],[1,1]],&q;incremental&q;:true},&q;mob-stream&q;:{&q;slot_id&q;:&q;mob-stream&q;,&q;sizes&q;:[[300,250],[300,50],[320,180],[320,50],[1,1]]},&q;mob-stream2&q;:{&q;slot_id&q;:&q;mob-stream2&q;,&q;sizes&q;:[[300,250],[300,50],[320,180],[320,50],[1,1]]},&q;mobiletext&q;:{&q;slot_id&q;:&q;mobiletext&q;,&q;sizes&q;:[[300,250],[336,280],[1,1],&q;fluid&q;]},&q;ntv-article&q;:{&q;slot_id&q;:&q;ntv-article&q;,&q;div_id&q;:&q;brandvoice_inline&q;,&q;sizes&q;:[[2,3],[1,1],&q;fluid&q;],&q;params&q;:{&q;strnativekey&q;:&q;3e7e0323&q;}},&q;ntv-belt&q;:{&q;slot_id&q;:&q;ntv-belt&q;,&q;params&q;:{&q;strnativekey&q;:&q;12653cf9&q;},&q;sizes&q;:[[2,3],[1,1]]},&q;ntv-rail&q;:{&q;sizes&q;:[[2,3],[1,1],&q;fluid&q;],&q;breaks&q;:{&q;xxlarge&q;:[[2,3],[1,1],&q;fluid&q;],&q;xlarge&q;:[[2,3],[1,1],&q;fluid&q;],&q;large&q;:[[2,3],[1,1],&q;fluid&q;],&q;medium&q;:[[2,3],[1,1],&q;fluid&q;],&q;small&q;:[[2,3],[1,1],&q;fluid&q;]},&q;slot_id&q;:&q;ntv-rail&q;,&q;params&q;:{&q;strnativekey&q;:&q;4kSaBGZvyd5bZ4yDRLQWW9u8&q;}},&q;ntv-rail-2&q;:{&q;sizes&q;:[[2,3],[1,1],&q;fluid&q;],&q;breaks&q;:{&q;xxlarge&q;:[[2,3],[1,1],&q;fluid&q;],&q;xlarge&q;:[[2,3],[1,1],&q;fluid&q;],&q;large&q;:[[2,3],[1,1],&q;fluid&q;],&q;medium&q;:[[2,3],[1,1],&q;fluid&q;],&q;small&q;:[[2,3],[1,1],&q;fluid&q;]},&q;slot_id&q;:&q;ntv-rail-2&q;,&q;params&q;:{&q;strnativekey&q;:&q;t5toAgo73taamHDf2P739tD4&q;}},&q;spon-logo&q;:{&q;slot_id&q;:&q;spon-logo&q;,&q;sizes&q;:[[120,40],[300,170],[300,100],[1,1],&q;fluid&q;]},&q;mob-logo&q;:{&q;slot_id&q;:&q;mob-logo&q;,&q;sizes&q;:[[300,50],[300,75],[1,1],&q;fluid&q;]},&q;inread&q;:{&q;slot_id&q;:&q;inread&q;,&q;progressive&q;:true,&q;sizes&q;:[[600,575],[528,297],[1,1],&q;fluid&q;]},&q;topx&q;:{&q;slot_id&q;:&q;topx&q;,&q;sizes&q;:[[728,90],[970,250],[970,90],[970,66],[640,360],[1,1],&q;fluid&q;]},&q;artbottom&q;:{&q;slot_id&q;:&q;artbottom&q;,&q;sizes&q;:[[1,1],&q;fluid&q;]}},&q;params&q;:{&q;author&q;:&q;johnwasik&q;,&q;bbgterm&q;:false,&q;channel&q;:[&q;business&q;,&q;forbeslife&q;,&q;under30&q;,&q;women@forbes&q;,&q;investing&q;,&q;tech&q;],&q;co&q;:[],&q;displaychannel&q;:&q;investing&q;,&q;displaysection&q;:&q;personalfinance&q;,&q;fl&q;:null,&q;fvid&q;:&q;&q;,&q;ht&q;:&q;IfIOnlyKnew&q;,&q;id&q;:&q;blogAndPostId/blog/post/1907-16308&q;,&q;img&q;:null,&q;login&q;:false,&q;section&q;:[&q;forbeslife:travel&q;,&q;women@forbes:forbeswoman&q;,&q;women@forbes:adayinthelife&q;,&q;business:logistics&a;transportation&q;,&q;business:reinventingamerica&q;,&q;business:energy&q;,&q;business:washington&q;,&q;investing:advisornetwork&q;,&q;investing:personalfinance&q;,&q;tech:transformationaltech&q;,&q;tech:science&q;,&q;tech:mobile&q;,&q;tech:socialmedia&q;],&q;specialslot&q;:&q;&q;,&q;templatetype&q;:&q;standard&q;,&q;type&q;:&q;contributor&q;}},&q;hasLoginCookies&q;:false,&q;REQUEST_HEADERS&q;:{&q;user-agent&q;:&q;python-requests/2.10.0&q;}}</script></body></html>